EFTA01280012.pdf — Epstein Files Explorer

AI Summary

This is a Second Home Rider mortgage document dated December 10, 2014, for a property at 435 S Tryon St Unit 700, Charlotte, NC. The document establishes occupancy restrictions and loan application requirements for what appears to be a second home mortgage with Fifth Third Mortgage Company. [Rating: 3/10 - Standard mortgage document with no apparent direct connection to Epstein case, appears to be routine financial paperwork]

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financial_transactions

Extracted Entities

Name	Type	Context
435 S Tryon St Unit 700, Charlotte, NC 28202	location	Property address covered by the mortgage security instrument
Fifth Third Mortgage Company	organization	Lender for the second home mortgage
VMP Mortgage Solutions, Inc.	organization	Company referenced on mortgage form footer

Full Text

SECOND HOME RIDER
THIS SECOND HOME RIDER is made this 10th day of December, 2014
and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed
of Trust, or Security Deed (the "Security Instrument") of the same date given by the
undersigned (the "Borrower" whether there are one or more persons undersigned) to secure
Borrower's Note to Fifth Third Mortgage Company
(the "Lender") of the same date and covering the Property described in the Security
Instrument (the "Property"), which is located at:
435 S Tryon St Unit 700
Charlotte, NC 28202
(Property Address)
In addition to the covenants and agreements made in the Security Instrument, Borrower
and Lender further covenant and agree that Sections 6 and 8 of the Security Instrument are
deleted and are replaced by the following:
6. Occupancy. Borrower shall occupy, and shall only use, the Property as
Borrower's second home. Borrower shall keep the Property available for Borrower's
exclusive use and enjoyment at all times, and shall not subject the Property to any
timesharing or other shared ownership arrangement or to any rental pool or
agreement that requires Borrower either to rent the Property or give a management
firm or any other person any control over the occupancy or use of the Property.
8. Borrowers Loan Application. Borrower shall be in default if, during the Loan
application process. Borrower or any persons or entities acting at the direction of
Borrower or with Borrower's knowledge or consent gave materially false, misleading,
or inaccurate information or statements to Lender (or failed to provide Lender with
material information) in connection with the Loan. Material representations include,
but are not limited to, representations concerning Borrower's occupancy of the
Property as Borrower's second home.
srxxx1321 30000C1321
MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM
INSTRUM ENT
Form 3890 1/01 Page 1 of 2 Initials:
C -365R (0811) VMP Mortgage Solutions, Inc. (800)521 7291
!18747010420361321!
CONFIDENTIAL
SDNY_GM_00031163
EFTA_00141776
EFTA01280012

BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained
in this Second Home Rider.
(Seal) (Seal)
-Borrower -Borrower
(Seal) (Seal)
-Borrower -Borrower
(Seal) (Seal)
-Borrower -Borrower
(Seal) (Seal)
-Borrower -Borrower
XYXYX1321 30000(1321
MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM
INSTRUMENT Form 3890 1/01
C -365R (0811) Page 2 of 2
CONFIDENTIAL
SDNY_GM_00031164
EFTA_00I 41777
EFTA01280013