EFTA01269548.pdf

I First Bank Document Checklist for
Business Accounts File
Together we are one
Important note: Please refer to the Account Opening Procedures for pecific information on the various types of documents required at account opening.
Account Tide:) - Account NumberS ( \ C f Date Opened: 11)\;:j.- t
Signature Cards V
Customer Due Diligence for Business - Entities (eff. 611112010) . /-
V
Customer Due Diligence for Additional signers or Authorized Signatures on Business i
Entities Accounts (eff. 6111/2010) V
Observations at Place of Business
OFAC/PLC (print evidence of verification) (611112010 for new account clients without
an active deposit account at the lime d account opening)
DocumentiChecklist for Business Accounts File -NNNS-2464-0711R
ECR Checklist Individual Account for Personal Purposes NNNS-2544 (ft 611112010)
ECR Individual Account for Commercial Purposes NNNS-2540 (ett. 06/ I 1/2010) i 1
ECR Checklist for Unincorporated Association cr Organizations Account (league,
Club, Class. Fund rasing, religious. civic, etc) NNNS-2538 (0. 611 112010) t -\ kt:\
ECR Checklist for Corporate Accounts (Fa-profit or not4a-prot) NNS-1281
;•\kn
(eft. 6/1112010)
ECR Checklist for Special Partnership ACCiduril (for profit and not-for-prolit) NNNS-
2539 (eff. 6/1112010) V
Covered Person Cerifmation NNNS-1303 (eff.611112010) i1.1El
Appropriate W-8 Form or W-9 Form (if non-U.S. entity) (eff. 611112010) Vc
Disclosures that must be given to client
Rates and Fees Schedule
Account Agreement
FDIC Insuring Your Deposit Brochure (USVI only)
Notice of Negative Information Disclosure v
Check 0 if is completed
Other Documents or Remarks
N/A II not a Doable
rt t-,;Xi....,t0.., t"- .....
Certificate of Incorporation or Certificate of Cuakficabon (i a U.S. based =proton)
Business/Trade License (current)
Certificate of Good StaNfmg
Articles of incorporation (stamped by the Office of the lieutenant Governor I USN and the
Registrar of Companies in We BVI)
Certificate o' Trade Name
Corporate Resolution (with Corporate Seal)
Corporate Resolution and Corporate Authorization and Indemnity Agreement for
TelephoneffelexiFacsimiieNrritten Instructions (This document is only required if
client requests hind transfers by phone, fax a messenger)
Partners* Lotter and Sea* Agreement
Business/Trade License (current) , ,
Palters* Agreement (d it exists)
Certificate of Trade Name (t applicable)
Certificate of limited Partnership (it applicable)
Resolution where Partnershp °detains Cordoraten as a Partner (it separable)
Partions*Conta'ns Lnued Liability Company as a Partner (d applicable)
Partnership Contains Trust as a Partner (if applcable)
Partners* Contains Joist Venture as a Pater (if applicable)
Security Procedure Agreement for TetephonefFax Issuance at Payment Orders or Request for
Internt.:mai Drafts (if requested) CONF1D NTIAL SONY GM_ 0 00t3738
.—.— —.. _...
C irstttan
EFTA DD 24381
EFTA01269548

Cer:ficats of Trade Name (if epiglottis)
Coma* Pesoluton or Unincorporated Association Resolution
Certificate of Incorporattn or Gestate* of Authority for Foregn and Foreign Non-Pmfil
Corporation (I incorporated)
Midas of Incorporation (4 ircontrated)
Certikat of Good Standing (if BVI corporation for more than tivetre months) (if incorporated)
Corporate Resolution and Corporate Authorization and Indemnity Agreement for
Telephone/Telex/Facsimile/Written Instructions. (This document is only required if
client requests fund transfers by phone, fax or messenger) - if incorporated
Security Procedure Agreement for TeteFyne/Fax Issuance of Payment Cyders or Request for
International Drafts d tested - if at rated
Limited Liabiky Company Letter and Security Agreement
Business/14de License (current)
Operating Agreement
Ankles of Organization or Certificate of Formation (non-bast form- If the PLLC ea 'nett RIC
Certificate of Existence
Security Procedure Agreement for Telephone/Fax Issuance of Payment Orders or Request for
International Drafts (if requested) - if unincorporated
Limited Lebilty Company Contains Corporate Membanlilenager (if appitable)
Limited Liability Company Contain Limited Likely Company as a fdemdeftlibfidilef (f
applicable)
limited Liability Company Contains Limited Liability Partnership as a Merriceilkiallager (if
applicable)
Limied Uabaty Company Contains Partnership as a Member:Manager (4 appicable)
Limded Lietkiy Company Contains Tnist as a Membedlanager (if appleade)
Lknied Liability Company Unincorporated Association as a Menteotanager (if applicable)
titled May Company Contains Joint Venture as a ItemboviManager Of appricade)
Corporate Resolution
Certificate of Incorporation& Certificate d Cualfication Of a U.S. based kip:ration)
Articlesof Incorporatien (stamped by the Office of the Lieutenant Governor)
Businessff rade License (current)
Corporate Resolution and Corporate Authorization and Indemnity Agreement for
Telephone/Telex/Facsimile/Written Instructions. (This document is only required if
client requests fund transfers by phone, fax or messenger)
limned Liabiky Company Letter d Security Agreement ../
Businessffr ade License turren
Certifies* of Trade Name (if applicable) C1 0;1'
Operating Agreement st
Articles of Organization or Certificate of Formeton (non-bank form-required if the LLC is a 'neve
LLC) V
Cerfificar of Efintence
Security Procedure Agreement for TeEphonelFax Issuance d Payment Orders or Request for
International Draft (if requested) V
Limited Liability Company Contains Corporate Member/Manager (if appleatta) .1.11,;c1
Limited Liability Company Conteit Limited Liability Company as a territenManager (i
appicabis) t1`1-1
Limited Liabiity Company Contains Limited Liabilty Partnership as a Member/Alan-9ga (4
applicable) CA\ F")
Limited Leto* Company Contains Partnership as a mentermaneger f4 apcticaitie) X,A
Limited Liability Company Contains Trust as a MemberfManager (if applicable) (kW')
Limited Liability Company Contain Unincorporated Association as a Member/Manager (4
ape/table) (\\,'.,
Limited Lebity Company Contains Joint Venture as a Member/Manager (if amicable) .- i\.i,',—\
Limited Liability Partnersh*Letbar and Security Agreement
Cedicale of Limited Parbieship (Limited Partnership) - Not required when opening accounts for
law firrns or security brokerage houses
Carta* of Existence
BusinessITrade License (arrant)
Operating Agreement
Statement of ()talent:ion or Statement of Foreign OLdaficaeon
Cenlicate of Trade Name (il appricable) SONY _ GSA _0 0013739
Security Procedure Agreernent for Telephenefax I noe est
C '—' — "—' ' ifs an
EFTA_00 124382
EFTA01269549

business entities
IOLTA Account Notice of Financial Institution
VILAF Aocomt Notice of Financial denim'Ion
Business License (current)
Certificate of Trade Name if acolicablel
Refer Sc. the Account Opening Procedures for additional documents required for different types of
business enanas
A legal document(s) Si *tech d states the nano of the person fang as administrator.
tutor. executor or Muds and establehes h sine'. a.:ttrities
-c4-.i;.. • .2.7:2., ftir - puoit.....h '' .. . -.....:_.
.f the PAC is an Unincorporated Associatbe Men a letter signed by the president of the
association stating the associates' purpose and an Unincorporated Associslon Resolution Is
required.
II the PAC is a Not lot Profit Corporation, a CerWicate of Incorporation for a Non-Sbek
Corporation is required.
A centration from the Virgin Islands Board of Elections
Chick la If Is obtained or
Additional Documents (supporting documents) Remarks
WA If not applicable
Income Vedficaton
Piefessbnal association dreztm
Marketrig bnxbuteshusiness Web site and cedar market mach
Sae IThobs. Miles InvoiceEtrater. electricity, telephone)
Sample of entity stationery (presents:km card, letter head paper. envelopes...)
Other:
Other
Other:
Other.
CONFIDENTIAL SDNY_GM_0001 3740
CONFIDENTIAL FirstBankPR000903
EFTA_00124383
EFTA01269550

\st
First Bank Checklist for Special Pirtnership Account
(For profit and not-for—profit)
Together we are one
(13-ax-o\ cri
Branch Number Account Number:
Initials and Review Date
Document Action Comments e R rt Reviewer
Date 1 Date \\7)\ \::
t ‘
Basiodocuments for ALL types of accounts
Customer Due Diligence Commercial/Entities
I Account file Complete for business entity.
NNNS-I307
Customer Due Diligence Authorized Signatures
I Account file One per each signer
NNNS-I306
Account Referral Shed Only when the client is not
I Account file
NNNS-I272 present
Observation at Place of Business (OPB)
I Account file
NNNS-2464
Partnership Bylaws or Articles of Incorporation E Account file Copy
Partnership, LIC, LLP Security Agreement
4INNS-2 I98-0410R.or NNNS-2 190-0802 1 Account file
NNNS-2200-0802. or NNNS-220I-0604R
ID Verification Results Summary (ID CHECK &
One per entity and one per Jam',
0EAC) or evidence of the verification used in I Account file
contingency. each signer, if applicable „Iv
Oneper entity and one per
CHEXSYSTEM Report Result I Account file
each signer, if applicable
('
Photocopy of original
Business License E Account file (S ./
document
Applies to candidates for
government elective
Territorial Election Commission Certification E Account file
positions. Photocopy of
(\0
original document.
Cardholder: one c, fl p-o (...ik
Digitalize for checking
Signature cards M alphabetical and one
accounts
numerical
Deposit Account Agreement
NNNS-2092-0508R IlSVI P Provide to client
NNNS-2377-I 104 BVI
Additional documents for CHECKING ACCOUNTS
1
Rates and Fees Schedule Disclonne •
NNNS-2091-I006R USVI I Provide to client
NNNS-2132-I206 IIVI
Additional documents for CERTIFICATES OF DEPOSIT .
Certificate of Deposit Agreement Al One for tile and one
NNNS-0958 for client
Only if there was a special
I Account file
Evidence of Negotiated Interest Rate, if applicable quote.
Legend: P - Purchasing M = Mostiic I - Intranet E External (s) Spanish e) English
`539-0611R
SONY_GM_00013741
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000904
EFTA_00124384
EFTA01269551

Account Type: Account Number: Sign. Req. Date:
1
Commercial Checking 9S2-2tO1 l oll 5/3113
Address: 6100 Red Hook, QTR B3 Tel: 340-775-2525
St. Thomas, VI. 00802
Name: LSJE, LLC EIN: 66-0776615
Name: Ha Beller SSN: 081-52-0727
ID Tr e.U5 rPct 55 h+
., .e.c.
No
Nam : SSN:
ID Type:
No:
Name: SSN:
ID Type:
No
lAaie hereby acknowledge having received prepared by:
the Deposit Account Agreement, the First .
Bancorp Information sharing and Privacy Authorized by
Policy, and the product rates and lam COM
o4-
NA 101E 712002
NNS-0001 Superseding-Current-Reason
N
Date
Initial
Instructions for sompletioo
Please print this form 3 times and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please print the name of each authorized signatory to the account together with a sample
of their signature in each field under name. If there are more than four signatories please
use additional signature cards as necessary.
The Bank will complete the remaining fields.
*Important* Please provide each signature card in triplicate with the original signatures (no photocopies).
Fors:Sank is a abradtaryofFust Bancorp (NYSE: NIP
CONFIDENTIAL SDNY_GM_00013742
CONFIDENTIAL FirstBankPR000905
EFTA 00124385
EFTA01269552

Account Type: Account Number: Sign. Req. Date:
Commercial Checking 13 a 9.00 1704 1 431 3
Address: 6100 Red Hook, QTR B3 Tel: 340-775.2525
St. Thomas, VI. 00802
Name: LSJE, LLC EN: 66-0776615
Name:. Jeanne Brennan SSN: 150-46-4746
,--7/4“ .., L41_4_4c. ID Till 111azit ad-
No:
Name: SSN:
ID Type:
No:
Name: SSN:
ID Type:
No:
I/We hereby acknowledge having remised prepared by:
the Deposit Account Agreement. the First
Bancorp Infoinkatioa Sharing and Privacy Authorized b ic , -
Policy. and the product rates and fees. k Lc._,.; \
I
NA 10lE 7/2002
NNS-000I Cbch
d
Superseding-Current-Reason Sil? Warne
oaten Initial'
Instrucdons for comnletiog
Please print this form 3 times and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please print the name of each authorized signatory to the account together with a sample
of their signature in each field under name. If there are more than four signatories please
use additional signature cards as necessary.
The Bank will complete the remaining fields.
simponants Please provide each signature card in triplicate with the original signatures (no photocopies).
FiroBank Is a subsidiary of Firs: Bancorp (NYSE: FBP
CONFIDENTIAL SDNY_GM_00013743
CONFIDENTIAL FirstBankPR000906
EFTA_00 124386
EFTA01269553

Account Type: Account Number: I Sign. Req. Date:
Commercial Checking 1
1522OO11th 51.313
Address: 6100 Red Hook, QTR B3 Tel: 340-775-2525
St. Thomas, VI. 00802
Name: LSJE, LLC EIN: 66-0776615
Name: Jeffre tein SSN: 090-44-3348
ID Type: LIG ri--DX14e2* Lltesis°
No:C.-OOOOcOO2.9413
N e: SSN:
ID Type:
No:
Name: SSN:
ID Type:
o:
I/We hereby aclaxsaledge having received prepared by:
the Deposit Account Agreement, the Fint ,.
Stomp Infomuaion Sharing and Privacy Authorized by:
Policy, and the product rates and fees.
i
NA 10IE 7/2002
NNS-000I
Superseding-Curtent-Reason Want
Date*gia.lnitlai•
Instructions for comnletio0
Please print this form 3 times and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please print the name of each authorized signatory to the account together with a sample
of their signature in each field under name. If there are more than four signatories please
rise additional signature cards as necessary.
The Bank will complete the remaining fields.
•Important• Please provide each signature card in triplicate with the original signatures (no photocopies).
FirstBank u a subsidiary cfF irst Bancorp (NYSE: FBP
SDNY_GM_00013744
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000907
EFTA_O0124387
EFTA01269554

Account Type: Account Number: Sign. Req. Date:
Commercial Checking 1322001101 I c a d i i , c i i 13
Address: 6100 Red Hook, QTR B3 Tel: 340-775-2525
St. Thomas, VI. 00802
Name: LSJE, LLC EIN: 66-0776615
Name: Darren Indyke SSN: 098-54-8596
ID Type: u 6-Pcospokt
Name: SSN:
ID Type:
No:
Name: SSN:
ID Type:
No:
inve hereby acknowledge having received Prepared by: •
the Deposit Account Agreement, the First t
Bancorp Information Sharing and Privacy Authorized by . vt r /
Policy, and the product rates and fem. —
NA 101E 7/2002
NNS-000I
Sup e rse dina-Current•Reason
Date:a 1 Ja Initial:
haloctions for consoletio
Please print this form 3 times and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please print the name of each authorized signatory to the account together with a sample
of their signature in each field under name. If there arc more than four signatories please
use additional signature cards as necessary.
The Bank will complete the remaining fields.
°Important' Please provide each signature card in triplicate with the original signatures (no photocopies).
FirnBank is a subsidtory ofF in:B ona, (NYSE RIP
CONFIDENTIAL SDNY_GM_00013745
CONFIDENTIAL FirstBankPR000908
EFTA 00124388
EFTA01269555

Ckskcy-D1-
•-rupwi xi-wigs-yin iviii-rwealM. • • -.' ' - —
1 First Bank ,tik Customer Due Diligence for Business - Entities
Date.S Mills tolt
Existing Account Number ir ' New Account Number
ert
eraCOne 0 ft
1 Chem I iftirot,ttItir,
Business or Entity name: Employer Identification or Social Security Number
LSJE. LLD 66-0776615
DBA Name (if applicable): Social Security Number (if applicable):
Physical Address: Mailing Address:
6100 Red Hook Quarter`B3 Same as physical address
St. Thomas,_USVI 00802
Business Phone: 340-775-2525 ' Email:
2. Business/Entity Description
I i
Type of Business: _. Household HAMS: ** 4 kIn Annual Sales:
Date Established: 3/1.3/20.13 Number of Employees: ' 10 Number of Offices: 1
O DBA O Corporation O Nonprofit Corporation O Partnership
O Government Agency O Unincorporated Association or Entity t'.3 Limited Liability Company
Type of Entity
O Other,
3. T • • Of Product
E Certificate of Deposit S Checking O Saving III Erin OOentr, specify
4. Accoum Purpose
0 Payroll • Operational III Trust O Public Funds • ATM Machine • Escrow 0 Transfer Funds
O Corresponsal O Investment 0 Other:
5. Expected Transactions
Monthly Transactions
Transact ions 0 t -10 ,8 11 -20 O 21 or more.
Total Amount • $1 -stool) 0 $tool -$25.000 • $25,001 o more.
Credits o
• Cash 0 Payroll Account Transfers O ACH Checks O POS
Transaction Type
El Electronic Transfers • Other.
Transactions • 1 -10 0 11 -20 O 21 or more.
Total Amount M S1 - S5,000 IC! $5.001 - $25,000 O 525.001 o more.
Debits
Cash P::i Payroll =4 Account Transfers • ACH .14 Checks O PDS
Transaction T .
CI Electronic Transfers • Othec
• International Transactions—Wire Trans's,'
fl
Incoming Transfers III Outgoing Transfers
in Daily O Weekly O Monthly. 0 Doty Weekly • Monthly.
O
Transactions 0 1 -10 l:. 11- 20 O 21 -50 O 51 or more. Transactions M 1 -10 0 11 —20 O 21 -50 O 51 or more.
Total Amount • S1 -$25.000 $23001. 3300,000 O $500.001 o more. Total Amount 0 St -125,000 4 $25,001 - ssoo.000 0000.001 o more.
El
Countries Countries --.---
6. Initial Deposit and Origin of Funds
Initial Deposit: i ___.„.. Origin of Funds:
If the initial deposit is greater than 5500000; indicate the source of wealth:
7. Client Classification
• it the awe, is yes to at least one of the blowing, The dent Ind be concriered high risk and futlher &den is needed as estalish Lithe Due °Nance Checkest-
Gudance For inithilusfs or Entities Consdered as High Risk.
• II the answer to D. E, crF yes, then authorization from the Comptance Department-BSA Division is rewired. Y E e s N 0 o
A. Is the NAICS selected high risk?
B. Does the business have a private ATM machine on site? O 0
C Is the business a nonprofit Organization? O 0
D. Is the business a political committee or organization? --- - - — - — •
O
E. Is the business related to an officer of a foreign government? Indicate the type of relationship; 0
F. Is the business e a in activities relat i SDNY GM 00013710 ffd
CONFIDENTIAL FirstBankPR000909
EFfA_00124389
EFTA01269556

Customer Due Diligence For Additional
1 First Bank Signers on Individual Accounts or Authorized
Signatures on Business Entities Accounts
Existing Account Number Account Number which Is attached to the Signer
1. Authorized Signer Information
Name: Jeanne Initial: Lest Name: Brennan
Date of Birth: 9/2/1960 Place of Birth: NY Social Security: 150-48-4748
Citizenship: USA Home Phone: 340-779-1738 Other
Physical Address: Mailing Address:
BL Cabrita Point 6501 Red Hook Plaza Ste 201
St. Thomas, USVI 00802 St Thomas, USVI 00802
Place of Employment: Financial Trust Company, Inc. Employment Address:
Occupation: CPA 6100 Red Hook Plaza Ste 201
Work Phone: St. Thomas. USVI 00802
Email:
ID Type Number Country Expiration (MMVONYVY)
1st Passport USA 05/19/2018
2nd Ptipiet, taceti5C. U 2O%-i
Recurrent Source: 0 Own Business 0 Private 0 Government El Other. specify:
Annual Income: 0 S0.01 - 550.001 0 $50,001 - 5150.000 0 $150.001- S250,000 0 Over $250600
3. Client Classification
• the answer ism for A and C of the fatneng quosbons. the ceent eV be consiosred high nsk and tenet erten is needed as estahasli nn Ire Duo augence
Checklisf4tdance For Ind:yr:Nets a Entities Considered es High Risk.
, . If the answer keels yes then e‘thorizahe. hem the Comdex. Oepartnerr-8SA DhSsion is requited. Yes No
A. Indicate whether the client is a nonresident alien: (NAICS #100000)
s7„..
S. Indicate whether the client is a resident alien: (NAICS #200000) IR
0 ICY
C. Indicate whether the client is related to an officer of a foreign government and document the type of relationship:
(NAICS #400000)
4. Verification System- For use only as Contingency Plan if CHEXS YSTEM was called
Nome of the Representative who attended your call:
Response to Social Security: Year: State: Other:
Response on Industry Behavior:
Response on ID:
5. Account °penult] Authorization
tW Approv ID Denied
Name Signature OltintrNo. Oab
Comments, If applicable:
Interviewed
)
Now
superseding-
Date
initial:
WINS-13064410 CONF EN AL SONY_GM_0001 3747
I
CONFIDENTIAL FirstBankPRO00910
EFTA_00124390
EFTA01269557

Customer Due Diligence For Additional
1 First Bank Signers on Individual Accounts or Authorized
Signatures on Business Entities Accounts
Existing Account Number Account Number which is attached to the Signer
1. A1111100/0t1 Signer 111f0(111111 011
Name: Harry initial: I Last Name: Beller
Date of Birth: 519/1956 Plate of Birth: NY Social Security: 051-52-0727
Citizenship: USA Horne Phone: Other.
Physical Address: Mailing Address:
12 Golar Drive 6100 Red Hook Quarter B3
Monsey, NY 10952 St. Thomas, USVI 00802
Place of Employment HBRK Associates Employment Address:
Occupation: Accountant 301 East 661" Street Ste 1OF
Work Phone: 614-862-4814 New York, NY 10085
Email:
ID Type Number Country Expiration (1140D/VYYY)
1st Passport USA 1W04/2014
5 DA
2nd t_th
Recurrent Source: 0 Own Business 0 Private 0 Government 0 Other, specify:
Annual Income: 0 S0.01 - $50,001 0 $50,001 - 5150.000 0 5150.001- $250,000 0 Over $250.000
3. Client Classification
. Rue renter is yes for A and Ccrlbefibleveng quedions the teer vie.' be consicBred high risk and further action is needed as °smash in the Cte Diigente
CheckOst-Gudance For Ince&f ue of Rates Considered es Hiet, Risk.
. lithe answer to cis yes, Men aikrorization from the CColdwoce DeeartmaMigSA aWskm is leeMet Yes
A. Indicate whether the clients a nonresident alien: (NAICS#100000) 0
B. Indicate whether the client is a resident alien: (NAICS #200000) 0
C. Indicate whether the client is related to an officer of a foreign government and document the type of relationship: 0
(NAICS 0420000)
4. Verification System- For use only as Contingency Plan If CHEXSYS TEM was called
Name of the Representative who attended your call:
Response to Soctal Security: Year: State: Other:
Response on Industry Behavior:
Response on ID:
5. Account Opening Authorization
I:
AppL ved Denied
2 lei _Se o/S-
Name Mara Date
Comments, If applicable:
L2:24114
Nana
ing-Current-Reason Nn O At
to
Initial (ain
NNNS-1306-04! 0 Fl ro ENTIAL SDNY_GM_00013748
CONFIDENTIAL FirstBankPR000911
EFTA (x)124391
EFTA01269558

Customer Due Diligence For Additional
I First Bank Signers on Individual Accounts or Authorized
Signatures on Business Entities Accounts
Existing Account Number Account Number which Is attached to the Signer
1. Authorized Signer Information
Name: Jeffrey Initial: E Last Name: Epstein
Date or Birth: 120/1953 Place of Birth: NY Social Security: 090-44-3348
Citizenship: USA Home Phone: 340-775-8100 Other:
Physical Address: Mailing Address:
Little Saint James Island 6100 Red Hook Quarter B-3
St. Thomas, USVI 00802 St. Thomas USVI 00802
Place of Employment: Financial Trust Company, Inc. Employment Address:
Occupation: crnancral Consultant 6100 Red Hook Quarter B3
Work Phone: St. Thomas, USVI 00802
Email:
I ID Type Number Country Expiration (AINVONYVV,
1st Driver License C-000000029913 I USVI 1/20/2015
N5jAeLscoit 4(099IIIO1 US 5,262 ta2D
2nd
2. Income
Ei
0
Recurrent Source: Own Business Private O Goverment O Other, specify:
Annual Income: O 50.01 - 550,001 O 550.001 - $150,003 O $150,C01- $253.000 0 Over $250,000
3. Client Classification
• If (Se answer is yes for A and C ofI ke LAWW....Arig atm:bans. the cent wiV be consicpred high risk and farther action needed as ostabkth in the Due ()agave
Checklist-Guidance For IndVideab or EntilbsConsileredas High Risk.
• lithe ansnerfo C is yes, then authorization from the ComaGance Deparrnark-BSA Dkiition Is masked Yes No
q
A. Indicate whether the client k a nonresident alien: (NAICS #100000) Z
B. Indicate whether the client is a resident alien: (NAICS #200000) q 0 .
C. Indicate whether the client is related to an officer of a foreign goverment and document the type of relationship: q 21,
(NAICS #400000)
4. Verification System- For use only as Contingency Plan if CHEXSYSTEM was called
Name of the Representative who attended your call:
Response to Social Security: Year: State: Other:
Response on Industry Behavior.
Response on ID:
6
/.2
5. Account Opening Authorization
ISKApprcd Denied
/Et
Haw Maw** OffiCe-rS0-. Date
Comments, if applicable:
Interviped by:
__Yvon ___Geote
superseding-current-ReasoneCi rAegl Qr
moane.-
confibEi
NNNS1306-0410 L SONY_GM_000137.19
CONFIDENTIAL FirstBankPR000912
EFTA (x)124392
EFTA01269559

Oleic' DI
Superseding-Current-Reason_ omer Due Diligence For Additional
1 First Bank
igners on Individual Accounts or Authorized
Date:474a Initial 4 17-Signatures on Business Entities Accounts
Existing Account Number Account Number which Is attached to the Signer
7321000005
1. Authorized Signer Information
Name: Darren Initial: K Last Name: indyke
Date of Birth: 2/19/1965 Place of Birth: NY Social Security: 098-54-8596
Citizenship: USA Home Phone: Other:
Physical Address: Mailing Address:
2 Kean Ct 6100 Red Hook Quarter B3
Livingston NJ 07039 St. Thomas, VI 00802
Place of Employment Darren K Indyke, PLLC Employment Address:
Occupation: Attorney 575 Lexington Law
Wont Phone: 212-971-1314 New York, NY 10022
Relation Account Title: Secretary
ID Tyne Number Country Expiration ORADEVYYM
1st NJ DL USA 4/30/2015
2nd Pass rt USA 3/10/2022
0
Recurrent Source: 0 Own Business O Private O Government Other, specify.
Annual income: 0 50.01- 550,001 0 $50,001 4150,000 El 5150,001- $250,000 O Over 5250,000
3. Client Classification
. Ifrite answer is yes forA and C of the (abaft questions. Median! wales considered high askant/ (tether action is needed as °eat*s h este Due Divrce
Checklist-Guidance For inthvictuats or Entries Cons:chi:Was High Risk
• If the answer to C is sea then authorization horn the CornMance Depart:nett-BSA DiViSial is requited. Yes No
A. Indicate whether the client is a nonresident alien: (NAICS #100000) O 0
B. Indicate whether the client is a resident alien: (NAICS #200000) O El
C. Indicate whether the client is related to an officer of a foreign government and document the type of relationship: O El
(NAICS #400000)
4, Verification System- For use only as Contingency Plan if CHEXSYSTEM was called
Name of the Representative who attended your call:
Response to Social Security: Year. State: Other.
Response on Industry Behavior: _
Response on ID:
5. Account Opening Atithoetution
q Denied
413
Mara.
Comments, if applicable:
Interviewel:
. CaeobS ie
S4nature
NNNS-1306-1111
CONFIDENTIAL SDNY_GM_00013750
CONFIDENTIAL
FirstBankPR000913
EFTA_00124393
EFTA01269560

.9
roin,W
Request for Taxpayer Ohm form to the
mint October 2007) Identification Number and Certification requester. Do not
DipYmeni of es nerewy send to the IRS.
Some Oen4ce
Renew
Nero (re shown an your income tax Muni
oi
Business name, if cfrfferern from above
8 LSJE, LLC
I I Check appropriate bac O Indivkluelreole proprietor O Corporation O Parmirship Exempt
Om Limited Mobley company. Enter the tax clarreificallon (Dedieregorded (witty. C-car Pspartnengep) e O Mee
Addison (number. Set, and opt. or suit* no) Requeeter's name and address (optional)
i I Little Saint James Island
City, etas, and ZIP code
St. Thomas, VI. 00802
List account number(*) here (0p0OrM)
Part I Taxpayer Identification Number (TIN)
Enter your TIN in the appropriate box. The TIN provided must match the name given on one 1 to avoid &WY security number
backup withholding. For individuals, this is your social security number (SSN). However, for a resident
alien, tole proprietor, or disregarded entity, see the Part I instructions on page 3. For other entities, R is
your employer identification nurnber (EIN). If you do not have a number. see How to get a TIN on page 3. or
Note. If the account Is In =re than one Dane, see the chart on page 4 for guidelines on whose Employer identification number
nurrber to enter. 66 0776615
Part II Certification
Undor penalties of perjury, I certify that:
1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me). and
2. lam not subject to backup withholding because: (a) I ern exempt from backup withholding, or (b) I have not been notified by the Internal
Revenue Smite (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends. or (c) the IRS has
notified me that I am no longer subject to backup withholding, and
3. I am a U.S. citizen a other U.S. person (defined below).
Certification Instructions. You must cross out item 2 above if you have been notified by the IRS that you we curtently subject to backup
withholding because you have failed to report all interest and dividends on your tax return. For real estate transactions, item 2 does not apply.
For mortgage interest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an Individual retirement
arrangement (IRA), and generally, payments other than interest and dividends, you are not required to sign the Certification, but you moat
provide your correct TIN. See the Instructions on page 4.
Sign SIgneiture of
Here U.S. person IP' Date O.
General Instructions. Definition of a U.S. person. For federal ex purposes, you are
considered a U.S. person it you are:
Section references are to the Internal Revenue Code unless
• An individual who is a U.S. citizen or U.S. resident alien,
otherwise noted.
• A partnership, corporation, company, or association created or
Purpose of Form organized in the United States or under the laws of the United
A person who is required to file an information return with the States,
IRS must obtain your correct taxpayer identification number (TIN) • An estate (other than a foreign estate), or
to report, for example, Income paid to you, real estate • A domestic trust (as defined in Regulations section
transactions, mortgage interest you paid. acquisition or 301.7701-7).
abandonment of secured property, cancellation of debt, or
Special rules for partnerships. Partnerships that conduct a
contributions you made to an IRA.
trade or business in the United States are generally required to
Use Form W-9 only if you are a U.S. person (including a pay a withholding tax on any foreign partners' share of income
resident Wien), to provide your correct TIN to the person from such business. Further, in certain cases where a Form W-9
requesting it (the requester) and, when applicable, to: has not been received, a partnership is required to presume that
1. Certify that the TIN you are giving is correct (or you we a partner is a foreign person, and pay the withholding tax.
waiting for a number to be issued), Therefore, if you we a U.S. person that is a partner in a
partnership conducting a trade or business in the United States.
2. Certify that you we not subject to backup withholding, or provide Form W-9 to the partnership to establish your U.S.
3. Claim exemption from backup withholding if you are a U.S. status and avoid withholding on your share of partnership
exempt payee. If applicable, you are also certifying that as a income.
U.S. person, your allocable share of any partnership income from The person who gives Form W-9 to the partnership for
a U.S. trade or business is not subject to the withholding tax on purposes of establishing its U.S. status and avoiding withholding
foreign partners' share of effectively connected income. on its allocable share of net income from the partnership
Note. If a requester gives you a form other than Form W-9 to conducting a trade or business in the United States is in the
request your TIN, you must use the requester's form if it is following cases:
substantially similar to this Form W-9.
• The U.S. owner of a disregarded entity and not the entity,
Cat. No 10231)( Form W-9 (Ray. 10-2007)
CONFIDENTIAL SDNY_GM_00013751
CONFIDENTIAL FirstBankPR000914
EFTA_00124394
EFTA01269561

LSJE,L LC
6100 Red Hook Quarter B3
Sr. Thomas, USN' 00802
April 2, 2013
Government of the U.S. Virgin Islands
Bureau of Internal Revenue
St. Thomas, V.I. 00802
Re: LSJ Employees, LLC 66-0776615
Name Change
Dear Madam/Sirs:
Please be advised that effective March 13, 2013 the above referenced Limited Liability
Company duly organized and existing under the laws of the United States Virgin Islands
amended its Articles of Organization to reflect a change of name from LSJ Employees,
LLC to LSJE, LLC.
The Company is attaching an Updated Form 8832 for the sole purpose of reflecting the
Company Name Change.
LSJE, LLC
6100 Red Hook Quarter, B3
St. Thomas, USVI 00802
If you have any questions please contact Jeanne Brennan at 775-2525.
Sincerely yours,
( Lt./re RECEIVED
pRocEssINGis
Jeanne Brennan ACCOUNTS NO. Is
Manager APR 0 2 2013
VIRGIN ISLANDS BURENUOr
DIURNAL REVENUE SL TI icxYA.svi
Attachment: Fomi 8832
CC: Atty. Tamarah Smalls
CONFIDENTIAL SDNY_GM_0001 3752
CONFIDENTIAL FirstBankPR000915
EFTA_00124395
EFTA01269562

Superseding-Current-Reason
ItCS5t43°
Date: Initial'
CERTIFICATE OF AMENDMENT
TO ARTICLES OF ORGANIZATION
OF
LSJ EMPLOYEES, LLC
LSJ EMPLOYEES, LLC, a limited liability company duly organized and existing
under and by virtue of the laws of the United States Virgin Islands (the "Company'),
DOES HEREBY CERTIFY that the following Amendment to the Company's Articles of
Organization has been duly adopted in accordance with the provisions of the
Uniform Limited Liability Company Act, Chapter 15, Title 13, Section 1204 of the
Virgin Islands Code:
1. The name of the Company is LSJ Employees, LLC.
2. The Articles of Organization of the Company were filed with the Office
of the Lieutenant Governor of the United States Virgin Islands on October 27, 2011.
3. Article One of the Articles of Organization of the Company is reby
amended by deleting in its entirety Paragraph 1 thereof, captioned "Name, andi
Address", and inserting the following in lieu thereof: , 7-.,0 • •
-0
--- -) Ct
c?
************************************** s 7. } - • 1 c.. ' ) . m C
c, 7-a
—n -0. 01
-Ls -.1.1.. 0
Name and Address co c>
i •__. ("I
co
1. The name and initial address of the limited liability comany @tall
be LSJE, LLC (the "Company"), 6100 Red Hook Quarter, B3, St.
Thomas, U.S. Virgin Islands 00802. The initial physical address of
the Company shall be 6100 Red Hook Quarter, B3, St. Thomas, U.S.
Virgin Islands 00802, or such other address as may be determined
from time to time by the Manager of the Company.
*********************************4t******
IN WITNESS WHEREOF, the undersigned person has hereunto set her hand
as the Manager of the Company on thisa day of March, 2013
Jea ne Brennan, Manager
1
CONFIDENTIAL SDNY_GM_0001 3753
CONFIDENTIAL FirstBankPR000916
EFTA_00 124396
EFTA01269563

O
TERRITORY OF THE UNITED STATES VIRGIN ISLANDS
DIVISION OF ST. THOMAS - ST. JOHN
BEFORE ME, the undersigned authority, on this day of March, 2013, personally
appeared Jeanne Brennan, who, being by me first duly sworn, declared that she is
the person who signed the foregoing document as the Manager of the Company and
that the statements contained in the Certificate of Amendment to Articles of
Organization are true.
Nota Public in and for the
Territory of the United States
Virgin Islands
4
My commission expireaslatintb20
0
C)
<3
C,
ro
O
2
CONFIDENTIAL SDNY_GM_0001 3754
CONFIDENTIAL
FirstBankPR000917
EFTA_00 124397
EFTA01269564

Account Type: Account Number. Sign. Req. Date:
Commercial Checking 1
15220011:i 5/3,13
Address: 6100 Red Hook, QTR B3 Tel: 340-775-2525
St. Thomas, VI. 00802
Name: LSJE, LLC E1N: 66-0776615
Name: J ey Epstein SSN: 090-44-3348
- - ------:\ ID Type: t15rD9" 46 1) t'aSse
No: C.— 000cootp2.9 9 I 3
Name: SSN:
ID Type:
No:
Name: SSN:
ID Type:
No:
!AV< hereby acknowledge having received prepared by:
the Deposit Account Agreement, the Finn
Bancorp Intormanon Sharing and Privacy Authorized by ila cci \
Policy. sod the product rates and fee.
NA 101E 7/2002 Ono
NNS-000I superseding-Current-Reason _
Date-4224 Initial:
IDstrudions for comoletion
Please print this form 3 times and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please print the name of each authorized signatory to the account together with a sample
of their signature in each field under name. If there are more than four signatories please
use additional signature cards as necessary.
The Bank will complete the remaining fields.
°Important' Please provide each signature card in triplicate with the original signatures (no photocopies).
FirnBane is a subsidiary00)ra Bancorp (NYSE: FBP
CONFIDENTIAL SDNY_GM_00013755
CONFIDENTIAL FirstBankPR000918
EFTA_00 124398
EFTA01269565

Supersedlna-OurroMMeaSen
PotsAgia—lnisia AMENDED AND RESTATED
OPERATING AGREEMENT
OF
LSJE, LLC
A U.S. Virgin Islands Limited Liability Company
THIS AMENDED AND RESTATED OPERATING AGREEMENT (this "Agreement') is
made and entered into as of March 13, 2013 by Jeffrey E. Epstein (hereinafter referred to as "Sole
Member"), with an address at 6100 Red Hook Quarter, B3, St. Thomas, USVI 00802, who formed
LSJE, LLC, a United States Virgin Islands limited liability company (the "Company") pursuant to
the United States Virgin Islands Uniform Limited Liability Company Act (the "Act') and hereby
amends and restates the Company's Operating to provide for the operation of the Company and the
conduct of its affairs upon the following terms and conditions:
SECTION I
ORGANIZATION & FORMATION
A. Formation. The Company was organized as a U.S. Virgin Islands limited liability
company under and pursuant to the United States Virgin Islands Limited Liability Company Act
(the "Act") by the filing of Articles of Organization ("Articles") with the Office of the Lieutenant
Governor of the United States Virgin Islands on October 27, 2011, as required by the Act. A
Certificate of Amendment to the Articles (the "Amendment") was filed with the Office of the
Lieutenant Governor of the United States Virgin Islands on March 13, 2013 in other to change the
name of the Company from "LSJ Employees, LLC" to "LSJE, LLC"
B. Name. The name of the Company shall be "LSJE, LLC". The Company was formerly
named "LSJ EMPLOYEES, LLC", but the Company's name was changed to "LSJE, LLC" by the
filing of the Amendment with the Office of the Lieutenant Governor of the United States Virgin
Islands. The Company upon proper notice and filing with the Office of the Lieutenant Governor of
the United States Virgin Islands may conduct its business under one or more assumed names.
C. Purposes. The purpose of the Company is to engage in any lawful activity, operate any
lawful enterprise or to have any other lawful purpose permitted by the law of the territory of the
United States Virgin Islands. The Company shall have all the powers necessary or convenient to
affect any purpose for which it is formed, including all powers granted by the Act
D. Duration. The Company shall continue in existence perpetually, beginning on the date
of filing of the Articles, unless terminated by law or dissolved and terminated.
E. Registered Office and Resident Agent and Place of Business. The Registered Office and
Resident Agent of the Company for service of process within the territory shall be: Business Basics
VI, LLC, 9100 Port of Sale Mall, Suite 15, St. Thomas, U.S. Virgin Islands 00802. The Company's
principal place of business is 6100 Red Hook Quarter, 133, St. Thomas U.S. Virgin Islands 00802 or
such other place or places as the Sole Member may hereafter determine.
1
CONFIDENTIAL SDNY_GM_00013756
CONFIDENTIAL FirstBankPR000919
EFTA 00124399
EFTA01269566

SECTION II
CAPITAL STRUCTURE: MEMBERSHIP UNITS AND
CONTRIBUTIONS/TRANSFER OF MEMBERSHIP UNITS
A. Capital Contribution bv the Sole Member: Initial Issuance. The Sole Member's
ownership rights in the Company shall be reflected in "Membership Units," of which there are 100,
as recorded in the Company's records. Upon the formation of the Company, the Sole Member has
made a capital contribution to the capital of the Company in the amount of cash, or of the property-
in-kind, or both, set forth opposite the Sole Member's name on the Schedule of Capital
Contributions attached hereto. The Company thereupon issued to the Sole Member that number and
class of Units so subscribed and contributed for. The Sole Member may make additional capital
contributions at any time and in any amount that it may desire.
B. Transfer of Membership Units. The Sole Member may transfer any or all of its
Membership Units to any person or persons, at any time and from time to time. Subject to the
provisions of this Section, the Sole Member may assign its Membership Units in the Company in
whole or in part. The assignment of a Membership Unit does not itself entitle the assignee to
participate in the management and affairs of the Company or to become a member. Such
assignee is only entitled to receive, to the extent assigned, the distributions the assigning Sole
Member would otherwise be entitled to, and such assignee shall only become an assignee of a
Membership Unit and not a substituted member. An assignee of a Membership Unit shall be
admitted as a substitute member and shall be entitled to all the rights and powers of the assignor
only if all the members consent. If admitted, the substitute member, has to the extent assigned,
all of the rights and powers, and is subject to all of the restrictions and liabilities of the members.
Notwithstanding the foregoing, the Sole Member may, by a duly executed agreement, assign all
of its Membership Interest, together with the management and voting rights in the Company,
whereupon the assignee shall, without any further action or consent by any member, manager or
other person, become a substitute member of the Company.
C. No Interest: No Return of Capital. Capital contributions to the Company shall not
earn interest, except as otherwise expressly provided for in this Agreement. Except as otherwise
provided in this Agreement, the Sole Member shall not be entitled to withdraw, or to receive a
return of, a capital contribution or any portion thereof.
SECTION III
CAPITAL ACCOUNT
A. Capital Account. A capital account ("Capital Account") shall be maintained for the Sole
Member, and any additional member in accordance with the provisions of this Article.
1. Increases in Capital Account. The Capital Account of the members shall be
increased by:
2
CONFIDENTIAL SDNY_GM_0001 3757
CONFIDENTIAL FirstBankPR000920
EFTA 00124400
EFTA01269567

(a) The fair market value of the members' initial capital contribution and any
additional capital contributions by the members to the Company. If any property,
other than cash, is contributed to or distributed by the Company, the adjustments to
Capital Accounts required by Treasury Regulation Section 1.704-1(bX2)(iv)(4
(f) and (g) and Section 1.704-1(b)(4)(1) shall be made.
(b) The members' share of the increase in the tax basis of Company property, if
any, arising out of the recapture of any tax credit.
(c) Allocations to the members of Profit.
(d) Company income or gain (including income and gain exempt from income
taxation) as provided under this Agreement, or otherwise by Regulation Section
1.704-1(bX2)(iv).
(e) The amount of Company liabilities that are assumed by the Sole Member.
2. Decreases in Capital Account The Capital Account of the members shall be
decreased by:
(a) The amount of money distributed to the members by the Company pursuant
to any provision of this Agreement
(b) The fair market value of property distributed to the members by the
Company (net of liabilities secured by such distributed property that such members
are considered to assume or take subject to under Code Section 752).
(c) Allocations to the members of Losses.
(d) Allocations to the members of deductions, expenses, Nonrecourse
Deductions and net losses allocated to them pursuant to this Agreement, and the
members' share of Company expenditures which are neither deductible nor properly
chargeable to Capital Accounts under Code Section 705(aX2)(B) or are treated as
such expenditures under Treasury Regulation Section 1.704-1(b)(2)(iv)(i).
"Nonrecourse Deductions" shall have the meaning set forth in Treasury Regulation
Section 1.704-2.
(e) The amount of any liabilities of the members that are assumed by the
Company.
SECTION IV
ALLOCATIONS AND DISTRIBUTIONS
A. Allocations. For purposes of maintaining the Sole Member's Capital Account, all of the
Company's net profits, net losses, expenses and other items of income, gain, loss, and credit shall be
allocated to the Sole Member. All items of Company taxable income, gain, loss, deduction, and
3
CONFIDENTIAL SDNY_GM_0001 3758
CONFIDENTIAL FirstBankPR000921
EFTA_001 2440 I
EFTA01269568

credit recognized or allowable for Federal income tax purposes shall be allocated and credited or
charged to the Sole Member.
B. Distributions. Net cash flow shall be distributed in the following priority:
I. First, to the Sole Member in repayment of any advance of funds to the Company
as a lender, to the extent of and in proportion to such advances, including interest thereon, if
any;
2. Additional distributions, if any will be made to the Sole Member, in such
amounts and at such times as determined by the Sole Member.
C. Distribution upon Liquidation of the Company.
1. At the termination of the Company and after the Company has satisfied or
provided for the satisfaction of all the Company's debts and other obligations, the
Company's assets will be distributed in cash to the Sole Member and any dissociated
members whose interests have not been previously redeemed first, in discharge of their
respective capital interests; and then, in proportion to the Membership Units.
2. If the Company lacks sufficient assets to make the distributions described in the
foregoing paragraph, the Company will make distributions in proportion to the amount of
the respective capital accounts of the Sole Member and any dissociated members whose
interests have not been previously redeemed.
SECTION V
MANAGEMENT OF BUSINESS
A. In Oeneral. The Company shall be manager-managed. The initial Manager of the
Company shall be Jeanne Brennan. The Manager shall manage the business and affairs of the
Company and shall have full and complete authority, power and discretion to do all things
necessary or convenient to manage, control and carry out the business, affairs and properties of
the Company, to make all decisions regarding those matters and to perform any and all other acts
or activities customary or incident to the management of the Company's business.
B. Limitation of Ma/trifler's Authority. Notwithstanding the authority of the Manager,
the consent of the Sole Member shall be required for the Manager to:
1. Sell, transfer, assign, convey, or otherwise dispose of any part of the Company's
assets;
2. Cause the Company to incur any debt in excess of $5,000, whether or not in the
ordinary course of business;
3. Cause the Company to incur any debt less than $5,000 other than in the ordinary
course of business;
4
CONFIDENTIAL SDNY_GM_0001 3759
CONFIDENTIAL FirstBankPR000922
EFTA 00124402
EFTA01269569

4. Cause the Company to encumber any assets in connection with any debt referred to
in clause 2 or 3 above;
5. Issue, sell, transfer, assign, convey or otherwise dispose of any Membership Interest
in the Company;
6. Adopt, amend or repeal the Operating Agreement of the Company;
7. Appoint or fill the vacancy of the Manager;
8. Approve a plan of merger of the Company with any other entity;
9. Amend, alter, repeal, or take any action inconsistent with any resolution of the Sole
Member; and
10. Incur any single expense or combination of related expenses in excess of 55,000.
C. voting
of Membership Units. A Membership Unit is entitled to be voted only if it is
owned by a member and each such Membership Unit shall be entitled to one vote. Neither an
assignee nor a transferee may vote a Membership Unit unless such assignee or transferee is
admitted as a member.
SECTION VI
EXCULPATION OF LIABILITY: INDEMNIFICATION
A. ,Exculoation of Liability. Unless otherwise provided by law or expressly assumed
pursuant to a written instrument signed by such Person, neither the Sole Member nor the Manager
shall be personally liable for the acts, debts or liabilities of the Company.
B. Thdannification.
1. Except as otherwise provided in this Section, the Company, its receiver or its trustee
shall indemnify, defend and hold harmless the Sole Member and the Manager and their
respective heirs, personal representatives, and successors, and may indemnify, defend and hold
harmless any employee or agent, who was or is a party or is threatened to be made a party to a
threatened, pending or completed action, suit or proceeding, from and against any expense, loss,
damage or liability incurred or connected with, or any claim, suit, demand, loss, judgment,
liability, cost or expense, including, without limitation, reasonable attorney's fees, arising from or
related to, the Company or any act or omission of the Sole Member, the Manager or such
employee or agent on behalf of the Company, and amounts paid in settlement of any of the
above, provided that such amounts were not the result of fraud, gross negligence, or reckless or
intentional misconduct on the part of the Sole Member, the Manager or such employee or agent
against whom a claim is asserted. The Company may advance to the Sole Member, the Manager
or any such employee or agent and their respective heirs, personal representatives, and
successors the costs of defending any claim, suit or action against such Person if such Person
undertakes to repay the funds advanced, with interest, if the Person is not entitled to
indemnification under this Section.
2. To the extent that the Sole Member, the Manager, or any such employee or agent of the
Company has been successful on the merits or otherwise in defense of an action, suit or
proceeding or in defense of any claim, issue or other matter in the action, suit or proceeding,
such person shall be indemnified against actual and reasonable expenses, including, without
5
CONFIDENTIAL SDNY_GM_0001 3760
CONFIDENTIAL FirstBankPR000923
EFTA 00124403
EFTA01269570

limitation, attorneys' fees, incurred by such person in connection with the action, suit or
proceeding and any action, suit or proceeding brought to enforce the mandatory indemnification
provided herein.
3. Any indemnification permitted under this Section, unless ordered by a court, shall be
made by the Company only as authorized in the specific case upon a determination that the
indemnification is proper under the circumstances because the person to be indemnified has met
the applicable standard of conduct and upon an evaluation of the reasonableness of expenses and
amounts paid in settlement. This determination and evaluation shall be made by the vote of the
majority of the Membership Units of the members who are not parties or threatened to be made
parties to the action, suit or proceeding, unless there is only one member, in which case it shall
be made by the sole member, whether or not such member is a party or threatened to be made a
party to the action. Notwithstanding the foregoing to the contrary, no indemnification shall be
provided to any Manager, employee or agent of the Company for or in connection with the
receipt of a financial benefit to which such person is not entitled, voting for or assenting to a
distribution to the members in violation of this Agreement or the Act, or a knowing violation of
law.
SECTION VII
LIQUIDATION
The Company shalt be dissolved, and shall terminate and wind up its affairs, upon the
determination of the Sole Member to do so.
SECTION VIII
MISCELLANEOUS PROVISIONS
A. Section Headings. The Section headings and numbers contained in this Agreement have
been inserted only as a matter of convenience and for reference, and in no way shall be construed to
define, limit or describe the scope or intent of any provision of this Agreement.
B. Severability. The invalidity or unenforceability of any particular provision of this
Agreement shall not affect the other provisions hereof, and this Agreement shall be construed in all
respects as if such invalid or unenforceable provisions were omitted.
C. Amendment. This Agreement may be amended or revoked at any time, in writing, with
the consent of the Sole Member. No change or modification to this Agreement shall be valid unless
in writing and signed by the Sole Member.
D. Binding Effect. Subject to the provisions of this Agreement relating to transferability,
this Agreement will be binding upon and shall inure to the benefit of the parties, and their respective
distributees, heirs, successors and assigns.
E. Governing Law. Regardless of the place where this Agreement may be executed by the
Sole Member, the rights and obligations of the Sole Member, and any claims and disputes relating
6
CONFIDENTIAL SDNY_GM_00013761
CONFIDENTIAL FirstBankPR000924
EFTA 00124704
EFTA01269571

thereto, shall be subject to and governed by, and construed and enforced in accordance with the
laws of the Territory of the United States Virgin Islands.
IN WITNESS WHEREOF, the Sole Member makes and executes this Amended and Restated
Operating Agreement on the day and year first written above.
WITNESSETH:
7
CONFIDENTIAL SDNY_GM_0001 3762
CONFIDENTIAL FirstBankPR000925
EFTA [(1124405
EFTA01269572

EXHIBIT A
MEMBER LISTING; CAPITAL CONTRIBUTIONS
Members Capiikcsajitsggl Membership Units Percentage Interest
JEFFREY E. EPSTEIN 51000.00 100 100%
(rord, (3, ao( s
JEFFREY E. EPSTEIN DATE
8
CONFIDENTIAL SDNY_GM_0001 3763
CONFIDENTIAL FirstBankPR000926
EFTA_00124406
EFTA01269573

First Bank ...;tip€:i-seding-Current-Reason Mufti Limited Liability Company
Letter and Security Agreement
Virgin Islands Datex 12> Initial
Date 311417013
We the undersigned Members. Managers, or Officers of LSJE. LLC
('Company') located at Little Saint Jinn Islands, St. Thomas
HEREBY CERTIFY that Company, a Limited Liability Company fornied pursuant to U.S. Virgin Islands Law.
(State Inkanaboil
is composed of the following
Members: Jeffrey Epstein
and the Mowing Manager or Officer(s): Jeanne Brennan
(Indicate Name or Manager or Name(s) or Tille(s)ofM a(o))
To induce you in your discretion to act and rely hereon and on the signature of any of the designated present or future Managers, Members, Officers,
employees or agents of Company ("Authorized Person(s)'), we agree and certify on behalf of Company as follows:
1. FirstBank ("Bank') is hereby designated as depository of Company, and any Authorized Person is authorized to deposit or designate for
deposit any funds of Company in Bank at any of its branches. Bank may at any time refuse to accept and/or may return by ordinary mail or
otherwise the whole or any part of a deposit.
2. The following duly appointed Authorized Person(s) Jeffrey Epstein, Member, Darren Indyke, Attorney. Jeanne Brennan, Manager,
Harry Beller, Accountant
signing Singly_
(For purposes or signing hems. incicale e g., singly, any two etc;
end their successors are hereby authorized to sign, by hand or by facsimile (including, but not limited to, computer generated) signature(s),
checks, drafts, acceptances and other Instruments (hereinafter each collectively referred to as 'Item(s)'). Notwithstanding the above, any
Authorized Person is authorized singly to: (1) initiate Automated Clearing House ("ACK') debits without a signature; (2) initiate payments by
use of Depository Transfer Checks ("OTC) without a signature other than the name of Company printed on the OTC. or (3) give Instructions,
by means other than the signing of an item, with respect to any account transaction, inducting, but not limited to the payment transfer or
withdrawal of funds by wire, computer or other electronic means, or otheiwise, or of money, credits, items or property at any time held by Bank
for account of Company (instructions").
3 Bank is hereby authorized to honor and pay Items, whether signed by hand or by facsimile (including, but not limited to, computer generated)
signature(s). In the case of facsimile signatures, Bank is authorized to pay any Item if the signature, regardless of how or by whom affixed,
and whether or not the form of signature used on such Item was actually prepared by or for Company, resembles the specimens filed with
Bank by Company. Bank is further authorized to honor and pay DTCs, ACHs, Instructions, and other orders given singly by any Authorized
Person, including such as may bring about or increase an overdraft and such as may be payable to or for the benefit of any Authorized Person
or other Manager or Member or employee individually, without inquiry as to the circumstances of the issuance or the disposition of the
proceeds thereof and without limit as to amount
4 Bank is hereby authorized to accept for deposit, for credit, or for collection, or otherwise, Items endorsed by any person or by stamp or other
impression in the name or account number of Company without thqury as to the circumstances of the endorsement or any lack of
endorsement or the disposition of the proceeds.
5. The following Authorized Persons Jeffrey Epstein, Member
ndicate by name thaw authorized to effect Loans. Advances, et)
of Company, signing Singly
(Indicate now notes, etc are to be signed, e.g. sngly, any two, etc )
are hereby authorized to effect loans and advances and obtain credit at any tine for Company tom Bank (and guarantee on behalf of
Company the obligations of others to Bank), secured or unsecured, and for such loans and advances and credit and guarantees to make,
execute and deliver promissory notes and other written obligations or evidence of indebtedness of Company, applications for letters of credit
instruments of guarantee an' indemnity and any agreements or undertakings, general or specific, with respect to any of the foregoing, end as
security for the payment of loans, advances, indebtedness, guarantees and liabilities of, or credit given to, Company or others to pledge,
hypothecate, mortgage, assign, transfer, want liens and security interests in, give rights with respect to, endorse and deliver property of any
description, real or personal, and any interest therein and evidence of any thereof at any time held by company, and to execute mortgages,
deeds of bust, security agreements, i tr. ofgltiorney and offitill'afw6dffietiffiltitTlattruments
which may be necessary or desire• 0, ith, Bank. commeraal paper, bills receivable,
CONFIDENTIAL FirstBankPR000927
EFTA_00124407
EFTA01269574

called *Obligations') upon any and all moneys, securities and any and all other property of Company and the proceeds thereof, now a
hereafter actually or constructively held or received by or in transit in any manna to or from Bank, its correspondents or agents from or fa
Company, whether for safekeeping. custody, pledge, transmission, collection or otherwise coming into the possession of Bank in any way.
8. In case of conflicting claims or disputes, or doubt on Bank's pat as to the validity, extent, modification, revocation or exercise of any of the
authorities herein contained, Bank may, but need not recognize nor give any effect to any notice from any Manager or Member of Company, or
from any other person purporting to cancel, restrict or change any of said authorities, or the exercise thereof, unless Bank is required to do so
by the judgment decree or order of a court having jurisdiction of the subject matter and of the patios to such conflicting claims or disputes.
9. Company agrees to be bound by the Terms and Conditions for Business Accounts and Services, currently in effect and as amended hereafter,
as well as any signature card, deposit ticket, checkbook, passbook, statement of account, receipt, instrument, document or other agreements,
such as, but not limited to, funds transfer agreements, delivered or made available to Company from Bank and by all notices posted at the
office of Bank at which the account of Company is maintained, in each case with the same effect as if each and every term thereof were set
forth in full herein and made a part hereof.
10. Subject to paragraph 10 above, all the foregoing authorities shall remain in full force and effect until revoked or limited by written notice to
Bank provided that such notice shall not be effective with respect to any revocation a modification of said authorities until Bank shall have had
a reasonable opportunity to act thereon and in no event prior to the receipt or the payment of money or the withdrawal of funds dated on or
prior to the date of such notice, but presented to Bank after receipt of such notice and Bank is hereby authorized at all times to rely upon the
last notice, certification or communication received by it as to the persons who from time to time may be signatories of Company, or as to their
respective specimen signatures and/or as to any other Company matters, and Bank shall be held harmless in such reliance.
11. The Managers, Members, end Officers of Company, or any one or more of them are hereby authorized to act for Company in all other matters
and transactions relating to any of its business with Bank including, but not limited to, the execution and delivery of any agreements or
contracts necessary to effect the foregoing Resolutions.
12 Company hereby represents and warrants that none of the authorities herein contained are contrary to or inconsistent with any other
agreements among Members of Company, or between Company and other parties
13. Bank is hereby released from any liability and shall be indemnified against any loss, liability or expense arising from honoring this Agreement
14 The signature(s) below is/are the signature(s) of the Menagerie), if Company is manager-managed, the signature(s) of the Member(s) if
Company is member-managed, or the signature(s) of the Officer(s) if Company is govemed by a board of erectors.
NOTE: In case the Manager, Member, or Officer is authorized Very truly yours,
to sign by the above provisions, this Agreement should be
signed by a second Manager, Member, of Officer. LSJE LLC
Itne olOampany
Little Saint James Island St. Thomas USVI
Address
By: Jeffrey Epstein
Title: Member
(Manager bet, o- Odra/ Tde)
By: Jeanne Brennan
irk." 164440414‘ .
Title: Manager
(Manager. Member, co. Official Trte)
SO NY_GM_0001 3765
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000928
EFTA_00124408
EFTA01269575

Limited Liability Company
Bank
Authorization and Indemnity Agreement For
Telephone/Telex/Facsimile/Written Instructions
Virgin Islands
1. Authorization. The undersigned hereby requests and authorizes FirstBank (the 'Bank•) to accept and act upon any instructions
("Instructions") delivered by telephone or telex or written or facsimile transmission given or purportedly given by a person or persons
authorized to transact business with the Bank as shown on the resolution or other evidence or advice of authority from time to time
maintained in the records of the Bank.
2. NO Liability of Bank• The undersigned accepts the risk that instructions may be given by an unauthorized person and agrees that the
Bank will have no liability or responsibility for acting in accordance with any Instructions, whether or not genuine or duty authorized.
The Bank shall have no liability or responsibility for any misunderstandings arising out of any telephone Instructions
3. Security Procedures. The security procedure agreed upon for verifying the authenticity of Instructions is a call back to any of the
following individuals, whether or not such individual has initiated any such transfer. (The Bank recommends that the persons designated
below should not be persons who generally issue Instructions. Whenever possible, the Bank will endeavor to call someone other than
the issuer of the instructions.)
Telephone Number
Name and Tide (include country/Area Code)
Jeanne Brennan, Manager 340-775-2525
Harry Beller, Accountant 646-862-4814
Alternatively, at the Bank's option, the call back may be made to any person designated on the signature cards or any other account
documentation on file with the Bank for the undersigned's accounts as authorized to issue Instructions or otherwise transact business
on such account.
In addition to call back, the parties agree that for Instructions received by facsimile transmission, or in writing, the Bank will determine
whether the Instructions purport to bear the signature of any individual who is designated on the current signature cards or other account
documentation on file with the Bank for the undersigned's account(s) as authorized to issue Instructions or otherwise transact business on
such accounts.
The security procedures and other terms specified in this Agreement also apply to amendments and cancellations of Instructions. It is
understood that these security procedures are designed to verify the authenticity, and not the correctness, of Instructions.
The Bank may, at its option, record (electronically or otherwise) any call back made pursuant to this Agreement any Instructions or
other instructions given by telephone and any other telephone discussions relating to Instructions.
The undersigned agrees that its rights and duties and those of the Bank hereunder shall be governed by the terms of the Bank's Account
Terms and Conditions (as may be amended from time to time) applicable to the undersigned's accounts at the Bank The undersigned
agrees that the security procedures set forth herein constitute a commercially reasonable method of providing security against unauthorized
Instructions. The undersigned agrees to be bound by any Instruction, whether or not authorized, issued in the undersigned's name and
accepted by the Bank in compliance with the security procedure set forth herein and the undersigned agrees to indemnify and hold the Bank
harmless from any loss suffered or liability incurred by the Bank in, or arising from the Bank's execution of Instructions believed by the Bank
in good faith to have been given (or signed in the case of any facsimile transmission) by a person authorized as provided above, provided
the Bank has complied with such security procedure
4. Bank May Decline to Act It is understood that the Bank shall have no obligation to execute any Instruction unless and until such
instruction is verified in accordance with the security procedures set forth herein, and the undersigned will indemnify and hold the Bank
harmless from any loss suffered or liability incurred by the Bank in refraining from processing an Instruction after all reasonable efforts to
verify such Instruction in accordance with this agreement have failed or in delaying the execution of an Instruction until such verification
is obtained. Upon notice to the undersigned, the Bank may also, at Its option, refuse to execute any Instruction or part thereof for any
other reason without incurring any responsibility for any loss, liability or expense arising out of such refusal
5. Indemnity. The undersigned agrees to indemnify the Bank, it's affiliates, subsidiaries and their directors, officers, representatives
and agents on demand for all losses, claims, damages or expenses (including legal fees and disbursements) which it or any of
them may suffer or incur in connection with this Agreement, including, but not limited to, acting or refusing to act on any Telephone
or Telex or Facsimile or Written Instruction, whether or not genuine or duly authorized.
6. Our continued issuance of Transfer FiDE EN criniaAr of this lett§PaYtaktiaelaiPeonstitute
our agreement to the pros'
CONFIDENTIAL FirstBankPR000929
EFTA_00124409
EFTA01269576

Supertectlhg-Current-Reas.
cumg-- Limited Liability Company
'First Bank CO
Resolutions For Telephone/
as414113—iniui;
Telex/Facsimile/Written Instructions
Virgin Islands
We the undersigned Members, Managers, or Officers of
LSJE. LLC
A company duly organized and existing under the laws
of U.S. Virgin Islands
Held at American Yacht Harbor, St. Thomas on the 03 day of 14 , 20 13
IT WAS RESOLVED
1. That the company issue in favor of FirstBank (the 'Bank") a Limited Liability Company Authorization and Indemnity
Agreement For Telephone/Telex/Facsimile/Written Instructions in the form required by the Bank, a copy of such form
having been presented to and approved by the Members, Managers, or Officers.
2. That Jeanne Brennan, Manager q and / Jeffrey Epstein, Member
0 or
(P,fM Name end 770) (PM Name end nb)
be authorized to execute the said Authorization and Indemnity Agreement in favor of the Bank.
IN WITNESS WHEREOF, I have hereunto set my hand as Member/Manager/Officer of the United Liability Company this
03 day of 14 , 20 13
-jeffreui &piiEIV1 , Mehdo-es-
Name end Title
• Select One
SDNY_GM_0001 3767
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000930
EFTA 00I24410
EFTA01269577

Business Verification Results Page 1 of I
Business verification Results Amon, tic
RESULTS SUMMARY
OFAC CHECK: PASSED
WV RESPONSE: OVEFFJDE
ELM: Fr PLED
Input E IN: 660776615
I
NANE MATCH: PASSED
Input Name: IS/E. UC
ADDRESS MATCH: FARED
Input Address: 6100 Red Hook Quarter, 53 St. Thames VI 00802
DM Info: 224 ELMS COURT CIR 3AOCSON MS 39204
DI. Info: 230 NERRISROOK TILL DUNCANVILLE TX 75116
DM. Info: 762 BUCKEYE CT RIFLE CO 81650
Altesnative vetoes
PHONE MATCH: ,LEASE VERIFY
Input Phone: 340-775-2525
Dd. Info: 3055573242
DN. Info: 9722962187
DM Info: 9706253079
Additional Actions taken:
• Note - Please confirm the I ..
OvanIde Continents:
On 05/22/53 at OSI 47: 4S J.011110 Gorge Added: Cleared - Otter (type in reason)aient provided proof of EIN, Addraaa and telephone number
Account Status: testate
hint TM 291.
a/PORTANT INFORMATION FOR CONSUMER REPORT IL IDENTITY VERIFICATION SERVICES
C40,3041 Pr epee the 6000 FM Creel( Re peeling ha (ratA) the Greenness. Mtn Pe: pima m sow fife n ommoice axiom mete a Orttelek. Vela Se PM, Tie OP OPtaleted FAY
neat nen be hewed et FOOS be no caw peps. Pliematlen Honed coroner Amen Mists MO met be Mae. Or MASH COMOOM• MAIM APHOMPAPHO Pro Oftr MOT. OnHOMOT
https://production.penleyine.c pcyNcrityraiikloAte=print&oRPNYMC
CONFIDENTIAL FirstBankPR000931
EFEA_001244II
EFTA01269578

QuailFile (NAC) Page I oft
IMPORTANT INFORMATION FOR CONSUMER REPORT & IDENTITY VERIFICATION SERVICES
This consumer/business data is being furnished in connection with a transaction Initiated by the consumer, and / or in accordance
with the written instructions of the consumer, to whom the information relates as provided for under the federal Fair Credit
Reporting Act (FCRA) or the Gramm Leach Bliley Act (GLEW); or is being used in connection with account review as provided for
under the FCRA. The data contained in this report may be viewed or printed for no other purpose. Information returned in
Consumer Report services may not be viewed or printed in connection with making a pre-approved firm offer of credit
(prescreen).
Business Information Response
Business Information (As Entered)
LSJE, LLC
Fed Tax ID: 66-0776615
6100 Red Hook Quarter, 83
St. Thomas, VI 00802
Work Phone: 340.775-2525
Non FCRA
Identification Information
Federal Tax Id & Business Name Match : No
ChexSystems® History
Total Closures: 0 Total Purchased Debt: 0
Disputed: 0 Disputed: 0
Paid: 0 Paid: 0
Unpaid. 0 Unpaid: 0
Partially Paid: 0 Partially Paid: 0
Sold: 0 Sold: 0
Closure Details
No Closures Found
Purchased Debt Details
No Purchased Debt Found
Inquiry Details
Total Number of Inquiries: Number of Inquiring Fit
Inquiry Date Business Name Inquirer Name
01/03/2012 LSJ EMPLOYEE LLC FIRSTBANK
nquiry 1 of 1
Inquiry Date: 01/03/2012 Inquiry ID: 522312769
INQUIRY PERFORMED BY BUSINESS INQUIRED UPON
FIRSTBANK 66-0776615
#732 YACHT HAVEN OFFICE LSJ EMPLOYEE LLC
isAtrt.do?rep o Stifyp9
coN-itiEw
https://produetion.penleyine.e 13
CONFIDENTIAL FirstBankPR000932
EFTA 00I24412
EFTA01269579

QualiFile (NAC) Page 2 of 2
5316 YACHT HAVEN GRANDE
ST THOMAS, VI 00802 LITTLE SAINT JAMES IS
SAINT THOMAS, VI 00802
Inquiry ID
599834077
Reference Detail
Transaction Tracking ID: 1369230529985.3754.UXAP301P_Z2
Print This Pape - Close
https://production.penleyinc.cCtinrinnuriArrldo?repthirRYPA_ 3
CONFIDENTIAL FirstBankPR000933
EFTA_00124413
EFTA01269580

arplarsanottsw.wratelnaa—..
40-A
9ele AMENDED AND RESTATED
OPERATING AGREEMENT
OIt
LSIE, LLC
A US. Virgin IslandaLicatted LliabIlio Company
c t m L M m h o S e e n e a I d d n m U E e u d n b , c s a i L e t t n e T o s r W d " d o H f ) d i a , t S I , w s S r n t a e a a a i s A t t U f h e t e f a M a s n d a t t e i r V E n t i s a e n i N a u d r t t d h o g p D d S e i o n a r E t e C e n s D s : a o o s t s m h m k A f a e m M V p N t f a d 6 o i D u r n s 1 l g l c y o 0 L R i ' h n w s 0 ln E R 1 O W i i n S f 3 e o g a w T , d r n t 2 t A e n n H d 0 T r a i L m o L n E 3 l o i i s m g D m k b a i t i O Q y t n o t e e d J u P p d d e c a r E L o o f r S f t R i v n r e a a e i d A r d b y , n i e T t B i i E i l o t I i f 3 N t y n . o y , E s G r c S C : p o t h t A s o m . e t O m T e p o h i R p a n p o a n E e ( m n y h r I a y 3 a e ( t I M s t A h a t , i e E o n U c t N s " o S C ( i T t t f W h e o d ( e r m t m O h S " p i C A s a a W a " c n A u m e y m ; p d ' ) , w e e r m t a e e h o u n o d u a t a m C s h n n e o " a d e S r n n e t n o h ) b e t e l i o y e d s
SECTION I
ORGANIZATION & FORMATION
n L C G ( c a i i h o e e o m m e u r v t e t e i p " e f i r o A a n c n n a a f o c A t y t n r h e t . t e u o ) G o n C b f r o d f e , y t o v e h A m m t e r e h m r m a p e n W e n a o t d f n n i r i a o l d y p o i l n n m e h u f . d g e r e t s h m n o S u T e t a t f h ' a U t L n A e o te n t r S s t t C i t i t o h c I e V o e E l d t e m i h m r M s S e g p p o a i a U n l i n o f b d n y y O I a s i i e t s l r w e V e a g d a s n a i ( r , s d t n L S g h s i o i u e z W n r o a t g e " I n t s A a i s o l ' n a m O n t V i n o s c ( e i d e " " r t n o s A L g d d b S i o r n a m e t J n i s r c I E e s M l 2 a e n , la 7 L t s a U n " , " L ) r d . ) 2 d S s w C 0 w i . a L 1 1 i V s t i 1 3 m h , i , f r l 2 a t i g i t h e 0 s e i e n d 1 d r O e 3 b L w q i f l i n a f u i a i t c n i h b t o e e c r il d h t d o i h t e y e b f W r y t C t O h a o e o t i f h t c . f m e L i e h c d i p a e e A a n t l i n n g n o a e y e b . f n t A i t a l h h i A t n c e e y t t
t I f n h s il a l e i a n m U n g e d n d s i o t . e " B f L T d t . h S h S e N e I t a E A O C te M m o M s m e P V , n p L i d D a r O g m n Y a i y e n E n u i t s E a t p l r o a S w n n n , i s t L d p h o s L r t m o f C h t e i m a r ' o y , O b m c C f u o f o o i t n c d m t d e e h p u . e o a a c n C t n f i y t d t o s h M n E e b m a u L n s n a i g e i n n b n y e w e e b s m i s " t n L h u a o S t n n h n J d t e e E e O r O , w n L o a f v f L s x e ic m C c e o h o r c . a r m n f T o g t o h h e f r e e e d t h L a C t e o k s o s U : “ m m o 1 r m - p i 6 e b e e 1 m t n d 1 d 3 y n o , S a L w G m ta a L o t e s e v C s f s e o . r V r b n m i o y r e r g t o r h i l n y e f
a U la f n f w e it f c e u t d l a n e S y n ta t p e te a r r o p s i p n r i V o s g s e i u r e g o e f i r s o n . r t I o s w T l h a h h a n e ic v d p h e s u i . a t r p n i T s o y h s f o e a e t o h C ra e f o r t d m h h , e p o I a n C s n c e o y l d m u s d p p h i r a n a o n g p ll y a o h i s l a s l e v p t e p o o e w a e r e n l m l g r t s i a h t t g g e e e a d p m i n b a e y w a d n t h n b y e y l n a l B e a w c e w e f u A s o s l c a a f t r . d c y t e i o v r i t t e y c r , o r ° i n t m o ve r a y n t i o e e n f a t t h n to e y
of filing D o . f th D e a Ar g tic o le . s , T w h e e s t C e o r m te p rm an in y a s te h d a g b y c l o aw a t o i= r d i i a ss m ol i v s e te d m ac e id p te a rm p i a na w te * d , , beginning on the date
p v R V a r e i l c n , s h L c id o i L p e th C a n e l t , p r A 9 l n p a g 1 l c a 0 e a e c 0 n e o l t P a o a f o t f b r i A d t u d a o e s d i g n n f C S e e r c s a a e o s le s m i a s ! M t e 6 h S a s e 1 o l 0 l S I , f 0 n o S o R l r u e 1 e i a t M e n 4 H e I v S 4 m o ie , o b 1 r S k e o t 6 r . Q f m T p 2 u h a o a o y 2 r e m t h e O m e a r r , s e B , 3 w a U 3 f i . l t t , S e i h S a r . i t n 1 d . l / T e t t l h i h a g t e o e h U m n ti n a s te i s h t a U . : i r d . y S T s s . h 0 V h e 0 a i R 8 t l g l 0 e b i 2 g n e . is : W B T te h u a r s e e d i d n C s O e o s 0 m f s 0 fi p c 5 B a e 0 a 2 n s a y i c n c ' c s s d
I
CONFIDENTIAL SONY_GM_000137 71
CONFIDENTIAL FirstBankPR000934
EFTA_00124.114
EFTA01269581

SECTION II
CAPFUL STRUCTURE: MEMBF.RSIIIP UNITS AND
COVRIBITTIONSTRANSFER
OF NIEMBERSIIIP
c t C i m a o n o in s o w - a n k n r s d t n e r i t e n e i r c b o i d r b o a u s f , u r n h c d U t i o a o i e p o t a p r d i n r s t i i t s i s e g b a a n h a o l t g s t e t t t h a o t s h i o a n e l I , c s n i y n a h u C t s n t e b t i e o l m h h d s Q t m e u c h e r t f C p e t i i i e b o r r r m o e n e e t i m h b d d t y t o o ' i p a s u . n o a n t T r h l p n a d e i h e p m y n c a e o y c s o s u C a h i r a n i d p t t a m o e i s i b a l m t l o o u b u t l U p l h l : t n o a O r e e p t e n f o d t f y t o h S l n h e a f t e o l o h t c t e h l e C r i e t e t e . r l o e l m d f M o m u T o i a p t h e n p r y h o e m m a n " d n ~ M S b I t a s y i e l o s e c s i I r l h m u s n s e 's ' e s o b o t M d h e n m f e e t r r a o s m i a m m h i t m g b h e i p C e e o g U r u o S o . n m m o n r t n T l p a o o s h t a y M h f , o n " e m c e y S a o , a m o S s t f k h l h b c w e e , e h e o M h a e r S r o d d e t o h m o u d m l a e f l i e t t t b t i h M n h o e e e u o n e r r m a ' e p f m s l r a b C o b c r e a p e e a r p e r p 1 a i h r i 0 t n t t a a a y ( d ) l s l . ,
o w o N a o a M M t s p p w h M h f o l n d a a l r e e e e i h t l m o m o e t r w y m r m r o s t v m e i f i I g p i l c t i b t b u e t t f s M a h e b i h e e p p e i t a s r e o o e d e r s a o r s B t s r n l r m r a o n t l s a w i h i e s . s i g n n t h s b n i t h o p o h , d h i i a o e p e u b n e i t p f r n U n s e l s U m s t d a a l g u h c t a n y h n h s n e o l b i o n i i t s t s e i m p . t m s e h a t t d i h s g S t e a n I b i m h e T e t p n n e r n u e t f a i o h r e t a o a o c t e d e r w l e w e n s r t e r r a r a i n i e m a o e e s s d e m u c n o g g n s e r h s o n y s s t t o e e , t s a o n , t b , m t a i m a p i : l n h s a g e l h t r e , d o e g b e e e m n s u w r e g n e , n m c u d s S t n r e t t i r t e o . b t i h i a o m r t h e s i i n a s h e v l i I t l d n h o e t e n e e e f s i o S e d t u d r M u , r m u o r a d i o t b t t t s w d p e b f e a o h l a j h t e e m a m a e o d f i n - a t f t c r M , r U h i y h i l . t M m b t t t l o o i a t e e r e t f e r b t n e e n o s f r h t m r d e e m e d t m i i e e m h t n , o x , e b t b b s l e t t . e m a a l n e h f e e u e C o t y e t r r n a r t c r i a h . t b m s f T t a n a h s l e n e h t m m a s c h u h a a A y d i s g t e p e p C n n y i i e o n i t g t e d . r n l o i o U S m n i e m n e b o t a m o e : s a n e y o n i y s a e l t s p . n e s e i d l r r n t l a i i a a t e g c c M t M , d m n n h d a t n o o s t i d y e e e u n o h e n e h e m m e d e n l s ! r m a s y o t e s i o g g b b o n d r v b n e h e a e m o I o o t e x f s t t r n r b o t t e n r s a s t i d m , r n y t c i l h a i i b t y M b b u m l g s a i m i n a e p a t u b e y e e s e d d c t U b e y m d l i o i p o f t t e i c t r n o l m e m b c e o a a i o m t i o e n w s n t i m e t e t e s ) h s t r i m e m m i t s e s e i f a i t h e r n n l h m e o s e b e c e r i m m p e t . x o t f a e t h a h h r e t t n e U n e , S s f h a e e m y m t s n t e s u C n h , i C s a t b g a b o m e a i o i s t e a g o n n j r s m e s a e s r n s m a i s . e i n c s m s g e h p g i t g s p i g l e n g a e a l b t i a n S e g o S n o n r l o e l n e n a e u y o o r f b t y s o f d c h l l t i i r , e e l t t . n o r h , e s
r p e e r a o a rn v m id in o e te d f C , s . i a t n a c t a e th p e i i s x a ta c c A e l r c g p i o a r t e n a l e w t s r m i n o ts e t i h t d n . e t i A o , r w n t . h Y o is e o r e a S l . e n o g x y l l e p i p a re o M n s r e s s ti l m o I y g n b p h t e r h t o r o e v s l i . n h d e & e C l d l a n f P o o l r i t a i b l n e ~ t e h b n is a ti t A r le g i d u re t m e o z o w t e o it n h l t h d e r ik a C e w o t , e m o p p r t a a to n s y O n s f a U h T a iv S ll e V n i s o a e t
SECTION UT
CAPITAL ACCOUNT
Member A , . e n ( d ;m an i y n a i A d x d — itimal m A e m ca b p e i r t a b l a a c c c c o o u r n d t a ( n " c C e a w p i i t t h al t A he c p c r e o tati o s a t t a o ll f b th e i m s A ai n nt k a l i e n . e d for the Sole
lamme 1 d . by In : gerana in Capital &coml. The Capital Areetut of the members shell be
2
CONFIDENTIAL SDNY_GM_00013772
CONFIDENTIAL FirstBankPR000935
EFTA_00124415
EFTA01269582

(e) The fltir marka value of the members' issitat epital cam~Cit1 and any
additional capital eontributions by the meinben to the Commay. If arty property,
( C o 0 t a h n e d r i d th A an c c c o a u sh n . t s d r ~ e t d a d in t b e y d I b na o n r i ~ ty i R d e pleti b o y n t S h e e c C tio o n m 1 p . a 7 n 0 y 4 , - t 1 h ( e b ) a ( e 2 g ) u ( s n t ) m (d e ) r , d e (c ),
and (g) and Section 1,704-1(bO)(I) Mall bo made.
(h) The mantas' sham of the Maxim in the tax basis of Company meetly, if
any. arising out of the recapture of any tree credit
(o) Allocations to the members of Profit.
(d) Cempany income or gain (Including incense and gain exempt from Income
tioastiod m provided under this Apeamen[, w athEvdso by Repletion Section
l.704-2(b)(2)(d).
(e) The amount of Company lid:glided that arc assumed byte Sole Met.
decrease Z d . t a r p e asnkannimlaSkitsgsgl. The Capital Accoum of the mmnbers si's] be
(a) Tho amount of money distributed to the members by the Company durum
to any provision of this
a C (b r o e ) m co p n a s n T i y d h e e d r i e m f d a t i o o r f a m l s i s a a u b r m i k l e e it s t i e o s v r a s ta e lu k c e u e r s e o u d f b b j p e y c r o t s p u to e c r h u ty n d d is e d t r i r g C ib i o u t d a te e t d e S d p e r c o t t i p o o e n r t t h 7 y e 5 t 2 h ) m a . t e s m u b ch er s m e b m y b t e h r e s
(c) Allocations to the members of Losses.
(d) Macadam to the members of deductions, expenses, Nonnondse
Deductiona and cd lessen allocated ei them purer/ to this Agnament, and the
members' share of Company expenditures which ate at deductible nor properly
chargeable to Capital Accounts under Code. Section 735(a)(2)(13) or are treated
S s 1N u e c c a h ti - o c n o e 1 x u . p 7 r e 0 s n 4 e d - 2 D it . u e r d e u s c tio u n n s d " e r s hal T l r h e a a v so e n t / h e m Re e g a u n l i a n t g io s n e t fo S r e t c h t i i e n n T I r .7 ea 0 s 4 u -1 ry (b R )( e 2 g )( u i l v a ) t ( i 1 o ) n .
(e) The ematatt of any liabilities of the members that are assumed by the
Company,
SECTION IV
ALLOCATIONS AN12.1>TSTRIECTI0N
a C l o lo m ca p t a e n d A y . t 's o A c t i l i e l n o t c p S a ro t o i f o le i n t s M & n e e m l t Ø b lo e p s r s u . e r s p A , o e l s l x e p i s t e e o n m f s e m s s o a a i f n n d C ta o o in w th in p e g o r n t i h t y e e m t S a s x o o a le b f l i M e n c i e n o m c m o b e m e , r g e 's , a i C g n a a , i p l n o i , t s a l s l o , A a a r n c , d c d o c e u r d n e i d t n , i d a t D s e h n o a , l f l a t n b h d e e
3
CONFIDENTIAL S0NY_GM_00013773
CONFIDENTIAL FirstBankPR000936
Ea:LUX/124416
EFTA01269583

c o h a arg t e t d e t e o d t g h n e i r S e o d l e o M r a a llo th w s ab ; le for Fednel income tax proposes shall be allocated ad oteditd or
S. Dignisi*mg Net cash llow shall be distributed in tin following prior ty:
1. Tint, to the Sole Member in repayment of any advance of :hods to the Company
as a lender, to the extent of and in proportion to such advances, including intetest thereon, if
any;
amounts 2 a . nd A a d t d s i u ti c o h n t a im l d es is a tr s ib d u e t t i e o r n m s, i n I e f d m by y t h w e i S ll o l b e e M r e o m o b k e r t . o the Solo Member, in such
C. thagribution S0,glithir of the CoMPSY.
provided I. for A t th t e h e s a te ti m sfa in c a ti t o io n a o o f f a th ll e t C he o m C p o a m ny p a a n n y d 's a f d te e r b t t s h e a n C d o m o p li a o n - y ° h b a r s ig a to di ' e s r d s r , il th o e r
Company's assets will be distributed in cash to the Solo Member and any dissociated
r 'n e o sp rt e h c e ti r v s e w ca h p o i s ta e l b in e te a re m st s s ; h e a n v d e t h n e o n t , i b n e i e m n p p o re r v ti i o o n u s to ly t h S e e M e e m m e b d e r f s i h s ip t, U in n it d s i . s charge of their
i t f n h o t e r e e r r g e e o s s t i p s n 2 e h g . c a p t i i v f v e i e n t h n c e g o a t C p o t i e o ta * e n l n t a v h p c e e c r y C e o v u o la i n m o c t u s k p s s a o l y s n f u y r t e h f w f d e ic e i S i l e e l o m m n l t e e a a d k M s , e s e e d m t i s s b t t o r e i b r m u e a t n i k o d e n a t s h n I y e n d d p i i s r s o s ti p o b c o a i r a t t i i t o o e n n d s m t o d e t e m h n e b t a e e m rs d o w u is h n o t t h s o e e f
SECTION V
taaitlateMETSENSIVAti
o n t C C h e r o o e c a m m e C c s p p t o s i a a v m a n n i A r t p y y y ie . a o s a s n h r n c y I a d u c , n l o s _ t l s o t _ n b o h C m v e m a e g a l s a n l J k a e r i h e y m e a a n n o g a v t n . r l e t e l i o n d T h B c e m h a i c e r d l a l i e s e n C a i a n o a n o g t n d = m e t s o , p r c c t e a o h T g o n m e h a y o e m p r n d s l e a M h i / n t n a e a g a a l n n l g t a a h d b e u g o e m c t s e h a e e m r o r n s m r a r t y h i r o t o o a y o n g f , l u l t e t p h h t m w e s o t o a h w a C r n e a n e a o t d b r g u m i e n r t s g o p d o e t a / p h d Y d n e e . r y d s r ' b T f ( s i o s u h r b c a s e m u i r N n e s i e n a t i i n i s r n i o t s e s y i n a s a a a s l t n . n n o M d d d a d p a a n o r t l l a o l i d g a o p x e e t l h s l r r e t t o o i h e r f f i s a n t c t g h o h ts e s e f
the cons A o . r t of th p e p S lit o z le ti M pn e m o b f 1 e . r 6 s a h ls a a ll e b r' e s r A eq u u ll i t r h e r d il l f c o . r N th o e t w M i a th n s a t g a e a r d to h . g the authority of the Manager,
1.
a
S
s
e
s
l
e
l,
t s
t
;
r ansfer, assign, convey, or otherwise dispose of any part of the Company's
2. o C r a d u in s a e ry th c e o C ur o s m e p o a r n b y u s t t o e -r i S nc r u r any debt in moss of $5,000, whether or not in the
3. c C o a u u r s s e e o th f e b u C s o in m e p s a s; n y to hunt any debt less than $5,000 other than In the accitnety
4
CONFIDENTIAL SO N Y_GM_00013774
CONFIDENTIAL FirstBankPR000937
EFTA_00124417
EFTA01269584

4. Cause the Company to encumber any assets in connection with any debt referred to
in clause 2 or 3 above;
S. LW" sell, tench, assign, convey or otherwise dispose of any Membership Interest
in the Company;
6. Adopt, emend orrepeal the °petting kowtreut of the Company;
7. Appoint or fill to vacancy of the Manager;
8. Approve a plan ofm erger oft he Company with any outer entity;
9. Amend, alter, repeal, or take any onion inconsistent with any resolution of the Sole
Member, end
10. Incur any single expense or combination of enlaced expenses hi eXCete of5 5,000.
a a o d s w s m n ig i e t n t d e e d e b C . y a n . s a c Y a r m o m a n e e n m tr m e a b n b o e s e r f f r e M a . r n e e d e m e m b a e c a r h y s h s v u ip o c t U h e M l a l e a m M . , e b A m e r M b a e b e r f m s p h b U ip e n r U s it h n s ip i h t a U m ll n a b it w e I s s e n e s t n u it t c l i e h tl d e a d t s o s to i o g b n n e e e e v v o o o t t r e e d . t r a o N n n e s ly i f t e h i r f e e i r e t a i i s s n
SECTION VI
ANCLIPATION OF LIABILITY: Dil:FMNIFICATION
s p h u a rs ll u S a o n A t p t e . o r O s a o c n w c a r u l i l t l y t t a e li t n a io b in n le s o t f n o f i m r L t i e h a i e n b s i s l e i i t g t v a n , e d d e b U b t n y s l o e s s u r s l c i a h o b P t i b l e i e t r i a s e w o s n : s o , e n f e t p h it r e h o e C v r i o d t m e h d e p a S b n o y y l . o la M w e m or b e e r x n p or o t s he * M as a s n u a m g e e d r
B. IndeMnificerion.
i u r o a i l a n r e a r d h n t s n i a m g r e h b d a c a a t h d a r e s o g c e m r p b e a a e i p m n v e n m e a l i n l a r e e l l t s o s t l t i d i g y e e n , c s t e o y t i y e n s o n t p e i l n w f i e I t , s e v r s i e d r o a c . s c o s h o d e u e , a l a o o r , v o E c t m m n t t s h p t m i h t r i w x h d y t o o e i e i n l s c e a ' e o a n n i a e e e c i c n g d b r f r d o m p m u y C o e e c e i . i t n t l n . s n p n l o p h p i x p a t t d d a g a t p e m l s y a l d i o o e u s m y r e e t o o y s y p r o c n i s f o n e e n e r a e t I t s t u f t h a s e c e h c n h n o e c b & u i u o e e y d s a , n h e c t S r I m r o i s c S n r w h a t o P e s e r e f h p c e a i u m r a e s n n s d e l l c l p e n a r g u e d d f a o t t p r t g , e d o e d i i o e u n e o n p a e d n s h r i s n d y n n f g r . n t n e o t , o c . g T t a a s t n a a h l o w v o , d d c h d c n w e n i a w t h v a d e f t y i n n e o a t h t o e C i i h o e t C d v r n n a c d h e o e c e w r , c r o l o a t m s m i t e n a a m e n S h o u , i d s d o m l p n m o e a t e p , t a t t l n s i o / h a , e i w r I t n s s o w d r m i n m h s M y s i r r i y e t i s , e i i n t h t p o i S t e h u h t r t a s a a , r n e e e m c e p o t o n s c o o i s e o i t c o p d b r e n y t u S r e h c n e s t f a l t a a o t m e e t , s a r i : c t d v r m l d , o o r v n h e , e t e e v t i r i y n o e t a f h o e s a s h M f g u s . e n n t h r e c S r , o , n a a c a e M l b a n o t a n e f i u C s i m r g f a r l d a i d o e t o m s t p a b o n b h , m , m m i t l a a r M , e n g e h e t p p a g s h r r e d a s a a e o a t e y e e n u t t m e n a r e t I r s P d i o s S i n n t y n t n u o b , o e r o n d a , e c d n r e n s r d l g d e h i s e e e r s c t a e a t g , o s m t u y h P l t M m o i l n r n s l i t e r e e g n h t h a e e s b e r r m e e i i n c t s m M e f e s m e n y e o d e a e M m m a . c b n i , e n n k v n e n e d a p s a y t l e i o o , a a e r n f m l d s o o , s o e t g r f a e t e i s y e i x o r f h e s g a n u e e , p a r i r e r a e t n d e c e n e i j n v r u i p h g M c n a t t o e a y i d s e k o s t n P f a n l s r g l e t r e d r o e m t n d , e o a m , y d s a f r s m g l h a t s r o e t g u h e t o k o o n h t n t c e c n e o o n s d l e h t a / r t t d i r , , r
p s C u r o o c m c h e p p e a e d n 2 r i y n s . o g h T n o a o r s t t h i h b n a e e l l d e e e n x b f t e e e s n n u In s t c e d c th e e o a s m t f s t f n a h u i n e l f i y e S a d c o n l l t a a e h g i e M m a r e i , n m m i s s t s b e u a e ri e c r t , s t o u t h a r o e l r o M e t o h n a t e d h n r e a r m r g e w a e a i s r t s , t o e e o n r r a I i a n b n n l e y d t h e e s e f u x e p c a n e h c s n e t e i s o m e o n s p , , f l o s i e n y u n e c it e l u a o o d r c r i t r n a e i g o g o . e , c n w o w t s i o t d i h t f i o n t o h u g e r t ,
5
CONFIDENTIAL SDNY 13775
CONFIDENTIAL FirstBankPR000938
EFTA_00124418
EFTA01269585

p p li r r m o o v c it i e a d e t e i d o d i n n h , g e n a a g n tt i d o n r . a n n e y y s a ' c t f i e o e n s , , s u la it m o m r p ed ro c b e y e d s i o n c g k b r p o e u r g so h n t to in e n o t o r n e n e e c t t h io e n m a w n i d th a to th ry e i a n c d t e io m n n , if s i u ca it t io o n r
p p b a m t i m e h n m a e a a e r d a m t o j t e d y o i a t e m e a e r p s t i d s p o n t b t e y t l s i 3 o y i t f c h b o p i . c t a y t e a f h h a b i A t e a t t d e l h i h e c n o a e e i C t s y n c n i t s o M t o a i I i o s n n m o n s e l e d . n d e t m p e t , a l a N m n e s r b n d u u m p e o e y d i r e o t m t e s w f r o f l n h o b o i n u t c i t r e a . p l h n o r t y p s i d , U n T o r t e w a a c o n h n r n s h c h i i t p s t d e a e h s a e e i t d e u n h t r o d e a m t g e i c f h t n d e r i i o t t r g t r h h o c t r m u , e e i e r u p z d u i m n m f e o n n o d o m n a s l e r e t t t e m e i i i a s s o l n g a n s e u b n o c r t c e e t i h e h h e v n r t s e n s h e a g t r b d i l n w e s s t u e e . o p e a h i c S m s e v t o a t e i c a h u o b c c i a l e s n a e t f u r i e i g r o a e c c o y i t n t o f n i h s , c o o n t o e a a u h n n t t s r n p e e p s e p e l e a h . e r m a r 7 u e r s a s r t , a e s p t o l y i l s m n o n e o o o b o n s r b n t e r d o o e a r a t e o m r r b h b r t , l d h t r e a e e h i e a d e d n n a r i n t e e n e e t b w m e a s r d y b n m t s h i e e y R e m a i o n i d c e n t f e h n c h s a t d e o t i e t o i c f x i u o i t o a v p b e r o n s n t o d e e , e b s t t e h s m t h h e f h h t a e a o a a m a s s s l t d f l l h m a a l e t t b e n d h h b e l e a d e e e l e t
d l r p a e i r w s c o t e v d . i i b p d r t e a d o i o f t n o a t f o & i n E t Y h an e M c m ia a e l n m b ag i b m e e r r e , s f i e i t n m t o v p i l o w o l y h a e i t c i e o h n o m r o u a f c g h th e i n p s t e A r o s g o f r n e t h e is m e C n en o o t t m o e p n r e t t i r h t w l e e d A f , o c r w t , o o e r r * i a o k f o o n n r o a w o n r i e n e a g t s i s a v e a i n o l t w a in t i i t g o h t n o t o h a e f
SECTION VU
)41OULDATION
determin T c h t e io c n o o m f p th a e n S y o s l h e a M ll b e e m d b i e s r s o m lv d e o d, s a e r . i d than laminate and Wind up its affairs, upon the
SECTION VIII
MISCELLANROU.gFAOyfStoYS
d b e e f e i n n e in , s l A i e m r . t i e S t d o e o r s n d k l e a y s i c a s r s s i d b a e i m s t h h a i e i s l e m s r . o o T p f h e c e o o r n S i v e n c e t t n e i i o n e n t n o c h e f e a a a n d n y i d n p f g r o s o r a v n r i e s d f i o e n r n u t n m o e f b o t e h , r a i s s n c a d o g i n r n t e a e in m e e d n i t n s th h i a s l l A b g e r e m e e m n e s n tr t i e h d a v to e
r A e g sp re e e c m ts E e a n . s t i s f S h s e a u v l c l e h r n a o i b n t i v e ll a d tv l i i e . d s e t r T t h t h m e e A e o in f c v o t a r c l p i e d r a o i b t v y l i e s o i p o r : n o s u v n i h s e e i a o re f n h o s t f e w . m a e n r b d e i l o t i h t m y is i t o A te f g d a r . n ee y m p e a n r t t i s c h u a l l a l r b p e r c o o v n is s i t o ru n e d o f i n t h a i l s l
I t n h e w c i o lt n in s C e g n a t n A o d M f s t P h ig T e n V S e I e d rr t i h b n y g M , t h e T e m h S i b s o e A l r e . g M N re e o e m m ch b e a e n n r t . g m e a o y r b m e o a d m if e ic n a d t e io d n o t r o r t e h v is o k A e g d r e a e t m an e y n t l e sh ts el , l i b n e w v r a it li i d n g M , w IM it S h
d th is is tr A ib g u r t D e e e e . m s , i e h ti n e n t i d r w s r , o i l s s l u b S c e c A e b W s i s S d o . i r n s S a g u n u b d p j e a o c s n t s i a t g o n n d t s h . s e h a p l r l o h v a i s s t i e o n to s t o h f e t b h e a n e A f g it r o ee f m th e e n p t a m rt i i n e t s i , n a g n d to t h tr e a i n r s r f e m sp t e b c il t l i w ve ,
Sob Me E s . a G bi o ; v th e e rn li i g n h gL ts a a w n . d R o e b g li a g r a d t l i e o s n s s o o f f t t h h e e p S la o c l e e w M h e e m re b e th r, i s a n A d g r a e n e y m c e l n a t i m m s a y an b d o d e i x sp ec u u te te s d r e b l y at t i h ng e
6
CONFIDENTIAL SDNY_GM_00013776
CONFIDENTIAL FirstBankPR000939
EFTA_00124419
EFTA01269586

l t a h w ae s t o o f , t s h h e a r l e l a b i e to s r u y b j o e f c t t h t e o U e n n i d te g d o S v t e a r t n e e s d V b ir y g , i n e n Is d l a c n o d n s s . trued and enforced in accordance, with the
I
O
N
p e
W
rad
IT
ng
N
A
E
g
S
s
S WH E
to
R
t
E
t
O
he
F
d
,
a
t
y
h e
e n
S
d
o
y
lo
e a
M
r fi
e
n:
t
w ri
m
tte
a
n
k e
a
s
b o
a
v
n
e
d
.
executes this Amended and Restated
WHNESSETH:
7
CONFIDENTIAL SD NY_GM_00013777
CONFIDENTIAL FirstBankPR000940
ETTA_00 124420
EFTA01269587

YXHIBIT A
MEMBER "arm;
CAPITAL CONTRIBVITONS
Mnbsos LIDAWspkiltapi Membermi (ink! EtEs08.410100E
JEFFREY E. EPSTEIN 51000.00 100 100%
AND AG
Oircit 1 aoc
3
JEFFREY & EPSTEIN
DATE
8
CONFIDENTIAL SDNY_GM_0001 3778
CONFIDENTIAL FirstBankPR000941
EFTA _00124421
EFTA01269588

ektece,ft
SoperseclinoCurrentaesson-,--
esoSNOI
CERTIFICATE OP AMENDMENT Oste: InNaC
TO ARTICLES OF ORGANIZATION
OF
LSJ EMPLOYEES, LLC
Ls;
V U O D u i n O n r r g g d i E f a i o e S n n r r H m i I a z s E n a l a L R d ti n i o E m E b d n B M y s i t Y C P e h v a L d i C o r O s d t E u L e Y R b e i : E a T e o E b I e F S f i n Y l t i , h t L t y d e h L u C a l C a ly t o w a t m h a s l e l p d : o r a o f i f o n f p l t y l e h t l e o e d A d w U c l i i t a i n n , n g b C i t e i A a h li d c a m t c y p S e o t c t e r n a o d r d t m a e I m n s S p c e V , a e n i T n r t g y w i t t o d i l n i e u t t h I h l s 1 y e l 3 a t o h C , n r e S g o d a e m s p n c ( p r t i t o z i a h o e v n e n d i y s " ' 1 i a s C o 2 n A n o 0 d s r m 4 t e i c o p x o l i a e f f s n s t t t h i h y n o e e ) g f ,
1. The name of the Company is LSJ Employees, LLC
of the L 2 ie . utena T n h t e G A o r v ti e c r le n s o r o o f f O th rg e a U n n iz it a e t d io S n t o at f e th s e V C irg o i m n p Is a l n a y n d w s e o re n f O ile ct d o w be it r h 2 7 th , o 2 0 O 1 f 1 fic , e
A am dd e r n e d s e s 3 " d . , a b n y d d A in e r s t le i e c t r l i t e n in g O g i n n t e h e i o t s f f o t l h e lo e n w t A i i r n r e t g i t c y I l n e P s l a i e o ra u f g t O h ra r e g p r a e h n o 1 i f z : a th tio e n re o o f f, t h c e a p C ti o o m ne d ti l r s u * n ry r e , e a h rn y 4 _ •
6."' r•
914•1444.4.1.4.1.1414.14014.004.4.414414144144.944***
***** Si
1
W
-44 C
C1
.
7. 0
Name and Address
zy4•
....- in
1. V f t b T T r h o h e i h e r o m g e L C m i n S n t o a a i J I m m B s s m l , , e p a e U L a n t . a o n S d i n y t . s t d V s i m ( 0 h I i t r n e h 0 a g i 8 e l t i b l n i 0 b a y " 2 I e C l s t , h a l 6 o o a e d 1 m r n d M 0 d s r p 0 e u s a a c s n R n h s 0 a y e 0 o g o " d ) 8 e t f , h H 0 t r 6 h e 2 o o 1 e r . o f 0 a t l k T i h 0 d m h Q e d e R i r u C t e i e e a n o s d d r m s i t t e l i H a i p a a r s a o , l b E m n o p i y 3 k h l a i . , t y y y Q S s b i c t u c e o T a a m d r h l t e a o e p t d m r a e , d n r a B r m y e s 3 s , in , U s e S S o d l t l . f
4.41.0464,44.14,41••••****44.14•41444.1PI*44411.41•41.4***
as the M IN an W ag IT e N r E o S f t S h e W C H o E m R p E a O n F y , o th n e t h un is de tl r e, s d ig a n y e o d f p M e a r r s c o h n , 2 h 0 a 1 s 3 h ereunto set her hand
.
6,.../...n.c....4.,,r-
I / e Brennan, Manager
CONFIDENTIAL SDNY_GM_00013779
CONFIDENTIAL FirstBankPR000942
EFTA_001 24422
EFTA01269589

D
TE
IV
R
IS
R
I
I
O
TO
N
R
O
Y
F
O
S
F
T .
T
T
H
H
E
O
U
M
N
A
I
S
TE
-
D
S T
S
.
T
J
A
O
T
H
E
N
S VIRGIN ISLANDS
O t t a B h h p r E a e g p F t a e p O n a e t R h i r r z e s e E a o d t M n i s o J t E e w n a a , t h a e n t o h r m n e e e s e t l u B r i n m u n t r e s e d e . n e d c n r o t s a h n i n g e t , n a f w e i o n d r h e e a o d g u , o b I t i n h n e o g in t r h d i g t o e y b c , y C u o m n m e r e t e t h i n f f i t i c i r s a a s s t t t e & t d h u e o d l a f M y y A a s o m n w f a o e M g n r e n a d r , r m c o d h e e f , t n d h 2 t a e 0 r t 1 e C o 3 d o , A m t p h r p e t a i a r c t s n l e o s y h s n a e a n o l i l d s y f ,
Nora Public in and far the
Territory of the United States
Virgin Islands , •
My commission expires
.. fo Zit
2
CONFIDENTIAL SDNY_GM_0001 3780
CONFIDENTIAL FirstBankPR000943
EFTA_OOI 24423
EFTA01269590

GOVERNMENT OF
THE VIRGIN ISLANDS OF THE UNITED STATES
-0-
CHARLOTTE AMAL1P., ST. THOMAS, VI 00802
Corp. No. 581737
OFFICE OF THE LIEUTENANT GOVERNOR
To Whom These Presents Shall Come:
I, GREGORY R. FRANCIS, Lieutenant Governor of the Virgin Islands, do hereby
codify that:
LSJ EMPLOYEES, LLC
a Virgin Islands Limited Liability Company, filed in the Office of the Lieutenant Governor on
March 13, 2013, as provided for by law, Articles of Amendment to Articles of Organization,
duly acknowledged; changing its name to
LSJE, LLC
WHEREFORE the said Correction is hereby declared to have been duly recorded in this
office on the aforesaid and to be in MI force and effect from that date.
In Witness Whereof, I have hereunto set my
hand and affix the seal of the Government of the
United States Virgin Islands, at Charlotte
Antall°, this 21m day of March, A. D., 2013.
_rot—
ta-
R. FRANCIS
Lieutenant Governor of the Virgin Islands
CONFIDENTIAL
SDNY_GM_00013781
CONFIDENTIAL FirstBankPR000944
EFTA 00124324
EFTA01269591

ClifinDEPARTMENT OF THE TREASURY
*A`Li/NTERNAL REVENUE SERVICE
CINCINNATI OH 45999-0023
Date of this notice: 12-09-2011
Employer Identification Number:
66-0776615
Form: SS-4
Minter of this notice: CP 575 G
LSJ EMPLOYEES LLC
JEFFREY EPSTEIN SOLE MBR
9100 HAVENSIGHT 15 16 For assistance you may call us at:
ST THCMAS, VI 00802 1-800-829-4931
IF YOU WRITE, ATTACH THE
STUB AT THE END OF THIS NOTICE.
WE ASSIGNED YOU AN EMPLOYER IDENTIFICATION NUMBER
Thank you for applying for an Employer Identification Number (EIN). We assigned you
EIN 66-0776615. This KIN will identify you, your business accounts, tax returns, and
documents, even if you have no employees. Please keep this notice in your permanent
records.
When filing tax documents, payments, and related correspondence, it is very important
that you use your BIN and complete name and address exactly as shown above. Any variation
may cause a delay in processing, result in incorrect information in your account, or even
cause you to be assigned more than one KIN. If the information is not correct as shown
above, please make the correction using the attached tear off stub and return it to us.
A limited liability company (LLC) may file Form 8832, Entity Classification Election,
and elect to be classified as an association taxable as a corporation. If the LLC is
eligible to be treated as a corporation that meets certain tests and it will be electing S
corporation status, it must timely file Form 2553, Election by a SMall Business
Corporation. The LLC will be treated as a corporation as of the effective date of the S
corporation election and does not need to file Form 8832.
To obtain tax forms and publications, including those referenced in this notice,
visit our Web site at www.irs.gov. If you do not have access co the Internet, call
1-800-829-3676 (TTY/TDD 1-800-829-4059) or visit your local IRS office.
IMPORTANT REMINDERS:
* Keep a copy of this notice in your permanent records. This notice is issued only
one time and the IRS will not be able to generate a duplicate copy for you.
• Use this EIN and your name exactly as they appear at the top of this notice on all
your federal tax forms.
* Refer to this EIN on your tax-related correspondence and documents.
If you have questions about your SIN, you can call us at the phone number or write to
us at the address shown at the top of this notice. If you write, please tear off the stub
at the bottom of this notice and send it along with your letter. If you do not need to
write us, do not complete and return the stub. Thank you for your cooperation.
CONFIDENTIAL SDNY_GM_0001 3782
CONFIDENTIAL FirstBankPR000945
EFTA 00124425
EFTA01269592

(IRS USE ONLY) 575G 12-09-2011 LSJE 0 9999999999 SS-4
Keep this part for your records. CP 575 G (Rev. 7-2007)
Return this part with any correspondence
so we may identify your account. Please CP 575 G
correct any errors in your name or address.
9999999999
Your Telephone Number Best Time to Call DATE OF THIS NOTICE: 12-09-2011
EMPLOYER IDENTIFICATION NUMBER: 66-0776615
FORM: SS-4 NOBOD
INTERNAL REVENUE SERVICE LSJ EMPLOYEES LLC
CINCINNATI OH 45999-0023 JEFFREY EPSTEIN SOLE MBR
.lull 9100 HAVENSIGHT 15 16
ST THOMAS, VI 00802
CONFIDENTIAL SDNY_GM_00013783
CONFIDENTIAL FirstBankPR000946
EFTA 00124426
EFTA01269593

CERTIFICATION OF BENEFICIAL OWNER(S)
The Information contained In this Certification is soughtpursuant to Section 1020.230 of Title 31o f
the United States Code of Federal Regulations (31 CFR 1020.230).
kccount #
Person opening an account on behalf of a legal entity must provide the following Information: 732 2 001709
732 2 001742.
1. First Name and title of Natural Person Opening Account 2. Last Name 3. Middle Initial
JEFFREY EPSTEIN E
4. Name and type of Legal Entity for Which the Account Is Being Opened
LSJE, LLC
4a. Legal Entity Address 4b. City 4c. State 4d. ZIP/Postal Code
6100 Red Hook Quarter B3 St. Thomas USVI 00802
SECTION I
(To add additionali ndividuals, seepage 3)
Please providethe following information for an individuaks), if any, who, directly or kxfirectly, through any contract arrangement.
understanding, relationship, or otherwise owns 20% or more of the equity interests of the legal entity listed above.
Check here 0 If no individual meets this definition and complete Section IL
5. First Name 6. Last Name 7. M.I. 8. Date of Birth
Jeffrey Epstein E 01/20/1953
9. Address 10. City 11. State 12. ZIP/Postal Code
6100 Red Hook Quarter B3 St. Thomas USVI 00802
15. Identification Number (SSN. Passport Numbercrother similar
14. SSN (U.S. Persons/Non-U.S. Ptvsons)
13. Country identlecation ntrnber)
USA D90-44-3348 54538884
15a. State of Issuance: 15b. Country of issuance: 16. Ownership %
USA USA 100
mai In lieu of a passport number. Non-U.S. Persons may also provide a Social Security Number. an alien Identification card number. or number
and country of Issuance of any other governmentasued document evidencing nationaNty or residence and bearing a photograph or similar
safeguard.
SECTION II
Please provide the following information for an individual with significant responsibility for managing or directing the entity, including, an
executive officer or senior manager (e.g.. Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Managing Member,
General Partner, President, Vice President, Treasurer); or Any other individual who regularly performs similar functions.
17. First Name 18. Last Name 19. M.I. 20. Date of Birth
Jeffrey Epstein E 01/20/1953
21. Address 22. City 23. State 24. ZIP/Postal Code
6100 Red Hook Quarter 83 St. Thomas USVI 00802
27. Identification (SSN, Passport Numberorothersinlar
26. SSN SSN (U.S. Persons/kr-U.S. Persons)
25. Country bertticabon number)
USA 090-44-3348 54538864
27a. State of Issuance: 27b. Country of Issuance:
USA USA
KM: In Neu of a passport number, Non-U.S. Persons may also provide a Social Security Number, an alien identification card number, or number
and country of issuance of any other govemment-issued document evidencing nationality or residence and bearing a photograph or similar
safeguard.
I, JEFFREY TEIN ame ofp erson opetu um), hereby certify, to the best of my knowledge, that the
informatio ovided he n is true an any of the above mentioned information changes I agree to provide the
financial tionwritte • nod
DIfIll)
NNNG-1618-04113 CONFIDENTIAL SONY_GM_Clalat3 786
CONFIDENTIAL FirstBankPR000947
EFTA_00I 24427
EFTA01269594

.AD-IFAmykkairmlopion*
NI0.1618.18 CONFIDENTIAL SDNY_CWIII.009116
CONFIDENTIAL FirsteenkPRO00900
EFT,001.1142E
EFTA01269595

Additional Section 1- Second Beneficial Owner (If required)
Please provide the following information for an individual(s), if any, who, directly or indrectty, through any contract arrangement,
understanding, relationship, or otherwise owns 20% or more of the equity interests of the legal entity listed above.
5. First Name 6. Last Name 7. M.I. 8. Date of Birth
9. Address 10. City 11. State 12. ZIPIPostal Code
13. Identification Number (SSN. Passport Numberorother serial
14. SSN (U.S. Persons/ Non-U.S. Persons)
13. Count klentthcetion number)
16a. State of Issuance: 15b. Country of Issuance: 16. Ownership %
NOTE: In lieu of a passport number, Non-U.S. Persons may also provide a Social Secunty Number, an alien identification card number. or number
and country of issuance of any other government-issued document evidencing nationeMy or residence and beating a photograph or similar
safeguard.
Additional Section 1 -Third Beneficial Owner afrequireth
Please provide the following information for an individual(s), i any, who, directly or ndirecdy, through any contract arrangement,
understanding, relationship, or otherwise owns 20% or more of the equity interests of the legal entity listed above.
5. First Name 6. Last Name 7. M.I. 8. Date of Birth
9. Address 10. City 11. State 12. ZIP/Postal Code
15. Identification Number (SSN, Passpert Numbarorother sinew'
14. SSN (U.S.Persons/ Non-U.S. Persons)
13. Country identification number)
15a. State of Issuance: 15b. Country of Issuance: 16. Ownership %
War In lieu of a passport number, Non-U.S. Persons may also provide a Social Security Number, an alien identification card number, or number
and country of issuance of any other government-issued document evidencing nationality or residence and beefing a photograph a similar
safeguard.
Additional Section 1- Fourth Beneficial Owner (If required)
Please provide the following information for an individual(s), if any, who, directly or hdirectly, through any contract arrangement,
understanding, relationship, or otherwise owns 20% or more of the equity interests of the legal entity listed above.
5. First Name 6. Last Name 7. M.I. & Date of Birth
9. Address 10. City 11. State 12. ZIP/Postal Code
15 Identification Number (Si,S Passport Nurnbercrothererniar
14. SSN (U.S. Persons/Non-U.S. Persons) '
13. Country i'd entificationnumber)
15a. State of Issuance: 15b. Country of Issuance: 16. Ownership %
NOTE: In Neu of a passport number, Non-U.S. Persons may also provide a Social Secunly Number, an alien identification card number, or number
and country of issuance of any other government-issued document evidencing nationality or residence and bearing a photograph a similar
safeguard.
NNNG-I 6184418 CONFIDENTIAL SONYGMAIS)M I6
CONFIDENTIAL FirstBankPR000949
EFTA 00124429
EFTA01269596

Additional Section 1- Fifth Beneficial Owner (If required)
Please provide the following information for an individual(s), if any, who, directly or indirediy, through any contract arrangement,
understanding, relationship, or otherwise owns 20% or more of the equity interests of the legal entity listed above.
5. First Name 6. Last Name 7. M.I. 8. Date of Birth
9. Address 10. City 11. State 12. 23P/Postal Code
13. Country 14. SSN (US PersonsINon-U &Persons) 15. I s d ie e n n tli t c i a fi t c io a n t n io um n b N er u ) mber (SSN, Passport Manbercrother sager
15a. State of Issuance: 15b. Country of Issuance: 16. Ownership %
NIOTt: In Neu of a passport number, Non-U.S. Persons may also provide a Social $ecunry Number, an alien identification card number, or number
and country of issuance of any other government-issued document evidencing nationality or residence and bearing a photograph or similar
safeguard.
Additional Section -Sixth Beneficial Owner (I/required)
Please provide the following information for an individuaKs), if any, who, directly or indirectly, through any contract arrangement,
understanding, relationship, or otherwise owns 20% or more of the equity interests of the legal entity listed above.
5. First Name 6. Last Name 7. M.I. 8. Date of Birth
9. Address 10. City 11. State 12. ZIP/Postal Code
15. Identification Number (SW Passportivumberocomeramiar
14. SSN (U.S. Peaces/ Mon-U.S. Persons)
13. Country denificainn number)
15a. Stab of Issuance: 156. County of issuance: 16. Ownership %
NOTE: In Neu of. passport number, Non-U.S. Persons may also provide a Social Security Number, an alien Identification card number. or number
end county of issuance of any other government-issued document evidencing nationality or residence and beefing a photograph or similar
safeguard.
Additional Section 1- Seventh Beneficial Owner (If required)
Please provide the following information for an individual(s), if any, who, directlyor indirectly, through any contract arrangement,
understanding, relationship, or otherwise owns 20% or more of the equity interests of the l al entity listed above.
5. First Name 6. Last Name 7. M.I. 8. Date of Birth
9. Address 10. City 11. State 12. ZIP/Postal Code
13. Country 14. SSN (U.S. erscrisI Non-I.I.S. Persons) 15. I id d e e n n tif t e if a ic lo a n t n io um n b N e u rj mber (SSN, Passport Numbarcrother sealer
15a. State of Issuance: 15b. Country of Issuance: 16. Ownership %
NOTE: In Neu of a passport number, Non-U.S Persons may also provide a Social Smutty Number. en alien identification card number. or number
and county of issuance of any other government-issued document evidencing nationality or residence end bearing a photograph or similar
safeguard.
NNS6.1618-0418 CONFIDENTIAL SD NY_Grii4,90 3/97
CONFIDENTIAL FirstBankPR000950
EFTA_00124430
EFTA01269597