EFTA01280059.pdf

Inter Vivos Revocable Trust Rider
Definitions Used in this Rider.
(A)
"Revocable Trust." The Requiro Terra, LLC, A Florida Limited Liability
Company dated
(B) "Revocable Trust Trustee(s)."
Requiro Terra, LLC, A Florida Limited Liability Co
trustee(s) of the Revocable Trust.
(C) "Revocable Trust Settlor(s)."
settlor(s), grantor(s), or trustor(s) of the Revocable Trust.
(D) "Lender."
Fifth Third Mortgage Company
(E) "Security Instrument." The Deed of Trust, Mortgage or Security Deed and any riders thereto of
the same date as this Rider given to secure the Note to Lender of the same date made by the
Revocable Trust, the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s) and any
other natural persons signing such Note and covering the Property (as defined below).
(F) "Property." The property described in the Security Instrument and located at:
[Property Address]
THIS INTER VIVOS REVOCABLE TRUST RIDER is made December 10, 2014 , and is
incorporated into and shall be deemed to amend and supplement the Security Instrument.
ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security
Instrument, the Revocable Trust Trustee(s), and the Revocable Trust Settlor(s) and the Lender
further covenant and agree as follows:
A. Inter Vivos Revocable Trust.
1. Certification and Warranties of Revocable Trust Trustee(s).
The Revocable Trust Trustee(s) certify to Lender that the Revocable Trust is an inter vivos
revocable trust for which the Revocable Trust Trustee(s) are holding full title to the
Property as trustee(s).
The Revocable Trust Trustee(s) warrants to Lender that (i) the Revocable Trust is validly
created under the laws of the State of NORTH CAROLINA
(ii) the trust instrument creating the Revocable Trust is in full force and effect and there
are no amendments or other modifications to the trust instrument affecting the revocability
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of the Revocable Trust; (iii) the Property is located in the State of NORTH CAROLINA
(iv) the Revocable Trust Trustee(s) have full power and authority as trustee(s) under the
trust instrument creating the Revocable Trust and under applicable law to execute the
Security Instrument, including this Rider; (v) the Revocable Trust Trustee(s) have executed
the Security Instrument, including this Rider, on behalf of the Revocable Trust; (vi) the
Revocable Trust Settlor(s) have executed the Security Instrument, including this Rider,
acknowledging all of the terms and conditions contained therein and agreeing to be bound
thereby; (vii) only the Revocable Trust Settlor(s) and the Revocable Trust Trustee(s) may
hold any power of direction over the Revocable Trust; (viii) only the Revocable Trust
Settlor(s) hold the power to direct the Trustee(s) in the management of the Property; (ix)
only the Revocable Trust Settlor(s) hold the power of revocation over the Revocable Trust;
and (x) the Revocable Trust Trustee(s) have not been notified of the existence or assertion
of any lien, encumbrance or claim against any beneficial interest in, or transfer of all or any
portion of any beneficial interest in or powers of direction over the Revocable Trust
Trustee(s) or the Revocable Trust, as the case may be, or power of revocation over the
Revocable Trust.
2. NOTICE OF CHANGES TO REVOCABLE TRUST AND TRANSFER OF POWERS OVER
REVOCABLE TRUST TRUSTEE(S) OR REVOCABLE TRUST OR BOTH; NOTICE OF CHANGE OF
REVOCABLE TRUST TRUSTEE(S); NOTICE OF CHANGE OF OCCUPANCY OF THE PROPERTY;
NOTICE OF TRANSFER OF BENEFICIAL INTEREST IN REVOCABLE TRUST.
The Revocable Trust Trustee(s) shall provide timely notice to Lender promptly upon notice or
knowledge of any revocation or termination of the Revocable Trust, or of any change in the
holders of the powers of direction over the Revocable Trust Trustee(s) or the Revocable Trust,
as the case may be, or of any change in the holders of the power of revocation over the
Revocable Trust, or both, or of any change in the trustee(s) of the Revocable Trust (whether
such change is temporary or permanent), or of any change in the occupancy of the Property, or
of any sale, transfer, assignment or other disposition (whether by operation of law or
otherwise) of any beneficial interest in the Revocable Trust.
B. Additional Borrower(s).
The term "Borrower" when used in the Security Instrument shall refer to the Revocable
Trust, the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s), jointly and
severally. Each party signing this Rider below (whether by accepting and agreeing to the
terms and covenants contained herein or by acknowledging all of the terms and covenants
contained herein and agreeing to be bound thereby, or both) covenants and agrees that,
whether or not such party is named as "Borrower" on the first page of the Security
Instrument, each covenant and agreement and undertaking of "Borrower" in the Security
Instrument shall be such party's covenant and agreement and undertaking as "Borrower"
and shall be enforceable by Lender as if such party were named as "Borrower" in the
Security Instrument.
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C. Transfer of the Property or a Beneficial Interest in the Revocable Trust.
The Transfer of the Property or a Beneficial Interest in Borrower Covenant of the Security
Instrument is amended to read as follows:
Transfer of the Property or a Beneficial Interest in Revocable Trust.
If, without Lender's prior written consent, (i) all or any part of the Property or an interest
in the Property is sold or transferred or (ii) there is a sale, transfer, assignment or other
disposition of any beneficial interest in the Revocable Trust, Lender may, at its option,
require immediate payment in full of all sums secured by this Security Instrument.
However, this option shall not be exercised by Lender if exercise is prohibited by
Applicable Law.
If Lender exercises this option, Lender shall give the Borrower notice of acceleration. The
notice shall provide a period of not less than 30 days from the date the notice is given in
accordance with the Notice Section within which Borrower must pay all sums secured by
this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this
period, Lender may invoke any remedies permitted by this Security Instrument without
further notice or demand on Borrower.
BY SIGNING BELOW, the Revocable Trust Trustee(s) accepts and agrees to the terms and
covenants contained in this Inter Vivos Revocable Trust Rider.
Trustee(s)
Requiro Terra, LLC, A Florida
Limited Liability Co, Trustee of
the Requiro Terra, LLC, A Florida
Limited Liability Company under
trust instrument dated for the
benefit of
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BY SIGNING BELOW, the undersigned Revocable Trust Settlor(s) acknowledges all of the terms and
covenants contained in this Inter Vivos Revocable Trust Rider and agrees to be bound thereby.
Settlor(s)
IMIL
Iter Vivo, Revocable Trust Mae
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