EFTA01269198.pdf

Account Type: Account Number: Sign. Req. Date:
Address: Tel:
Name: Financial Strategy Group, Ltd. BIN: Min
Name: Darren Indyke SSN:
ID Type.
‘3::›a_AA-2.4.A. &a/ C-4._ No:
Name: SSN:
ID Type:
No:
Name: SSN:
ID Type:
No:
vw6 hereby sebowledgo basing mewed Prepared by:
theDeposit Accoum Agreement.** First
Bancorp infonnatim Sharing and Pine! Authorized by:
Policy. and rho product ratesme km.
NA
101E 7/2002
NisIS-0001
Instructions for completion
Please print this form 3 times and complete in tripl kale inblue or black ink.
Please insen the name of the company or the account tidoMick( account name.
Pkase print the name of each authorized signatory to the account together with a sample
of their Signature in each field under namolf titre ere more than four signatories pica=
use additional signature cards as necessary.
The Bank will complete the remaining fields.
'important* Please provide each signature card in triplicate with the original signatures (no photocopies).
Firsthank it a subaliwy offers! Bancorp (NYSE:• FM'
SDNY_GM_0001335t
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000514
EFTA_00123994
EFTA01269198

Account Type: Account Number: Sign. Req. Date:
Address: Tel:
Name: Financial Strategy Group, Ltd. EN:
Name: Darren Indyke SSW:
ID Type:
sift -+4 V No:
14/1r
Name: SSN:
U
ID Type:
No:
Name: SSN:
ID Type:
No:
It/lc hereby ackikmledge having received Prepared by:
the Deposit Account Agreement, the Pmt
Authorized by•
Banton) Information Shying and Privacy
Policy, and the product rntra and fees.
NA 101E7/2002
NNS-0001
rnstructione for corpplction
Please print this form 3 times and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please print the name of each authorized signatory to ;be account together with c sample
of their signature in each field under name. If there are more than four signatories please
um additional signaturevanis as necessary,
The Bank will complete the remaining fields.
*Important.' Pkasc provide each signature card in triplicate with the original signatures (no photocopies).
PirsiBank Is a subskftary ofF irst Bancorp (NYSE: NEP
CONFIDENTIAL SDNY_GM00013352
CONFIDENTIAL FirstBankPR000515
EFTA 00123995
EFTA01269199

Account Type: Account Nutnber: Sign. Req. Date:
Address: Tel:
Name: Financial Suategy Group, Ltd. _..E :
Name:. n „--- SSN:
ID Type:
No:
Name: SSN:
ID Type:
No:
Name: SSN:
ID.Type:
No:
I/We hereby aetneatalse 'Avian maim! Prepared by:
the Deposit Account Agramenh the. Ant.
Bancorp Information Skating and Privacy Authorized by
Polley. and the product rates sad foes.
10IB 7/2002
NNS-000I
InStructio for completion
Please print this fourt 3 limos and complete in triplicate in blue or black ink.
Pleasei nsert the name of the company.or the account title under account !WM
Please print the name of each authorized signatory to the account together with a sample
of their signature in each field under name. If tbere are more than tour signatories please
use additional signature ea.-ds as necessary.
Me Bank will complete the remaining fields.
*Important* Please provide each signature cardi n triplicate with the original signatures (no photocopies).
PirstBank Is a subslalkoy (Mrs Bancorp (ATM PAP
CONFIDENTIAL SDNY_GM_00013353
CONFIDENTIAL FirstBankPR000516
EFTA 00123996
EFTA01269200

Account Type: Account Number: Sign. Req. Date:
Address: Tel:
Name: Financial Strategy Group, Ltd. EIN:
Name: le Epsta 1(..............-..r.-.-.-„' ....) SSN:
.....-e---
ID Type:
No:
Name: SSN:
ID Type:
No:
Namc: SSN:
ID Type:
No:
We hareby aclomwitdge bawds saved Prepared by:
the Dcposit Account Agramccd, tla First
NOGG, Information Sharing and his!" Authorized by.
Policy, and ihe product nies and fas.
NA IOIE 7/2002
NNS-0001
Insouctions for completion
(MT
Please print this 3 times and complete in triplicate in blue or black ink.
,Please insert the name of the company or the account title undcraccount name.
Please print thelleThe of each arnhorind signatory to the account together with a sample
of their signature in each field under name. If them are more than four signatories please
. use additional signature cards as necessary.
The Dank will complete the reresining fields.
*Important* Please provide each signature card in triplicate with the original signatures (no photocopies).
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000517
EFTA 00123997
EFTA01269201

vc
7.747fiv.:V,
Y4L. miSorN1w4 2-74*
• Virgin hlands
I, the undersigned Secretary, hereby certify to FirstBank, that at a meeting of the Board of Directors of Financial. Strategy Group, Ltd.
("Corporation')
a corporation organized and existing under the laws of U.S. Virgin Islands
duly called and duly hold on the 9 day of May 2014 the following Restitutions-were du& adopted; and that the
said Resolutions have been entered upon the regular minute books of the Corporation, are in accordarce with the By-Laws and are now in full
force and effect.
1. The. Officers of Corporation, or any one or more of them, are hereby authorized to open a bank account or accounts from gime to tme with
FlrstBank and its subsidiaries and affiliates (each being hereinafter retorted to es 'Bank') for and in the name of CoirporatIon with such title
or titles as he or they may designate.
2. The President and the Secretary
(Indicate try TO, person(s) ennoraead, e 9., PresCen , Treasurer, Bookkeeper. etc.)
• of Corporation, signing singly
(Rat pt.rpota of StertIrg items, InOcatto e.g., stagy, gay two etc)
and their successors and any other person hereinafter authorized by any means to sign on behalf of Corporation ('Authorized Person(sy)
are hereby authorized-to sign, by hand orby facsimile (Including, but not limited to, computer generated) signature(s), checks. drafts.
acceptances and other Instruments (hereinafter each collectively referred to as "Item(s)'). Notwithstanding the above,- any Authorized
Person is authorized singly to: (1) Initiate Automated Clearing House CACH') debits without a signature; (2) initiate• payments by use of
Depository Transfer Checke(:a:1TC') without a 'signature other than the name of Corporation printed on the OTC; or (3) give Instructions, by
means other than the signing of an Item, with respect to any account transaction, including, but not limited to, the payment, transfer or
withdrawal of funds by wire, computer or other electronic means, or otherwise, or of money, credits, Items or property at any lime held by
Bank for account of Corporation ('InstructIons').
1. Bank is hereby authorized to honer and pay Items, whether signed by hand or by facsimile (Including, but not limited to, computer
generated) sIgnature(s) If the actual or purported facsimile signatures(s), regardless of how or by. whom affixed. resembles the specimens
filed with. Bank by Corporation and other orders, DTCs, ACHs,. and Instructions, given singly by any Authorized Person. Bank Is further
authorized to-honor and pay DTCs, ACHs. Instructions, and other orders given singly by any Authorized Person, including such as may
bring about or increase an overdraft and such as may, be payable to or for the benefit of any Authorized Person or other Officer or employee
individually, without inquiry as to the circumstances of the issue nce.or the disposition of the proceeds thereof and without limit as to amount,
4. Bank Is hereby authorized to accept for deposit, for credit, or for collecton, or othenvlse, items endorsed by any person or by stamp or other
impression in the name of Corporation without inquiry as to the circumstances of the endorsement or any tack of endorsement or that
disposition of the proceeds.
5 Tho President
pokes by T!se pitscn(3) IOV,crized to feta Tear,. Advance. etc., a Q., Preskrent. Vice Proscierz Trelaurer, eta)
•
of Corporation, signing singly
Incicate hOed Notes, etc. We le be signed, e.g., 'Jogai soy Me, etc.)
arc hereby authorized to effect loans and advances and oatain credit at any time for Corporation. from Bank (and guarantee om behalf of
Corporation.the obligations of others to Bank), secured or unsecured, and.for such loans anti advances and credit and guarantees to make.
execute-and deliver promissory notes and other written obligations or evidence of Indebtedness of Corporation, applications for letters of
credit, Instruments of guarantee and Indemnity and any agreements or undertakings, general or specific, with respect to any of the
- • -- for. hp Achtimant of leans. advance& indebtednesS, guaran . t • e e 7 s and Iabil 7 it 1 l . e t s . . . o 4. f . , r ! o !. r . u cr r e h di t r e g e iv n e e n n t t o t , o C . e o n rp d o o r r a s t e io n a n o d r
rz3ttitc,'
CONFIDENTIAL SONVGM00013355
CONFIDENTIAL
FirstBankPR000518
EFTA 00123998
EFTA01269202

9 Corporation agrees to be bound by the Terms and Conditions for Business Accounts and Services, as well as any signature card, deposit
ticket, checkbook, passbook, statement of accoun:, receipt Instrument, document or other agreements, such as, but riot limited to, funds
transfer agreements delivered or made available .to Corporation from Bank and by all notices posted at the office of Bank at which the
account of Corporation is maintained, in each case with the same effect as if each and every term thereof wore set forth in full herein and
made a part hereof.
10. The Officers of Corporation or any one or more of them are hereby authorized to act for Corporation in afi other matters and transactions
r6aUng to any of its business with Bank Inducting, but not limited-to,the execution and delivery of any agreements or contracts necessary to
effect the foregoing Resolutions.
11. Bank Is hereby released from any lability and siva'_ be indemnified against any toss, liab.lity or expense arising from honoring any of these
Resolutions,
12. Subject to paragraph 8 above, each of the foregoing Resolutions and the authority thereby conferred shall remain in full force and effect until
written notice of revocation or mcdincation by presentation of new Corporate Resolutions.and signature cards shall be received by Bank;
provided that such notice shall not be effective with respect to any exetise of sakl authorities until Bank shall have had a reasonable
opportunity to-act thereon and in no event prior to the receipt.thereof nor with respect to any checks or other instruments. for the payment of
money or the wandrawal of funds dated on or prior to the date of such notice, but presented to Bank after the receipt of such notice. The
Secretary or any Assistant Secretary or any other Officer of Corporation is hereby authorized and directed to certify, under the seal of,
Corporation or not, but with like effect In the latter case. to Bank the foregoing Resolutions, the names of the Officers and other
• representatives of Corporation and any changes from time to time.in the said Officers and representatives and specimens of their respective
signatures. Bank may conclusively assume that persons at any time codified to it to be Officers or olherreprosontallves.of Corporation
continue as such until receipt by Bank of written notice to the contrary.
I FURTHER CERTIFY that the persons herein designated as Officers of .Co-poration have been duly elected to and now hold the offices In
Corporation set opposite their respective•names and that the following are the authentic, official signatures of tho.sald respective Officers and of
the named signatories who are.not Corporate Officers, to wit: •
Name (Typewritten or Printed] Office
Jeffrey Epstein President
Vice President
) Darren Indyke Secretary Ct.k.cor
110,4 galm,
- Richard Kahn. Treasurer
IN WITNESS WHEREOF, I have hereunto set my hand as $ecretary and affixed the seal of the sald Corporation this day of
••Attest (Second Officer)
Secretary
CONFIDENTIAL SONY_GM_0001 3356
CONFIDENTIAL FirstBankPR000519
EFTA 00123999
EFTA01269203

GOVERNMENT OF TEA:VIRGIN ISLANDS
OF THE UNITED STATES
OFFICE OF ME LIEUTENANT GOVRRNOR
DIVISION OF BANICWIO AND INSUMNCE
cEntitEttaot moms=
Thins to certify that in accordance with Tile 9, Chapter 25, Subchapter I of the Virgin Islands
Code, whichprovides for the regulation of the business ofIntetwailonal Banking Entitled in the
Virgin Islands,
FINANCIAL STRATEGY GROUP; LTD.
t/6100 Rod Rook Qfrs Suite B3
St.Thomas, VI 00802
has filed to this office all the documents,reqtated by law, has complied with the terms of its
Incorporation and lasts of the Virgin Wands, and has fiintished.satLybetoty evidence of such
charaCter as to entitle it to 0onduct business as a:
INTERNATIONAL BANKING ENTITY
Host; Therefore, I, John D. MiLlonald, Director, in pursuance of the authority vested in me, do
hereby authorize the above-named entity to transact business in the Virgin Islands of the United
States.
This C'ettlficytte ofitoensure is valid from January 1,2015 to beeestilier 31, 2015. Renewal of
this Certificate olLicensure trsequired annually upon ewirallon as of tile 31° day of &caliber,
and it may he suspended or revoked as provided by law,
Chien under this Seal ql the Government of the
4,4\ nliki(4,
Virgin Wands of the United States, at Charlotte
vSk Amalie, St. Thomas, this 22id day of DECEMBER,
' kel.\ tO•p i OYA4
2014.
(A14 \r/1t71o fi4 tstr:. 6 14) ,
'14
%!..7 Q,:sst
• vta
..sr
(SIM D. MCDONALD
)keotor
Division of Banking and Insurance
FEBi. $10,000
CONFIDENTIAL SDNY_GM_0001 3357
CONFIDENTIAL FirstBan k PR 000520
EFTA 00121000
EFTA01269204

Sign. Req. Dale:
Commercial Checking ICOM 1 • rTh.VIS'
6100 Red Hook Quarter II) Home:
St. Thomas, VI. 00802 Work:
Name: Southern Country International LTD SSN:
ID 'type:
No:
Name: SSN:
. ID Type:
Suporsoding-Curront-Ronon r) VrO.4 3,- No:
Name: SSN:
ID Type:
Data:21241L. initial. No:
Name. SSN.
ID Type:
No.
Me hereby acknowledge having Prepared by I.Ocerge
received the Deposit Account
Agreement, the First BanCorp Authorized by:
Inforniation Sharing and Privacy
Policy, and the product rates and
fern.
Sign. Req. Date:
Commercial Checking ICOM 01/02/IS
6100 lied I look Quarter BI Home:
St Thomas, VI. 00802 Work:
Name Southern Country International UM SSN:
ID Typo.
No:
Name SSW:
ID Type:
inn %1X-
SuperscdIng•Current-Ruason No:
Name: Ckall57--.} SSW:
21921IL Jo my:
Date' • -L. Initial* No:
Name: SSN:
ID Type:
pppyyyNo:
//We hereby acknowledge having Prepared by .1.George (
received the Deposit Account
Agreement, the Full BanCorp Authorized by
Information Sharing and Privacy
Policy. and the product rates and fors
CONFIDENTIAL SDNY_GM_00013358
CONFIDENTIAL FirstBankPR000521
EF1A_00124001
EFTA01269205

CERTIFICATION OF BENEFICIAL OWNER(S)
The information contained in this Certification is soughtp ursuant to Section 1020.230 of Title 31 of
the United States Code ofF ederal Regulations (31 CM 1020.230).
Person opening an account on behalf of a legal entity must provide the following Information: IAaill.
1. S Name and title of Natural Person Opening Account 2. Last Name 3. Middle Initial
JEFFREY EPSTEIN
4. Name and type of Legal Entity for Which the Account is Being Opened
SOUTHERN COUNTRY INTERNATIONAL LTD.
4a. Legal Entity Address I 4b. City 4c. State 4d. ZIP/Postal Code
6100 Red Hook Quarter 83 St. Thomas USVI 00802
SECTION .I
(Toadd additiOnn)individuala See page 3)
Please provide the following information for an individual(s), if any, who, directly or indrectly, tivough any contract arrangement,
understanding, relationship, or otherwise owns 20% or more of the equity intoretts of the legal entity listed above.
Check here U If no Individual meets this definition and complete Section II.
5. lil Name 6. Last Name 7. M.I. 8. Date of Birth
Jeffrey Epstein E 01/20/1953
8. Address 10. City. 11. State 12. ZIP/Postal Code
6100 Red liook Quarter 63 St. Thomas USVI 00802
15. Identification Number (SSW,, Passport Numberor Other sinter
14. SSN (U.S. Persons,N orttl.S.Persons) kientiboonnumb04
13. Country
USA
13a. State of Issuance: 15b. Country of Issuance: 16. Ownership %
USA USA 100
NOTE: In Ifeu era passport number, Non-U.S. Persons may also orovide a Social Security Number, an alien identification card number, or number
and country of issuance of any other government.; sued document evidencmg nafionahly or residence and bearing a photograph or singer
safeguard.
SECTION Ii
Please provide the following information for an individual with pianificant resoonsibility for managing or directing the entity, including, an
executive officer or senior manager (e.g., Chief_Executive Officer, Chief fInandal Officer, Chid Operat ng Officer, Managing Member,
General Partner, President, Vice President, Treasurer); or My other individual who rogulady pedotms similar functions.
17. First Name 18. Last Name 19, M.L 20. Date of Birth
Jeff:Ill Epstein E 01/20/1953
21. Address 22. City 23. State 24. ZIP/Postal Code
6100 Red Hook Quarter 83 St. Thomas USVI 00802
21. identification (SSNPasspcitNumberOtolheraintar
26. SSN SSN (U.S.Personaf Non-U.S. Persons)
25. Country
USA
2Ta. State of Issuance: 27b. Country of (nuance:
USA USA
FICITC: in Neu of e passport number, Non-U.S. Persons may arso provide a Scowl SocudyNumber, an ellen identification card number, or number
and country of Issuance of any other government-issued document ;dancing naHonaMy or residence and bearing a photograph or similar
safeguard.
I, JEFFREY E IN (no ofp erson open! mend, hereby certify, to the best of my knowledge, that the
information p tided hereini true and yof the above Mentioned Information changes I agree to provide the
financial ins Mien written no es.
Sigel's=
OXI IL
orterocirtrrn
soNy_wm643359
NNNO.1618-0418
CONFIDENTIAL
CONFIDENTIAL FirstBankPRO00522
EFTA 0012400?
EFTA01269206

Legal Entity !demi tier (Optional):
CONFIDENTIAL SO NYdlk4e 610336.0
CONFIDENTIAL FirstBankPR000523
EFTA_001 24003
EFTA01269207

AMENDMENT
TO THE
ARTICLES OF INCORPORATION
OP
FINANCIAL STRATEGY GROUP, LTD.
We, the undersigned, do hereby adopt the following amendments to the
aftwassugragi
Article I shall he deleted in its entirety and amended to read as follows:
ARTICLE I
Corporation (hereinafter referred to as the "Corporation") 18,90851PMAIWIKeniftkilbi
mstarstvornionowitt
Ankle TV shalt be deleted in its entirety and amended to read as follows:
ARTICLE TV
The total number of shares of all classes of stock that the Corporation is authorized to issue is fOne Hundred
Thousand (100,000) shares of common stock at $5.00 par value and One Hundred Thousand (10000) shires of
preferred stock at 81.00 par value with an 8% coupon.
The minimum amount of capital with which die Corporation will commence business is. One Hundred
Thousand Dollars (8100,000).
[signature page follows)
CONFIDENTIAL• SDNY_GM_00013361
CONFIDENTIAL FirstBankPR000524
EFTA_00121004
EFTA01269208

our mines this iStt day of March, 2015.
Richard Kahn, Treasurer
TERRITORY OF TEE UNITED STATES VIRGIN ISLANDS )
DISTRICT OF ST. THOMAS AND Sr. JOHN
The foregoing instrument was acknowledged before me this _____ day of March, 2015, by.J effrey E. Epstein.
Notary Public
STATE OF NEW YORK •
COUNTY OF NEW YORK
tih
The foregoing instrument was acknowledged before me this I c•—) day of March, 2015, by Darren K. Indyke and
Richard Kahn.
C494-akktailth
Notsuy Public
NARK AVOW
NOTARY PUBLIC-STATE OP NEW YORK
No. RIAV6E1.3/16
Qualified In Richmond County
My Conunlulon Dplros 0:±cloto/t 14, NH
CONFIDENTIAL SDNY_GM_00013362
CONFIDENTIAL FirstBankPR000525
EFTA_00121005
EFTA01269209

Mr:2n
Corporate Resolution
Wort.
I. tie undersigned Seaesary, hereby ce.ftIfy to FirstBank, that et a meant) of the Board of Directors Of Southern Country international LTD
(tow:onion"
e oorpontko organized end existing under the laws of U.S. Virgin Islands
duly opted and Oily lend o • n t • h e - 2 . day of • • the following Resolutions were duly adopted, and that rhe
sad Resolutions have been °rano upon the regular minute kooks of the Corporation, are In accordance with the By-Laws end are now in lug
force and effal.
RESOLVED:
1. The Officers of Corporation, or any one or more of them, ere.hofeby authorized to open a bank account or accounts from lire to time with
rkstBank end as stibildiartes and anktatos (each being hereinafter referred to es 'Bank) for and In the name of Corporation:with such tale
or Mies as he sexy may designate. .
.
2. The President and Secretary
takeebylae renionsHankonses oe,Presisant Traware. llocartitto Wci
of Corporation, signing ' slot
a a r n e d . h th e e re ft b s y u c a c u e th s o so ri r z s e a d n t d o : a S n ig y n o , t b h y e r h P a e n r d s o o n r h b e y r e fa in c a s f i t n e a r lo a u
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o ra rp te o d r ) a t s io ig n n ( a A tu u r t e h ( o s r ). iz M ed a c P k e e r , i o d n ra ( f i t T s ) ,
• acceptances and Other instruments thereinafter each collectively refuted tO as item(s)). Notwithstanding the above,' any Authorized
P D e o r p s o o s n t o Is ry a T u r t a h n o s ri f z e e r d C h s e in O g k ly s c to D :' T (1 C ) ' I ) n w iti i a th te o u A t u a t o s n ig u n M a e tu d r e C l o e t a h r e in r g th H a o n u th se e n (A am C e K o " f a C o o t r r p it O e r in st t i h o o n u p t r i a n te s d ig n o a n t t u h r e e; D ( V C M' : o a r ( l a e ) gl * u Im e I a n m er s r a e n r t : u M s . e , b o y f
means other than the :Signing of an Item, with respect to any account transaction, blending. but not tinted to. the payment. transfer or
withdrawal of fonds by wire, computer or Other electrOnle cogent,. orotherwise, or of•money, crocks, lens or property at any lime held by
Bank for account of Corporation rInstruClatn.
. •
3. •Bank Is hereby aCtborltild..10 nonce-end par Items. whether signed by hand •ce by facsegle (Including, but not limited to, computer
generated) sIgnalaral) If the actual or purported thcalmile signatures(s), regardless of how or by whom affixed. resembles the specimens
• Ned with Bank by Corliotalthin end other orders. Urns. ACHE, and Instructions, given &NA by any Authonzed Person. Beak I. further
b a r u in th g o a ri b ze o d u t h o p r h th o a n n or e a s n d a n p . a o y v e O n T tre C ft '. a A n C d I s fe uc . h In a t s ir o m c a a y d b a e , p a a n y d a b o l t e h e to r o or r d f e o r r s t o Ov b e e n n e si f n it g o ly f a b m y s A p u y g A lo u r t t h z o e r o iz P e e d rs P o e n r o so r n O , t h !W er a O d ff in ic g e r s o u r c e h m a p s l o m ye a e y
irdlefelallY. without IngokY at to the &andantes of the Issuance Co the disPOsidOn of the proceeds thereof and without lmu as to amount
• • .
4. Bank is hereby authorized to accept for deposit, for anal,. or (or coliedlOO, OrOlhenslis, items endorsed by any person or by stamp or other
impression In the name of :Corporation without inoulry at...th the circumstances of the endorsement or any tack of endorsement or the
disposition of the proceeds. ' '
5. The President
Oatesby1-t‘ reoentoeithertnd sereled losisawarynces. alo.sg..hssicisalAirearssidont trwtrow.
Of Corporation, signing arc* . • •
Watt hay/NO...Ma iMasionect e*. anaq fat MIA IMOI •
o d C e f C a o t x e r r o h r e e e e l r e v c c p g h r t e u o o l s e . r t r i e r n a t I p e o n g t a r i b s o , e p n y t n a r l p d u e n a t a m d d h u d y e t g e e e h i e n o s O h O t h m f s t r s y l t a i e r O g o p n . c p a d f o y u r l t f o r g t d o h i o r t u n e y e n a e s i s o f s r a l c a t o s e t a o n l e f c b r t o p , e y t a a m f e t n t h n e p o o a a , a r n t n n r t e y e g e d s t m a a o a a g l e i B n n o n e n d d a r d , t e n p o a s m o k e f d e . t ) r t n h v d , h s e i s e g t o e y n e r e r n t c n w : „ a a e u i t . l r r n a , r i o a e f d a t d n a d e n a v s n n d o a n f d e i r a n a y r o u l c n , g - b e n a y g a t s s g a I r , t n e a r i i I n e o t n n a e e r t d o t r t e m e e l s m ie d b s a C n t t . e e t M s r a s l d e n e n o a d t v o e n r i r a a d s f d o n s n e u r . y s n n a s e g c d l n u i u c e e m d c a t r u o h e t r e a a l f t l r k y o n t i l o n i d l a t n n e t d e n . g i e C e e n s s s r b o o . a e a t - e r n e s g p n d o t d e o d e f n n r a a S a e e i t n t h a r n l i a o a , b e y n l l g n o a t o a h c f l f e r l , e e r o e C S r s s m e r e o a p i o t g f p B n e f , h g d a o a a t r s n r k c e e k - a w l . r k . a n a ( i i w n t e y M f h . n t i e t a t d a h r r e g p n n ' l s r c s i p u n e p t l g h a i s o e c u p e n n c a a e l t t S d o r h c t a o - , o i t b n e n D , t y k l o s e l e t C 0 e l r n O P r a o 0 d e e r n r l o r p 1 e W e y 0 r o t t t t i M O r O a e e a f n ; n t a l t i . • a l o h C O r b n l e k C 4 d e , ' , '
a t a a o a c o a h o r s n n g r n e s m d r d d I d n e i t e g r m t t t e t e s o a o n o m i e r m n r m e e t a r e h s x s c e b m n a a t e i n i a t t e c c t t s o l h e u t s p o r i e n t o o t a a r e h r d r n t p r e i a m s e I d i e t n n n f q o a r o e s d u , e o c r a t b i t r t n d r r g o u r e i d e t i a r n m b d s y o v g a a e i b r r t e d o s e l n y * a e e ' e c f a n t B , o . a e d r . c w a e a s o t e e i n a n t h d v e a k b k e a t e d r h a k c i o d . s n e h r n t n r o , h d c e : m f s e o h o a h o r n e e s f l i a n s b n s o t g e o s o u t b r c , l f n e o n e e t e t i e g o g s r a m e n I n i r s v n n e o e w i e c d g o t n y a i t t a n d s l h a t v n / o . e e w g a y I l b n C n r v r o e a s y y e o r e t m r d r r o , o p u e M f M e o r m r t s r e d h n e a a e e o t n a t e i k s f o t f r s i , o m i c n r . . r a I o a e n b s e b n n g s o ; n l s d t e o n d t r e o i u d d n n I a m n s o g e t t s c x ' e a o c a u f e n n r o o n m c t d s n r s y u p n t e o t B h t e y e n i e f m a c t a o t , n t d r e n i t a a k o e h I d n n n I l n e i s d s v r d f t t e h e t e S h h o r e r l e e e y i . r v r t C , e a h o o e s t b w a c r r a i y s C I n t I l n o t e u d a a h s r . c u s s : t : e r h t t o a o u r h x o e n f m r c o t n d h B n p h e a t z r e a n s o o n e r n t p h s g d r k a e e e p , c o t r o l t w t o e r s t y o h d r e h a e o . g o e g n t t n e t t r e h h d a a o ; e l e P n n r l t r , r h y n o o a d i a w o n l c i , i s g n s e l - c p t o s t e r c s s e o r p o a s o o h t l e d l i a a t f f e . i i m s o a t n s l e d c n t u d a t r o o b a b y o e u r o l y f x n n t o r . a e C o t d e r n i y a o w n n o y l r a a e i t t p t e p h n t h c o i r o e d e a o r B n a s r n O p w s g a y e e t a o n e h r n o r n t k e e y y d f , , r -
8. . C A o ll r e po a r u at . io d n is h c e o l u d n b ts y B an a d k a d e v re a n h c e e re * b h y e i r p e p to ro fo v r e e d o ,• b ra ta ta in l e e d d . o a n n d b e c h o a n l f f i r o m f e C d o . rporation and all notes end other oblIgstlons or evidences thereof of
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7. • . . B _ f C B a h a c C o c d a u l e o o o r o l a n s n i r m n r t d i p t k p h m k o e e o o o e m d s a r r o n r y a a a n o a r e r , t e t r d y i y f j i p n o o o c s / e l e o n o n e i e . n v s u . l r i d e s v e t e d n l g w e e y c c r o t e y c d i • r t e s t r o u e h n a s b o m f r d a l i y a t h f t t t h t h i i t n h u e e t y e o t o r r a s . e e w r t o . r h a i . b r a b g v a e o n r y l t n y n e i r s r d g g a i d B l r o , a a o b i n s v r i t d a n n d s i i e o o f n . e i y y t o t n c t . k h a I o a b s n W o . e d n . i o B l s / r a i l d p p s r t a p a h n a i C t a y n a t e d i o n s o k r n g O i E n O . d n o a r W o s l . p t t o m n h h f c m E o o f e e o d * S a c w a r n r a m i f y t O t t p n c O i o h n r b r k i n r e o o u y O e ' a p r i b s r e n ‘ t c g e l h a M c e g t o r a e n l O a t a a n i t y r t n e s M i a n t c m i s . o n t n y o P h t a s f g r t l f C n b C r e i O a o m i i o n o o n g r d r e t r g * a t x p e p h 9 i I I o o l r n o e t n i t s s r r p s r t u a e o a l t o i o n t m c m t i B o t r m o o o h r o c n e a . r n a e o e o u . n s t r S a n p n W u k e p A n t t , o r i n e h O n o d u c o d d e g q e f r r t i t e u a d h a o w t a e n i e n n e p r n it e p r t d y r h . y p o t d n a o s w a r n p o i e o u n o n h a w c o c t d r e r u a e n n f t t e a s r e h r o e a e . x l e a t y d t l t d i i e h r s c n f s T @ t e e o s a k t i h a n r a r I a e l e g t n y u f l p o l r r a * n c o o e p a f, s r , o m i l r o r y i e t b l y f h o l c a . o C y a e w n u t S r d o e r 1 r o a e f u e r r d 3 o w p a a y c a d r o o l f . h n , t - t C o b e r t b h m r o a r i . r o e e g b t a w h r I i r h a o l n p t e i i h u g : l t n c o t f l r e r a o o ' u e r s s e t a t r n r h h a i d e r o t d s e e a i l o n e 4 e o r d l c n l s p r r . c o f d , o u a o W o w l e C s e - n n r n e i h o i t a d v e g s m e M p n e s i t I n ( a e o o c h n g a t d t v r e u e , e l s s o r l r n a d y e t o u f l a e d d o o c r c b e r o h r g u c a c y q n s l p o l a a t u C a t o o o n m r m a f o r a s n e t B o t o r e c k s r a p a u f t u e p o n e o n s n c e e r y d r e k t t a p c n i s w v t a a i i t - o a n e i a o n I n o t l t g l ) . s d f y p n d . t . -
8. p C h b u u e t r c a r p a a s o t s i e f t e l t g o n o e r g a f o c t h r o o d e n e r c f e r a l i i o c n n t f c i c n a e o g l c , n c c o t e a i u s s i r n i t t M r e h ic d s a t ' e v B o i r a n r . d n g c i k l h s o - p a m n u l e l a g t d e y e i s c b , a t u i o o n t r n y n d o e o o e f f u h d s b e a n t i s e o d u t l l a r b B e u l c a e th o n t o / g k r m n ' g s i i z o p a e s a w , n r o t o r a a r s n t g h d i t e v o o . e e f t h x a th e e n e r y v c p a i e s a l f e i f r d e t i t l c e y h t s . e t e r o t e x o a o t s e n f u , n y c u t h . n n m o l c e t o i o s c n s r e f r l B i o f c r o d t o i n n m i k o g n a 4 c n . t a r y r e e l m O v q o s u r c . r i o r i a c e r t e d i d o ; e n t 9 o p o r u d r f t o r e e o s s s m . a o ' r e c b n i y s y e t o h o t e h r o J a u r n d a y g r o m s f o e le n n a t , ,
Preaom Virt.n Istintaig ANO:wr hruflorge Hurt, RV)
Ilwitnar04014
'CONFIDENTIAL SONYGM00013363
CONFIDENTIAL FirstBankPR000526
EFTA_00 124006
EFTA01269210

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m a tr c a a c n d o s e u f e n a r t p a o a g f r r L t e h o e e r m r e e e t o t n o r t , : s o , n d e is li v m er a e in d t a o i r n e m d a . d In e e m a a ch n t c a a s se t o W C it o r th p e o r s a a ti m on e f e ro ff m ec t B a a nk If a e n a d c h b a y n e d a e n v o e t r ic y e t s e r p m o s th te e d re e o t f M we e r e o l s ic e e t , fo o r f t h B I a n n k a s S i h w er h e IC in h a t n h d e
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Name gypewrittert of FM(110)
JeffreyE gsatin Prosidont
Nice Protlirlent
Oaten Mdyke Secretary
_Sialiard Kahn Treasurer
IN WITNESS WHEREOF, I haehoreunto set my band es Secretary end affixed the 'sato( Me sold COPoaden dels ^..Ate n day of
Ills the...6r • _45_12..
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• Note: C In o r c p a o s r e a ti t o h n e . Secretory Is authorized to sign by the above Resolutions. this cart cats should be attested by a second OfIcor of
CONFIDENTIAL SONY_Ght_UCO 13364
CONFIDENTIAL FirstBankPR000527
EFTA_00124007
EFTA01269211

Corporate Resolutions For Telephone/
Telox1Facsimilo/VVritton Instructions
Virgin Islands
We hereby certify Mal.at a Meeting of the Board of Directors of
Southern County International ITS
A company duly organized and ex:sting under the laws
of u.S.virgin Islands
Held at on the Ka day of .b.e.CaUnalakki , 20 1C
IT WAS RESOLVED
1. That the company issue in favor of FIrstBank (the 'Bank" a Corporate Authorization and.I ndemnity Agreement Fcr
Telephoneaelex/Facsimile/VWItten Instructions In the form required by the Bank, a copy of *will kalphatialg been
to and approved by the Board of Directors
Richard-Kahn, lirea- ura/
and /
2. That Jeffrey Epstein, Pres/dent EO Darren Indyke, Secretary
t . ploy Any anti &vperinfr MO Of net t"."^JOSFOrOf us)
bo authorized fo execute the said Aithorization and Indemnity Agreement in favor of the Bank.
Certified as being a true copy of the Resolution of the Board of Directors.
IN WITNESS WHEREOF, I have hereunto set my hand as Director/Secretary of the corporation this
day of .16e-L-t-4bav , 20. t CJ .
S C. C. eit Vn
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-CONFIDENTIAL SONY_GM_00013365
CONFIDENTIAL FirstBankPR000528
EFTA 00124008
EFTA01269212

First Bank Corporate Authorization and Indemnity Agreement For
Telephone/Telex/Facsimile/Written Instructions
Virgin glands•
1. Agetorthation 'The . undersigned hereby requests and authorizes AralBank (Me 'BOO 10 song and rod upon sly Insthudions
flratillions, delivered by telephone or telex or written or facsimile trans rtnon famn or thaptatedly ;teen by a person or persons
authorized to transact Often with the Bank as shown on the corporate resokfte or other evidence or actrice of authorky from so
time maintained In the records of Pre Bard
2. No IOW/ Of Bp mot. The undertligned accepts the risk that Instructons may be given by an unauthorized person and agrees !ha the
Bank vAll have no lkiblity cr reapanaiblity.fcre acting in accedence with any Instructions, whether or not genuine or duly authorized -
'The Bank snall have no kebay or reeponstiety for any misunderstandings ring MA of any telephone Instruct/me
3 SeSy! The security procedure agreed upon for verifyirg the authentalty or inner:dons Is a call rock to any of the
following i :whether or not such Indlukktel hat trikeled any sod, transfer. (The Bark recommends that the persons defignated -
below ohould.n0t be persona who generaky Issue Math:Cams. Whenever ponthea, the Bank wit endeavor to cal someone other then
trof Issuer of the Instrucifonst)
name and Title Telepnone.fiuMbef
dude coanuldMae
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9--ChD iet Oh() -T{e05(
Nycen ancKp - .Scese-inas
Ale:natively, al the Bank's option, the cell back may be made lo any person designated on the signature cards or any other amount
documentatiorey on file with the Bank for the Undersigneda.aMounIti as authorized to bait Instructions or ethernet° knead Matron
on such account.
a w In c h c e / u M th m i e n o r i o n t t n h a e t t o o la n c s o t a r n u l f d b f i ie e o c n W k s , i t P t h h e . e t r h p e p o a r D t n a t d o n a k b f e a o a g r r r t e h th e e e t u h s n a ig d t n e f a r o s t r u i g I r n n e e v o d u f ' o s a t a n io c y C n .k s o w u r r i e e n c ( t s l e u ) i v e a e f s d W a b u h y t o h a f o a r d i c z e e e s d k l i a t f o t u s I t s r le a s d n u s e o m I n n i t a t s h b c e u o c c n t u , i o r o r n e r s n I n t o S r W t o a t r i h n d e t g h rw i , r e i t s h c e e a t r r B d a a s n n s k a c m o t t b e h u e d s r i e n a t e C e s r C m s ° o V in n n e i
such accounts.
The security procedures and other terms .Opecilled in this Agreement also apply to amenenents and cancels:ions of instructions. It Is
understood that these security procedures are designed to verify the auditor/1dt,, end not the corredness, ofI nstructions.
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o O u u r r a c g o r n e f e in m e e e n d t n to u t a h n e c s e ec o u f r i T ty r a p n r s o f C er e I d n u s r t n ru a c n tio d n o s t h M er o t w er i m ng s s o p u e r c re ifi c e e d i p h t e , r e e x in e . c ution end return of this letter xi the bank coil COstelltute
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CONFIDENTIAL SDNY_GM_00013366
CONFIDENTIAL FirstBankPRO00529
EF1'A_001 24009
EFTA01269213

FINANCIAL STRATEGY GROUP, LTD.
CONSENT OF SOLE STOCKEIOLDELIN LIEU OF MEETING
Match 13,2015
The undersigned, being the sole stockholder
Ride' 13 of the Vugin s p o o, commonly kno as c en orporatton Law of the
United States Virgin Islands, in lieu of holding a meeting, to the adoption of the following
resolutions and the taking of all action required or permitted thereby:
071TNESSETH;
WHEREAS, in order to comply with the requirements of.1.1,S, Virgin Islands law applicable to the
corporate names of Intemadonal Banking Entities, the Bmird of Directors has determined it is necessary to
change the name of Me Corporation;
WHEREAS, Article IV of the. Articles of Incorporation of the Corporation currently provides as
lotion
"The total numberof shares Glad classes of stockAiat the Corporation is authorized to issue is One
opopooy
Million shares of conirnan rtockat$5.00 par Value; no preferred stock auth0tiauf
The minimum amount of capital with which the Corporation will commence business is Five
Hundred Thousand Dollars ($500,000.00)"
WHEREAS, the Board of Directors has determined that it would he in the interests Of the
Corporation to decrease the'number of authorized shares of Common Stock, $5,00 par value (the "Common
Stock"), and authorin 100,000 shares of a separate class of preferred.stock haviog a par value of $1.00 per
share and an B% coupon, with such other designations, rights, preferences, privileges, limitations, and
restrictions as may be designated by the Board of Directors in resolutions. adopted by the Board of Directors.
at a future date (the "Preferred Stock");
WHEREAS, in accordance with the provisions of S91, Subchapter V, Title 13 of the Virgin Islands
Code, the Board of Directors has determined that reducing the number of authorized shares of the Common
SDNY_GM_00013367
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000530
EFTA_00124010
EFTA01269214

Stock u.aforossid and authorizing 100,000 shares the Preferred Stock as aforesaid are under the current
ciscumstanceafait and equitable to the sole stockholder of the Corporation, and the Board has acknowledged
its obligation to detetmite that any designations, rights, preference& privileges, limitations, and restrictions
that may subsequently Abe adopted by the Board with respect to the Preferred Stock must under the
circumstances prevailing at the time of adoption of a resolution authorizing the same be fair and equitable to
the sole stockholder of the Corporation;
WHEREAS, in order to change the name of the Corpoottion from Financial Strategy Group. Ltd.
to Southern Country International, Ltd., decrease the.number of.authorized shares of the Common Stock and
authorize 100,000 shares of the Preferred Stock it his necessary to amend the Corporation's Articles of
Incorporation to provide for the same; and •
WHEREAS, in accordance with the provisions of $222, Subchapter VIII, Title 13 of the Virgin
Islands Code, the Board of Directors is required to submit and has submitted its proposal to amend the
Corporation's Articles of Incorporation as aforesaid to the vote and approval of the sole stockholder of the
Corporation:
NOW THEREFORE BE IT:
RESOLVED, that sole stockholder of the. Corporation does hereby approve the proposal of the
Board of Directooi to amend the Articles of Incorporation of the Corpontionto accomplish the following
objectives:
(0 To change the name of the Corporation. from Financial Strategy Group, Ltd.. to Southern
Country Intemstional, Ltd.
(2). To reduce the total number of shares of the Common Stock that the Corporation is
authorized to issue from 1,000,000 shares to 100,000 shares, and
(3) To authorize the Corporation to issue 100,000 shares of the Prefared Stock, said dines of
the Preferred Stock to include 'such designations, rights, preferences, privileges, limitations and restrictions as
may be hereafter designated and, adopted by a subsequent resolution of the Board of Directors without any
further consent required of the sole stockholder of the Corporation, provided that in connection with any
such subsequently adopted designations, rights, preferences privileges, limitations and restrictions, in
accordance with pi, subchapter v, Tide 13 of the Virgin Island Code, the Board of Directors specifically
determines that under the circumstances prevailing at the time the mune are adopted, such designations,
rights, preferences, privileges, limitations and restrictions are fair and equitable to the sole stockholder of the
Corporation; and it is further
CONFIDENTIAL 00013368
SONY GM
CONFIDENTIAL FirstBankPR000531
EFTA_00 2401 I
EFTA01269215

7Th
CONSENT OF
THE BOARD OF DIRECTORS
OF
FINANCIAL STRATEGY GROUP, LTD.
The undersigned, being all of the Directors okijimESS tiiilipAkthaaaairsiliaja cjv
Corporation ('ithe Corporation"), do hereby consent, in lieu orhTii ii a meeting, to the adoption of the
following resolutions and the raking of all actions requited or permitted thereby:
WITNESSETH:
WHEREAS, in order to comply with the requirements of US. Virgin Islands law applicable to the
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n king Entities, the Board of Directors has determined it is necessary to
follows: W HEREAS, Article IV of the Articles of Incorporation of the Corporation currently provides as
"The total number of shares of all classes of stock that the Corporation is authoriZed to issue is One
Million (1,000,000) shares of coirunon stuck at 8500 par value; rio preferred stock authorized.
The minimum amount of capital with which the Corporation will commence business is Five
hundred Thousand Dollars ($500,000.00)"
a " D $ C C n 1 i o d . r o 0 r e p m 0 c r o e t m p o r s a e r t W o n s t r i n c a o s H t h t n i S o a a E t n r o t R f e s c o u k E a t a u " n d A s ) r d e e S m a c a d n r , a n e a d y a t t 8 h s e a b e % e u ( e t t h h B t c d h e o o o e e r " u a s i P z i r p g n d e r o n u e n 1 a m f o , 0 e t f e b r w 0 d r e , D e i 0 r t d 0 b h i r y 0 o S e s f s u t c t o h h t c o c a a e h k r u r s e B " t o h s ) t o ; h o h o a a r e r f i s r d z a e d d o d s e e e f s t p i e s g D a r h n m r a i a a r r i t e t e n e i c s o e t c n d o l o s a r , f s s t s h r i i C a n o g t o f h r m i e p t t ; s r m o e w p f l o r e u o e n r t u f r i e l o e d S r d n e t s n o b s c c t e a o e k d c s , i o k , n p 5 p h t 5 r t e a i h . d v 0 v e i 0 i l n b e , i g y g n p e t a a d s e r , r i p e e l a v i s m r B a t s l v i o u t a a a o e l r t u f i d o ( e t t n o h h o s e f e f ,
C a a t c P C C t i n d o u m o r o o y o e r r s e c m r f p p o e e k d t o o m r n e , e r r r f d t e e a s o t d i d a t c W h n g b i u d i e o S n r y c o S H c n a t e p u t B o ; t t o E h i t m t c o o i c h e R k o a n k s e n r t s E B w a d , a n n A o o i s u l c a r f l o m S a i e r g f b a f d s , b o h e i D r e r t f w n s e s e a r i u , s s i i a r o r t o a b e c h p f i l a m c c d u r n a t o r e t o i d e u a i r f t r o t d s e t n s e h p e n r a d d e q o e n h n a u c r a c i i a c n u t i u e z t s e t a t t e a h w s h o b d n , d o o i l y e t r e s t r p h h i t h i z e e r z e t a i i o v t r i v n r h n m e P e i g t e g l n s h r i e n e t p t e g 1 , o h f e r e 0 e a f e s o d s 0 n t o v , t r , s d h l e 0 i t e a s l h e d 0 i m i t m s a o 0 h C t S t e n e o i s o t t s c o r h a b B m e k c t o a e i o d h k r m o f a e u f o n § r a s o c m l d s 9 i d i n r , t n u 1 e h a g a S , s a r c e t n S n t k o o d t P d u n u h f c b r o n e k e e d c w r d q f e i h a e e u e n l s n a e r r i u t r p d t d C r a m e t i g t h c b o d e s e b e t l o r r s i e S e p o V c r a o i t n t t i o u , o r s r s c o a t c T h k o t u f t t i i o h b h m d o a a e r l a e n s i i u s t g z , s t 1 t a e a a o h t 3 m f t n o l o o 1 i e c o o a r 0 r w e n i e y s f 0 z s s t h , e o t t a 0 s h o o p d c i 0 u d e r m k d 0 e b s V h v e a s h s t o t r a e i h h a e e r i l q a l r e g r d i u e m u r i n e e n s e p n g r i s n r d n I o o o t a o s e e l p f f t l y r f a o t t t h n t t s t h h b h h h a d a e e e t e e e l s ,
CONFIDENTIAL SDNY_GM_00013369
CONFIDENTIAL FirstBankPR000532
EFTA 00I24012
EFTA01269216

WHEREAS, in order to change the name of the Corporation from Financial Strategy Group, Ltd: _1
to Southern Country International, I.td., decrese the number of authorized shares of the Common Stock_ S'
and authorize 100,000 shares of the Preferred Stock it is necessary to amend the Corporation's Articles or"
Incorporation to provide for the same; and
WHEREAS, in accordance with the provisions of §222; Subchapter VIII; Title 13 of the Virgin
Islands Code, the Board of-Directors must submit any proposal to amend the Corporation's Articles of
Incorporation to the vote and approval of the sole stockholder of the Corporation;
1
NOW THEREFORE BE IT:
RESOLVED, that, subject to the approval by written consent of the sole stockholder of the
Corporation, the following actions be taken for and on behalf of the Corporation:
(1) The name of the Corporation be changed from Financial Strategy Group, Ltd. to Southern
Country International, Ltd.
(2) The total number of authorized shares of the Common Stock that the Corporation is
:,000,ono
authorized to issue be reduced from shares to 100,000 shares; and
(3) The Corporation be authorized to issue 100,000 shares of the Preferred Stock, said shares of
the Preferred Stock to include such designations, rights, pieferences, privileges, limitations and restrictions
as may be hereafter designated and adopted by a subsequent resolution of the Board of Directors without
any further consent required of the sole stockholder of the Corporation, provided that in connection with
any such subsequently adopted designations, rights, preferences, privileges, limitations and restrictions, in
accordance with §91, Subchapter V, 'life 13 of the Virgin Island Cod; the Board of Directors specifically.;
the
determines that under circumstances prevailing at the time the same are adopted, such designations;
rights, preferences, privileges, limitations and restrictions ate fair and equitable to the sole stockholder of the
Corporation; and it is further
RESOLVED, that, subject to the approval by written consent of the sole stockholder of the :
Corporation, in order to effectuate the actions approved in die immediately preceding resolution, the
following amendment to the Articles of Incorporation of the Corporation be, and it hereby is, adopted sod
approved:
Article I shall be deleted in its entirety and amended to read as follpws;
The name of the Corporation (hereinafter referred to as the "Corporation"; is SOUTHERN
COUNTRY INTERNATIONAL, LTD.
11..CAIXTM,/4 4444444
CONFIDENTIAL SONYGPVL00013370
CONFIDENTIAL FirstBankPR000533
EFTA JX)124013
EFTA01269217

ArtieleTV shall'bedeletird in its entirety and amended co read as follows:.
ARTICLE IV
The total number of shares of all classes of stock that the Corporation is authorized to issue is One
Hundred Thousand (loo,om shares of common stock at. 115.00 par value and Om: Hundred
Thousand (100,000) shares of preferred stuck. at $1.00 par value with an 8% coupon.
The minimum amount of capital with which the Corporation will commence business is Five
Hundred Thousand Dollars ($590,000);
and it is further
RESOLVED, that the proposal to amend the Articles of Iniximoration of the Corporation as
aforesaid to change the name of the Corporation. from FinancialStrategy Group, Ltd to Southern CoUntry
International, Ltd., decrease the number of shares of the Common Stock which the Corporation is
authoriXed to issue from 1,000,000 shares to 100,000 shares, and authorize the Corporation to i%ue 100,000
shares of the Preferred Stock be submitted to the, sole stoCkholder of the. Corporation for his approval
thereof by written consent, and it is further
RESOLVED, thatupon approval of the sae stockholder of the Corporation by written consent of
the proposal to amend die Articles of Incorporation of the Corporation as authorized pursuant to the
preceding resolutions, each of the Praident, the Secretary and the Treasurer of the Corporation be, and he
hereby is, authorized and directed, for and on behalf of the Corporation, to cause to be prepared, and to
execute and file with the Office of the Lt. Governor of the United State; Virgin Islands an Amendment to
the Articles of Incorporation of the Comorititin effectuating such cunendments; and it is further
RESOLVED, that the officers of the Corporation be, and each of them hereby is, authorized and
directed, for and on behalf of the Corporation, to do and perform all such further acts and things, to
execute and deliver and, where necessary or appropriate, file with the appropriate governmental authorities,
all such further cerfiGeates, contracts, agreements, documents, instruments, instruments of transfer, receipts
or other papers, and to pay all costs and expenses (but only to the extent that any such officer has signing
authority with respect to the bank accounts of the Corporation), as in their judgment or in the judgment of
any of them shall be necessary or appropriate to carty.out, comply with and effectuate tite*purposes and
intent of the foregoing resoliitions.
This Consent shall be filed with the Minutes of the proceedings of the 13oard of Directors of the
Corporation.
CONFIDENTIAL SDNY_GM_0001 3371
CONFIDENTIAL FirstBankPR000534
EFTA_00124014
EFTA01269218

UNANIMOUS CONSENT OF
THE BOARD OP DIRECTORS
OF
FINANCIAL STRATEGY GROUP, LTD.
UltiatfaigggiStititakidatWililirstiangatamiklifitiliSiilarileafigait&SY
Virgin Islands Corporation ("the Corporation"), do hereby consent, in lieu of holding a
meeting, to the adoption of the following resolutions and the taking of all actions required or
permitted thereby:
WITNESSETI-I:
WHEREAS, the Corporation is authorized, in its Arian of incorporation, to issue
an aggregate of 1,000,000 shares of stock of the par value of $5.00 per share; and
WHEREAS, on January 2, 2015, Jeffrey Epstein subscribed and paid for 100,000
shares of die Common Stock, $5.00 par-value, of the Corporation (the "Common Stock");
WHEREAS, the Corporation desires to issue the aforesaid shares of the Common
Stock to Jeffrey E. Epstein;
NOW THEREFORE BE IT:
RESOLVED, that the corporation accept the subscription of Jeffrey Epstein, for
100,000 shares of Continua Stock, upon the terms and conditions contained in the
subscription agreement, dated January 2, 2015, of Jeffrey Epstein, a copy of which-shall be
filed with the official records of the Corporation; and iris further
RESOLVED; that the Secretary and the President-of the Corporation be, and each
of them herby is, authorized and directed to issue, on behalf of the Corporation, to Jeffrey
Epstein, a certificate for 100,000 shares of the Common Stock; and it is further
RESOLVED, that all of the 100,000 shares of the Common Stock us authorized fox
issuance by the immediately preceding resolution shall be in all respects, when issued as
aforesaid, validly issued, fully paid and non assessable; and it is further
RESOLVED, that the officers of the Corporation be, and each of them hereby is.
authorized and 'directed, on behalf of the Corporation, to do and perform all such further
acts and things, to execute and deliver and, where necessary or appropriate, file with the
appropriate governmental authorities, all such further certificates, contracts; agreements,
documents, instruments, instruments of transfer, receipts or other papers, and to pay all
costs and expenses (but only to the extent that any such officer has signing authority with
respect to the bank accounts of the Corporation), including, without' limitation, such taxes
and assessments, as in their judgment or in the judgment of any of them shall be necessary
or appropriate to carry out, comply with and effectuate the purposes and intent of the
foregoing resolutions; and it is further
CONFIDENTIAL SDNY_GM_00013372
CONFIDENTIAL FirstBankPR000535
EFTA JX)124015
EFTA01269219

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• •
RESOLVED, that the Corporation proceed, to carryon the business for which it
was incorporated.
IN WITNESS WHEREOF, each of the undersigned has executed 'this Ututninious
Consent of the Board of Directors of Financial Strategy Group, Ltd., on this 5'6 day of
January, 2015.
CONFIDENTIAL SONY_GM_0001 3373
CONFIDENTIAL FirstBankPR000536
EFTA_00 I 2,1016
EFTA01269220

FINANCIAL STRATEGY GROUP, LTD.
CONSENT OP SOLE STOCKHOLDERI N LIEU OF IMEMEETING
January 5, 2015
The undersigned, being the sok stockholder of Financial Strategy Group, Ltd., a US. Virgin
Islands corporation (the "Corporation'), does hereby consent, pursuant to §196, Subchapter WI,
Title 13 of the Virgin Islands Code, commonlyk nown as the General Corporation Law of the
United States Virgin Islands, in lieu of holding a meeting, to the adoption of the following
resolutions and the taking of all action required or perntittecl thereby:
RESOLVED, that die election ofJeffrey Epstein, Darren K. lndyke, and Richard Kahn as
directors of the Corporation, to save as such until the next Annual Meeting of the Stockholders of
the Corporation and until their respective successors shall have been duly elected and shall have
qualified be, and such election hereby is ratified, adopted and approved.
R,ESOL,VED, that all actions heretofore taken by the incorporator and the Board of
Directors of the Corporation, including, but not limited to, the preparation and filing of the Articles
of Incorporation of the Corporation, the preparation and adoption of the By-Laws of the
Corporation, and the preparation and filing with the U.S. Virgin Islands Division of Banking and
Insurance of an appLication'for licensurc under U.S. Virgin Islands law to operate as an International
Banking Entity and any and all further actions in connection with such application, from March 4,
2014 through the date of this consent be, and each such action hereby is, in all respects ratified,
adopted and approved; and it is further
This. Consent shall be filed with the Minutes of the proceedings of the stockholders of the
Corporation.
CONFIDENTIAL SDNY_GM_0001 3374
CONFIDENTIAL FirstBankPR000537
EFTA 00124017
EFTA01269221

CONSENT OF
THE BOARD OF DIRECTORS
OF
FINANCIAL STRATEGY GROUP, LTD.
The undersigned, being all of the Directors of Financial Strategy Group, Ltd., a U.S. Virgin Islands
Corporation ("the Corporanon"), do hereby consent, in lieu of holding a meeting, to the adoption of the
following resolutions and the, taking of all actions required or permitted thereby:
WITNESSETII:
WHEREAS, the Corporation is a corporation organized and existing under the laws of the U.S.
Virgin Islands; and
WHEREAS, the Corporation was duly formed in the United States Virgin Islands on April 4, 2014;
and
WHEREAS, the Board of Directors as of the dam of this Consent are as follows:
Jeffrey Epstein
Darren K. Indyke
Richard Kahn
WHEREAS, the undersigned, being all of the directors of Financial Strategy Group, Ltd., consent
to the taking of the following actions in lieu of a meeting of the Board of Directors in accordance with the
corporation laWs of the United States Virgin Islands and waive any notiee to be given in connection with the
meeting:pursuant to the corporation laws of United States Virim Islands; and
WHEREAS, this corporation is authorized, in its Aran of. inctirporation, to issue an aggregate of
/,000,000 shares of stock of the par value of $5.00 per share; and
WHEREAS, a depository shall be established for the funds of the corporation and those who arc
authorized to do so may withdraw them on behalf of the corporation; and
NOW THEREFORE BE IT:
RESOLVED, that all actions taken by the incorporator of the Corporadon during the period from
March 4, 2014 through the date of this Consent, including; but not limited to, Sing the Certificate of
Incorporation of the Corporation and adopting the initial By-Laws of the Corporation, be, and each of the
same hereby is, in all respects, ratified, adopted and approved, and it is further
RESOLVED, that the officers of the Corporation shall include a President, and may include one or
more Vice presidents, a Secretary and a Treasurer, and it is further
RESOLVED, that each of the following persons is hereby appointed and elected to the office set
CONFIDENTIAL SONYGM_00013375
CONFIDENTIAL FirstBankPR000538
EFTA_001 24018
EFTA01269222

forth opposite his name below, to serve as such in accordance with the provisions of the By-Laws of the
Corporation until the next meeting of directors of the Corporation immediately following the next annual
meeting of the stockholders of the Corporation and until his. successor shall have been duly elected and shall
have qualified:
Jeffrey Epstein, President
Darren K. Indyke, Secretary
Richard Kahn, Treasurer
And it is further
RESOLVED, that the officers of the Corporation be, and each of them hereby is authorized,
empowered and directed to produce all books of account, stock books and other materials and supplies
necessary or appropriate in connection with maintaining the records and conducting the business of the
Corporation, and to pay all costs and expenses and to make full reimbursement for all expenditures made in
connection with the organization of the Corporation; and it is further
RESOLVED, that the specimen of stock certificate to evidence shares of the Common Stock, par value
of 5.00 (the "Common Stock"), of the Corporation in the form submitted to the undersigned, which is to be
fled with this Consent, be and the same hereby is, approved and adopted, and the President, the Secretary
and/or any other officers authorized by. the By-laws of the Corporation be, and each of them hereby is,
authorized to issue certificates in such form for shares of fully paid and non-assessable Common Stock
when the issuance thereof is duly authorized by the Board of Directors of the Corporation; and it is futther
RESOLVED, that the seal, an impression of which appears in the margin of this Consent, be, and
the same hereby is adopted as the seal of the Corporation; and is further
RESOLVED, that the corporate record book and the stock transfer ledger thereof, be and each of.
the same herby is, adopted as the record book and stock transfer ledger, respectively, of the Corporation;
and it is further
RESOLVED, that, with respect to the opening, maintaining and closing of bank accounts of the
Corporation, the President, any Vice President, the Treasurer and the Secretary of the Corporation, be, and
each of them herby is, authorized as follows:
1. To designate one or more banks, trust companies or other similar institutions ns depositories of
the funds, including, without limitation, cash and caah equivalents, of the Corporation;
2. To open, keep and close general and special bank accounts, including general deposit accounts,
payroll accounts and working fund accounts, with any such depository;
3. To cause to be deposited in such accounts with any such depository, from time to dine such
funds, including, without limitation, cash and cash equivalents, of the Corporation, as such
officers deem necessary or advisable, and to designate or change the designation of the officer or
officers and agents of the Corporation who will be authorized to make such deposits and to
endorse such checks, drafts or other instruments for such deposits;
CONFIDENTIAL SDNY_GM_00013376
CONFIDENTIAL FirstBankPR000539
EFTA 00121019
EFTA01269223

4. From time to time to designate or change the designation of the officer or officers and agent or
agents of the Corporation who will be authorized to Sign or countersign checks, drafts or other
• orders for the payments of money issued in the name of the Corporation. against any funds
deposited in such accounts, and to revoke any such desigr.ation;
5. To authorfre the use of facsimile signatures for the signing or countetsigning of checks, drafts or
other orders far tlie payment of money, and to enter into such agreements as banks and trust
companies customarily require as a condition for permitting the use of facsimile signatures;
6. To make such general and special rules and regulations with respect to such accounts as they
may deem necessary or advisable; and
7. To complete, execute and/or certify any customary printed blank signature card forms in order
to conveniently exercise the authority granted by this resolution and any resolutions thereon
shall be deemed adopted as part hereof; and it is further
RESOLVED, that the President.or the Secretary of the Corporation be, and such officer hereby is,
authorized to prepare and certify as the resolutions of the Board of Directors, as if adopted verbatim by this
Consent, any such additional resolutions as any such depository may, require in connection with the opening
of an account with such depository as authorized pursuant to the immediately preceding resolution, and that
any such depository to which a copy of the immediately preceding resolution and such additional
resolutiOns, if any, have been certified shall be entitled to rely thereon fox all putposes until it shall have
received written notice of the revocation or amendment of such resolutions by the Board of Directors; and
it is further
RESOLVED, that the fiscal year of this Corporation shall begin the firgsday of January in each
year; and it is further
RESOLVED, that the preparation and filing on behalf of the Corporation with the U.S. Virgin
islands Division of Banldng and Insurance (the "Division') of an application for a license to establish the
Corporation as an Intonational Banking Entity under. U.S. Virgin Islands law, the payment of all costs, fees
and expenses in connection therewith, the preparation and execution of all certificates, instruments, and
other documents and the taking of any other action in furtherance thereof, be, and each of the same hereby
is, ratified, adopted and approved; and it is further
RESOLVED, that, if and when the Corporation's application for licensure as an International
Banking Entity is approved by the Division and a License to operate as an International Banking Entity is
granted to the Corporation, the officers of the Corporation be, and.each of them-hereby is, authorized and
directed, on behalf of-the Corporation, ro do and perform all such further acts and things, to execute and. -
deliver and, .where necessary or appropriate, file with the appropriate governmental authorities, all such..
certificates, contracts, agreements,clocvnients, instruments, instruments of transfer, receipts or other papers;
and to pay all costs and expenses (hut -only to the extent that any such officer has ,signing authority with
respect to the bank accounts of the Corporation),-including; without limitation, such taxes and assessments, .•
as may be required by the Division for the purpose of qualifying the Corporation, and thereafter maintaining
such qualification, as an International Banking Entity, but shall not commence operations as an
International Banking Entity until such time as the Board of Pirectors determines that the Corporation is
prepared to so commence operations, and prior to such time, the Corporation shall conduct no business
whatsoever, but the officers of the Corporation may attend mand effectuate matters necessary to maintain
CONFIDENTIAL SDNY_GM_0001 3377
CONFIDENTIAL FirstBankPR000540
EFTA 00124020
EFTA01269224

the Corporation's status as a valid and existing U.S. Virgin Islands corporation and an entity qualified to
conduct business as an International Banking Entity; and it is further
REBUT-VP-I), that, for the purpose of authorizing the Capitation to do business in any state,
tcrritoty or dependency of the United States or any foreign country in which it is necessary or expedient for
the Corporation to transact business, the officers of the Corporation be, and each of than hereby is,
authorized to appoint and substitute all necessary. agents or attorneys for service of process, to designate and
change the location of all.necessary offices of the Corporation, whether statutory or otherwise, and, under
the seal of the Cmpozation, to snake and file all necessary certificates, reports, powers of attorney and other
instruments as may be requited by the laws of such state, territory, dependency or country to authorize the
Corporation to transact business therein; and it is further
RESOLVED, that the officers of the Corporation be, and each of them hereby is, authorized and
directed, on behalf of the Corporation, to do and, perform all such further acts and things, to execute and
deliver and, where necessary or appropriate, file with the appropriate governmental authorities, all such
further certificates, contracts, agreements; documents,. instruments, instrtunents of transfer, receipts or other
papers, and to pay all costs and expenses (but only to the extent that any such officer has signing authority
with respect to the bank accounts of the Corporation), including, without limitation, such taxes and
assessments, as in their judgment or in the, judgment of any, of them shall be necessary or appropriate to
carry out, comply with and effectuate the purposes and intent of the foregoing resolutions.
This Consent shall be filed with the Minutes of the proceedings of the Board of Directors of the
Corporation.
TN WITNESS WHEREOF, the undersigned have executed this Consent of the Board of Directors
of the Corporation on this 4th day of April, 2014.
Jefftey Epstein, Direct°
Dar . Indyke, Director
Richard Kahn, Director
CONFIDENTIAL SONY_GM_00013378
CONFIDENTIAL FirstBankPR000541
EFTA_00I 24021
EFTA01269225

FINANCIAL STRATEGY GROUP, LTD.:.
SUBSCRIPTION FOR COMMON STOCK • . .
• ... .
The undersigned, JEFFREY EPSTEIN, hereby subscribes for ONE
HUNDRED THOUSAND (100,000) shares of the. Common Stock, Five
Dollars ($5.00) par value per share, of Financial Strategy Group, Ltd., a
United States Virgin Islands corporation (the "Corporation"), the
Articles of Incorporation of which were filed with the Office of the Lt
Governor of the United. States Virgin Islands on the 4th day of March,
2014, and agrees to pay therefor and in full payment thereof, upon call
of the Board of Directors of the Corporation, FIVE DOLLARS (55.00) per
share for a total subscription price of FIVE HUNDRED THOUSAND
DOLLARS ($500,000.00) in cash, by check made payable to the
Corporation or by wire transfer of immediately available funds to an
account designated by the Corporation, at which time a certificate shall
be issued to the undersigned for the number of shares subscribed for.
Dated: January 2, 2015
Subscription Accepted
January 2, 2015
FINANCIAL STRATEGY GROUP, LTD.
CONFIDENTIAL SDNY_GM_0001 3379
CONFIDENTIAL FirstBankPR000542
EFTA 00124022
EFTA01269226

iFiret
Corporate Resolution
wee waifs
LIM undersIgnoci Secelary, hereby candy to Fran:rink Not al a none of the Board of Dfrocurs of Financial Swampy Group Ltd.
(*Corporation"
a corporation organized and extsfing under the laws et D.S. Wein islands
duly called and duly Mid on the 23 day of Dscomber 2014 the throwing RosoMfone wore duly Wend, and Mat In
said Resolutions have been entered upon InerligUtar minute broke of 011COrtfOreeOn;anitill accordance with to By-Laws and are now In lull
farce and effect
RESOLVED:
1. The Often or CorPoradon. Or eny one or more of them, are hereby authorized Kt Open e bank moxnt or accounts from dertelo Una with
Phaeton and as tunkliarice and of latet (each bang horalnarte Send to as 'Bann for and bn the lithe of Corporagonteth such title
or Med ea he or they may desIgnate.
2. TM President and Secretary
Onus,. tr 71o. peporig) attORWL • L. Proenerterenerre.leaderanew
or Corporation, Skining IMO?
ep won&Nsaran ..no, ea- iml.'"V 1"°. slat
and theft successors ad any other person heroines, authornd by any means melon on been of Corporation,CAuthatted Portion(t)
are hereby authorized lo sign, by hand or by facelnale (Inchadng, but not anted j oemputer gesemted) signaktre(a), dwelt,. &MU,
acceptances and other Instruments therathafter nth cnamlyaly refined to as ltent(s)'. No<wItrolcinatng the above, any Authorized
POMO Is authorized sthgly ro: ell ladle Autornalsol Clearing House ('AMR') dot* without a signature; (2) ;nein Paytrionby use of
Depository Trento: Chocks ('OTV) wither a Manilla other then the MRS of COrpqrstbn prated on the DTC: or (3) 9W$ IllitrUedeno, by
means other no the signing of an horn. CAN respect to any account ganstmllot induding, but not Imbed te, the garner& Meer or
withdrawal of funs by tyke; computer or other notathrtmeens, or Menne: a Of Irony, erodes. tows or FroPet al any tkno head by
Bank for account of Corporation rinstucbore1).
3. Dank re hereby aumortced lo Mao and pay kern. ening eland by hone a. by. nano (including. but not tenure to, computer
generated) sIgnaluro(s) If to win a purported facsimile eignatures(s), tegarOtafa 0 how or by whom affixed, rostonbtas the madmen
pled with Bank by Cerpora$en end other Udell% OTCs, ACHe, rind Insyvaiona: given rang by any Authorized Pomo: Bank Is further
authorized to hohor and thay DEG, ACM, Inaltuceom, and other ern, gtwinatftgllY by any Authorized Person, heeding Mich as may
bang about or Increase an moaner/ and such as may be payable to cc to the,baripet of any Authorized Person or other °Boer or eneoyea
MOW ualty, Wheel I. n.q uiry aito the cannistancesol the nuance or in dispnalso dr Or proceeds thereof and without IMP as to amount.
4. Bank Is hOlObY sinkW ind te raccepl ea depose, lot credit of lo: cation, or °Upraise, items endorsed by any person or by stamp or other
Impreslgr In the .mineof Corporation without Inquiry as to the citausetancee 0 thotonoorstmon: or any lack of andonment or me
00one:a 0 the Inctheilk. I. ..
. .
5. The President
. ansairelen, esnin(qtararteen wee tun. TVIA=Cr, Oa)
of Corporanon, signing nets
orison caw raw, we stow pa soar. ea. *'W. ale bit. un)
are Naar/ authorized besot loans and advances and obtain ccedttel any Cane 90 Corporation UM Bank (and guirkiale eh bent of
C ar o e r e p e o u r lo a t a io n n d i h o o te o h b re li t g P a r t o io M n B s I o th f e o Y t h n e o r t s e t s o a B n a d n o k t ) h . s e e r c w o r n i d t* o r o u b m in :m tio e n rg s e o ; a r n G d u fo in r s a z n lit h a le I t n ,ta d fe ib e le nd d n IM en M o O f C e e a rp n o ° r c a r b e b d a it O ar P id p l g k u a a lO ra n n g t e fo e r s b to a m n ak o e f .
credit in trumonts of guarantors and indomnfly and arty agranients Or uDdatbtkkna, general or Madge, with respect to any Of the
fortgoing, end as secede/ for the payment of 101nal, settlith.63,Indebtetintim,sticentario and lenges Of, or credit Oren to, Corpnlion or
others to pledge, hypothecate, mortgage. vino, Vanden, urea fans and *eau irstereila In, en lights wan respect to. endorse end
darer proper)!, of any description. reel or personal.. and any Interest therein kfenco of,a ny thereof May time held by Corporation.
and to execute mortgages, deeds of trust, seemly egnernants, Instrumen 0 a essignment or Otago. powers of attorney aid other
agreements or Instruments which may be necessary or deo/able In con InVdtb; and also to sell to. M <accent Wet Bonk,
commercial paper, bits emenbie, accounts mann, stooks, bonds or any ppnIIles a PeonnY at any Vlba he" by COPelaWnt
and to that on to snores, HON. Irons* and dearer the same; to thane Ind:worn or ogreamonbt of oubordinallon end
OlagnMarileatiefeclory fe Bank and abto IO give any order. °noontime fords other di OM of arty oropeny
or interest thorein or evidence thereof belonging to Corporation end at any ;Oen* of Bank, whether as ottani or Mena e:
and to execute. and debtor mach other agreernerb, frith:morns end d0Oectweltp•Anct do suds other ads and Inlay as may be necessary
or clean* or requeed by Bank In connacliOn with any of the foregoing and Baal a( himeby authorized to honor, secede aul execute any of
tho transaction detested above.
5. All loans, discounts and advances eapprove obtained on behalf of Corporattart tind-all, notes avid other or evidences Ono' of
.Comoradon held by Bank are hereby p ved, meted, and erdaltreed. • ,!:. ' i
7. Corporation doss hereby give to Sank a coSoaln:mk aw fan ett the amount or eery new ad ardollidess and obligation of Corporation to Bank and
Claims of every nature and Bothers Of spinet Corporation, anther now*syng or hereafter incurrotOriginely tontraCtad with
Rank andfor mitt another or other, and roe a owing to a apy inter by hank, +shah., conseted by CmhoreFoft
alono or Indy orator eeveralW with another or ahem, absolute or oonlircent ety:seed or la:Waved. mewed or unmottmad upon any end
63 =bon. Mourns and any and all ode property or Corporation arc the Moo;s e . a dwrsOl. now cr hereon.[ sonny or conelarethrery
held Or reCemild by or M earn In anymatter to or from Sank, es correspondence tar, nit from or lot Corporation, whOthetr for safakeepn,
<Nolo* Pledge tnnuntssion. collection or otherwise coining into the possemlan , ink in any way. Bank shall also have a right of setoff
for the 'mount of the otAthilions. and Bank may at any erne or Gmos and Wilhdyt 4 apply Corporation's deposits (general or &pedal),
Corporetlorrs <rode* with Brink. cc Corporation% claims against Sank, at elealotieuits theatet. to such °Aachen, end In such amounts as
Bank may Miittellheugh said obtgancns may be contingent cc unalltlufederat VW JAY cOlralaral terbilMe h dawned fitlequele of 55.
8. In case of contrary trairra or disputes, or doubt on Bank's pert es to the veftlyy, did, modithoellon, revocation or mutts, of any of the
authorities horn contend Bank nay but read not recognize nor give any Wart te pm noun from any agar. of MT any other person.
purporting to comet restrict or change any of said tehortes. Of the exert, Octopi, unless Bank is required to 4) so by the judgment,
decree Or Mar as court hang jurfeateon of the subject mater and of tie padiesal such connIceng dams or disputes.
'HAW W011$401.1” DM • Cr FNrytl PunIOR0
.00034.340.140.
SOW_GM_000T3S80
CONFIDENTIAL
CONFIDENTIAL FirstBankPR000543
ETTA_00124023
EFTA01269227

f.t"(
.. . ' . • • . . )
a C t t r I a c o n W rp s o f . e r c r a h t a i e o g c n m k t b e h o r r e o ta k e m . s p e t o , o s d e b e b e li o v b o e a k re , n d e d l o e b t r e y m m t a h e d e n e t T o n e f o r a m t c a s c b o a l u n e n d t t , o C m o C p o u : r P t p t e o o r t a n h t a i f o o t n : r w B fr e u o e n m n t a B d s i o & n c t p I • m I o t o t e i m n ' t . B o e i t t n h n d e r o g e e te a rr s s I e p p m s a e e l e n e t s d e w . a s e t u l t l c h a h e a o a s N n , y c b e * u I a t I n lu o B t m e f r l k c i a e a t d r W d t , o i d l . d e fu p . n o th d s e i s t
account of Corporation I. winker:ed. In tech Case wIlli the same Offset as It sy111 end Lary term theme( were Mt forth In full herein ard
made a penWoo& • II I
10. e T ro f h f t e e a c ti ° t n A t g h l t e c o o f o a r r n ; r e o y 9 f c 0 C f 6 l 0 i o e 0 r , p R b o u 6 r s k a t o h ti l o r e i n e a s m o w r s a a - n n y B o a n n e k h o d f u M d o n re g . O bu ft t e n n ot a Il r r e ri t h e e d r e to b , y t h a e o t e O x o e it c z t § k 4 o t i t d le . : v C e o ry rp o o f r a a n tio y n e g h r i e a c ll n o Ie th n e tt r o m f a c tt o e n rs f i a d n e d n e e p c n e u ss c a tk r o y n to s
tf.
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.
by Welted from any labial end shat be hdermified against a$ r
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bilty or exPens4 arising from honoring sty of these
• il' l• ',I
12. Buttock id Bowe, each of the forsgotng Resettekna and the etnticaltithefdtry conferred shellroman In fuT force and effect Data
e p O r a F o • t v O e id r n i e u d n e t y h a to t . O M ci 1 d ic IM t h h M e n r I o X e t I o i I c M n e A e s n h O d a r I l m n l A n O M o d W t b a e e m a ellat p l r b io y r o to r w e th t t e t e h r r il r e i e t c i s o e p i n p e t c o t t h f t n e o e r e s w o n f C y n o o e t r x p o w o r r i c e le i n s ( t e s t R i c n e t e i a s o s ls t i t o l i O o f n u in s t y t , e o c n o h d t e o o s e l i t g e s n e O e a f n l i a s B f e te a C n r a k r r r d y s s W h s o e h t ll a i h ll l e l a b ve e f r h o e a r c d e th l a v e e m r d e a o b e y w a B n r a ie ! n b o k * f :
• C S m o e o r c n p r e e o y t r a a r r t e y io t o n h r e o a r w n i r y th o A d t s r a s b w i u s a t t a l N n o t f M S fu e n A c d r k s e e t d a e a r f y t f e e o d c r t o a I n n n o y t r h O p e t r h i l o e e r r e t O o r f 1 t 1 h a W e c e d e o a , t f e t c o O a B f p s a o u n r c i k g h i t D o h n e a : c t A o e , . , but O e A f s te u o t t n 0 h i 1 o e ( r d 4 iz 1 e to 0 () 0 B 3 a a . n n t k i h d e a e lt n e e a d r m e th d e e s t r o o o p f c a e th r t t e f l y o O , f u s f n u f d c e h e r a r n t o h a t e n M d e * o . o a t T t h h e o e r f
rephisameatos of ComoreSon end any change& firinItere to Bine lime Mad spd repfetentaCYos and specimens of their reitleCthe
S co e n . p t t i e n t u u e . r e . e i s . . .R B .. a i .c n ,.h k m e* .. y re o C o e n lp c t l b u y ih B e a ly n k o o w f w n r * it te t n ha re t p a r c e t e to n s ti k e a t c a on n t y ra tm ry. e it I W .II M Officers or other representathes of Corporation
• i -1
C I e F r U p R or T e H e E on R s C et E c R a T n I o F e Y % t a th t e t ir h l e e s p s e : r e s d on it s s n h a e m ro e in s d a e n a d l o W n A at e th d e a f s o ll O ow ffi i c n e g r s O o ft f I n C o o r o p o q, d i o t g , i k rl i b ll e s e ig n n d a u tu ly r e e s l e o c f t e th d e t s o o a ld n n d w n p o a w cr A h n o t l d ° M th o e o o rs lB a o n m d o in f
the nettled Manatees who are not Corporate Officers, to we: :, .I, , il ---—
-----
Nero* (Typewritten or Printed) office
Jett* Etas* Presderl
tce President
°wren indyke setae:art
Richard Kenn Trent:rot
IN WITNESS WHEREOF, I have berOunto set my hand as Secretary end edRced me seal of tho said C000113:100 this ditto
Oacember 2914
I; ti• '
AFFIX
(CORPORATE SEAL)
HERE
• Note: C In o r C p a o w ra ti M on e , Smalltary do alga • by pie abova Resaltalona: —I • e ttrieftc•kt above ba rested a second OtapAr of
trn.
CONFIDENTIAL
CONFIDENTIAL SIDW—FGirMsftiBa4a3n13k3P81RO00544
EFIA._00124024
EFTA01269228

.101S( Bank Corporate Resolutions For Telephone/
Telex/Facsimile/Writ-ten Instructions
We hereby cenq that eta Meeting of the Beret of Directors of
Financial Strategy Groupapdi
A company Oily organized end existing under the laws
.01 Virgin Islands
Meld at on the 9 i day of, May , 20 14 .
IT WAS RESOLVED
That the company issue In favor of FirstBank (the 'Bank') a Corporale,Atithcrization and ndemnity Agreement For
Te'ephone/TelextFaceimileNVilttert Instruction* In the form (soured hythe Bank, a copy of su:h form having been
presented to and approved by the Board of Directors
I
2. That Jeffrey Epstein, President [[:A:_ land ( ' Richard Kahn. Treasurer.
(PAW Hr. & C.O941O YAW) or' . ; i I ., (PAW Nom.I na Cotoom:4, nix)
be authorized to execute the said Authorization and Indemnity Agreement in favor of the Bank
. .. i
CortRod as boing a Into copy of the Resolution of The Board of Directera1
IN WITNESS WHEREOF. I have hereunto set my hand as DireicsoriSecretafy of the corporation this
9 lay of May . 20 14 . -
7 &Wed 0,4
FestOmt lOym /shoo is OMRM of NOM Poo, ?too
23,00601
CONFIDENTIAL SDNYGht020133-82
CONFIDENTIAL FirstBankPR000545
EFTA _O0124O25
EFTA01269229

Bank Corporate Authorization and Indemnity Agreement For
wok, TolophonorroloxfFacsImIleMfritten Instructions
ninruls
1, eigpft1414p1, The undoragrod Nulty raquanu and atametue leallayk.(be manna, b accept and set wee lea bardom
rimatnrceons')•00yeind by Ibutone or Wax a sullen a locoman tranomrlattln glum or purportedly glom by a pawn «Person,
• aulhokred baronet Nikon can me Beek an shown on be compomeleueohlOn ot obey wleihnoe or WU* of authority from Imo lo
kne melateheid In the reords Wee Bank.
1. tkl4bUbemailiamln•Tne underOgned accepts ca fit« Out henbanenvy bakgiiven byen unauthorized person and agrees tat me
Bank wit twit no WW1a respOnsblity to' steep n ecoardence meth aey (*oleo" whellm« or not dentate or city amtsted
The Beek dul bant no lobby or responsibility to, am/ misondentineings erliespoololanyteephone Initrtmelans.
3. Socunity Pracemlunlas. The sea^ (wadies abase° sun to verifying Ills eaSti(ecay of Inaaucdona is a WI back to any of the
bluing eit4duali, ~hot or net eethrkabmkbel hoe bleated any i_a Intne44(The Bonk recommend. hot be pears designated
belo sshhoouullddnc4 be persons who.goneralb Iswe Insaueons. W,eawer tee Ave FUnk sod endeavor to cal someone abet than
the fewer cflhoinabiscone)
rapsonti Number
N . and TItle hagoar matryMna Coda)
Jettog Eultmek PretiOent
flyurd Kahn. Treasurer
Jeanne Brennen Aocotrunt
•
htlealnebby, e11M Derek'. Option, the ea back boy lo inso lo Any person dellbutted on the (onator* Genii or any olio, «count
Socurnonsidon on Be mot the think for the underorgnedi accolbly as autatetz to issue testa/client or ohetvinte transact Nikon
on ›WcItiv.court
.• .
b 141Ptia to Belk Be PmIk's *Wee kkat fOr Inaudlen• le9Peld (*bib* transmission. a In ~lino Na Bank on dolormec
UMW IhnballalOne pOrporl to bear be signets*e of any Inbldtal hemo le ab lsNt on de aunt signature <aids ce• other account
0914laaillallalum IN sae be Bunk km( the undbelgrede accounbal as andla,ad lute Inskocibme or otherwise ~et tookman cam
Beth 1000MIl. .
The liellotbY PrOudenee and othenterms truckled in fles Acifn amed also apt" banwrierrierta and cenceltulons of luinmeillone. It to
understood Vial Paso Sea:ay pub.:dun» ere dentormed to verly•the aushontioly; uid Milne COrnianen, of insvaclons.
I
Tnn Ben* bash st Ito Waft, re00ed (eaaliOnICaly Of otheiv40) any WO bat 01 1 bulaleat 10 this Agreement. any hotructlons Or
• other InalniclIons etkon by Intuition. and say miler telephone tikaufalOna Itt nq Imayuctions.
Tne nntlerokaled agrees that is 4* and Ada ard thou of be Bard locetieder. bell be guanine by be terms of thefinitsakcodynt
Teems and Coulon: (as nay be ormeneed Iron Um pm time) alialcall to toe 4~ 4 ~Ole at the a..* . _lIls
I " n o u % it " O at tia fi l s e e o aa n h is t a VC ic O o C w OO V a O p S s s e m s it l to o b be M Di e m a on l d c b o y n a e t n u ( t e in a e p lu a a rn c m e e . i w de h k e / t h le e k r 9r n e la ir r d S dli sil of.~ tw E ee g d a In d M _ O ka _ mo • , P P y F l . i n g . , _Sit • . .
scouted ty he Bank In ~paw« wan Pe tawny pmcedurs eat fob halo end lye yedenlyned egrets lo Indemnify oullyabløp •
Uinta lens any loµ infiga/0 ei raallty 1101Ted by be Bank a. ec adilng Ili nKS execmace of Inotrudlons myna yM IMS
bgood fan lo hp.w bean glean (om signed kl The case of any facknolo bamm~iipt ts a no ailmortted as protided the* ~kW
the Bank hu compiled wit such snot* Palbsibro• .
, . ,..
4. Batik Met« II Is undentood Shin be Bank shell have no OblIg rib eastit. bly insoucoon own. and ons aixb
invaxadiori id veiled In sccodance von be wanly prowdires set lath hprekk rs1 [ha undignified MI INclanindY &xi IKål I119 Blink
narneees *cm any btu m409~ efletilly boned by be Balk In mina taMsakitdaind an Inetnictbn Moral nueonabe °IWO to
vemity such Insbucloe 'n ICOottlora• Wth Pa adrumenl note felled ale sryi theamaidon c4 en trateution unlit eta nendeel/On
a ~bet Upon noke to do> nadomOgnod. be Bank may also, al b opt . ?( me to caul, any lubiction om pal bored for any
cat onion yvibutlreormIrg any nupaultaty be anybilk6.00Mo' 'so n ' Ish • ii ma of slmil teruall.
5. Indemnity The vedortIgned woes b Indemfaly be Bank, lbs iontOkes subliblaaes one thee directors. °Mean. reactant/Wes
and *WU* ori earoand fOr all »WA Calla, annins Cl. elltattmen 394/9*9 Sioai loos and rassormnords) will< Ii e or err/ Of
bum mu Weer or Incur In connection with Ns Aufgerneel. budding. %Vol DIU« lo. seem or reltulna Sa El cc any Tonmillons
Of Telex of FIC•Inillo Or %Irian Ingfuction. whether or notgenuine or d imuthoneed.
It Our continua:I Mementos of Traub, asetrudeons lollinseig our niCerpl. *UCLA:ion knd tenth of ties blot to the Una lell aXablal•
OW egmement ø be gamey ptoOlduroa and oboe Wm Speelbed heroin. . .
ll I
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-Amount Holum FInanclal Stebro Group bol,
[ Corporals Name
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Damn indriso. SeCrelerY
: I Name(s) andleUll)
Fia.taa taw. ~au • Drmia dINN^a aaa aka
CONFIDENTIAL SD NY_GM_000133-83
CONFIDENTIAL FirstBankPR000546
EFTA_00124026
EFTA01269230

Accmmt Type: Account Number:, S g ihcT a t r l Req. Date:
I zi I
Address: : I Tel
l i
I '
I. I
Name: Financial Strategy Group, Ltd. EN:
Name: Jeffrey-Eps in SSN
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ID TYPe:: :
---"`
No: I
i --
Name: _.--- SSN: I •
ID Type
r
No: li
Name: SSN:' '
ID Type: I
No:
uwo hereby acknowkidge having received Prepared, by:
the Deposit Account Agreement, the Plat I
Authorized by'
Bancorp Infinnution Sharing end PrbiRr
Policy. and the soda: a rates and fees I i
NA 101E712002
NNS-000 I
IngroctiOns for completion
Please print this form 3 times and complete In triplicate in blue ot black ink. I
Please insert the name of the company or thelleCOUM title under account name.,
Please print the name of each aulborizedsigratory to the account togethCr widi a sample
of their signature in each field under name. )(there are mom than four signatorces please
use additional signature curds as necessary.
The Bank will complete the remaining fields:
*Important* Please provide each signature card in triplicate with the original signatures (no photocopies).
CONFIDENTIAL SDNY_GM_00013384
CONFIDENTIAL FirstBankPR000547
EFTA _00124027
EFTA01269231

Account Type: Account Ntanber: Sign. Req. Date:
Address: Tel:
Name: Financial Strategy Group, Ltd. MN:
i
Name: Darren Indyke 55N
ID Type:
0-4-1 0-4-4 . No:
Name: SSN:
ID Type:
No:
Name: SSN:
ID Type:
No:
1/W< hare), acbowkdgo having received Prepared by:
the Deposit Account Agreement,t he Erni , ., .
Bancorp Informatita Sharing and hiveAlmon= by -
PPoolliiccyy.. and the product rates and fees.
NA 1018 7/2002
NNS-0001
Instructkns for completion
Please pint this form 34ipcs and complete in triplicate in blue or black ink.
Please inseil the nano of the company or the account titk under account name.
Please print the some death authorized signatory to the account together with a sample
of their signature In each field under name. If there are more than four signatories please
use adelltforud signature cards ss necessary.
The Bank wilt complete the remaining fields.
•Impormnis Please provide each signature card in triplicate with the original signatures (no phot000pies).
Indian/eft a subsidiary ofF ffst Bancorp (N1'55: FRP
CONFIDENTIAL SDNY_GM_00013385
CONFIDENTIAL FirstBankPR000548
EFTA_001240.28
EFTA01269232

GOVERIVNIENT OF TEE VIRGIN ISLANDS
OF THE UNITED. STATES
OFFICE OF TIELIEUTENANT GOYBIZNOR
DIVISION OF BANKING AND liVSURANCE
cultic= or LICERSRE
This h to certify that In accordance with Title 9, Chapter 25, Subchapter I of the Virgin Islands
Code, which provides for the regulation of the business of International Banking &glues in the
Virgin Islands,
FINANCIAL STRATEGY GROUP, LTD.
#6100 Red Rook Qtra Suite B3
St:Thomas, VI 00802
h In a c s o f r i p le o d ra h ti t o n th i r s u i o n f f l i a c w e s a o ll f t t h h e e d P o l c i u g m ht e b n l ts a n re c t h p d a r n e d d b h y a s l i f n u v r , n i h s e h r e d c : o s m at p is i f le a d ct o w r i y th e v th id e e t n e c r e m o s f o s f u i c l h s
thrower& as to entitle it to conduct business as a:
INTERNATIONAIISANICING ENTITY
N he o r w eb , y T a h u cr t e h f o O r r i e z , e I t , h J e o a h b n o v D e . - n M a c m D e o d n e a n l t d i , t y D t I o r e tr c a to n i s ; a i c t t tp b lF u a s l i C n I e I s I s C i 4 n o th f e th e V a ir u g t i h n o r I i s t l y a = n v d e s s r te f d t h in e m U e n , i t d e o d
States.
t T h h is is iC C e e n r t t f if le ic a a te te o o f l L li i c ce e n n s s u u r r e e h I . s r e v q a u li i c re lf c r i o a m n n A ua m ll w y a u y p o 1 n , 2 ex 0 p 1 i 5 r a t t o i o D n e a c s e m of b e h r e 3 3 1 l , e 2 d 0 a 1 y 5 . o f R D e e n t e e w m a b l e o r, f
and It may he suspended or revoked as provided by law,
Olen under this Seal of the Goventment of the
Virgin Islands of the Untied States, at Charlotte
Amalie, St. Thomas, this 22" day of DECEMBER,
2014.
rvicocittcp
W AN D.
Division of Ranking and Insurance
FEE: $10,000
CONFIDENTIAL SDNY_GM_00013386
CONFIDENTIAL FirstBankPR000549
EFTA_Oot 24099
EFTA01269233

"mg DEPARTMEIC OF THE TREASURY
nwINTERNAL REVENUE -SERVICE -
CINCINNATI OH 45999-0023
Date of this notice: 05-06-2014
n. o er Identification Nunber:
Perm: SS-4
NUmber of this notice: CP 575 A
FINANCIAL STRATEGY GROOP LTD
9100 PORT OF.SALEMALL Sib 15
ST TROMAS,.VI 00802 For.assistance you lay call-us at:
1-800,829-4933
IF YOU WRITE, ATTACH THE
STUB.A T:THE END OP TUIS.NOTICE.
WE ASSIGNED204.7:AN EMPLOYER IDENTIFICATION.N UMBER
Thank., you for applying for an Enployer Identification NUmber'(EIN). We asoigned you
:BIN 66-0821138. This-BIN will identify you, y0ur buiihess accounts, tax returns, and
documents, even'if you haVe no employees. Please keep this notice in your permanent
When filing tax documents, payments, and related correspondence;- it-is very important
that you use your. BIN and complete name and address eXaCtly as shown above. Any variation,'
may cause a delay-in processing, result in incorrect information in Your account, or-even
cause you to be assigned more than one SIN. If-sthe information is not correct as shown
above, please make-the correction using the attached tear off sta:and return it to us.
Based-on.the information received. fineayou or your representative, you must file
the following form(s); by the date(s) shown:
FOrm 94188 B7/31/2014
Form 1120'. 03/15/2015
If you have questions about the form(s)..or the due date(o) shown, you can call us at
the phone number or write to us at the address shown at the top of this notice. If you .
need.help in determining your annual accounting period-(tax year), see Publication 538,
accoanting`Periods and Methods;
•
We aaaigned you a-tax classification based on information obtained from you or your
representative'. It is not a legal detenainationof your tax.c lassification, and in not
binding on the you want a legal determination-of pouf tax classification, you may
request a private letter ruling from the IRS under the gUidelines in Revenue Procedure
2004-1, 2004-1 1 (or superseding'me4enue Procedure .for the year at issue): Note:
Certain tax claSsification elections can be requested by filing Form,8832, Entity
Classification Election. See Form 8832 and its instructions for additional information.
IMPORTANT INFORMATION FOR 8 CORPORATIONELECTIONi.
If. you intend to elect to file your return as a.eMall business corporatiOn, an .,.
-election-tofile a Form 1120-8 must be made within 'certain timeframes and the,
corporation must meet certain tests. AIL of this intormation.le included in the :
instructions for Form 2553, Election by a Enall4usinese Corporation.
CONFIDENTIAL SONY_GM_00013387
CONFIDENTIAL FirstBankPR000550
EFTA (H)124030
EFTA01269234

(IRS USE ONLY) 575A 05-06-2014 PINA B 9999999999 SS-4
If you are required to deposit for employment taxes (Forms 93, 940, 944, 945,
CT-1, or 1042), excise taxes (Form 720), or income taxes (Form 11210), you will receive a
Welcome. Package shortly, which includes instructions for making your deposits
electronically through the Electronic Federal Tax Payment System (EFTPS). A Personal
Identification Number (PIN) for EFTPS will also be sent to you under separate cover.
Please activate the PIN once you receive it, even if you have requested the services of a
tax professional or representative. For more information about EFTPS, refer to
Publication 966, Electronic Choices to Pay All Your Federal Taxes. If you need to
make a deposit immediately, you will need to make arrangements with your Financial
Institution to complete a wire transfer.
The IRS is committed to helping all taxpayers comply with their tax tiling
obligations. If you need help completing your returns or meeting your tax obligations,
Authorized e-file Providers, such as Reporting Agents (payroll service providers) are
available to assist you. Visit the IRS Web site at www.ire.gov for a list of companies
that offer IRS e-file for business products and services. The list provides addresses,
telephone numbers, and links to their Web sites.
To obtain tax forms and publications, including those referenced in this notice,
visit our Web site at www.irs.gov. If you do not have access to the Internet, call
1-800-829-3676 (TTY/TDD 1-800-829-4059) br visit your local IRS office.
/MPORTANT REMINDERS:
* Keep a copy of this notice in your permanent records. This notice is issued only
one time and the IRS will not be able to generate a duplicate copy for you. You
may give a copy of this document to anyone asking for proof of your EIN.
* Use this EIN and your name exactly as they appear at the top of this notice on all
your federal tax forms.
* Refer to this EIN on your tax-related correspondence and documents.
If you have questions Mout your EIN, you can call us at the phone number or write to
us at the address shown at the top of this notice. If you write, please tear off the stub
at the bottom of this notice and send it along with your letter. If you do not need to
write us, do not complete and return the stub.
Your name control associated with this EIN is FINA. You will need to provide this
information, along with your EIN, if you file your returns electronically.
Thank you for your cooperation.
CONFIDENTIAL SDNY_GM_0001 3388
CONFIDENTIAL FirstBankPR000551
EFTA JX)12403 I
EFTA01269235

Keep this Part for:your records. CP 575 A (Rev. 7-2007)
Return this part with any correspondence
Agowe-may identify your account.-_ Please CP 575 A
correct:a ny errors in your name or address:
9999999999
Your.Telephone Number Best Time to Call DATROP.IMIS tica7a, 05-06-2014
EMPLOYER IDENTIFICATION NUOBER:
NOBOD
,.INTERNAL REVENUE SERVICE PLUNC/AL.STRATEOY GROUP LTD
- CINCINNATI. OH .45999-0023 9100 PORT OF. BALE MALL-SIM 15
hhttoldeld“hhAd.H.Al II.Hddol ST THOMAS, VI 00802
CONFIDENTIAL SDNY_GM_00013389
CONFIDENTIAL FirstBankPR000552
EF-EA_00124032
EFTA01269236

ARTICLES OF INCORPORATION
ON
FILE
FINANCIAL STRATEGY GROUP, LTD. COPY
We, the undersigned, for the purposes, of associating to establish a corporation for the tran action •of the
business and, the promotion, and conduct of the objects and purposes herekniftei stated, under the provision
and subject to the requirements•of the Jaws of the Virgin Islands of the United States (hereinafter called the
"Virgin Islands"), and Particularlialte General Corporation Law of the Virgin Islanch (Chapter 1, Title 13, Virgin
Islands Code), as the same may he amended From time to time cia make and' file these Articles of Incorporation
in writing and do certify:
• T
G
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e
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.
Corporation (hereinafter referred toas the "Corporation") is FINANCIAL STRATEGY
Mtlagni•
0 L T I 0 l L h i 8 o C e 0 m , 2 p . w a r s i h n , c o U i s p . e S a . . l p V h o y f i f r s i g i c c i e n a l o I a s f l n a t d h n d e M i C a 0 o i 0 l r i 8 n p 0 g o 2 r a , a d a t n d io r d n e s t i h s n e i s t n h a 9 e m 1 0 V e 0 i o r g P f i o n th r ' t I e s o l r a e f n s S i d d a s e l e n is t M l a o g a c l e a l n , t t e S d o u f i a t e t t h 9 1 e 1 5 C , 0 o 0 S r r P p . o o T r r a h t t - o i o o r f A n a a c s t l . e B U .,M n S a , a i l n V l e , i s S r i g u B i i n t a e s l a i 1 c l 5 s in , V S d I i s . ,
tarITCL,E_Ill
C s W u o b i r t j p h e o c o r t u a t t t i o l o i m n t h i s t e h in a g p ll r o i h n v a i v a s e n i o y t n h m s e a o fo n f l n . k T e ii r i v d i t e n h g e 9 p , s u c c r o h p p a o e p s e t a e s n r , d o '2 b g 5 j e e n o c e t f r s a t a l h i n t e y d V p o o i f r w g th i e n e r , s a I l s l l M an v d a s l a 'C le o :f d ii e n , c i t t i o i n s s d o ie f r e t l2 h y j pr o o ri t a i a d r e a i n l T h th e a , t a /t n h d e ••
•"' • • •
i ( n 1 t ) e rn T a o tio e n n a g l a b g a e n k i i n n g a 'e n n y t i l t a y w in f u a l c c b o u r s d in a e n s c s e i w n i th th T e it U le n 9 it , e c d h a S p t t a e t r e s 2 5 .V . irg , i . n Islands,* • including the ()petition of-an
a (2 ss ) o c T ia o t i e o n n t , e c r o i r n p to o r a a n ti d o n ca ; g rr o y v e o r u n t m an e y n t c o o r n t g r o a v ct e s r n f m or e o nt r a i l n a g re en la c t y io ., n to the foregoing business with any person,firmit.
V (3 i ) r gi T n o I s c la o n n d d s u . ct its business in the United 'States Virgin Islands and to have offices within the United States
m ( to 4 o ) r g t ' u l g b a a r g a b e n o s t r e o r e o r w o lo t h o a e r n r s r , a l i z o e e n th s m e u r o p n o ty e n y p a e t n s o y a o a n f n y d i a n a m d l e l o b o u t f e n t d t h n p e m e p r s m r o a i p t n t e e d r d t y f b i o y n f a l e n a v w c e i n r b g y y k o th i b n e l d i s g o a a l f t e i t o o h n r e s i , C s s a o u n r a p d n o c r t e a o t o i s o f e n o c . b u l r i e g a t t h io e n s f o o r f e g an o y in k g i . n b d y ,
b w o U c t ( u h 5 u o i n t s e ) t n h i i n t n o a T e e e t t f d h o s c t a e s o t S i d i r o c n t l o a a o n m c t w r o e a p w e s s l n l o n i n a o t r a t h e n a f n o c t d o d i f t t o e h t a f h n e d e o n v s e r y w e V e r w r i i i g f o y t h r i h p t f g r e h m i t t n i c t h h n h s o e g , e e I u r s i ' n n n l o s e a t a d e b x r n i c i i j p d v e e d e r i s s c e s b d s , t ; s u u s a a a s s r a l n n o y y i l n d d s , r , e e s t n t a t s u o h o s s u i e s , t m d . a e o p b o e x c e i x l e i i r e a r a a e t p c n t r t a i e o i c y o s n d i s n e s d o e e s h s t a h p , e o n o r e r o r y f e o r b i c p a a n j a o e n e n c l r o c y d : t p t s r s o f o a n o o r l f a o r a l r n t t t p t i t . d h h h o o e e • i n w p n s p o a g e o c w i s r n s c w e i o n t r e n m h s c r o e i s o w p d e h V f l i n e o s a i t r r h r n a g e m l y i i h n n o e e p r n I s r a c s e t a - r l o t a t a p f n f t p f t h e d o u a t e s r n r t r c t y a h e e o n o , n o n d e f a f f i n e e n t t r t h l o h r s e t e e t e o r d W ' i p n a o u b h l c r o r : e y o p g n r n e r o l e s a o s i i w w n s o e t s r e i t o n h n o i n g n e t r
CONFIDENTIAL SONY_GM_0001 3390
CONFIDENTIAL FifatBankPR000553
EFTA_00124033
EFTA01269237

The purposes, objects and powers specified in this Article shall not be. hinieed or restricted by mfeteace to the
terms of any other subdivision or of any other article of these Articles of Incorporation.
ARTICLED'
The total number of shares of all classes of stock that the Corporation is authorized to issue is One Million •
(1,00(1,000) shares of common stock at $5.00 par value: no preferred stock authorized.
The minimum amount of capital with which the Corporation wil! commence business • is . Five .Hundrcd
Thousand Dollars (8500000,00).
ARTICLE y
'the names and nieces of residence of each of the persons footling the Corporation arc as follows:
nage
BE6IDENCE
Erika A. Kellerhals 2E-19 Estate Caret Bay, St. Thomas, VI 008IY2: •
Brett A. Geary 2-11B Sr. Joseph & Rosendahl, St. Thomas, VI 00802
Nicole Miller 6R Estate 1-lull, St. Thomas, VI 00802' .
ARTMA..y1
The Corporation is to have perpetual existence.
•
MILCI$VII
l'or the management of the business and for the conduct of the affairs of the Corporation, and inf urther
creation, definition, limitation and regulation of the powers of the Corporation and o
.
f its,ditecto-ri altibt
stockholders, it is further provided:
(1) The number of directors of the Corporation shall be fixed by, rir in the .171RIVICE pIC)Vided in, the
brlaws,.hut in no ease shall the number be fewer than three (3) unless. the Corporation has fewer
than three ihartholders. In thiS rase the numbei of directora may be. equal to the number of
shareholders. The directors need not he stockholders.
(2) in furtherance and not in limitation of the powers conferred by the lain of the Virgin Islands,
and subject at all times to the provisions thereof, the Board of Direttori is expressly authorized •
and empowered: •
(a) To make; aticiPt and amend the by-laws of the Corporation, subject to the powers Of.the
stockholders to alter; repeal or modify the by-laws.adOpted bYthe.Board ofD irectors;
(b) Totitithorizetld issue obligations of the Corporation, secured and unsecured, to intlude .
therein.atic•h provisions as to redeemability, conVertibility.or OthenViSt:R3 thellOard of
Directorsin its sole discretion may determine, and ,to authorize the mortgaging or.
riogiog• of, and to a- uthorize and cause to be executed mortgages and liens :.upon any
property of ihe Corporation, real or personal, including after actruited.property.
CONFIDENTIAL SDNY_GM_00013391
CONFIDENTIAL FirstBankPR000554
EFTA_00124034
EFTA01269238

(c) To determine whether any and, if any, what part of the net profits of the Corporation or
of its net assets in excess of its capital shall be declared in dividends and paid to the
stockholders, and to direct and deterMine the use and disposition thereof.
(d) To set apart a reserve or reserves, and to abolish such reserve or reserves, or to make
such other provisions, if any, as the Board of Directors may deem necessary or advisable
for working capital, for additions, improvements and betterments to plant and
equipment, for expansion of the business of die Corporation (including the acquisition of
real and personal property for this purpose) and for any other purpose of the
Corporation.
(e) To establish bonus, profit-sharing, pension, thrift and other types of incentive,
compensation or retirement plans for the officers and employees (including officers and
employees who arc also directors) of the Corporation, and to fix the amount of profits to
be distributedo r shared or contributed and the amounts of the Corporation's funds or
otherwise to be devoted thereto, and to determine the persons to participate in any such
plans and the amounts of theirr espective participations.
To issue or grant options for the purchase of shares of stock of the Corporation to
officers and employees (including officers and employees who arc also directors) of the
CorporatiOn and on such terms and conditions as the Board of Directors may from time
to time determine.
- •
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the management of the business of the Corpotatiokforternis-
(1) To exercise all the powers of the Corporation, except such as are conferred by lawrei
s
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to
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c
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k ho
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le
.
s of Incorporation or by the by-laws of the Corporation :upoit‘the.'
a a o t o v T h m c r f o o e c e D t o o i r n n i t r i e s h r d d g s e s a e e u o p c n d r e l t o c u o s f w e s t r p r i o u s e o e w c m r c n a s i h i t a n h o a t l c i d r m n l r S a i d r g d s e e e s h u c w s e t t t l o o y i s s i o t l , h u n t o f a i i s t m l s i f n e o u 9 d e d s n c 1 t . s o q h w a c u p d n i k a t r e d h o l s i a f v 9 i i n t g c i h 7 d d n a e , i a t n C s i t o o e g i h o f n r f a i n f e s ic o p s s , e t , r l e i p w m t r o r h i e 1 i e t f t h f 3 a e t i i h , t s r n i e V e s o n u a n i L r e c n s g e t y o . i o s n c f G r a l I s a r s n o u e s l d v a s c s e n h r t o r e r d i n s c l f s a t o t s o i t C o r i t c v o n o o k e c s d , f k a e p t t d , h h a w o a e e r s p i t r t i e c t V h t e h i o i p d s e r f a g u a b s t i c s n i a y n h m i . g s : t I i h s e , a s l e c a l m t u a n a B n a t d e o - n y s d a a b a n i r i n e n d d l
ARTICLE VIII
c N o o n s s e to n c t k o h f o a l d m e a r j s o h ri a ty ll p o l f e t d h g e e d a i s s in co te ll r a e t s e t r e a d l m fo e r m in b d e e r b s t e o d f n t e h s e s B a o n a y r d sh o ar f e D s i r o e f c s to to r c s k o w f t it h h e o C u o t r f p ir o s r t a o i b o t n a . in ing the written
AR_TICI,,B IX
e e v A l l o e e t t c c e a t t s e i l o l d t n e h . l a e o T t c h f ( t e i e o d x n i s r c s e t e o c p o c t t o k f r f h d s o o i r r l w e d s c e i u t t r h c o h m r r s e p a , s r y e o p a c v e c a i c s h s t i t o s t a o n to l l c a h v s k i o s h t t o o e o l s d r c e u f h o r m e r s r u a h l s a a s h t l i i a l n v r b g e e e l s e v e o d o n t i i f r t n e it s g l c t e ) o t d o c t h r k t e o o m r s a t u d s o l i c t s m i k p tr a h l i i b n o e u y l d d t e e v b o r y t t h w e e t s o h m u e a l s a d n m s u b h m e o a n b l e l g e n e r a t q i n t o u l y e a f d l t d w t t h ir o o e e c c o n a t r o u s r m m t s f o b o t r e o r e r t b o h o e e f f
3
CONFIDENTIAL SDNY_GM_0001 3392
CONFIDENTIAL FirstBankPR000555
EFTA (()124035
EFTA01269239

them as he or she may see fit. At least ten (10) days notice shall be given, however the shareholders are entitle to
waive notice of the meeting as provided by law. Furthermore, the meeting and vote of stockholders. may be
dispensed with, if all of the stockholders who would have been entitled to vow upon the action if such meeting
were held, shall consent in writing to such corporate action being taken.
ARTICLE1
Subject to the. provisions of Section 71, Title 13, Virgin Islands Code, the Corporation may enter into contracts
or otherwise transact business with one or more of its directors or officers, or with any firm or'association of
which one or: more of its directors or officers are members or employees, or with any other corporation or
association of which one or more of its directors or officers arc stockholders, directors, officers, or employees,
and no such contract or transaction shall be invalidated or in any way affected by the fact that such director or
directors or officer or officers haveor may have interests therein that arc or might he adverse to the interests of
the Corporation even though the vote of the director or directors having such adverse interest is necessaryro
obligate the Corporation on.such contract or transaction, provided that in any such case the fact of such interest
• t s r h a a n l s l a b c e ti o d n i . s c N lo o se d d i r o e r c t k o n r o o w r d n i r t e o c t t o h r e s o d r ir o ec ff t i o c r e s r o o r r o s f t f o ic c e k r h s o h ld a e v r i s n g a c s t u in ch g d o is n c l o o r s e i d n o re r. f k e n re o n w c n e a t d o v e s r u s c e h i n c te o r n e tr s a t c s t h a o l r l
u n o i b n n o f e c f d i t u c e l b i r e a r r e r b e l a l d o c e w o r b . n t y o o s f i . t f t r i t c u h u e e e n r d s d C e t b o o r e r o p i n a r o v c b r a c a y o li t d u i r o e a n n a t t a e s o b o o l r n e r o t f i o o n f r t a a in a n n y n y y y s s w u g t c o a a h c y in k c s a h o f o o f n e l r d t c r e p a t r r c a o t o n f o i y r t r s c c t o r r r e e a n a n d t l r s i i a z t a o e c c r d t t i o t o t h h n r e e , t r n r r e e a o o o n r f n s s o a . h c r T a ti l t o h l o n e a n a p t y h n r a y o s t u v o i c w s t h h i o o e d u n r i l s r d e p o c e o t f r t o h s t r o e h o n i r s w r f i A d s o r e i r r t e ic b a c l n e t e o y v r s s a l h o l a o s id l s r l
ARTICLE1 1.
(a) i s f c T a t n t e h e o o d h e e c r r m s e v p o ) a f i o i , n a n C n n j r n c g u i y o a s t e d r t t a t c i p r g o h t a t t h o m i n a t o r r i t t , e v e a n h p e a h n t e w i a t e , t o e s o r i r n o n t , t e n r h e f r s q e i i d n n s s h u r , e v u h s a e e s e h c l s p l , s h i t i p i e t a s n i a , n o g n d o c j d a d o f e t r i t i n i m i o a n t v w g h n m e t n a , e , i s v o ( s f o o e y u a C u t n r n a h i o d t t t n , u e s r i c r o y p r r o e p e r o t p m c a , h p r e t i t a a p o d r r r o t u n s l r i e i , c o s o n a t o e t n n e n , e s f d o f w a e d i a c r t c i s h a t n e o t l o e c g i r t o a , m t h i w i n e f o e e d : a m n b r n i s r , y e p t e o l n o a c s o r t c t u r y e o i t s e i i r u t r n p , e , a a r , l t i o l o s h o p y f e r e a r f a , i r r a c n a t p i y g e g d g r e r o h a o , r n c i e t r n t e e a o s i o e s m s t f d o f e t p t i n h h t x n l h o a r e p g e e b y e , C a e l n C y t e o s w e o i e , r n n h r p s e c o p e o u ( d o r t i r r h n a r r t e a a a o c t r r i g T t l o u i b e o h n d e c n b n ) i i t n y ; , v m b o g i o h y l a , r i a d f r r i . t e s e e c t , a i a r z n o i a o r s r n s n r r o p z e i n h t w a A y h s ' o a s e o a t . r y l f • . , . ' l s 1 / *.
(1) he or she acted ,
(A) in good faith and
(B) in a manner reasonably believed to be in or not opposed to the
best interests of the Corporation; and
(2) with respect to any criminal action or proceeding, he or she had no
reasonable cause to believe his or her conduct was unlawful.
p o p u T r p e p h o p r o e c s o n e o s t e n e e a d r d d i m p n i l d g e t in o , a n a h o o t a t i h t o d f e a n n r c e o b t o a i l e s o n f s o a t g n c n o a o i y n n b o t t l e d a e e r c n e c f t a d a s io i e u t t s h n s r e e , a o s o t n f o u r d i b t t i i h , t n e s e o l i a e e r C v q m p e o u r a i r o t v n p h c a n o a e l e e t r e a r n h d t t i w i s i , o n h s n c g h i o c a b n a h l y d n l h n u d e ju , c o o t d t w , w g r o i m a s th s h f e e i u n t r s n r e t e e s la o a l p f s w r , e d o c f c e n u t r r a e l. , t a b o s t ly e e a b t a t n e l e p y li m r e e c v e s r e n i u m d t m , i t n c o p o a t b i n l o e v n a i i c c n t t t h i i o o o a n r n t n , t o h u o e r t r
CONFIDENTIAL SDNY_GAi_0001 3393
CONFIDENTIAL FirstBankPR000556
iirm_no 24 36
EFTA01269240

(b) Any...indemnification under .subparagraph. (a) (unless ordered •lay a coirit) 'shall be made by the
Corporation onlyas authorized in. the.specific case•Opon a detennination tharhe or she had Met the
applicable standard of conductset forth in subparagraph (a): •Such determination shall be made.
(1) by the board of directors by a majority vote of a quonarn consisting.of 'directors who were not
parties to such aetion, suit, or prOcceding; or
(2) if such a quorum is not obtainable; or even if obtainable a qurarum'of disinterested directors so
directs, by independent legal counsel in a written opinion; or •
(3) • by the stockholders..
(c) Expenses incurred in defeating. a civil or criminal action, suit, or proceeding may be paid 'b.y• the
Corporation in advance of thermal disposition of such action, suit, or proceeding as authorized by the •
board of directors in the specific case upon receipt of an undertaking by or on behalf of the director,
officer, emploYee, or agerit to repay such amounts unless it shall ultimately be determined that he or
she is entitled to be indemnified by the Corporation as authorizEd in this article:
(d) The indemnification provided by this Article shall nor be deemed; xcluSive of any other rights.to which
those seeking- indemnification may. be entitled under any bylaw, agreement, Vote• of stockholders or
disinterested directors, or othawise, both to action in his or her official capittity.and is to action in
another capa0ty while* heldingsuch office, and shall continne as to tiperson who has ceased to be a
director, Officer, employee, or:agent and shall inure to the benefit of the .hpiti,exeontorsi:and
administrators of such person.
(c) The Corporation shill hive power. to purchase and maintain insurance on behalf of am pan who is
or was a 'diiector, officer, eniplOyeei.cir agent of the Corixnation; or is or Was•seriiinga! ilithequest of
the Corporation as a director; officer, employee, or agent of another corporation, partntiship;loint
venture, trust, or other enterprise against any liability asserted against him or her andiricUrred 4: .
or her in any; such capacity; or arising out of his or her status as such, whether or notrbe berporatiOn
would have the 'power to indemnify him. or her against such liability under the •provisions of this
Article:
WAl I.X11
cn
"the Corporation reserves the right to amend, alter or repeal any of the provisions of these Articles of
Incorporation and to add or insert otherprovisions authorized by the laws of the Virgin Isla:ids in.the manner.
and at the time prescribed by said laws, and all lights at any time conferred upon the Board Directors and..the
stockholders by these Articles of Incorporation arc granted subject to the pmvisions of this Article: • •
•
CONFIDENTIAL SIDNY_GM_00013394
CONFIDENTIAL FirstBankPR000557
EFTA_00124037
EFTA01269241

i IN MilINE8S WHEREOF, we hare hereunto subscribed our names this 3rd day of April, 2014.
Erika A. KcIlcrhals, 111CO lYttOr
.Geary, rater
Nicole Miller, Incorporator'.
TERRITORY OF THE UNITED STATES VIRGIN ISLANDS
DISTRICT Or St THOMAS AND Sr. JOI:1N •
The foregoing instrument was acknowledged before me this 3rd day of April, 2014, by Erika A. Kellerbals, Breit
A. Geary and Nicole Miller.
GINA MARIE BRYAN
NOTARY.n uns= NP-7443
COMMISSION EXPIRES 09/05/27
St.. THOMAS/St JOHN, USVI
CONFIDENTIAL SDNY_GM_0001 3395 •
CONFIDENTIAL FirstBankPR000558
EFTA_00 I 24038
EFTA01269242

FORM - RACA12
Tile WOO SIMS VIRGIN MANUS
OFFICE OF ME LIEUTENANT. GOVERNOR
FILE
DIVISION OF CORPORATIONS AND TRADEMARKS COPY
RESIDENT AGENT FORM
CONSENT OF AGENT FOR SERVICE OF PROCESS
This min% wrinesseth that I, the undersigned Business Basics VI, LLC
Financial Strategy Group, Ltd.
NOYir1g been designated by
as resident agent of said company, upon whom service of process may be mode in oil suits
arISIng against said company In the Courts of. the United Slates Virgin Islands. do hereby consent
to act as such agent and that service of process moy be made upon me in accordance with
Title 13, Virgin Islands Code. • -
-J_1
3rd
IN WITNESS WHEREOF, I hove hereunto set my signature this daY oh
April 2014
A I A W N C D C O T O H W A AT v ! A , A I W N M T M o P O n A % W M O a o N r t m i O f N o o IN f r O . y N A in A l s S l T l IA Y i N v , O m l A vI N o 1 D 1 ll 0 C r A O i N f N t Y N L E * A C M S T. S O W O O I f N N N N M o N A M Y O IN O N 041; n I f O A - N i7 - O ( - . o . - A li a - A A l - O O4 IN ItiO AL v L O NA l IM T IN his IS A M C N O O IC M N A M O N O f O I N N N o G A I I N S N D IM S 6 P U O W A I N O L N N . I C 10 A N IN O V f C h I : S - A • T N IO O A A " - l N b . . . i Y 3 O - .
GNATURE oFR (DENT AGENT
DAYTIME CONTACT NUMBER
MAILING ADDRESS 9100 Port of Sale Mall, Ste 15, St. Thomas, VI 00802
9100 Port of Sale Mall, Ste 15. St. ihomas, VI 00802
NOTARY ACKNOWLEDGE/Mfg
3rd day ol April
at
BSI A. Geary Nolory Pu
Woody haled N612441
a moat iSt-Joht, USW
My ComoisoiNtiApIrm Ottater21,2015 My Comnisszon es
CONFIDENTIAL SDNY_GM_00013396
CONFIDENTIAL FirstBankPR000559
EFTA_00 124039
EFTA01269243

Kellerhals Ferguson Kroblin risc
9100 Port of Sale Malt Suite IS, St. Thomas, VI 00802.3602
340.779.23M Tektphono 11a66,716.9169 Fax 1 veodw.lcoiller.cOm
June 2, 2014
FIrstBank (USVI)
P,O. Box 309600
St. Thomas, VI 00803
Re: Financial Strategy Group, Ltd,
Dear Sir or Madam:
We are counsel to Financial Strategy Group, Ltd., ("FSG") which is applying for status as an
International Banking Entity through the Office of the Lieutenant Governor, Division of Banking and
Insurance. Title 9, Chapter 25 of the Virgin Islands Code authorizes the creation of these entities.
Pursuant to Title 9, Chapter 25, Section 721,a copy of which is attached to this letter, the Director
of Banking and Insurance is responsible for issuing the license to FSG to commence operations.
FSG is not required to obtain a business license from the Department of Licensing and Consumer
Affairs.
We appreciate your assistance in getting the necessary accounts open. Please do not hesitate to
contact me if you have any further questions.
Erika Kellerhals
CONFIDENTIAL SONY_GM_00013397
CONFIDENTIAL FirstBankPR000560
EFTA_00I 24040
EFTA01269244

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EFTA01269246

GOVERNMENT OF
THE VIRGIN ISLANDS OF THE UNITED STATES
CHARLOTTE AMALIE, St THOMAS
igrz0fittis zII !'!lame:
,Pal Vila Plinut ZfIlitze
1, the undersigned, LIEUTENANT GOVERNOR, do hereby certify that
FINANCIAL STRATEGY GROUP. LTD.
of the Virgin Islands filed in my office on March 25, 2015 as provided for by law,
Amended Articles of Incorporation, duly acknowledged; and that a duplicate
original thereof has been filed in the Office of the Clerk of the District Court of the
Virgin Islands;
WHEREFORE the said Amended Articles are hereby declared to have been duly
recorded in this Office on the date aforesaid, and to be in full force and effect from
that date.
Witness my hand and Seal of the Government
of the Virgin Islands of the United States, at
Charlotte Amalie, St. Thomas, this 13th day
of May 2015.
OSBERT E. POTTER
Lieutenant Governor for the Virgin Islands
CONFIDENTIAL SONY_GM00013400
CONFIDENTIAL FostBankPR000583
EFTA 00124043
EFTA01269247

r
mset..t.s"..C1
Corp No. 584624
GOVERNMENT OF
THE VIRGIN ISLANDS OF THE UNITED STATES
CHARLOTTE AMALIE, ST. THOMAS, VI 00802
Q
50 au tiro vhom
tneoe frennts iabalt Com!)
f.
the undersigned, LIEUTENANT GOVERNOR, DO hereby certifies that
FINANCIAL STRATEGY GROUP, LTD.
Business Corporation
of the Virgin Islands filed in my office on March 4, 2014 as provided for by law, Articles of
Incorporation, duly acknowledged.
WHEREFORE the persons named in said Articles, and who have signed the same, and their
successors, are hereby declared to be from the late aforesaid, a Business Corporation by the name
and for the purposes set forth in said Articles, with the right of succession as therein stated.
Witness my hand and the seal of the Government of the
Virgin Islands of the United States, at Charlotte Amalie, St.
Thomas, this 10th day of September, 2014.
r
tANCIS
Lieutenant Governor of the Virgin Islands
CONFIDENTIAL SONY_GM_00013401
CONFIDENTIAL FirstBankPR000564
EFTA_00 124044
EFTA01269248

BYLAWS
OF
FINANCIAL STRATEGY GROUP, LTD.
ARTICLE I - OFFICES
The principal office of FINANCIAL. STRATEGY GROUP, LTD. ("FSG") in the US. Virgin Islands shall
be located and maintained in St. Thomas, U.S. Virgin Islands, as designated in the Articles of incorporation or at such
location in the U.S. Virgin Islands as may be changed from time to time at the discretion of the Board of Directors.
FSG may also maintain 311 additional office or offices at such other places within the U.S. Virgin Islands as the Board
of Directors may, from time to time, designate.
ARTICLE 11- MEETING OF SHAREHOLDERS
Section 1— Annual Meetings•
The annual meeting of the shareholders of FSG shall be held each year as shall be specified in the notice
thereof or executed waiver of notice thereof agreed to by the shareholders, for the purpose of electing directors and
transacting such other business as may properly come before the meeting. A complete list of all shareholders entitled
to vote at annual shareholders meetings shall be prepared by the Secretary and made available for inspection at said
meetings.
Section 2 —_Special Mettioni
Special meetings of the shareholders may be called at any time by the Board of Directors or by the President,
and shall be called by the President or the Secretary at the written request of the holders of a majority of the shares
then outstanding and entitled to vote thereat, or as otherwise required under the provisions of Tide 13 of the Virgin
Islands Code, Sections 1-453, as they may be from time to time amended.
All meetings of shareholders shall be held in the U.S. Virgin Islands at the principal office of FSG, or at such
other places as shall be designated in the notices of such meetings or waivers of notice of such meetings and may be
held telephonically.
Section 4 — Notice of Mecca=
(a) Except as otherwise provided by Statute, written notice of each meeting of shareholders, whether annual
or special, stating the time when and place where it is to be held, shall be served either personally or by mail,
not less than ten (I0) nor more than fifty (50) days before the meeting, upon each shareholder of record
entitled to vote at such meeting, or the shareholder's designated agent, and to any other shareholder to whom
the giving of main, may be required by law. Notice of a special meeting shall also state the purpose or
purposes for which the meeting is called, and shall indicate that it is being issued by, or at the direction of, the
person or persons calling the meeting. If, at any meeting, action is proposed to be taken that would, if taken,
entitle shareholders to receive payment for their shares pursuant to the applicable provisions of Virgin Islands
Code, the notice of such meeting shall include a statement of that purpose and to that effect. If mailed, such
notice shall be directed to each such shareholder at the shareholder's address, as it appears on the records of
the shareholders of FSG, unless he or she shall have previously fled with the Secretary of FSG a written
1
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(e) Any resolution in writing, signed by all the shareholders entitled to vote thereon, shall be and constitute
action by such shareholders to the effect therein expressed, with the same force and effect as if the same had
been duly passed by unanimous vote at a duly called meeting of shareholders of such resolution so signed and
shall be inserted in the Minute Book of FSG under its proper date.
ARTICLE JJJ - BOARD OF DIRECTORS
Section 1— Number, Ottalification. Election and Term of Office-
(a) The number of Directors of FSG shall be three (3) unless and until otherwise determined by vote of a
majority of the entire Board of Directors. The number of Directors shall in no event be less than three (3).
(b) Except as may otherwise be provided herein or in die Articles, the members of the Board of Directors of
FSG, who need not he shareholders, shall be elected by a majority of the votes cast at a meeting of
shareholders, by the holders of shares, present in person or by proxy, entitled to vote in the election.
(c) Each Director shall hold office until the annual meeting of the shareholders next succeeding his or her
election, and until his or her successor is elected and qualified, or until his or ha prior death, resignation or
removal.
$ection 2 — Duties and Powers:
The Board of Directors shall be responsible for the control and management of the affairs, property and
interests of FSG, and may exercise all powers of l'SG, except as are in the Articles or by applicable provisions of the
Virgin Islands Code expressly conferred upon or reserved to the shareholders.
Section 3 — Annual r Meetings: Notices•
(a) A regular annual meeting of the Board of Directors shall be held immediately following the annual
meeting of the shareholders, at a place of such annual meeting of shareholders.
(b) 'lie Board of Directors, from time to time, may provide for the holding of other regular meetings of the
Board of Directors, and may fix the time and place thereof.
(C) Notice of any regular meeting of the Board of Directors shall not be required to be given and, if given,
need not specify the purpose of the meeting; provided, however, that in case the Board of Directors shall fix
or change the time or place of any regular meeting, notice of such action shall be given to each Director who
shall not have been present at the meeting at which such action was taken within the time limit, and in the
manner set forth in paragraph (b), Section 4 of this Article III, with respect to the special meetings, unless
such notice shall be waived in the manner set forth in paragraph (c) of such Section 4.
Section 4— Special Meetings; Notice*:
(a) Special meetings of the Board of Directors shall be called by the President or by one of the Directors, at
such time and place as may be specified in the respective notices or waivers of notice thereof.
(b) Except as otherwise required by the applicable provisions of the Virgin Islands Code, notice of special
meetings shall be mailed directly to each Director, addressed to the Director at his or her residence or usual
place of business, at least three (3) days before the day on which the meeting is to be held, or shall be sent to
the Director at such place by facsimile or email, or shall be delivered to him or her personally or given to him
3
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Section 9 — Resignation:,
Any Director may resign at any time by giving written notice to the Board of Directors, the President or the
Secretary of FSG. Unless otherwise specified in such written notice, such resignation shall take effect upon receipt
thereof by the Board of Directors or such officer, and the acceptance of such resignation shall not be necessary to
make it effective.
Section 10 — Removal;
Any Director may be removed with or without cause at any time by the affirmative vote of sharcholder(s)
holding of record in the aggregate at lent a majority of the outstanding shares of FSG at a special meeting of the
shareholders called for that purpose, and may be removed for cause by action of the Board.
action 11- Salary;
No stated salary shall be paid to Directors, as such, for their services, but by resolution of the Board of
Directors a fixed sum and expenses of attendance, if any, may be allowed for attendance at each regular or special
meeting of the Board; provided, however, that nothing herein contained shall be construed to preclude any Director
from serving FSG in any other capacity and receiving compensation therefor.
Se lion 12 — Contracts;
(a) No contract or other transaction between FSG and any other corporation shall be impaired, affected or
invalidated, nor shall any Director be liable in any way by reason of the fact that any one or more of the
directors of PSG is or are interested in, or is a director or officer, or are directors or officers of such other
corporation, provided that such facts are disclosed or made known to the Board of Directors.
(b) Any Director, personally or individually, may be a party to or may be interested in any contract or
transaction of PSG, and no Director shall be liable in any way by reason of such interest, provided that the
fact of such interest be disclosed or made known to the Board of Directors, and provided that the Board of
Directors shall authorize, approve or ratify such contract or transaction by the vote (not counting the vote of
any such Director) of a majority of a quorum, notwithstanding the presence of any such Director at the
meeting at which such action is taken. Such Director or Directors may be counted in determining the
presence of a quorum at such meeting. This Section shall not be construed to impair or invalidate or in any
way affect any contract or other transaction which would otherwise be valid under the law (common,
statutory or otherwise applicable) thereto.
Section 13 — Committees:
The Board of Directors, by resolution adopted by a majority of the entire Board, may from time to time
designate from among its members an executive committee and such other committees, and alternate members
thereof, as they may deem desirable, each consisting of two (2) or more members, with such powers and authority (to
the extent permitted by law) as may be provided in such resolution. Each such committee shall serve at the pleasure
of the Board.
5
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rr)
(e) The Treasurer shall have the custody of all books of account and the funds anti securities of FSG. Ife
shall disburse the funds of FSG in payment of just demands against the proper vouchers for such
disbursements. He or she shall render an annual report to the Board of Directors for the benefit of
shareholders concerning the finances of FSG. The Treasurer shall perform such other duties as are incidental
to his or her office and such as are required by the President or the Board of Directors. The Treasurer shall
hold office at the pleasure of the Board of Directors.
(d) The Secretary shall have custody of the seal of PSG; shall conduct such correspondence on behalf of
PSG as shall be required by die President; and shall discharge such additional duties from time to time as may
be required by the President or the Board of Directors. The Secretary shall issue all notices required for the
holding of meetings of the Board of Directors anti of shareholders; shall keep minutes of all meetings of
shareholders; shall perform such additional duties as are incidental to the Secretary's office; and shall hold
office at the pleasure of the Board of Directors.
(o) The Assistant Secretaries and the Assistant Treasurers, if any, in general, shall perform such duties as
shall be assigned to them by the Secretary or Treasurer, respectively, or by the President or the Board of
Directors.
Section 6 — Sureties and Bonds;
In case the Board of Directors shall so require, any officer, employee or agent of PSG shall execute to PSG a
bond in such sum, and with such surety or sureties as the Board of Directors may direct, conditioned upon the
faithful performance of his or her duties to FSG including responsibility for negligence and for the accounting for all
property, funds or securities of PSG which may come into his or her hands
Section 7 — Shares of Other Corpototionot
Whenever FSG is the holder of shares of any other corporation, any right or power of PSG as such
shareholder (including the attendance, acting and voting at shareholders' meetings and execution of waivers, consents,
proxies or other instruments) may be exercised on behalf of PSG by the President or such other person as the Board
of Directors may authorize.
Section 8 — Cnn.,MPCSta atiOn Officers•
The officers shall receive such salary or compensation as may be fixed and determined by the Board of
Directors. Any payments made to an officer of PSG such as a salary, commission, bonus, interest, or rent, or
entertainment expense inured by him or her, which shall be disallowed in whole or in part as a deductible expense
pursuant to the Internal Revenue Code of 1986, as amended, as applicable to the U.S. Virgin Islands, shall be
reimbursed by such officer of FSG to the fill extent of such disallowance. It shall be the duty of the Directors, as a
Board, to enforce payment of each such amount disallowed. In lieu of payment by the officer, subject to the
determination of the directors, proportionate amounts may be withheld from future compensation payments until the
amount owed to PSG has been recovered.
7
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Section 4 — Record Date:
In lieu of closing the share records of FSG, the Board of Directors may fix, in advance, a date not exceeding
fifty (50) days, nor fewer than (10) days, as the record date for the determination of shareholders entitled to receive
notice of, or to vote at, any meeting of shareholders, or to consent to any proposal without a meeting, or for the
purpose of determining the shareholders entitled to receive payment of any dividends, or allotment of any rights, or
for the purpose of any other action. If no record date is fixed, the record date for the determination of shareholders
entitled to notice of or to vote at a meeting of shareholders shall be at the close of business on the day next preceding
the day on which notice is given, or, if no notice is given, the day on which die meeting is held, except that the record
date for determining the eligibility of shares to be voted on at any election for directors, shall be no fewer than 20 days
next preceding such election of directors; the record date for determining shareholders for any other purpose shall be
at the close of business on the day on which the resolution of the Directors relating thereto is adopted. When a
determination of shareholders of record entitled to notice of or to vote at any meeting of shareholders has been made
as provided for herein, such determination shall apply to any adjournment thereof unless the Directors fix 2 new
record date for the adjourned meeting.
dig/BMIVI - DIVIDENDS
Subject to applicable law, dividends may be declared and paid out of any funds available therefor, as often, in
such amounts, and at such time or times as the Board of Directors may determine.
ARTICLE VII - FISCAL YEAR
The fiscal year of FSG shall be fixed by die Board of Directors from time to time, subject to applicable law.
ARTICLE VIII - CORPORATE SEAL
Section 1— Seal:
The FSG seal shall be in such fonn as shall be approved from time to time by the Board of Directors. The
Board of Directors may authorize one or more duplicate seals and provide for the custody theroof.
Section 2 - Affixing Segj:
Whenever FSG is required to place its corporate seal to a document, it shall be sufficient to meet the
requirements of any law, rule or regulation relating to a corporate seal to impress, affix or reproduce a facsimile
thereof adjacent to the signature of the authodzed officer.
A TICLE 1X - AMENDMENTS
Section 1— By Shareholders:
All Bylaws of FSG shall be subject to alteration or repeal, and new Bylaws may be made, by the affirmative
vote of shareholders holding of record in the aggregate at least a majority of the outstanding shares entitled to vote in
the election of Directors at any annual or special meeting of shareholders, provided that the notice or waiver of notice
of such meeting shall have summarized or set forth in frig therein the proposed amendment.
9
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r)
Agent of another corporation, partnership, joint venture, trust or other enterprise against any liability asserted against
him and incurred by him or her in any such capacity or arising out of his or her status as such, whether or not FSG
would have the power to indemnify him or her against such liability under the provisions above set forth.
For purposes of this Amick, references to "FSG" shall include, in addition to the resulting corporation, any
constituent corporation (including any constituent of a constituent) absorbed in a consolidation or merger which, if its
separate existence had continued, would have had power and authority to indemnify its directors, officers, and
employees or agents, so that any person who is or was a Director, Officer, Employee or Agent of such constituent
corporation, or is or was serving at the request of such constituent corporation as a director, officer, employee or
agent of another corporation, partnership, joint venture trust or other enterprise, shall stand in the same position
under the provisions of this Section with respect to the resulting or surviving corporation as he or she would have
with respect to such constituent corporation if its separate existence had continued.
Adopted this clay of,Mhy, 2414 at the meeting of the Incorporators.
Chairman, eie/44 elica.e//,&‘
Temporary Treasurer , /Vie ozg amt ' '
TERRITORY OF THE UNITED STATES VIRGIN ISLANDS
) ss:
DISTRICT OF ST. THOMAS/ST. JOHN
Gn41a KZHight
Kr --
BEFORE ME, the undersigned, ' t on this O1 day of1 ,/ , 2014, personally appeared
before me, and who being by me is duly sworn, declared that he is the person who signed the foregoing document
and that the statements contained in this document arc true
diINA fitALFt1P.2
ilfentaFiY PUBLIC 74P.70.43
C0MMIS9/014 EMICFS 04105117
ST. IIIONIASISit. JUfS4i, USVS
11
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FORM • RACA12
WI UMW SIMI S VIRGIN IMAMS
OFFICE OF THE LIEUTENANT GOVERNOR FILE
DIVISION OF CORPORATIONS AND TRADEMARKS COPY
RESIDENT AGENT FORM
CONSENT OF AGENT FOR SERVICE OF PROCESS
Business Basics VI, LLC
This smiling witnesseth that 1, the undersigned
iancial Strategy Group. Ltd.
having been designated by
as resident agent al said company, upon whom service of process may be mode in all suits
arising against sold company in Iho Courts of the United Slates Virgin Islands. do hereby consent
to act as such agent and that service ol process may be mode upon me in accordance wilh
,
Title 13, Virgin Islands Code.
IN WITNESS WHEREOF. I hove hereunto set my signature this 3rd day of •
April 201 4
^ •
I A D C I C C O IA A a LI . A t IM oo NG ,: D Y O O C IA W II A I I 0 N 1 II I I A i l W l n O u . ( 0 A 9 M 0( P 0 c IN o C m LA a W . S r 0 a . m IP lo I I t I CA s 1 t 1 io 0 f fl . 6 a 1 u 1 c 1 t - I o n w tio n o c u l t i A S W tA I lc S M .I i l N lA IS t - A nA ll A S 01 I . A C N II I M l IM A I C IM ON : I A M M IN U D A IN l l M S C u I A )l M c: I 1 C 1 A O T I I I O IY N O . MAN A O N N Y '
A11001AI ANY IAIS‘ 02 DOICOICI IF ANSWFI 10 ANY OW UPON MAT If GrOUNDS PDX mum Oie WIIIIOUINlincoWW.. Of ?Want AbOd
C
SIGNATURE OF REGIDENT AGENT
DAYTIME CONTACT NUMBER
9100 Port of Sale Mall. Ste 15, Si. Thomas, VI 00802
MAILING ADDRESS
9100 Port of Sale Mall, Ste 15. St. Thomas. VI 00802
PHYSICAL ADDRESS
WAR. ADDRESS
NOTARY ACKNOWLWGEMENT
14
Subscribed and sworn to before me this 31.6, <Joy of April of
SI. ilturtias
Brats A, Geary X )ttasyt PCPV
Notary NMI< NNI24.1I .1Q12_112C.)1 _
My Com S m i. is ll s a io m n a s f Si. M IS ilt : o U w r ls n : , 21.701S My Commission1 4 _ es
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or
CERTIFICATE OP AMENDMENT
ARTICLES OF INCORPORATION OF
SOUTHERN COUNTRY INTERNATIONAL, LID.
We, the undersigned officers of Southern Country International, Ltd., a U.S. Virgin Islands
corporation, hereby certify that by unanimous written consent of the sole shareholder of Southern Country
International, Ltd. the following amend:omit to the Articles of Incorporation of Southern Trust Company, Inc.,
as filed in the office of the Lieutenant Governor of the Virgin Islands on the tits day of March, 2014, and as
previously amended on Itiatch 25, 2015, has been duly adopted in accordance with hide 13, Sections 196 and
222 of the Virgin Islands Code:
Article WI, Section I of the Articles of Inairpotaiion of Southern Country International. lad. is
amended to read as follows:
"The number of Ditectors of the Corporation shall be as fixed by, or in the manna
provided in, the Byhws, hut in no case shall the number be fewer than the number of
shareholders' f the Corporation if the number of shardmIders of the Corporation is
fewer than three (3), and otherwise the number of Directors shall not lx fewer than
three (3). Unless and until changed by the Directors, or until the number of
shareholders exceeds two (2), the number ofD irectors shall be two (2). The Directors
need nor be shareholders."
IN WITNESS WHEREOF, we have I v set out hands on the date or dares indicated:
Date: October IS, 2019
Richard D. Kahn
President
CORPORATE SEAL
Date: October tPi 2019
"•••••as.-.
Darren K. Indyke
Smeary
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SOUTHERN COUNTRY INTERNATIONAL, LTD.
(a U.S. Virgin Islands Corporation)
UNANIMOUS WRITTEN CONSENT OF THE BOARD OF DIRECTORS
(in lion of meeting)
OCTOBER 20, 2019
Pursuant to Section 67b of lido 13 of the Virgin islands Code, the undersigned, being all of the
members of the Board of Directors (the "Board, of Southern Country International, Ltd. a Virgin Islands
corporation (the "C,0rporatirui do hereby consent and agree to the authorization and adoption of the
following resolutions in lieu of a Board meeting:
WHEREAS, Jeffrey IL Epstein, who was the sole record shareholder and beneficial owner of the
Corporation, passed away on August 10, 2019;
WHEREAS, prior to his death, Jeffrey E. Epstein was a Director and the President of the
Corporation;
WHEREAS, Article VII, Section I of the ATUCICS of Incomoration of the Corporation, as amended
by resolution of the sole shareholder of the Corporadon effective as of even date herewith, sets forth that the
requited number of directors of the Corporation shall be no less than two (2), provided that there ate no more
than two (2) shareholders of the Corporation;
WHEREAS, Article RI, Section 1 of the Bylaws of the Cotporation, provides that "The number of
Directors of the Corporation shall be three (3) unless and until otherwise determined by vote of a majority of
the entire Board of Directors. The number of Directors shall in no event be less than three (3)";
WHEREAS, the Board has determined that the Bylaws of the Corporation should be amended to
conform to the amendment of Article VII, Section 1 of the Articles of incorporation approved by resolution
of the sole shareholder of the Corporation and referred to in the second preceding recital;
WHEREAS, Article IX, Section 2 of the Bylaws of the Corporation provides that the By-Laws nuy
be amended by the Board of Direcron;
WHEREAS, Article IV, Section 1(a) of the Bylaws of the Corporation provides that the officers of
the Corporation shall consist of a President, Secretary and Tnatsuter;
WHEREAS, Article IV, Section 4 of the Bylaws of the Corporation provides that any vacancy in any
office shall be filled for the unexpired portion of the arm by a majority vote of the. Bond of Directors;
WHEREAS, the Board has determined that the matters and actions described and provided for herein
arc desirable for and in the best interest of the Corporation.
NOW, THEREFORE, BE IT:
RESOLVED, that it is in the best interests of the Corporation that the number of members of the
Board for die time being be set at two (2).
RESOLVED, that pursuant to Article IX, Section 2 of the Bylaws of the Corporation, Article 111,
Section 1, subsection (a) of the Bylaws of the Corporation is amended to read as follows:
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Southern Counuy Internationale Ltd.
Unanimous %Mil CalXill of the Bonn] of OhMOO
Page 3
t33?.NE1721Laimus iDnTO11176A.T1QN
RESOLVED, rhat in addition to and, without limiting the foregoing, the ptoper officers of the
Cotporadon be, and each of than hereby is, in the nnnw notion behalf of the Corporaoon, authotizcd to rake,
or cause to be taken, such further senora, to pay such fees and expenses, to make such fifings or certifications,
and to execute and dtliver, or cause to be delivered, all such agreements, instruments and documents, in each
ease, as such officer may deem necessary or appropriate in order to eller' the purpose and to catty out the
intent of the foregoing resolutions (as conclusively evidenced by the taking of such actkm or the execution and
delivery of such insinnnems, as the case may he), and any and all actions heretofore taken by the Board, of
Directors, the officers, the employees, the agents or the sole shareholder of the Corporation in connection with •
the subject of the foregoing recitals :And resolutions be, and each of them hereby is, ratified, confirmed and
approved in all reSpectS as the act and deed of the Corporation.
The actions taken by this Consent shall have the same force and effect as if taken at a meeting of the
Board of Directors of the Corporation duly called and constituted pursuant ro the Bylaws of the Corporation
and the laws of the Territory of the U.S. Virgin Islands, and the Secretary of the Corporation shall cause this
Consent to be filed with the minutes of the meetings of the Board.
IN WITNESS WHEREOF, each of the undersigned has executed this Consent for the purpose of
giving his consent thereto and approval :beam( in accordance with the Ins of the Territory of the LI.S. Virgin
Islands and in respect of the Corporation as of the date first set forth above.
DIRECTORS:
D n K Indyke
Richard D. Kahn
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SOUTHERN COUNTRY INTERNATIONAL, LTD
(a U.S. Virgin Islands Corporation)
WRITTEN CONSENT OF THE SOLE SHAREHOLDER
(in lieu of meeting)
October 20, 2019
Pursuant to Section 196 of Tide 13 cape Virgin Islands Code (the "YE"). the undersigned,being the
sole shareholder of Southern Country International, Ltd, a Virgin Islands corporation (the "cotroratioia
does hereby consent and agree to the authorization and adoption of the following resolutions in lieu of a
shareholder meeting:
WHEREAS, Jeffrey E. Epstein, who was the stile record shareholder and beneficial owner of the
Corporation, passed away on August 10, 2019;
wHE
REAS, ownership of the shares of the Corporation have vested in the Estate of Jeffrey E.
Epstein of which Darren K. Indyke and Richard D. Kahn are Co•Executors, and which has become the sole
shareholder of the Corpocition;
WHEREAS, Jeffrey E. Epstein was a Director of the Corporation;
WHEREAS, the Board of Directors of the Corporation has two (2) remaining members. and the
Board has determined it is in the bat interest of the Corporation to set the number of Directors on the Board
at two (2);
WHEREAS, Article VII. Section I of the Articles of Incotponation sets the required number of
I)irectors at no less than three (3);
WHEREAS, the Bawd of Directors of the Corporation has consented to reduce the number of
Directors on the Board to two (2);
IXPIEREAS, the sole shareholder of the Corporation has determined that the matters and actions
daeribed and provided for herein arc desirable for and in the best interest of the Corporation.
NOW, THEREFORE, BE IT:
RESOLVED, that pursuant to section 222 of Tide 13 of the Virgin Islands Code, Article VII, Section
I of the Articles of Incorporation shall be amended to read as follows:
"The number of Directors of the Corporation shall he as fixed by, or in the manner
provided in, the Bylaws, but in no case shall the number be lower than the number of
shareholders of the Corporation if the number of shareholders of the Corporation is
fewer than three (3), and otherwise the number of Directors shall not he fewer than
three (3). Unless and until changed by the Directors, or until the number of
shareholders exceeds two (2), the number of Directors shall be two (2). The Directors
need nor be shareholders."
ttt c
[SIGNATURE PAGE FOLLOWS)
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Business Entity No. 584624
Government of
The United States Virgin Islands
-O-
Office of the Lieutenant Governor
Division of Corporations & Tradeniarks
CERTIFICATE OF GOOD STANDING
To Whom These Presents Shall Come:
1, the undersigned Lieutenant Governor the United States Virgin Islands, do hereby certify that
SOUTHERN COUNTRY INTERNATIONAL, LTD. has filed in the Office of the Lieutenant Governor
the requisite annual reports and statements as required by the Virgin Islands Code, and the Rules and
Regulations of this Office. In addition, the aforementioned entity has paid all applicable taxes and fees to
date, and has a legal existence not having been cancelled or dissolved as far as the records of my office
show.
Wherefore, the aforementioned entity is duly formed under the laws of the Virgin Islands of the United
States, is duly authorized to transact business, and, is hereby declared to be in good standing as witnessed
by my seal below.
Entity Type: Domestic Profit Corporation
Entity Status: Active/In Good Standing
Registration Date: 03/04/2014
Jurisdiction: United States Virgin Islands, United States
Witness my hand and the seal of the Government of
the United States Virgin Islands, on this 21st day
of November, 2019.
Thgenza A. Roach
Lieutenant Governor
United States Virgin Islands
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