EFTA01268833.pdf

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EFTA01268833

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CONFIDENTIA L SD NY_GM_0001 2987
CONFIDENTIAL FerstBankPRO00150
EFITA_00123630
EFTA01268834

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FOR ACCOUNT REF ERALS OALY
if this account opening was referred by a Departmerrs Mier, other than the Branch's Officer. please/Rout the dewing certification:
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CLOSED
DATE: 01.21°
CONFIDENTIAL SO NY_GM_0001 2988
CONFIDENTIAL FirstBankPRO00151
EFTA_00 I 2363 I
EFTA01268835

NOTES TO FILE
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CONFIDENTIAL SD NY_GM_0001 2989
CONFIDENTIAL FirstBankPRO00152
EFTA 00123632
EFTA01268836

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ACCOUNT INFORMATION
Account JR. Ct12 002 Ctl3 717 Ct14 C000 Ct11 01
Prod Type 235 C CHECKING ACCO MSGS:
Status 00-NORMAL
JEEPERS INC •
System Type 010-COMMERC.
6 A 1 ME 0 R 0 I R CA E N D H Y O A O C K H T Q U H A A R R T B E O R R STE B3 M C E e u x m s t o t I B B n a a v l l a a F n n u c n c e d e L 1 1 i 9 9 n 2 2 k 3 3 9 . 8 8 . . 8 8 0 0
ST THOMAS VI 00802 Ledger Bal 192398.80
Loan Balance 0.00
Sao Trlr Bal 0.00
IVR 192398.8 0 Ln Av 0.00 Sav Avail 0.00
MMDA Dt Opened 02/02/07 Bank Unavail 0.00
Charge Card? NO Dt Let Cust Actv 12/19/19 Cust Unavail 0.0C
Spec Inst? YES Dt Lst Dep 12/19/19 Min DDA Bal 0.0C
NSF? NO OD? NO Dt Lst Maint 12/05/19 Avg Coll Bal 184241.96
Bal Hist? YES Sigr. 0 Loc Nbr MTD Avg Bal 184241.9E
Bal Hist Ret 15 TIN: Cd 1 Nbr 660629193 Last Dep Amt 13618.90
Con Kite Days 0 Number Ant )(fere 0 Reg-E Amount 0.00
MTD Kite Days 0 Number Ck Items 0 Total Holds 0.00
Stop Pay CD Limit 9999999999999.99 Cyc Ater' 0.000000
Ext Inv 0.00 Proj Accrd C.00
PF1-Fwd PF4-Hist PFS-Redisp PF14-S/H Inq PF12-Help PF18-/BT :ng
CLOSED
DATE: 14144 ge
CONFIDENTIAIrML SDNY_GM_00012991
F
CONFIDENTIAL
EFTA 001236.34
EFTA01268838

ESTATE OF JEFFREY E EPSTEIN
c/o Kentithab Ferguson Kraal PLLC
9053 Ease Thomas Stake 101
Sc Thome, VI 00802
(340) 779-2564
rusmasHiarLDSainlY
Ms Miththe Singh Roberta
Buskins Development May=
USVI Mania, Sinking Meager
Fast Bmk Vf
4700 Estee Charlotte Amabe, Suitt 101, 2s Flow
St Thomas, VI 00602
Re MarthaRing of Estate of Jeffrey E. Epstein Asses
Dear Ms Smith-Retests
In eottoection with the mirshalling of the decedmes assets, we request S entity
aocotmrs be closed and the foods transferred into the estate account ending in dot to the sloe
of the year.
/ - Thomas Weal Air Liiirt ling ira
3
- FSF LLC ending in •
- iccfnl• 10‘ minx
Link Squats coding in =
- Freedom Air Petroleum aiding ini..
. Mirk". Transpothstiori ending '
m As a t t t h e a r e t x c p o e m di p d a o n u i s e l s y . n P e l t e a b s e e in d g o d n is o so t l l v e e a d s S e t y t e o n c e o n n d ta , c w t e o " w P r c e o d u a ns te e l y a o t u K r e in le s :h ta a n ts c e F i u n tuTeninag K:.cr o:lbipo h c
PLLC obould you have any questions as need addition! information.
Thank you for your assistance.
Darren K. loctyke
Co-Excanor
Estate of JefErcy E. Epstein
I 0 ,
CONFIDENTIAL S0NY_GM_0001 2992
CONFIDENTIAL FirstBankPR000155
EFTA_00 I 23635
EFTA01268839

ESTATE OF JEFFREY F. EPSTEIN
c/o Keilerhsie Paguson Krotarn PLLC
6353 Estate Mann Sung 101
St. Tomas. VI 00802
(340) 179-2344
Vitamint Hst Dram°
Mt. Michelle South Roans
Buena. Development Mango
USVI Plata= Baking Manages
Feet Bank yr
4700 Estate Chaotic Amalie, Suite 101,2" flab
St Thomas. VI 00602
Re. Meehan a Estate of Jeffrey E Epstein Assets
Dees Ma. Smith-Robetts
In connection with the annhalzag of the decedent% assets, we tau= that the following entity
accetots be dosed and the grade transfened into the estate *C031311t ending in =prier to the dose
of the year.
i
• Thomas Viotti Ait LLC exile in ME
- ESP ILC ending an
- *pen, Inc. With)
laic St. James mang m
• Freedom Air Penolorn g itiM
- Michelle. Transporman coding'
As these companies are bong assayed at yen end, we appreciate your assistance in 'tie/ries thit
matter expedineady Plate do not halms to crew out avast! at KaInhale Potato° Keobb
PLLC should you hare any question or need additional intonation
Thank you foe rout asaistana.
.
IZ.rsayie Richard D. Kahn
Co•Eao no' Co-Exiseact
Estate offer/taw t. Epee., Estate of jersey E. Epstein
et", cliED
CONFIDENTIAL SDNY_GM_00012993
CONFIDENTIAL FirstBankPRO00156
EFTA (()123636
EFTA01268840

MICHELLE SMITH-ROBERTS
From: MICHELLE SMITH-ROBERTS
Sent: Tuesday, December 31, 2019 10:49 AM
To: Kurt Petri; 'Erika Kellerhals'
Cc Dina Perry
Subject RE: (EXTERNAL) Liquidation of Entity Accounts
Thanks Kurt,
As such, we will proceed to close and issue checks to deposit to the Estate of Jeffrey E Epstein with respect to the those
three (3) entities which have received an "okays:
1. Thomas World Air, LLC
2. ;SF, LLC
3 leepers, Inc
Erika,
I will provide copies of the checks issued and deposited Into the Estate account upon completion today.
In addition, I will continue to monitor email for approval to move forward on the other entities (Little St James, Freedom
Air Petroleum and Michelle's Transportation).
Regards
Michelle Swetteatoberrs
s taangrnitingt
CM.
&airs Direceopentell Jan-ale
From: Kurt Petri buailui l
Sent: Tuesday, December 31, 201910:46 AM
To: 'Erika Kellerhals' <
Cc MICHELLE SMITH-R0BERTS Dina Persil
Subject (EXTERNAL) RE: (EXTER/tAlj Liquiciataon of Entity Accounts
Michelle and Dina,
At this point, t have alit need for the following:
Thomas World Air
FSF 11C
cLOSED
Jeepers
1pz!„k(ik_....
DATE:
CONFIDENTIAL SDNY_GM_00012994
CONFIDENTIAL FuetBankPR000157
EFTA_D0I 23637
EFTA01268841

I am awaiting information on the following:
Little St. James
Freedom Air Petroleum
Michelle's Transportation
KED
From: Kurt Petri
Sent Tuesday, December 32, 201910:26 AM
To: 'Erika Kellerhals'
Cc MICHELLE SMITH-ROBERTS < ; Dina Perry
Subject: RE: (EXTERNAL] Liquidation of Entity Accounts
Erika,
Little St. lames: I'm confused On this one. You provided the articles for Little St. Jim, LLC. Is this referring to the same
company? I don't appear to have any other information for Little St. Jim in my file, i.e. operating agreement, resolution
appointing management. etc. Please clarify.
KEP
From: Erika Kellerhals
Sent Tuesday. December 31. 2019 10'.05 AM
To: Kurt Petr
Cc MICHELLE SMITH-ROBERTS Dina Perry
Subject: Re: jEKTERNALJ liquid
You are correct re: Thomas World Air. Jeffrey was the sole member. Darren is the Manager.
Jeanne Brennan resigned as manager Of Michelle's Transportation. I will send resignation.
Let me discuss Freedom with the co-executors and I'll get back to you.
Erika A. Kellerhals
Member
Kellerhals Ferguson Kroblin PLLC
9053 Estate Thomas, Suite 101
St. Thomas VI 00802
Office:
Cell: 34
On Dec 31, 2019, at 10:00 AM, Kun Petri %Tett:
Erika, a si r
;:s.;146si
2
DATE: —2-4 lb12—t4 a —
CONFIDENTIAL SDNY_GM_00012995
CONFIDENTIAL FirstBankPR000158
EFTA_00123638
EFTA01268842

I'm going through this right now. See preliminary comments below:
Thomas World Air LLC: Per the Articles of Organization, this is manager managed, and the manager is D.
Indyke. Assuming this is correct, as it disagrees with your email, this entity is OK.
FSF, LIG: OK
leepers, Inc.: OK
Little St. lames: In process
Freedom Air Petroleum: The operating agreement says it is manager managed, which disagrees with
the articles, which controls. Have the executors resolved to void this agreement somehow?
Michelle's Transportation: Articles say this is manager managed with the initial manager being).
Brennan. The operating agreement says there are two managers, but doesn't specify who they are. I
need some clarification on this.
KEP
From: Erika Kellerhals
Sent: Tuesday, Decemr1.1...1
To: MICHELLE SMITH-ROBERTS
Cc: Kurt PetraMIIII IIDina Perry •a•
Subject: Re: [EXTERNAL) Liquidation of Entity Accounts
Good morning Kurt. Please let me know as soon as possible if you need any additional
documentation. Thank you. Sony for the end of the year rush.
Erika A. Kellerhals
Member
Kellerhals Ferguson Kroblin PLLC
9053 Estate Thomas. Suite 101
St. Thomas VI 00802
011ie
Cell:
On Dec 31 2019 at 8:58 AM. MICHEL E SMITH-ROBERTS
wrote:
Good Morning Kurt,
Please provide your feedback on the documentation provided and advise if we may
release these funds. Your voice message of yesterday afternocic just came through this
morning.
Gi ergaSED
DAP= • 12.i 3
CONFIDENTIAL SDNY_GM_00012996
CONFIDENTIAL FirstBankPRO00159
EFTA_D0 123639
EFTA01268843

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From: Erika Kellerhals
Sent Monday, DecemiliMil la
To: MICHELLE SMITH-ROBERTS < ; Kurt Petri
Sk Dina Perry
Subjects (EXTERNAL) Liquidation of Entny Accounts
Good day all. Please see attached letter regarding certain single member entity
accounts ovined by Mr. Epstein. Please do not hesitate to contact me if you have
any questions or need additional information.
Erika A. Kellerhals
Member
Kellerhals Ferguson Kroblin PLLC
Royal Palms Professional Building
9053 Estate Thomas Suite 101
St. Thomas, VI 00802
Erna. •
Tel:
Cell:
Fax:
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4
DATE:
CONFIDENTIAL SDNY_GM_0001 2497
CONFIDENTIAL FerMESankPR000160
EFTA 00123640
EFTA01268844

First Bank Security Procedure and Indemnity Agreement for Email /
Facsimile / Written Instructions for Wire Transfers Requests
roamer we ere ore
1. &gni/am: The undersigned hereby requests and authoress ersteiank ;the Tank-) to accept and ad upon any instructions ('instructcnr)
delivered try ernail. Mitten a feleserfe blintrenne 9ven a pUreortetty given by a person or parsons adortzed to trassact business with the
Bank as shown on the Corporate Resolution a PatriendiblICA1Pitala Letter and SearryAgreernent a other evidence a advice of authority
from time to tree maintained In the records of the Bork.
2. Neat The undersigned scares the rink that estriatens may be gem by an unauthorized person end agrees that the Bank will
have nit hearty a response,* for acting et accordance Ath any kotructions. whether a rot genuine or Oiy authorized The Bark shall have
no seamy a ;impend:flay for any rthatairslendings arising out of any Instructions.
3. kanSISeittlit The security procedure agreed van for flaying the authenticity of Instructions is back to any of the following
holinduels. whether a not such indindual has initiated any such Visa. (The Bark recommends that the persons designated below should not
be persons vino gererally issue Instructors. Wherever possible, the Bar* all enleaver to all saineore other than the San et the inbructions.)
Naas Da ( t M e o a t b B ry inh L D a ig s i t t 4 s T H ek a e r th e e m rs e Telep m ho e n n e e N t u * m ber
wreeCoat
Darren Wyk* We President
RIChark Kahn Attendant
Jame Brennen AcccuntaM
Altar*, M the Biers 001100. the cat Oak may be made to any person designated on the signature cards or any other account
documentation on file with the Bank fa the incleesignerts accounts as authorized to Sex Instructions a otherwise transact business on such
*MOW'.
In addition to call back. the parties agree that !or Institutions received by email, frosmile transmission. a In wring. the Bank wit &three*
*tether the Irstructions purport to bear the signature of any individual who s designated on tte current signature cads or other account
documentation on Ile with the Bank fa the undersigned's mecums) as authorized to issue Instructors or otherwise transact business on
such accounts.
The teary procedures and other terms specified in this Agreement also apply to amendments end cancellations of the Instrudions. t e
understood that these security academe are designed to verify the authenticity. and not the correctness of Instructions.
The Bank may, at its option. record (electronically or otherwise) any call back made pursuant to this Agreement. any Instructions a other
instructices given by telephone and any other te‘wheie. discussions Mang to I mine-dons.
T he undersigned agrees that its rights and duties and those of the Bank hereunder shall be governed by the terms of the Bank's Deposit
Accost Agreement (as may be amended horn tine to tine) applicable to the uncersigneds account. a to Bank. The undersigned agrees
that the security procedures set forth herein constitute a carcinoma/1i reasonable method of proekleig sec" against unauencrized
Instructions. The undersigned agrees to be bound by any listrueliOn, whether a not Bummed, issued in the undersigned's name and
accepted by the Bank in comp/once with the security procedure set forth herein and the undersigned agrees to indemnify and hold the Bank
harmless from any loss suffered a liability incurred by the Beek in or trisiro horn the Bank's execution of Instructions believed by the Bank
in good lath to have Peen given (a signed in the case of any fa imi7c transmission) by a person authorized as provided above. provkled the
Bank has complied with such toasty procedure.
4. lasiaaltskt3 2.60 II is understood that the Bank shalt have no obigabon to execute any Instruction unless and unti such Instructon is
verified in Decadence with the security pro:eaves set loth heron. and the undersigned wit ettlemay and hold the Bat harmless from any ion
suffered or lebdity ncurrod by the Bark in refraining tan accessing an 'entreat:in after al reasonable efforts to vary seal Instruction E
accordance wet) this agreement have failed or n delaying the exeCueOn of an Instruction until such verecaton a obtained. Upon We to to
undersigned. the Bak may ate. at is option. refuse to execute any Inane:lion a part thereof for sny ether reason wilhait inaming any
resporedlity kr any loss, 'laity or expense snare out of still refusal.
S. Indemger The undersigned agrees to indermify the Bark, is ail eekee. subsidiaries and trier drectors. dicers, reftretentatIves and agents
on demand for at krises, claims. damages a expenses (including legal fees and disbursements) which t or any of than may suffer or flair
in connection with this Agreement including, but not frnited to acting or refusing to act an any Instructions, whether a not genuine a duty
authorized.
6. the designated aorount(s) to be used for such instrument ie(are):
:depths
7. Our continued issuance of Transfer I s blowing our recent. execution end return et this Isar N the be* MI ant am
agreement to the tams speciled main.
COUNT HOLDERS
S C-
DA1r ::
Name lithe Data
Jeffrey Epstein Presided 11282019
BANKS REPRES V
NES I *me
Shift SnateRoberts
PrieirtiPiiait0 Rico
seasSassee4VIR
CON FIDENTIAL SO NY_GM_0001 2998
CONFIDENTIAL FirstBankPRO00161
EFTA_00123641
EFTA01268845

Bank Security Procedure and Indemnity Agreement for Email /
Facsimile / Written Instructions for Wire Transfers Requests
Cowart an are are
1. Authorization: The undersigned hereby request, arid autricnzee Fitheank (the 'Bane) to accept and ad upon any instructions cinstrudican
derrered by ems. Annan or lamb] transmission given or purportedy given by a pertiOn Or Persda atileted (0 IrenSact busiest wan the
Sank as shown on me Corporate Resolution or Pannersho/LC/LI_PILLI* Letter and Scanty Agreement or carer evidence or advice of authonty
Iron: time to are mainlined En the records cf the Bank
2. No Liabarer of Bank: The undersigned accepts the nex that rani:hors may be oesi by an unauthorized person and agrees that the Bark wit
have ro lenity Cr responsibility for acting n accordance with any Insbudbni, Mather or not genuine or duly theicrized The Bank shall hare
no laity or response:Aim for any misunderstandings arising out of any InstrUdkres.
3. Seeuntie Orcioediees: The mouthy procedure agreed won for vertying the aithereicity of beau-tons is a rail back to any of the tokonro
indenduals. whether Cr not Stith individual has initiated any such Warbler. (The Bank recommends tat the persons designated below should not
be persons who generally issue tore. Whenever possible, the Balk veil endoevre to call someone Other than the issuer o' the instivilkne.)
mime Tide Da ( t 0 e 0 1 o w t A S D e th L O a m s i t t s s y N am um :l b e e n r s Telep e h n o e n m e N a u s m ber
is.nu Coal
Darien Whirs Vice President
Richark Kahn Accoutre'
Jeanne Brennan Accountant
Narratively, at the Barks Optren, the call beck may be made to any po any other taunt
documentation on file with the Bank for the undersigns:ft accounts as aultaCed to issue Inflodlnsor passlnia8 transact business on suet:
account.
In addition to call back. the parties agree that for InStniCteXIS received by emai. facsirrie transmission. or In writing. the Bank we deterrnne
whether the InSelatiOnS purport to tear the signature of any individual who is designated on the current signature cards ce other account
documentation on lile with the Bank for the undersigned's accounes) as Wheezed to issue Instnalons or otherwise transact business on
such accounts
The secunty procedures and other tarns spooled in tics Agreement also apply to amendments and cancellations of the Instructora It is
understood that these security procedures are designed to verify the authentioty, and not the correctness. of instrucaons.
The Bark may. at its option record (electronically or otherwise) any cal back male pursuant to this Agreement. any Insuuctions or other
instructions given by telephone and any other telephone discussions renting to Instructions.
The undersigned agrees that Ae rats and duties and then Of the Bank hereunder shad be governed by the terms of the Banks Deposit
Account Agreement (a may be amended from time to time) applicable to the undersigned's accounts at the Bank. The undersigned agrees
that the seaway PrOCOdureil Set forth herein consreure a COmrnerclally reasonable rrethod of providing security agate unauthorized
Instruct:cot The undersigned agree* to be bound by taw Instruction whether or rot authorized. issued el the undersigned's name and
accepted by the Bank in compliance with the sew* procedure set firth herein and the undersigned *gees to inclenaly and lad the Bank
harmless from any loss suffered or lately nano by the Bank in, or ansing from the Bank's execution o' Instructions behoved by the Bank
in good faith to have been given (or signed in the case of any facaree transmission) by a parson authorized as provided above. provided the
Bank has complied with such security procedure.
4. Bank May Decline to Act tt Is underdad that the Balk shall have no obligaban to execute any IretruClian unless and until etch Instruttion it
vetted n aocordenoe von the secure), PreCackireS UAW, heren, and the undersigned wit indemnify and boil the Bank Nantes* from 'nylon
suffered or labay inarred by the Bank in refraining from proceasing an Instruction after a reasonable tons to verify such Inelnation in
accordance with this agreement have fated or in ithayag the execution of an Instructen until such verilicabon is obtanied. Upon notice to the
undies:red. the Bank may also. Macula-% refuse to execute any Instruction or pert thereof to any other reason without Maneg my
responstiely for any loss. batty Cr expense arising at of such refusal.
S. mdenuntr: The under-none:I agrees to inclorrinify the Bank as affiliates, subsidiaries and thee directors. officers, reuresentatives and agents
cn demand fa at losses. claim damages or expenses (and:Airy legal 'ees and diburSerritintS) which it or any of them may Wks a Was
n connection won the Agreement. inducting out not lated to adong or refusing to act on any Instructions. whether or not genuine or duly
authorized.
6. The designated account(*) to De used
Thomas Wald AU LLC
7. Our cortinuad issuance of Traraler InStructiOns following our receipt execution and return of as letter to the bank we consaute our
agreement to the securty procedures and other terms see:toed herein.
FroWelic FOOKTO RicO
tieste$1-256841l ab
CONFIDENTIAL SDNY 12999
CONFIDENTIAL FirstBankPRO00162
EF1'A_00123642
EFTA01268846

CERTIFICATION OF BENEFICIAL OWNER(S)
The information containedi n this Certification is soughf pursuant to Section 1020.230 of 77tle 31o f
the United States Code of Federal Regulations (31 CFR 1020.230).
MIN
Person opening an account on behalf of a legal entity must provide the following Information:
1. First Name and title of Natural Person Opening Account 2 Lase Name 3. Midas Initial
JEFFREY J EPSTEIN E
4. Name and type of Legal Entity for Which the Account is Being Opened
JEEPERS, INC.
44 Legal bay Addison 4b. City 4 Mots 4d. VP/Posta Code
6100 Rod Hook Quarter B3 St Three USVI 00802
SECTION I
froaddarkwonatmsfaus6, see oage3)
Please provide the following Information 'or an indviduel(s), If any. view. directly or mdrectly, nymph any contract arrangement.
understanding. relationship. or otherwise Ours 20% or more of the equity interests &the legal en* !Pod above.
Cho* here 0 if no Indvidual meets this definition and template Section IL
& First Name S. Last Name T. MI S. Date of Birth
Jeffrey Epstein E
e. AAddddrreessss 10. City ' 11. Stab 112,
6100 Red HOOk Quarter B3 St. Thomas i USVI I 00802
Penons/htn4) S. Amend 1& I a d r e i n te tin c c to ed m on a Ntou mber (Sgit PintpX(MInef• Wart
it Country 14. SSN(US
\ _—
USA
15a. Mae of Issuance: tax Country of lestrance: 16. Ownership %
USA USA 100
fa In for as passport ate. Non-U.S. Persons may wee provide • Soo* Seco* fate,. Staten letive*Ola coral canter, a number
and many of Stance of any our govemenenthancl dcatenrit tiviabourig nationally or tesigwat anal tang • photograph or senor
soteguarct
SECTION II
Please provide the flaming inFormatkm tor en htlividual with sgmfigAra for managing or directing the entity. Maxin e. en
executive officer or senor manager (e.g.. Chef Executive Officer. Chief Mandel allow, Chief Operating Officer. Mooney Member,
General Partner. President Vice Preitident, Treilismer): or NW Other individual eh* regulerlY PerfOrms *raw fundions.
17. Pint Name I 1& Last Mame 19. MI 20. Oats of Birth
Jeffrey I Epetet E
21. Address 122. City 2& Stele 24. 23P/Posed Code
6100 Red Hook Quarter B3 I St. Thomas USVI 00802
V. Identification ($9,4PosagerinUmernorwerstar
U. Country
26. MN SSN N1.S .nttensmrtain-LrIS. iPeorsons )
ilenieceece tuner/
U7S,.A.
Stets of lesuincal ItisiniSw ‘a.12tn ntty of Issuance:
USA ilk! SA
ggia bi years ere passport Sic&s* Ntetber, • II Men agenefratal or numbw of number
and Marty of invent* or tiny other govenvalassual PoNanent evnienoing nennalay a ream and tang • phetcp‘pli or anis
sefegosad.
I. JEFFREY fame ofp erson opt hereby certify, to the best of my knowledge, that the
Information provided herein s true an the above mentioned information changes I agree to provide the
Onandal Institution written n of each than"?
Signore Due /Dahl
„ L*Trfn
Pas:. 2 ors
. ........ _
CONFIDENTIAL SO NY_GM_0001 3000
CONFIDENTIAL FustBankPRO00163
EFTA_00123643
EFTA01268847

Law Faityldergiber(Ordinalk
21-
DATT-:_)-41311/-
SIV0.1618-0418 Page 3 off
CONFIDENTIA SDNY_GM_00013001
FirstBankL
CONFIDENTIAL laROOO164
EFTA _00123644
EFTA01268848

Additional Section 1- Second Beneficial Owner (If required)
Please provide the following information tor an indhickal(S), drely,soto. Scaly or indrectty. through anyCOrefeCt arrangement
ttde.Mandirg, relationship, or otherwise ONUS 20% or more °MO epiy Internals of the legal entity %Mid above.
& First Name & Last Mine I 7. ILL 3. Dation:Um
I
I
9. Address 10. City 11t. State 12. ZIP/Postal Code
13. Country 14. UN (US Peon/ Stolle. Poland 15. a Id n e d nt a if a ic n at n io a n t t e iu ) m ber f5.53‘t PasigottlIornterronersiner
tits Sato or lesuanee: Ins. Country of Issuance: 118 Ownerthip %
ILITE n Nu ot • nsuat Area an-U.S. Persons may also dome a Socks Sena/ Noma, an Wen antifoation and number. or number
and malty a *sun* Of ati), Offit g0a0T7Mekittued deponent eviderkeec atonally Ce reatlenal en0 Wag a Wager 0, Mohr
safeguard.
Additional Section 1-Third Beneficial Owner afroptind)
Please provide the (closing Infametion for an inlividue(s). deny, who, directly ex Miro*. through any contract arrangement.
uncierstanded. MallOnalp.aaterwISO OM1S 20% or mac of the fl ay interests of the legalen tested above.
S. First Name & Last Name 7. M.I. I 8. Date of Birth
9. Address 10. City 11. State 12 Me/Postal Code
14. s.sN fus. pawns/ hemI s polow) it aidneintdsloicnetnleiennbNiotember (SSW Passport Nunswe t restrenkr
13. Country
15a. State of Issuance: 15b. Country of Issuance: 16. Ownership %
NOTE In how ea a pasSpOrt rumba, Neoi1 S. Persons may also provide a Soul Sawa Mena an an ideracabon cal moan or amber
end courey or mance a' aa ry Oar goammalasited document mama mama a reardenCe and bearing • photograph a skrar
safeguard.
Additional Section I - Fourth Beneficial Owner (If required)
Pleas/ provide the folocong information for an inckvIduedsl deny. who. directlyor indirecty. "'trough any contract arrangement.
underetending, retertonstio «otherwise owns 20% or moredoe equity interests of the legal entry listed above.
5. First Name 0. Last Name 7. 11.1. A Date dearth
9. Address 10. Ply It. State 1 2IPIPoetel Code
U. sa (us oga racninanas pone) 1S. aitrhaWtenarifaulrtNoliariber MK PiWar Matectceve sot'
13. Country
16e. State or Issuance: 15% Country of Issuance: 16. Ownership %
isur In No of • passport number. Piona.I.S. Persons nay also prov ideo Social Sara Marta. an tan analloate and number. or number
and entity or brans at my caw governanelatuad document arcing nanay a radiance and Deana a aclograth a Mar
sale—.
CLOr51)
DATE:.112.41111
NNNO.1611-0118 eget as
CONFIDENTIAL SDNY 13002
CONFIDENTIAL FirstBankPR000165
EFTA_00123645
EFTA01268849

Additional Section I - Fifth Beneficial Owner (If required)
Mat.* provide the foloWng information for an individual(s). if any. who. dimity or odirecny. tryout any contract arrangement
underitandng. relationship. o othenvise owns 20% or more of theapMy tterests of the legal eNryleted above.
5. First Name I & Last Name 17. NJ. . B. Date of Birth
I_
9. Address 10. City 1 11. State 12. 23PIPostal Code
14. ssm am pirimmorgis. prim)11& Identification Number ISSN. Petard eamberwonwarner
13. Country
15a. Stars of Issuance: 16b. Country of Issuance: 16. Ownership V.
ISM In Soy of a passport numbed Non-U.S. Persona may also provide a Social Seemly Number. en afar cad motor. or samba*
and court/ of issuance of try other povemmenFisaued document evecnorq meledoNey or residence and Dung • eftecgraple or smear
slispuartt
Additional Section 1-Shah &Infidel Owner (Urequiredi
Please provide the roilovMg Informationfor an ndvidua[s).iary. who, dm* or ixerrody. troacb onyccotract wrinnenet.
understandrig. retebonship. or otherwise own 20% or more of the equity Interests of the legal only tided above.
S. First Name 6. Last tam* t O. Date of Birth
S. Address 10. City 11. State 12. MP/Postal Code
16. Identification Wenner MN. Paaaptettamtee or odor "heir
13. County 14. SEN NS Pereowitenil.S Pews) ciremeeco amber)
15E. tato of Issuance: 15b. Country of Issuance: 16. Ownership %
umfen feu a a 0143•04 novate. Nce4)..S. grans may also pro.** • Soon Seaway Numbed. an Akio Adan0liCation nanber. Or number
and dowdy of tbSuanCe of any alba gOvernenen/havad abatement evidencing naabnektf or reai*ntt and beeng • "'oomph ce smear
safeguard.
Additional Section I - Seventh Beneficial Owner (If required)
Picas, provide the foleMig information for an idirldualisb ratty, *no, directly or rofregy. Mr0i411 any contract arrangement.
20% or moretithe spew interests of the legalet feted above.
S. First Name 6. Last Name I 7. W. S. Date of Birth
9. Address 10. City ' 11. Stet* 12. 2/P/Postel Code
I
1& Identificabon Number Ma ftleepOrtfeenber i f Ore senile
draw°n rano
13. Country 14. MN (US Pelona, tiOnitS.Praoaa)
trin State of Issuance: 15b. Country of Issuance: 16. amended %
Sat r MA Oa Warped owner. Non-Cf.S. Paton. may also ;Mode a SoCIN Scary Mn*.e n an rowniamn an% punter. or manber
al country of issuance ce am other governmeneissued document ' metionalty a naklonbe and bombes • aba4091101 of Stir
altaguard.
tr: I 0 E:
cis
DAV": f 4(-5) "7"1
Nritalel&fult lepton
CONFIDENTIAL SO NY_GM_0001 3003
CONFIDENTIAL FirstBankPR000166
EFTA_00123646
EFTA01268850

Bank '
Name and Address M intenance Form (RN.
Branch: Waterfront-Platinum Banking
Customer Pin: Jeeoers Inc
q TBA C All Records
Maintenance to: O The Customer Relationship
e Following Accounts: O Credit Card nasal umber
Account: Account: Amman •
Account Account: Account:
Account: Account: Account:
Instruction: Please complete only the maneV ero the maintenance is needed.
*WE BLEGALTITEBEIFIBBEINANCE
Actual Name: Jeffrey E. Epstein
New Name:
New Legal Tile:
BENEPPEAFTtORMIBREILMOONCOOEANO PERCENTAGE OF OWNERS HIP-RMHP SCREEN
Authorized Signer who is a Beneficial Owner O=A-B __%
I A n u d t i h v o id r u iz a e l d w S h i o g n A e a r w M ho a is a a r * S e O n w a n te e ' r s ' Owner and has significant responsibility E O • • B A E C F B 1:02%
indlyarai who is a Beneficsa' Owner and has signi`Cant reSPOnsWAY ❑c BCT _._%
Authorized Signer with significant responsibilitytor managing the legal entity (Control Prong) =A-C
Individual who has significant responsibility for managing Me %egalentlty (Control Prong) C = CRL
ADDRESSatIMUNTENANCE
Addressl:
Also Residential Address,
Address2: q Yes O NO
City: State: Bp Cede:
Home Phone: Work Phone: Extension:
Alt Phone Cellular
Alternate Phone: _ Typo: Phone: O DO NotCSU
E-mail Address: O Do Not Email
CUSTOBER PROFILE
Citizen: Social Security Birth Date:
Primary ID: ID Number: Gender
Secondary ID: ID Number: Off/Employee:
Employer:
Employee Since: Occupation:
Address:
City: State: _ Zip Cod*:
Employer Phone: Annual Gross:
Employment Status:
NAILS CODE IN awe& ark Cet C. Kg n
ranch tea mart, cat
NtINSOfelNiali rsignature DATE* 121t3)rn Customer Venetia
CONFIDENTIAL SONY_GM_0001 3004
CONFIDENTIAL FirstBankPRO00167
EFTA_00123647
EFTA01268851

Plralleek Theta binds - Skeeter* Card
Account Ina. steer Ran OS
JEEPERS , INC.
1 11 /19/0 7
Wet
Adckess: 8100 Red Hook Quarter S3 St Thomas
Wale
Name JEF EPSTEIN SSN:
IPD Type: US PP
t
Name DARR inU KE SSN:
ID Type:
Na
N • SSN:
ID Type:
No:
Name: SSN:
ID Type:
Na
Prepared by: U.IACNEILLV-C?
Authorized My sUpERCEDIfie 2„ I
NAIOIE I/2407
NNNS-0001
Instructions for cootoletion
Please print this form 3 times and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please prim the name of each authorized signatory to the account together with a sample
of their signature in each field under the name. If there are mocc than four signatories
please use additional signature cards as necessary.
The Bank will complete the remaining fields.
*Important' Please provide each signature card in triplicate with original signatures (no
photocopies).
C., P' imp
jiatit_s_"1"
' -
Finaenk sea nada:C.57y fn Savoy NYSE 'Fri
CONFIDENTIAL SDNY_GM_0001 3005
CONFIDENTIAL FirstBankPR000168
EFTA_00123648
EFTA01268852

First Bank Waive Charge Request Form
Service Charges and Interest
Branch: WF,EEP,F8P,POS Account Number
NOM of me Account Holder. Jeffrey Eosin
Indicate amber explain the anon and justiifcation for the request:
q
Overdrawn Account Closure
q Account for intorno Sank Use
9 Banking Resbonsbr. incbcaM the type of charges to wane:
9 Monthly servo) foe and tfarraaCaOnS
O NSF fee
O Uncollected fee
O Day overdraft fee
O managers Cheek fee
O Money Order fee
9 Other writ transfer lees
Explanation: See attached merrio for account dotaib
Prepared by:
Jvonse George 4/13/2016
Name Pee
ABLOMMOL all
Milinnt Macaw or Smoot, Manager
Richard Young _
Area Manager
Leh 6
Nigel Dawson ta4
ECR Business Director
• in the case ci Barium Relaticashas. outlying= gem are Enron Manicer, Resold Branch Whew and the ECR euwen
Dreeter a required. Also 'WA:loam Niched RMSA - C ;Atoms, Rebiamisp te Aeons sawn and erg ober tocaurenlatken to
Suihrot the request, es appicaow.
:VCO. fsT, tft rr.ri
r.t. 7 .C2j 1
ht4,45-293,1214R
DATE: P4(3111 3r
CONFIDENTIAL SDNY_GM_000 i 3006
CONFIDENTIAL FirstBankPRO00169
EF1'A_00123649
EFTA01268853

MEMO
Date: 4/6/2016
SSU
From; Richard Young
Bei Jeffrey Epstein
Jeffrey Epstein is a large non-borrowing deposit Platinum Banking client of FirstBank VI. He has several
companies with all of the accounts with FirstBank. He keeps an average combined balance of over
$5.3MM with FirstBank.
Mr. Epstein has been banking with FirstBank for over 7 years. Based on the overall deposit relationship,
all of his accounts are approved to receive waived account service charge fees and waived wire transfer
fees. Going forward, Mr. Epstein's accounts will not receive a charge for service fees.
Maar Young
Malin° & SUSUMU Relationship Manager
Market Manager
W"triin t‘e. ICI .h.s .404.1; •
CLOSED
DATE:
CONFIDENTIAL SDNY_GM_0001 3007
CONFIDENTIAL FirstBankPR000170
EFTA 00123650
EFTA01268854

1Fust=
Client Due Diligence
Vhipa- Business Account.
Account Title ("Depositor,:
Jeepen, Inc. Account Number.
S.SJTIWEIN:
Physical Address: Mailing Address:
6100 Red Hock Duarte Suite B3 Same
St Thanes. US Virgin Islands
00802
Business Telephone* Bushes Fat InternetWeinite Address: WA
$3 °ono
Line el Business. Investments NNCS Code Date Established: MS/2003
Annual Sales: SO NW'. of Ciffibeiffirenches I NO* cf Employees: 0
rg a
Properly Status 0 Ovid Lease Referred By: Advertisement Z Current Cont Doter:
Correct Person NEI'. 6 Tee same Brennan Correct Pima Tarawa ill
2 Account Type
0 Sole ProprietorsNp 0 Pannershio EI Corporation 0 Non-Pm61 0 LLP 0 U.S 0 Other
0 Carmerbal Cream 0 mallow CO 0 C.:nrnscial Sane Sy Q Care Patton Sinus irril,, \".
0 Carmen:Sal OSA CIOCket) 0 Maned CO !)Herre OA U Carmen* OM Stilement5V U Genersitint Passtosk Soak 3 ).• '
ID Csidernmerl (boding 0 Anffsed co OM 0 Cannercial ~SY 0 Cedtase« Doz. (.): • vs*
CI Correnteda Clotav /re ClGovtrnmiont SIterert SV ! El atirec.i DSA 14.anerter SV 0 ever , 1:14/‘.,
3 Authorized Signer (Complete the followin informator rO, itaCil authorized miner.)
Authorized Signer Name: Jeffrey Epstein 4 ins net Shareholder
Prokosen: Consultant Gnash Titer
Physical (Horne) Address: Personal Wiling Address:
Ulte Saki James Island 6100 Red Hook Quarter B3
St Than" US Virdn Islands St Therm US Virgin Islands
SocisiSeourty hinter 090-44-3348 I Date Of lartn:1/20/1953 I Fleoe01Batelgew Ye" I cline CAUSA
• - i ' . Aker Number. I Erase Address:
Yenta 30 i nth) Idenectilion Type d Number VI Dnvers License 1 iderdeceeen Expiration Date:
012000
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K REFERENCE requested 0 Yes 044o. ezPiein why: Silt \Sete,S4 . °Ocean
Response:
artheck here if thee are addrettil &Sires en reverse Pete of vac Client [Mortal:en Sheet WC) SladeShi AM" t t .. tirt )
4 Account Agreement Acceptance and Taxpayer Status 'I .rlificassi
The Decors, hereby :err es tal the Fist art has been designsted si a Story of the Ospeeter and the It has reviewed the : aia centered in
this Caere Infeerraten Sheet (KYC) and fills I SCC,V1te on t•13 ciao r+e Deposed ?us moaned end agrees to the Terms re Agnarene fat Commercial
AOCOunte and Rates aril Fees Schedule oddity et offset and as any be anerced fa the woe or account end Bannon C has 5~4
Under peruke of MINN, te Depositor temt es that (1) The meter sneavn on ro tom * the coned tax identification number and 12)1111 mo hatmo tor
a net subject to backs, washes:pt. seer pecaner go n res not been notified by tte Hemel Revenue Sanke ORS) tat 4 Es gutted» ~holding es a
resit of failure to repeal at trereel a dradenda. Or (D) that me IRS No notified the Depoetor that i is no loon/ subject to backup vethhcldng orate exempt
horn backup wilktoldrit (3) the Geooster s a U.S. may. (Cross out subpart 2(a) if Siena true. If Statement 3 knot true, wca out end complete
an appropriate Fenn W4)
dte ~ma Revenue Sena does not require you Confent to any provision of this document other than the Certification required to avoid
backup eithhOlene
Gate Tray (SeCrehrefrressurersCasteM
10123:2007 Trassuer
s •Al ... . - ..-
Type: -2., Moreno' !Corner -
LI Cash Prey Order: p o e f % as m e a t O h. c ( c R ut e e n rs t s s G ou l r id ce e o ro f r t I u n n s e tr s u c e l r io a ns o ) r ta
Check ¶muer*, C'e
(-]Transfer I D c.T"' •
6 Ex octed Transactions (Monthly)
Do you intend to deport chocks with second endorsements? Yes Z No
Do you provide check cashing Cr reMittereervicost -___ CI YC. 21 NO
Credits No. of Transactions: lEg 0 -10 0 1140 0 21 - 60 0 Osier: .._
Total Amount (3): CI $0 - 55.000 0 35.001- 516.000 CEO $16.001 -050.000 0 One
Type: Dew, ID cumin C Account Transfers ga Wm Transfers D POS I
I:) Para El Direct Direst 0 Mangers Ctiennailloney orders 0 Aat Dar
Debits: No. el Transactor*: C 0 - 10 D 11.20 0 21 - 50 Ei OthIr
Total Annai (5): 0 50 - 55.000 0 50.001 • $15.000 igi 515.001 - $50.000 D 011wr.
Type: 00*st Ell dada i3 Actouretnnilon 21 titre Trariskin CI POS
CI Perot a Duct Owe« 0 Managers Own/Morey Onion 0 ACM -' Onner
' Req.« h Accounts . ...a,: i.
Current fil sea 0 Se Accounta 7191372601 Current (3 Yee 0 Ole —
Account Tee: ~aura rue ,
Mew Ellibln _ 17 i //IA 3.3 I
Fat" vegaisune4 a 0 sir
elaitS43 04207.1 CONFIDEN- TI&L.„ SO NY_GM_0001 3008
CONFIDENTIAL
EFTA_0012365 I
EFTA01268855

FFitenCiTI :rdttlLtal Fina °ha' :WA:bon
= ft: Ras<
Authorized Signer Name: Darren Indyke PI[ less cr Attar ey Ca:prate Mk, Treasurer
Physic.* (Home) Address. Personal I.Inieng Andress:
Groat Se 8100 Rod Hook plaza B-3
St. Thomas USVI 0:3802 &Thorns USV1 00802
Solder I Dale Of Bier 911965 Place Of Bay Ginn Ot
New Yal USA
Haw Telephone tester I Pewees Telephone Number Business Fax Number: Mobile Naar: Ernal Address
TesThriagete2), Reno Ideattalson Type & Number n reign Examen Dole.
20 ....... US Passport 37102012
grOFAC CHEXSYSTEMS calisterYes O N q o , explair li Oy —ff ), ic:). .,
SSN Response: Year. ( WI State: ID RelgOnSIC w in we veer Pin . Spica
firPLC 121CANK REFERENCE requated Yes 'o. explain why (2.MI :C*1v ‘ di t...tiVas
Response:
Authorized Signer Name: • Cain* Title: —___ r -
Phy sic* (Home) Address: IrPersonal Meting Address:
Vt.
SS Security Number: Ds Of sins ! Fos Of EIS Caren
skew Teats* Number. Bi ns Telephone Number Business Fax Naar. Noble Nantes Erred
MenI n Occasion iPhsto Iderteallas Type 8 Number. Edalradbe Dana
O OFAC Li CHEXSYSTEMS called O Yes CI No. &Vaal wily:
SSN Response: Year State: ID Response:
°PLC O BANK REFERENCE requested U Yes O No. aplarn why:
Response:
Authorized Signer Name: : Comma Mc
Physical (Taome) Address:
SSW Sisk Number Os WINS
Marne Telerate Number business aphone nest . Banow Maas Numbel: fess.
Tan II Otowita I Photo salon:Pm & Maroc. Intends:aeon bastion
O OFAC CHEXSYSTEMS calledO Yee O No. why:
SSN Response: Year. Stale: ID Reassess'
DIDLC O SANK REFERENCE requested O es q No. explain why:
Rapala:
Audit:Prized Signer Neme: c L .,.... - ..7 1. Pressea. Caporals Tdc:
Physical (Horne) Address: Titersonal Mang Address
DO 7
Social Semen Number Date a Bah. Is Precila Beth. Odes Of.
I
Nome Telephone Weber thiamin Telephone Number Business rex Number Motes NIS I Ems Arklrese
Vann Omen* leen:at:aeon Type a Number Wertificeton Expraten ate
O OFAC • CHEXSYSTEMS called O Yes O No. explain why:
SSN Response: Year: State: 10 Response
OPt • SANK REFERENCE requested CFY-es D No, explain why:
Response:
CMS ot el ID 6 egneturs) mores nt Alf j Account Openingo ir
Signabae Meat I d 1 I DM
NI keel Posses mesa (Re Document Checklist Mildred) Employ A m etigt -c- ) ;2 / a /
fl OFAC & PLC (Emergent Aerosol LLMWelted gBy)41/14 ., MeruPnlsd • i
Comments
_Ca ilitte
Reason Fr Owning Mzoun
O Merchant Card Services O O-Fired3ank (Internet) anent
O Credit Card O Fig Fax O Nghl Ceposito
Leo I O Payroll I'', *4 ' 7: • Q Other 12-inle rt SS
1\8 Line;g reat
CONFIDENTIAL SDNY_GM_00013009
CONFIDENTIAL FirstBankPRO00172
EFTA_00123652
EFTA01268856

AFFIDAT RE NOT DOING BUSINESS
let f pgy_EpSis being of lawful age and after having been duly sworn, state
that:
1. I ant, and have been from the date of the filing of the Articles of
Incorporation, a copy of which is attached hereto, the President of
JIVERS, INC ("the Company").
2. I hereby confirm that the Company never did any business of any
kind from the date of the filing of the Articles of Organization
through the date of this statement and we further state that the
Company has no intention of doing any business in the foreseeable
• FirstBank Virgin Islands - Signature Card
Account WI: I Ace"ni number: Sc,. Rea on
JEEPERS , INC. 717-1030638
1 1 1/19/07
Henn:
Adana: 6100 Red Hook Quarter 83 St. Thomas
5
Name J EPST IN SSN:
ID Type: US PP
No.
- •: DARREN I SEN.
ID T
Na
Na SSN:
ID Type:
No:
Name: SSN:
ID Type:
No:
Preparedly: U.MCNEIL
SUPERCEDING
Autivned by:
NAIOIE $/2007
NNN S4 00 I
IOwifctloes for coeppletion
Please print this form 3 dines and complete in triplicate in blue or black ink.
Please insert the name of the company or the account title under account name.
Please print the name of each authorized signatory to the account together with a sample
of their signature in each field under the name. if there are more than four signatories
please use additional signature cards as necessary.
The Bank will complete the remaining Beds.
•Important• Please provide each signature card in triplicate with original signatures (no
photocopies).
CLOSED
h-infil
IA L SDNYGM00013010
Fv7i8°."4,GONFIDENIT
CONFIDENTIAL FirstBankPR000173
EFTA_00123653
EFTA01268857

First Bank NAME AND ADDRESS
MAINTENANCE FORM (RM)
- Prepared Enter&
Branch: 732 vincncl
Date Date
Account: 7171030636 it\ 24C11 II trEiren
FE PERSONAL OR COMMERCIAL IBA Nmes CODE Of &POP) 530000
Select: OM/SIPA O ST O AM O XS ORE OTC O Other:
NAME & LEGAL
Actua: Name: JEE'ESS I.LC
New Name: NEW SIGNER TO BE ADDED TO THIS ACCOUNT
s-11olo
New Legal Title: EIN NUMBER I -
IV kt(9
Connector Code:
CUSTOMER CT PRO IA d n C IV ANC
Name: DARREN :NOME
Address': 6100 RED HOOK WATER
Address 2: SUITE B3
City ST THOMAS State: VI ZIP Cods: 00802
n.
Homo Phone: Extension:
.v. .„ 6;;InIMIE----
Alt. Phone: " Alt Pho e T : Pager C:
Contact Pref.: WORKDW'tE : Time:
Email Address:
Citizen: USA Social Security: Birth Date:
Primary ID: PASSPORT Origin: USA ID Number:
Secondary ID: Origin: ID Number:
Gender. MALE Language: ENGLISH Home Owners: RENTS
Off f Employee: LAWYER Marital Status: Ut•MNOWN
Sawn Information:
Nang: Birth Oats:
Customer Remarks: Exp. Date:
Employer: FINANCIAL TRUST COMPANY
Employee Since: 1 YEAR Occupation: LAYWER
Address: 8100 RED HOOK QUARTER. B3
City. ST THOMAS &me: VI Zip Code: 00802
Employer Phone: Annual Gross: 8160.00000
Employment Status: FULL TIME
Customer Strewn
totterrete&OtOeit
GDNY_GM_00013011
CONFIDENTIAL
CONFIDENTIAL FirstBankPRO00174
EFTA_00123654
EFTA01268858

ono TRAriSmIt-CSION nneoni
SID : FlItSTBANX Humber : 3107798401 Date : 11-21-87 14:26
Date/Time 11-21 14:25
Dialled number 178?28Z272S
Subscriber fatOM.Le
Durst. 8'38"
Mode NDAMAL
Pages 2
Status Correct
Il0010/1008.18 .
If“stftfik IMMTOWICIFOROPS
ft.. N ISIFIll
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SS 00•102.Latara a a. NNW*
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.....in Sabir
DATE': 1.42 11511.
CONFIDENTIAL SDNY_GM_00013012
CONFIDENTIAL FustBankPRO00175
EFTA_00123655
EFTA01268859

Ventication Results rage i of z
I
RESULTS SUMMARY
OFAC CHECK: PASSED
L
ID CHECK: OVERRIDE
SSN: PASSED
15:sued 12/31/1975 sr. New Yoh.
Input SSN
NAME MATCH: PASSED
Input Name: darren indyke
ADDRESS MATCH: FAILED
Input Address: 6100 red hook plaza ste 201 st. thomas VI 00802
CM. Info: INIMMINIMELIVINGSTON N3 07039
Dd.. Info - IN EW YORK NY 10021
Dif. Info: I ll/iNGSTON PU 07039
F
M OF BIRTH MATCH: P ED
Input Date of Birth:
Affirmative verifications
HOME PHONE MATCH:
Input Phone: No Verification Data Given
DN. Info:
LICENSE MATCH:
Input License Number: No Verification Data Given
FDECEASED: NO
Additional actions taken:
us passport
Account Status: OPENED
CLOSED
Override Comments:
On 11/19/07 at 08:06:21 Ursula Ecilr...Addet - us Address Mismatch
I VA1, 1/19/2007
https:ilproduction.penityinc.comipenley/socureifastWatchReportDetaiLdo?mode—print&_.
CONFIDENTIAL SONY_GM_00013013
CONFIDENTIAL FirstBankPRO00176
EFTA_00123656
EFTA01268860

Chez{Systems
l'age I of
E•FlJNDS'
Verificadon Cheeks Response
> ID Verification
` CCoonnssuummeerr Information (As Captured)
Business
> OgAC Only Check dower' Mdyko SSN: ■
> New AccountChex 4100 red hook plate DOS:
at thomas in 00802 DLO:
> Business INAC)
DL STATE:
Batch Checks Phone:
> ID Verification Country of Citizenship: US
Business
> OFAC Account Actions
> FinCan 314(a)
Action: REVIEW
Reporting
Recommended Actions:
> Verification Reports
> Batch Upload Report
> (WAC Only Report
Product Offer
> FinCan 311(8) Report
> New AccountChex Product Lining A.P.R.
> Custom Reports
Help & Training
Logout IderefficatIon Information
SSN Validation: BECAME AVAILABLE FOR ISSUANCE IN 1971 IN NY SSW,
Chextustorne History
Previous Inquiries: 02 previous inquiries by 02 R(s)
Closures:
No closure history found for this consumer.
Relevance Detail
Debit Bureau Reef:
Transaction Tracking ID: 119S181223037:1153:PNXIDONLPI:
ChewSysirme
AN services ate rented by ChexSystems, Inca va
coned WbSgbery of Won* Cernntion.
Ciao SMIds
DATE: (421 ri
https://produetion.penleyinc.comipenley/secure/chexSystems.do?firstNamt—darreacr... 11/19/2007
CONFIDENTIArML6an.,„ SDNY_GM_00013014
Fl
CONFIDENTIAL
EFTA_00123657
EFTA01268861

COMMERCIAL CHEM! 0CT I717.7171030638 bw. net. I var
I 60M OK
HOMa.
env RED woo( Oman» Et 3 AMERICAN YACHT HARBOR
3T TPIOMAE VI 00002.:000 wORs
Sal
Wow JEEPERS INC
iD T
Name: IN SSN
Noin
Nam: GSM:
unakeww
Type:
% No.
Neme'.
NO.
%pond bee
COMMERCIAL CHECKING ACCTI~ I $IGN Req.
COM IO022..0022••22000077
Hoa
6100 RED NOOK QUARTER B 3 AMERICAN YACHT HARBOR
ST TNOW.S. N 000020000
Name: JEEPERS INC SSN
II:17n*
No.
FFR SS»
1CI "
Ne.
Nome: votC 0
Sij Ta
No.
Norma SSN:
ID Type:
No.
Pite." tifbli atI ERS
COMMERCIAL CHECKING ACCTI like. Rog. I Doha
1 COM DE1322C07
0100 RED »DOK (WARM B 3AMERICAN YACHT ~OR NOME:
ST THOMAS, V) 021302.0000 WORK
Norm: JEEPERS INC 1 SS* MM.
10 Type:
:JE
ID
Nome: SSN
Ceigk in"ro ID Typo:
4
No.
tar) mom
Nome: SSN:
DATE: 1 1 ID Typ..
No.
Prepared bye.tyre
• Cri 71,02 Auhxlved
CONFIDENTIAL SD N Y_GM_0001 301 5
CONFIDENTIAL FirstBankPR000178
EFTA_00123658
EFTA01268862

rank
Client Due Diligence
ausinewi Accounts
Account Tide ("Depositor"):
Japers, Inc Account Number:
8.11/TPHION:
Physical Addy's: lieftleigAddens:
81 Red Hook Ouster B-3 8100 Red Hook Oparler B-3
St Thanes VI 00802 SC Rs:ems A 00802
Business Telephone S = Business Fat ...... Intemebreesiet address: ,---
i.ine of Business- investments NA1CS Code 523000 Dote Eden rshed: 08-20-2008
Annual Sales: S V") 0 n e_.• Nly. of OfecesiBranches: I Nbr. of EreplOyee8: 0
Property States. 0 Own 0 Lease Referred BY 0 Advertisement 0 Current Caen: COUec
CO,..W. PC40. Name S Tee. Jeanne Brennen Contact Person Tele:lien•
2 Account Type
0 Solo Propietorship O Partnership CorporeSzei O Non•Profit 0 LIP O I.LC O Other
0 0 C jeJ O T T iii i merO a d r M CN X c C it h g e ding U0 A A r r r r a a y v e e d d O O D D Castors (82i) O 0 C C o o m m m m e e r r c c i i a a l l 0 S 9 ta A te D me ie n m t S e Y n ' SV O O C OC o C w IM m INC e I n II P Pe a a u sb tc ec a k & & w A inc y e
0 Conferment CXecieg 0 Ma-90d OD USA 0 Canmeroal Masimber SV O Ceallared Don(
0 Csnwerosi Cheat's IXTA 0Goterrrianl &WNW SV 0 COmMerCid NA Maxrizer SV O Olen
Aulh.riz• . . . . . .
Authorized Signer Name: Jeffrey E Epstein Professor Capin. Tee President
Physical (Honor) Address. Personal Mailing Address
Little St James Kraft 8100 Red Fmk ()van& B-3
St Thomas VI 03802 St Nimbi VI 00802
Soda Secret ant Date Of IlreellEMMEN I Pace Of Bethideracitk 1 Cann ot US
Mobile leaner. I beadM ews
I Went/calm Exterullon OWN ■
550FAC CHEXSYSTEMS cad Ye* U No, explain why.
SSN Response: Year: 1967 State: NY ID Response: no record no retell Marks'
Epic M BANK REFERENCE netteeleX10 Yes El No. explain My:
Response: 1
0 Omskhere If there Sr. etfaional ern on reverie Seats Clem infonaabon Sheet (CIP)Businese Aeceunta
.1 Account Agreement Acceptance and Taxpayer! Status Certatatie•
The Deco:nor hereby unites mar the Fester i his been designated as a Ceposney of the .ice lice ere theta ins renamed the InlemWen moaned in
MS Cart Information Sheet tau) am finds it aconite on this dale The Depositor nes remened and eras to the Terms end Arsamene for Commensal
Accounts Ong Rates and Foes Schedule currency fri effect ere as nay be an)erded *of the pee of account and saran it has wiloctio0.
Under peneres of perry, the Deose. oven that (t) Teo number shown on Os lam is to correct tax klenecetkei number end (2) core Ilse OciPearee
Is rot ssthact to bickup siebnoldng view Sown: (Cl it Ma not been reeled by To Internal Revere. Simko ORS) done sullied to sslotdcbcd Oa •
result of Sore to few ell nearest or eividersle. or (b) Vat me IRS her needed the Depositor Net no loner subject to backup vethrekleg or Its tempi
bob backup whosatond. (3104 Deporaar eel/S.44e. (Cross out subpart Ma) if it Is not tn.. If Suminent 3 is non biro. Crete Out and complete
en WitcoessM• Form W4)
the Internal Ronne. Sweloe does not require your consent to any provision el this document oxen than the Dirtier:aeon required to weld
backup withholding.
Dees Authorized S stunt
X
ley Cie) 0 Other sr the into depose is over S500.000
■ C Cr S ee . l U TW M W W W O S N C l M if CLOSED o 41 f 1 w 14 e W al t 4 h 0 . ( 4 R 4 ei 4 m 0 t o 1 D 16 A ,0 d 0 e o fo f r f M un e d r * c o i r a s n ou ) rce
■ Transfer
.
Do you mend to deposit checks vrith second enclyntets? 0 NO
i Do you provide Check Cashing or remitter fewiciall? 0 Yes 0 No
Credits I No. of Transactions 0 0 — 10 011-20 21 —50
Totel'Arnount(S): O $0 - X0030 006.001- $16.000 0 slew • moo fl Mar.
Type: 0 Cash ®Charts 0 Mecum Tenders 0 wre Imam 0 POS
0 Pewee 0 Dead Depose 0 Merles Cheelaceey Oven 0 ACM 00ther
Debits No. of Tnuissetione: 0 0 — 10 O 11- 20 O 21 - 50 O Otter
Total Artioure (Sb O so - ss.000 0 $6.0D1 - $15.000 O MAI - 550000 O Other
Type: 0 Oish 0 Oars 0 Account Transfers 0 Wm Slanders 0 POS
0 Pare' Opined Dena 0 Managers Chemphioney Orderer:JAC/I 0 Other
- Kehl .il ini.i.o,int, ...., ;escape, avow, aranctm,.t . I. j
Current Elves 0 No Amon* Gwent 0 Ms• ONe Accounts
Account Two . Account Tee
Amnon, Teat COMMIT. Inc
FirianSI IS 1 anneal Inallueon:
FIRSIBANIC
POSPASSS WO, Mica ne OtWaon dwwaana PIX4D use
PJUSIS-23,04300TR CONFInFNTIAL SD NY_GM_00013016
CONFIDENTIAL FirsteankPRO00179
EFTA 00123659
EFTA01268863

8. Additional Authorized Signers (Comple the following :nlormation for each auth rued srgnor )
Authorized Signer Name: ‘Porossoo CorGovate /ce
Phytnal (Home) Address: Personai Melen Address:
Sen Sammy Nels: Dele Of Be: ' Peis Of Bier Orens
Nome Toko:None Nette. Bastte ToMobone Nebbe Bednee Fax kloek Numbor I Crue Meer
I
Vaus in Onsen I leb Inrennen Type A Numbr. -1 Meneficecon Enirine Oen
D OFAC ❑CHEXSYSTEMS cocci D yes D . «pan why:
SSN Response: Veer Stam: 0 Response:
OPLC O BANK REFERENCE requegtod D Yell O No. eolan etrY:
Response: ..,
Authorized Signer Name: PrOlbeikax Coma Ni
Bonte (Homo) Snaren: Panen Meialp
Sen SoonN Plombe Det Of ent Pleoe Of Beo Cate Ot
Hen Tenen* Neen /hees Tenen keer. rex Naober Heao Manba Ene Anns.
naninOompalará Pee eeneten Type A Negeer I Ninollanen Expireuen Ome
O oppc 1 CHEXSYSTOAS ene et D No. enpest Uw:
SSN Response: Y . State: ID Respons.
OPLC D BANK REFE nudered U Yes D No. meen, MV.
Response:
Autherteed !Sper Neme: PrceesSon: Cour* Tee
PhYNSal (Neme) Address: Personal Marling Address
..------
..,--
Soul SuurIty Noester. Date Ofte: ..-'"‘" Pee Of Bie: Oten Ot
.7.
Home Taken Ween Bens* Tenor* Hunben/ - Samen Fix Nuseber. None Naober: I Een) meren.
ramin Oconlint Pholo Idenekele Type & Neb« klenneete Eersten Den
D Om CHEXSYSTEMS elilled4Yei o No. tam es
UN Response: Tent. State: IC, Response:
OPLC O BANK REFERENCE mquersted U Vn IJ NO. «plein why.
~e:
Authodzed Signer Name: Ftolesstorr Corpora tee
Paneel (Home) Acklresx P Ming Aderess
Soda Sneb. Weer Dele 01 %ca Of Bi-b: Carol Of
moe Telephone Neer. I Benen eleobono ~ter. ElllttinIAS tfc IT114 Mams:
X
ba 3 2
ea in Occonlen I Hole Inneem T e a meier," kleneacnon Entree Oma
..-
3 me D CHEXSYSTE IAS cake pnres U No. expteigWC -,12+..-I115- ---- raf
SSN Response' Vue' State: ID 4eSp0194
OPLC ■ BANK REFERENCE reqoested ■ Yes ■ No, explein why.
Response.
• Management -evlew
• cco,“ or up a eren- en) venfied InlMvíw.N (Beting Camee) Account Omring
C Sneep cards een Dele
S) As loge acemenis reenso (Fille ~ani Omarm snee/ Inpen ID No..
C ene a Pto (reent Accent Uit Veel By): Merogree Reen Ely. I
CI
Commies
Renen Fe (»neg ou
mercara Cart Services q e-Firstaank (Internst) D Gaan Mana9crriont
Credit Card q Pet Fax O Hight DeposlIcry
ICI Oordrab tin* D Palmt O Ode
Lino Of Credit
snar* Kpn atspre s neon enen* SOM ROP
Hili45./ OSV•JeR CONFIDENTIAL SONY_GM_00013017
CONF1DENTIAL FirstBankPR000180
EFTA_00123660
EFTA01268864

Client Informatinn Sheet (1M)
Business Adisteunta
1. Business Information
Account Title ("Depositor):
Le Y the Account Number:
S.5./TIWEIN:
Physical Adam: Mailing Address:
410 0 tent deok Quark- 8-3
Si Di oratie i SIN Horfe
Blares Telephoter Ileidneso Fats henit/Websert Sea:
fa of Business: invesksiants NMCS Code Dale EsMbtehed: t - 2.0 -ct ‘0
Annual Sales: S . O - Nbr. of Offlowittranches: i Nbr. of &Insley'« -O -
Property Status: 0 Orm (*tern Referred By: ip Advertisement D Current Client °Other.
Contect Penal Name/erne- _Icon eke ei~ sp.." Contra Penal TWO.** q ..ien -79 r -on s-
2. Account Type
Reteporation
0 Sole Proprietorship CI Parbiership 0 NenPrita 0 LIP 13 tiC 0 Met
17(CW:reseal Credrang 9CI AffangerIC0 El ConneWS Sanest SV 0 torendsPassbook Sags
CI Commtend DM Cheddng Atnnpcl 00 minors (svo Cerrammis D8& &semen SV El Govemment PasZOOk Sadly
a Senerment Chaaing Winged COCCIA Carman tlhhfcer SV 0 Cettictte 04 Detect
C Cernmeroal Cnectng :CUTS DCwernewt Starlet SV Ccerwco CM Armin= SV IC l:)er.
3. Authorized Signer (Coal •fete the following ml nnatior tor navn author/zed signet)
Authorized Signer Name: _I afrrmy L.E pgi r t. et Gander M 21F D cc.Tinte TWO. Pmegi id .,-,A.
Physical (Horne) Address: it.,14/-nm,X sr-S3, fay, nip. mi Personel Maling Address:
-smatem-ibee3- 3112SkeECEStree 1.10o Red Hook Ch.ael«.. ti-3
.≤..4.Tkeenn . USU 1 On rot Co Mmma-. tiøl arts en
Piece Or Birth , Of.
Net.>Vore! I USA
AMA NVIM « Emil Addroaa
h ymn= ...... ..,...,-,.... tt await" 14- klentecatbn arl • t • :
WFAC . lair ire SySTE1AS called ern M No. eq,lain @T. r• ~Witt tan 'kl t r t"'
SSN Response: Year. Jethi__ State: - '5. cr.).D.RMPOgeas. :X.evyt - cot,
,.p„Stj,/ BANK REFERENCE requested CI Y U No exigain why, . if
: Response. • OAT:: : IA Ila I 1 tr
C Check here z there am sameamil Wines at wane aide tithe Chen Infrmation Sheet (KYC) Bushes Accounts
4. Account Agreement Acceptance and Taxpayer Status tificatrer
The nepostr herebycanes mat the Fired:Wean teen desgnatedasedwoMory of the ~Nor and that it ras reviewed the information contained
in tic Client intone:son Sheet (KYC) and finis it axone, on the deft The Depotlo Ns meshed ind arm to the Tema end Agfenots for
Cog:mend& Accounts and Rates and Fees Schedule tweedy lit sled and as may be emoNed for the type 01 account ane "MC" i0d aped
Under senates of pti:wry. the Depositor cantles that (1) The number skein e lies town e the Correct to (2) IMthe
Depositor e nit weed to base vdthhOklee either ~air (a) i ha nit been noteed ty Um Intentel the a IS tabled to
wrhhOldirri a e reput a !live to MCA ad ate« a efVklentle et (b) that the MS nit noshed toe Dapo brew ~et to Sedum
tu 'rag wee exempt from dåep witshokIng. (3) the Deposkor is a U.S. snot/ (Cross out Cu e we Inm-telltasement 3 is net
trim cm« out and complete an appropriate Form win fact ..----
Tho Internal Revenue kraut doos not Illtildi• yet, artsand to WY lialrd0Cumeell other thi if CarMloatka requit.d to mold
backup vethltokeng.
Dam Aufhotend Tee: (SecretwyrrreaweriCashien
I
_s _c—, x
Ir-05‘
5. Initial i r. sit
Type: Death Ch~ ,._. Vanier 2 e•Crattao-e, >what:~ Cri 2 Other Amount i 000 •
6. Expected Transactions (Monthly)
Do you intend to deposit checks wit. second endorsements D Yee I o
Co you provide check caning or remitter services? a ve (7 No
n
cress; No. el Trews:eons 3 10-10 11-20 CI 21 — ad CI Dear.
Total Amount (3): 0 $0 • 35.000 [•55.001.515,000 C 315,001 • $50.000 El Oda
Typo: CI Gib ~IS - - 2 Adiffirellnniters - - erWteirenand -CI POS .
a
Payroll CI ore«D ome Cliimosers Chermatorey Oars l:j *CH Deem
Celt No. of Tronsechons: 50-10 CI 11.20 D 21 - 50 D Other
Total Amount Al: 0 30 • $6.000 B%5.001 - S15,000 El 315.001 • $50.000 0 Other
Type: a Ca n Etch.cks a Account Twain ~Tram,» O POS
El Peyton 0 Died Deice i rI Manna's Checks/Miney Orders CAC>. O Other
7. Related Accounts .,,:zto',:.^jr nr“BalA åfido/nderlarall ii11~,.... , .n.,...., 'H.:, : * .11,3,....5,.' trfrCr.1.1b,S1,3tUgV4K rtr
Current ones CI No Accounts talent E1Yets Crib Arco u rt
~we Me: ..„ Amount Toe.
PinarritI•1 /rim'. Ldeaafeny,1tit. -,
~mist fratlite: don k soorsim ingtflial:
i..-.;
;new* ~as* is•Cmata ceFteiNete ate
1,0048237040X" CONFIDENTIAL SO NY_GM_00013018
CONFIDENTIAL FirstBankPR000181
EFTA_00123661
EFTA01268865

8. Additional Authorized Signers (Complete the following information for ea h authorized signer.)
Atttherized Signet theme Gprder. M 0 C crecceis v.°
Physics: (Home) Address: Personal Meiling Address:
Social See" winter Date Of Sat Place of EWE C Mon Ce
Horne Te/Newne Number gushes. Telephone Nader. Sal eta art Number. Mabee r Ernes Address.
Yews a Compeata. Photo Newe-rearn Tyne it Number. Ilentecstbn EamtelfOn Date'
O OFAC 0 CHEXSYSTEMS called O Yes O No, explain why;
SSN Response: Yew, Stale: ID Response.
OPLC O BANK REFERENCE requested O Yes O No. why:
ReSPOnse:
Authorized Signer Name: Gender:Mtn: Corpoiate 'Se
PhyScal (Homo) Address: Personal Medina Address:
Setlai corny Number One Place VS*: Liken Of.
Home TNphone Harter Business ne Number. Business Fax Nynex, IS Weber: Address:
Yea h Ocoesen: I Phut. Tyne & theater to Itlettheation Expiration OVA:
O OFAC lJ CHEXS MS paled O Yes O No, arrolein . S
SSN : Year. State:
['PLC LJ REFERENCE requested O Yes O No, explain why:
Authorized Signet Name: Gender: gl ID Fp Cap:rare*
Physical (Horns) Address: Personal Magna Address:
Soda Smirk Iltraiser. Date Of Bret I Place Of Beth: Caw, CS.
Hans Telernme Winger. I Signet. TelepfrOne Number Business Fax Nair. N Email Addnsa
TanI t Ocapexa ; Photo ioemincsion Type g Number e-tincatioit farness Dere
O OFAC O CHEKSYSTEMS caged O Yes O No. explain why.
SSN Response: Year. Stele: ID Response.
DPW O BANK REFERENCE requested O Yee O expein why:
Response:
Authotized Signer Name: Gender M CI FO Caporal, Tee
Physical plena) Moran: Personal Mailing Address:
Spoil Securty Neater I Dale ffTl hcERtVi l ; I easel Cit.
Nome Tiernan. Humber. Burnie. Te losneer. I ithriets Fax 15 re4 mbar bate Address:
URI £: ,,
YepaOa;Wim:I Priem IdantileabOn 4 Number idinielestbn EpYAbn Dace:
O OFAC dl CHEXSYSTE S cared U Yes O No, explain why.
SSN R : Year State: ID Response:
OPLC O BANK RENCE requested O Yes O No. explain why:
Response.
9. Management Review
ler Copies of as es is craFt(s) west Art:=1_, Mangy Caste( ACCOtral Cimaing Daly
ij No ID retained in fie (Capin ofI D sh ackled Wiermin,
Signmun caresreceived 7.— --S---* a —7
oI,2 AZidea: &Comets recteacl pile Documat C:hockgst ~se l EmPC le) No
gosca....nwas a
(e OFAC it PLC (Fraudulent Accost UN Verbs Of I PAIrdelinn ROVON el I
Can°. VC1.... -51.CAt. ,- dalVeiga tad et UPC" '
Reason Foe Denying Account
O Merchant Card Seances W ye-FirstBanir (Internet) O Cash Manager's:4d
I O Credit Cfatrudne int Fax O NIgM Depository
O Payroll O Other
I 2 trite 01C redit
CONFIDENTIA SO NY_GM_00013019
CONFIDENTIAL FirstBankPR000182
EFTA 00123662
EFTA01268866

1First Bank
Corporate Resolution
VegM Wand,
the undersigned Secretary. hereby certify to FirstElank, that at a meeting of the Board of Directors of ealrfl rira_Q
('Corporation)
a corporation organized and existing under the lave or U Virtpw laa lands
duly called and duly held on the noisy of onu p • . mann the fairing Resolutions were duly adopted. and that the
d Resolutions have been entered upon the regular mew. Welds of the Corporation, are in accordance with the By-lave and we now In full
force and effect.
RESOLVED:
1. The Cakes of Corporation. Of any one or more of them, we hereby authorized to open a bank account or accounft from tine to erne with
o Fi r r s W tE e la s n a k s a h n e d o it r s t h s e u y b s m id a i y a r d ie e s s i a g n n d a t a e f . f iliates (each being hereinafter referred to as 'Bank') for and in the name of Corporation with arch tale
2. The ftrnal ear/eat spPreurert noway. acoeswenew)
of Corporation. signing
Porovnew et score ears. mar. SS krl‘k ewes ec)
and their successors and any other person hereinafter authorized by any means to sign on behalf of Corporation (Authorized Presen(er)
are hereby authorized to syn. by hand or by facsimie onclucIng, but rot limited to, computer generated) signatwe(s), checks• drafts.
acceptances and other instruments (hereinafter each collectively referred to es -Itemis)'). Notwithstanding the above, any Authorized
Person is authorized singly to: (1) irritate Automated Clearing House (Aga) debits without a signature, (2) initiate payments by use of
Depository Transfer Checks (OTC') without a signalise other than the name of Corporation printed on the DTC: or (3) give instructions, by
means other than the signing of an Item. with respect to any accent transaction. including. but not fueled to, the payment, transfer or
witharawal of funds by wire, computer or caner electronic means, or otherwise, or of money. credits. Items cr property at any tare held by
Bark for account of Corporation (Instructional.
3. Bark a hereby authorized to honor and pay items, whether signed by hand or by facsimile (including, but not limited to. computer
generated) agnature(s) it the actual or curported faceinale signatores(s), regardless of how or by whom Waxed. resemtles the speornens
Med with Bank by Corporation and other orders, 0TC.s. ACHs. and Imitructions, given singly by any Authorized Person. Bank is further
authorized to honor and pay DTCs ACHs, Instructions, and other orders given singly by any Authorized Person. including such as may
bring about or increase an overdraft and such es may be payable to or for the benefit of any Authorized Person or other Officer or
employee indirkkway. withcut inquiry as to the drcurnstames of the issuance or the disposition Of the proceeds thereof and WeineUt NMt as
to amount
4. Bank is hereby authorized to accept for deposit, for SER. Or for collection. Or otherwise. Items endorsed by arty person or by stamp or
other impression in the name of Corporation without inquiry as to the circumstances of the enlorsement or any lack of endorsement Or the
disposition of the proceeds.
5. The Pres
aware by tot oraossi werinam wawa uwa. mews. ea. sot.. Preriarra Wee Pnitliftlhemeari a)
of Corporation, signing atn%
entlesHoro Nome. et. en b Y Weal a a. enpy. ref, YA. ero)
are hereby authorized to effect loans and advances and obtain credit at any time for Corporabon from Bank (and guarantee on behalf of
Corporation the obligations of others to Bank), secured or unsecured, and for such loans and advance., and made and guarantees to
make, execute and deliver promissory notes and other written obligations or evidence of indebtedneSS Of CPpOratiOn. applications for
letters of credit. instruments of guarantee and imlerrety and any agroomeMs or undenakirgs, general or specific, with respect to any of
the foregohg. and as security for the payment of bans. advances. indebtedness, guarantees and liabilites of. or credit given to.
Corporation o' others to pledge, hypothecate, mortgage, assan, transfer, giant liens and BeCcotty Interests in, give rights with respect to.
endorse and deliver properly of any description, real or personal, and any interest therein and evidence of any thereof at any erne held by
Corporation, and to execute mortgages. deeds of trust. security agreements. instrumects of transfer, assenrnent or pledge, powers of
attorney and other agreements or instruments "Mich may be necessary or desirable ih connection therewith: and also to sell lo. or discount
with Bank, commercial paper. bills receivable, accounts receivable. stocks, bonds or any other securities or property at any time held by
Corporation. and to that end to endorse. assign. transfer and deliver the same; to execute and deliver instruments or agreements of
subordination and assignment satisfactory to Bank and also to give any orders or consents for the delivery. sale. exchange or other
disposton of any property or interest therein or evidence thereof oraorging to Corporation and at any time in the hands of Bank. whether
as collateral or otherwise: and to execute and deliver such other agfeernent1S, rumens and documents and to do such other acts and
things as may be necessary or dearsahe or require atofirtecria ny of the foregoing and Bank a hereby authorized to
honor, accept and execute any of the transactions .gittkaat; aaata
8. loans, discounts and advances heretofore obtained on behalf of alls and other obligations or evidences thereof of
Corporation held by Bank are hereby approved. reppgre4 •
7. Corporation does hereby give to Bank a continuing lien for the amount or any and all !abates and obligations of Corporation to Bank and
Gains of every nature and desoiptian of Bank against Corporation. whether now exating or hereafter incurred. originally contracted with
Bank and/or with another or others and now or hereafter owing to ci acquired in any matter oy dank. whether contracted by Corporation
alone or piney and/or severally with another or others. absolute or contingent seared or Ls:secured, matured or unmaturel upon any and
iii moneys, eecurinwerni any arc eZ other propeny of Co.—cretin rd the seareeds thereat. now or hereafter actually or construsivear
held or received by or in transit in any mater to or frianri Bark:b correspondents or agents from or for CorporaiOn. -whither fur
safekeeping, custody. pledge. transmission. collection or otherwise COrnalg Into the possession of Rank n any way. Bark shall also have a
right of set-off for the amount of the obigations, and Bank may al any time or times and wahout notice appy Corporation's deposits
(pew* or special). Corporation's credits van Bank. or Corporation's claims against Bank. or any parts thereof. to such obligations and In
such amounts as Bank may elect. although said obligations may be contingent or unmatured and whether any CoPalaral therefore is
deemed adequate or not.
8. In case of conflicting claims or disputes. or doubt on Bark's part as to the warty. extent, medication, revocation Or enrols of any of the
authorities herein contained Bank may but need not recognae nor give any effect to any notice from any Offcer, or from any other person,
purporUng to canoe', restrct or *erect any of said authoress, or the exercise thereof, unless Bank Is required to do so by the judgment
decree or order of a coat having junsdiaion of the subject matter and of the parties to such conflicting claims or disputes.
Ram/ Mein Heed. ft • wives or Fisarear Aare Rt.
10114421)4SOIR SONY_GM_0001 3020
CONFIDENTIAL FirstBankPR0001O
EFTA_00123663
EFTA01268867

9. m a C t t r i c c a o a c k n r d o e p s e u t o f , e n a r c a r t p h t a o io a e g f n n c r C e k h a o e t e g o r m p r r o e e o e k o e r n , a f s t . p s t i t a . o o s n d b s e i b e s li o v b m o e o k r a u e , i n d n s t d t a o a i b t r n e y e m m d t a h e . e d n in e t T o 0 a e f 3 v r m a O a c i s a c c a b o a n l u s e d e n t t C o w r o C e it n h c o d e r t i p t h n io o e t n r i c a n s a t s i f m o t o h n r e u B m f e r u o f e f s m e c i t c n , B t e d a s a o s s n c k i u A f m c a e c n e a o d n c u t h b n o a y ts r n a o a d s t n h e n d e v o r e S t r i a e c y g , e t r s e e r e p m m o . s t e h t a n e e s t d r s e w , a o a s t f u g t w c h a h e e s r a e o a s f n s f . i y o c b t e s u f i o t o g r n n f t o h a B t t n a u t n r r e a k fu d c a l e l a t h , r : w d e t , r h o e d i , c i e n f h u p a n o t n h d s d e i s t
10. r t T o e n a e e r f i f O n e g c ff t i c t t o h e e r a s n f o o y r f e o C g f o o it r i s n p g b o u r R a s e t i i n o s e o n s lu o s t r i w o a n i n th s y . B o a n n e k o in r c m lu o d re in g o , f b th u e t m no a t r r e im h it e e r d e b to y , a th u e th ° o m riz o e u d t o to n S a o n t d fo d r e C liv o e rp ry o r o a f t i a o n n y I n a g a r l e , e o m th e e n r t m s a o t r t e c r o s n a tr n a d c t t s r a n n e s c a e c s t s io a n ry s
11. R Ba e n so k lu is t, h o e n r s e . by released from any liability and shel be indemndled against any loaf. "ability or expense arising from honoring any of these
12. C B S r o o u S e p f n e a o u p m p t c n r b r i p l o r e k j o e e o r w : s n t t c r e p u a r a e t i n r r n t t y o y t t i t i o o e t a v o y o n n t i p r d i r v t a n e o t o e h a r o d r s a a e n t i t g c y n c h o w t r o e a a f A r t t t h h p , s o C s e d h s f b o u r r i r 8 e u s a r c e p t o t w h a v a o n o w a n n b r a a c t l o o i t o a t n t v S h i i o f t c e d i e f o n e l . u c i i n k n e n r s a e e a d h o n n t c s a a r o e d h l r m d f l e y f n a o a e v o o o n t f c e c e r y t t t t n d h b il a I t c i e n o e c n p h a n y f r e a t o l i h i o f o r o r o f e g e e r r n t h g c e t p o l t b e o s r a i i v r y i t o t n h e t f O r e g r p e o w r t r f R o f r e m i i c e t c s e h t a c e h e s t e s r e r i n o e m e i t o l p d s u a , e t f p a t t t i i t e t o C o o h t e o c n n o e t o B s r r o t t p e f a o i a m f s o o n n a n u f r k e a d n e n c t y w h o n i t t o h h r e n n e e C x o w t h e I o t a i f s i t o e r r c h u c p r e h t i e o h r s s , e e g O r a e b r a s o e i n u d o t p i b e t n t e f y y g p O c s R t r t a h a f e e R f i t e u i d s s o c e t r e o e h e a s a n l r o b u u o n s t r y e t t l y i i u h z o d a c o t e c n i n o t o r h d s o i d n n t e i f a B a e s c e r n n s , a k e r d r d s n p t u e h r k o n d d s e e t r a i i s i g r s l o f e e n n h t B t e c n a a a h a t r t m t e l e a n u l t d t h e r k r r i v e e e i s n s t e m o r h s c o s e t a a a c r f c u r i l a e n e l d t m n h r h i s t p i d a e n i e f t s y v n o f h s , e O u t f e s a u l h f s , l s l f n l a i u f f e c d o o b d c e r e r r e n h r a c r s e t e n h r r n t e o e e h a a s c t a e n n i p e c s d o d a i s e v o f y e e . n e o m a t d a f t T h f l h e b e e h b e o n l c i e e y r r f t t
respectke signatures. Bank may conciutvely assume that persons at any time certified to a to be Officers or other representatives of
Corporation continue as such until receipt by Bank of written nonce to the contra",
I FURTHER CERTIFY that the persons herein designated as Officers of Corporation have boon duly elected to and now hold the offices In
Corporation set opposite their respective names and that the following are the authentic, offi0a signatures of via said respective Officers and of
the named signatories who are not Corporate Officers, to wit
!OMB Nmpewritteri or Printed/
S~frye./ President
Vice President
Don en 'int' Secretary
ittAtAte. Treasurer
IN WITNESS WHEREOF. I have hereunto at my hard as Secretary and affixed the seal of the said Corporadon day of
2-•-•_saa\ to tar)
• Attest (
ssaeley
9.112."ttitivf .
TIP
Cf t,C OED
AFFIX
(CORPORATE SEAL) DATE )apAll tr.
HERE
• Note: In case the Secretary is authorized to sign by the above Resolutions. this certircate should be attested by a second MGM of
Corporati0n.
CONIFIDENTIAL SONYOM00013021
CONFIDENTIAL FirstBankPRO00184
EFTA_00123664
EFTA01268868

Corporate Resolution
Naga liren0$
I. the undersigned Secretary. hereby certify to FirstBank, that Si a meeting of the Board of Directors of Jeepers, Inc.
__
('Corporation')
a corporaton organized and exlseng under the laws of U.S. Vmin Islands
dtiy anted and dilly held on the 20 day of Aunt . 2003 the following Resolution were duly adopted. and that the
said Resolutions have been entered upon the regnr rrinute books of the Corporation, are in accordance with the Bylaws an are new in full
force and effect
RESOLVED
1 F o T r i h r s t e i t t B l O e a s ff n i a c k s e a r h s n e d o o f it r C s t h s o e u r y b p s m o id a r i a a y r ) d i " e e s o s i r a g n a n d n a y t a e o f . f n ili e a t o e r s m (e o a re ch o b f e th in e g m h , e w re e i n h a e f r t e e b r y re a fe u r th re o d r iz to e d a s to 'B o a pe n n e ) a fo b r a n a k n d a c in c o th u e n t n a a m a e c c o o f u C n o ts rp fr o o ra m ti o ti n n e w i t th o s ti u m c e h w te it le h
2. The President Treasuer/AttamerY
Neu& by The poSCNs)asherizel as .Pnosieso. Vaasa tsoothsecer. err-)
of Corporation, signing singly
der npo.e or arse rein Sew e.g.. ran any ere. at,
and their successors and any other person hereinafter authorized by any men to sign on behalf of Corporation (Authorized Person(s),
a ac re c e h p e ta re n b c y e s a u a t n h d o r o iz t e h d e r t o in s s e ig u n m , e b n y t s h a (h n e d r e o i r n a b f y te f r f i e a a g c n h il le c o ( l i le n c I t g iv i e ti l r y g r e b f u e t r r n e o d t to 'M a e s te d it e to m . ( c s o ) m ') pu N te o r t w g i e th n s e t r a a n te d d in ) g s i t g h n e a t n ue y e e (e , ). a © ny n e A e ut , h d o r ri a z f e t d .,
Person is authorized singly to: (1) Initiate Automated Clearing House ('ACH') debits without a signature: (2) initiate payments by use of
Depository Transfer Checks ('DTC') without a signature other than the name of Corporation printed on the DTC; or (3) give inauctions. by
means outer than the spring of an Item. with respect to any account transecbon, includng, but not limited to, the payment, transfer or
withdrawal of funds by wire. computer or other electronic means, a otherwise or of money, cedes. items or property at any time heed by
Bank for account of Corporation elnatruceone).
3. Bank is hereby authorized to honor and pay Items, whether signed by hand or by facsimile (including. but not Weed to. computer
generated) signature(s) If the actual or purported facsimile signatures(s). regardless of how or by whom altered. resembles the specimens
filed with Bank by Corporation and other orders. DTCs. ACHs. and Instructions, given singly by any Authorized Person Bank is further
autherized to honor and pay DTCs. ACHs. Instructions, and other orders given singly by any Authorized Person. inducing sudi as may
bring about or increase an overdraft and such as may be payable to or 'or the benefit of any Authorized Person or other Officer or
employee net/dually, without inquiry as to the arcurnstenoes of the issuance or the disposition of the proceeds thereof and without limit as
to amount.
4. Bank is hereby authorized to accept for deposit. for enxlit or for collection, or otheemse, Items endorsed by any person or by stamp or
other impression r the name of Corporation without inquiry as to the circumstances of the endorsement or any tack of endorsement or the
cliposition of the proceeds.
S. The President
dna ey Tee Fencers) azhartzes tharsatua Mena Mc. ea. erne& vim erresent linear. net
of Corporation, signing simply
(Mob no. Nan C. web it florae g.. kYlly Ity tat. sic)
are hereby authorized to effect loans and advances and obtain credit at any time for Corporation from Bank (and guarantee on behalf of
Corporation the obligations of others to Sank), sealed a unsecured, and for such loans and advances and credit and guarantees to
make, execute and deliver promssory notes and other written obi:gallons or evidence of indebtedness of CAXPOratiOn. applications (or
tellers of credit. instriariaits of gannet and indemnity and any agreements or undertakings, general or specie, with reseed to any of
the foregoing, and as security for he payment o' loans. advances. indebtedness, guarantees and liabilities of. or credit given to.
Corporation or others to pledge. hypothecate, mortgage. assign, transfer, grant bens and security interests in, give nghts with respect to.
endorse and define property of any description, real or personal, and any V.terest therein and evidence of any thereof at any lime held by
Corporation, and to execute mortgages. deeds of trust security agreements. instruments of transfer. assignment or pledge. powers Of
attorney and Other agreements or instruments which may be necessary or desirable in connection therewith: and also to sell to. or discount
with Bank, conenercial paper, buts receivable. amens receivable. stocks, bonds or any other securites or property at any tine held by
Corporation, and to that end to endorse. assign. transfer end deliver the same; to execute and deliver instruments or agreements of
subordnabon and assignment satisfactory to Bank and also to 4ve any orders or consents for the delivery, sale. exchange or Other
disposition of any property cr Interest there4n or evidence thereof belonging to Corporation end at any time Ni the hands of Bank. whether
as collateral or Wins.: and to execute and deliver such other agreements, instruments and documents and to do such Other acts and
things as may be necessary or desirable or required by Bank n canton will any of the foregoing and Bank is hereby authorized to
honor, accept and execute any of the transactions Omit tin fr Ci7e
6. Al loans, discounts and advances heretofore obtained on behalf of Corporation andie. and other obligations or evidences thereof of
Corporation held by Bank are hereby approved. raly eftr:= 84 .4.41
7 Canaan:a does hereby give to Bank a ccnenweg aen for the amount of any and all liabilities and obligations of Corporation to Bank and
clams of every nature and description of Bank against Corporation whether now existing or hereafter incurred. originally contracted with
Bank ander with another or others end now or hereafter owng to a acquired in any matter by Bank, whether contacted by Corporation
alone or jointly and/or severely with another a others. absotele or contingent secured or unsecured. metered or unmatured upon any and
all moneys, securities and any and at other property of Carpenter, arc the proceeds thereof. now or hereafter actually or constructively
held or received by a in ran in any matter to or from Bank. its conespeneents or agents from or for CorPeratarl, whether for
sateisealang. Custody. pledge, transmission. collection of otherwise coming into the possession of Bank in any way. Bank shall &SO have a
right of set-off for the amount of the notions. and Bank may at any time or times and without notice apiey Corporation's deposits
(general a special). Corporation's credits with Bank. or Corporation's claims against Bank. or any parts thereof, to such obligations and in
such amounts as Bank may elect, although said obligations may be contingent or unmatured and whether any enteral therefore Is
deemed adequate a not
8. in case of conflicting claims or disputes. or doubt on Barks pail as to the validity, extent modification, revocation or exercise of any of the
authorities herein contained Bank may but need not recognize nor gave any effect to any notce from any Cfficer. or tom any other penal,
purporting to cancel. restrict a change any of said authontes. or the exercise thereof. unless Bank is required to do so by the Judgment
decree or order of a court having jurisciction of the sublect matter and of the panes to suth conflicting claims or disputes.
Piste **Nana n.CINeoei cIFAsSeri* Paw wee
lellOCRISCOgg CONFIDENTIAL SONY_GM_0001 3022
CONFIDENTIAL FirstBankPR000185
EFTA_00123665
EFTA01268869

9. t C ic o k r e p t o . r c a h ti e o c n k a b g o r o e k e , s p t a o s s b b e o b o o k u . n s d ta b te y m th e e n t T o e f r m ac s c o a u n n d t C . r o e n c d e i i t p io t n In s s f t o ru r m Bu e s n i t n . e d s o s c u A m cc e o n u t n o ts r o a t n h d e r S a e g rv re ic e e m s. e a n s ts w , s e u ll c a h s a a s n . y b u si t g n n o a t t u 'k re n e c e a d rd t , o d . e fu p n o d s s it
a m tr c a a c n d o s e u f e n a r t p a o a g f r r C t e h o e e r m p re o e o r n a f t s ti , o n d e is li v m er a e in d t a o i r n e m d a . d In e e a a v c a h il a c b a l s e e t o w C ith o r t p h o e r s a a ti m on e f e ro ff m ec B t a a s n k if a e n a d c h b a y n a d l l e n v o e t r ic y e t s e r p m o s th te e d re a o t f w th e e r e o f s fi e c t e f a of l h B a In n k fu a r t h w er h e ic in h a t n h d e
10. t r T o e h la e e t f i f O n e g f c f t i t c t o e h r e a s n f o o y r f o e C g f o i o t r s i p n b o g u r R a s t e i i n o s e n o s lu o s t r i w o a n i n th s y B o a n r e k o i r n c m lu o d re in o g, f b th u e t m no a t r l e m h it e e r d e b to y . a th u e th e o x ri e z c e u d t i t o o n a a c n t d fo d r e C liv o e rp ry o r o a f t i a o n n y i n a g a r l e l e o m th e e n r t m s a o t r t e c r o s n a tr n a d c t t s r a n n e s c a e c s t s io a n r s y
i R B e a s n o k lu is ti o h n er s e . by released from any liability and shad be indernniCed against any loss liability or expense amino from hawing any of these
12 r C r o C B S u o S e e f p o e o n a u p s m p r c r n b p t r p p i e o r k j e o e o e o s r w : c n t r t c r e u p a a t r e a t i n i n r r v t t y t o t i y t t i i e o o e o a t v o y n n o n t i s r p i d v r t i c a n t o e g o e h o a r o d n s e a ' a n n t a i g t c t y n c w h o t i t r n u o e a a f i A t u r t t t h p h e , C o s e s e h d s s f b o u a r r i 8 e r a u s r c s e p o t w t h B a a s v o n a a n w o u b n r l a a n t c o c o i o t t n k a h v t S h i i f o d e t c e u i m f n o e . l u c m n i n k o a n r s t a e e i y a d h n o l n t r s a a t o r d c e e h r l o d m f c l y e f a n n a o e e v o n c o o t f i c e e p d y l t r t t u n d t i h b f a s t b i i c e c n o e i n p y h v a n y e f e e a B t o t k i f o h l n o r f o y a e e e e r g n t n c h g a p t e k o t t b e o s s r a i v y s r o o i t t n e h t u f f O f e p g r e m m o w t r r f o R e m f r e i i i c e t t c s e h t t a c e e e t o a t h e s r n r i c n m e a e i t t p o d s a u t n , e t f p a b o o p t t e t o C o o h t e t e i o c n n c e r o o t s B s e r r o t t o e p f a i o a t m f n o s o o n n a n u a f r e k a d t n e c n h a t h y w o i i t e t n t o h h r e n n c e a e C w x o t o n h e i o t a i n s f i y t e c r o r . h t c p i e r r h t t i a r o h e s i , s e m e r r a o g e b r y a s e i n S e u . d p o t e t b t a e C y f y p g O c s R e t r t a h f a r e e f R t i t e i u i s s d c o f r e i t e e o e e h a a k e n l d b o u u n k s t y r e t t y u t i i h z o o d a t c o c e i n n o o I t r h d t s o d i n n t e i t f B a s e a o c e r . n s n k a e r b r s d d n p u t e h e k r o n d s d e e r t a O i i s i g r s l e f e n e f n t h B f t e n a c i a h a a c r t t m t e a e l e n u t l h r t d e k r r r i s v e e e i s n t t e m o o r h s c s o e r t a a a r c c f u r i o a t e e n d t m t n h r h i h s p t i d a n i e e e f t s v y n r o h s h e . O t a f p r s a u e h f s l e . l f l n p l u a i l c f c o d r b a c d i e e m e t e h t r a s r t e s e n e h r r n t e n o e e h a a s c t t a e n a n i p e c s e d t d a i e s i v o v y l e . e e n e o m t a d a f s t h T f h l e b e e h b o e o n l c i e e y r r f t f t
I FURTHER CERTIFY that the parsons herein designated as Office," of Corporation have been duly elected to and now hold the offices in
Corporation set opposite their respective names and that the following are the authentic. official sign/Three of the said respective Officers and of
the named signatories who are not Corporate Officers, to wit
Name (Typewntten or Printed), Office
Jeffrey Emden Presider!
Vice President
Darren lndyke Secretary.
Darren likifyke Treasurer
IN WITNESS WHEREOF, thaws hereunto set my hand as Secretary and affixed the seal of the saki Corporation this lei day of
et,
.1=1:;
AFSX
(CORPORATE SEAL
2-1
HERE DATE: 2-4—,
• Note: In case the Secretary a atnhonzed to sign by the above Resolutions, this certificate should be attests by a second Officer of
Corporation.
CONFIDENTIAL SONY_GM_0001 3023
CONFIDENTIAL FirstBankPR000186
EFTA_00123666
EFTA01268870

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CONFIDENTIAL
EFTA_00123667
EFTA01268871

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CONFIDENTIAL SD NY_GM_0001 3025
CONFIDENTIAL FirstBankPR000188
Erl'A_00123668
EFTA01268872

1 First Bank
DUE DILIGENCE FOR HIGH RISK BUSINESS (CHECKLIST)
Together WO Ire one
AccouM Tale Ardour.
JEEPERS. INC
High Risk BuSineill rasa iddrionai Weapons:le. If mere than one type a business appriee. then fellow the regalement, ter al OM 1fl fal WIMP M
Wes ewer. Sane Men Risk Buakhessea Haute Iheshaweitimesillte2 'Obseerebbn et pace oil SulkheM rem% II a Business I oder wthaticke ter la
cant ha no: al atialaildd a flasIfTY. tied our keekagth that +wave the delay m dernthenng the Oa:mar Fenn III %doh WV babas a not
nacasstrly toted ado it you behave a business to he 'ha yak'. ma • Is not feted beet you must contact BSA Corradde ClObli trr *Kr and
vane. Ware BSA Com$.nce artful:Won or approval .scored. ne minaremeni cannot be' non.
BUSINESS TYPE OF:viiiFE. Let ON
O Financial 'nomad (Emelt Unon. Ocommercia: era Private Loran. Now FIRSTBANK does not open account for money transmitters co
Mortgage Broke. Private Bank and Naomi Bank; check cashing business.
O Non-Bank Primus. Inanition (Currency Exchange. Foreign Exchange O Operating accounts for Fatal and Non.Bank Miamians DO not "are
and Car lc) the approval of Fiddled's BSA Coma:ince Department In ti's case
au MI:
- Needs leer lone the pawner on company letterhead
- RYON tielSCCOUnt IS for operations, Dv-poets only. and
- No warner hinds INI tar through the awount
- Tad pada cannot fund coveting account
O the BSA Corealance Officer approval Inquired prim to wean for at
Met has ot account'. CM 7874034M
O Cash recede Ruse= (Any retail burrs obese amebae Palle O Visit Me pace of tares* and Corneae the 'Observations at the Place of
saws t30.030 cc more in ash per ask and Wale note rthxgrand Biarrias' Urn. Tha mat be done within a weds of accovnt open'"? If
regabil Of racial ran. ea Warsaw TOI Fridays. as. MS the bathes: a no boated in you mandalana (to. Cuslc.nr lime Si
OW) Ponce end ean an accowt in Halo Ray Bran:Mine Bank Odes opening
- Foods and Making pieces ta weevil must defeated the meson for oaring the swami at Branch
- Grocery Stares at the Otiteniaton at the Place of Gwen Form and shy this
exanston makes banes* seta.
- Bev. Ions end laver stem
- Art Omen O A W T a M in - W Wa M y a . :l T o h n ird a P * a r o t w y n A e g d r e A e T m M e s n a ts r . e located on the venthes. If yea
- Venting liacnne Operators
O If the business sees monewy ins:roman (money Ceded ender Prepaid
O TdeCeenrokunt940,6: °Noe Cards, Teter:ant Ceders aids. obtain oroy of :hi Sales Agent Agreement.
O Travel Agent,'
O WWII Export 3Wlen (Physical LIVIOlOryin store er visrehouse an be
ab sen .]) CLOSED
O Jewelry/ Gen) Prepouo Metals
O Elettransa* (w410,01erol
OO GU Staters DATE; )21/1/l5 43
GerndingtGathing Establishments (a 20% of the aday)
O WPOWEvoll Broker Never takes pasesson of goods. War Wane base Obtain et least 2 of mere d any of therfelbang (copy for 'horde)
or no corySai location accessible to demonstrate barn a) O Invoices
O Used Car Sale (no Sala locohon) O Shipping documents
O throat TranspOninon ' O Conrad'
O Tana and Ground Tranworaton These must be suroadve of Mewane a asides antapated n the
O O S f t f a - i S d a a c n . t . u C s c e m s T cc e a a t r o e n r s s ( h c a e r d e e s s ' , d M o e n A a o n p d e e n s t o h f e t h a a cc rp ou o n r t a ) l . k U a. n d It e C r o n r o p orate $ T 2 ra 0 m 0 - . s 0 a 0 w 0 r n a n P g ro e f w ile il . l b F e o r r e e c x e e iv m e p d l . a 2 I W f a i c d o o a w a f r o r r y $ i 4 n 6 d 0 ic a a r te e d n t a h l a a t c W ce e p s ta i b n l e
cirweratances may the business be inconthrated Ina %gnat haven
country See Iva long aliases attinthea.
O O S C e a a B * o B a r l o : k P e a r n ag e e O tederati S a of i w m B a e u l d n e n S I e 1 R l 0 l S . R 0 F 0 e o 0 n r t m t o a 8 3 c 0 a 0 l i f w or e r r e . v i i e n w di . c a II t e a s th s i y s m en e r th i e n ° a b a u te m S m ca e s r h s s a e t i e th s e d P o i e n c o e ,
Yee the ritia of Mamas and complete l's -Obserrocits at the are of
suns' form. ma mat be done Whin a **eke Cl aCCOant cornet It the
business a no keeled in you mantediace (t.e. Chanter, nith in Ponce ant
OW an account in Crates) the Bark Ofice cpcnng the accord mat
. t W he a P n la d ce t o h f e B m us e in s e a s s fo R r o o p n e a ra n s t w th h e y w th a is r ' t W a o t n B s r a a n nc m h o a n k e t s h e b u O s b in se e r s v s a s t e io n n s . e a t ,
O N Fo a re v ig e n % B P ia u n er c to a R n i o c o re ), g U is n te it r e e d d S lo t e d l o a b V u i s r i g n in e s W s i a n n t e h s e . o U r r B ite M d W St a V l i e rg s in Note: A bu t s p in re e v s e s n n t o . t F r I e R g S is T t B er A e J d IK to P de a s b us m i o n t e s a s c i e n n t h a e t e U a n U it n ed te S f a o g e e f . o reign .
Islands
O s In e t r e v r i n c e e t s B ev u e s r k e in ta s I - n M ter y ne b t u (N sin o e t s a s r t i h a a l t g sa h t a t t h V e a m t a a lt r h r y ha a s a a w g e o b o p d a s g e e n ), d Y re o e u d m n us t e r n a th w em a t s h s e m w en h t a c t r s n t e o g t a h t e iv r e e p t a h i a l t a t y he r fo e r a FI n R o S i T n f B o A n N n K am . ( E t x e a l m c p o l u e l s d :
adult ontorteannt. pornography. ebb.)
% 0 in P v e e r s s t o m na e l n ir t l m ot a il r t a e g le a n m C em on B aa u n ti y n ese 0 - 0 e 0 sA ( h f a C a e l e n e m a r p e h l a o o e n r o n c u e n t . h t e e I n c le u t r h s o i t s o w m v s a e n s r e a e . e n y n o c t u o b m N us p il i a n n n e o y s s s le e d t t e e r n h o e t a r d e w st i a r n e d th e th a e W ocal of
Money Nicneareni 5takieSal is lot operate purposes and no weather tunes ad Ron through atnht e
accoure. Tad neriate cannot fund the operating VICOLOI.
O BSA Oarrprienoe approval ItaJllit edix to owing Mr all other anted
liCeaurel.
- Oaten for BSA Commerce renew
1. A copy of the customer agreement
2. farm winery residence and social securer number for each
beneeCiel crow (ALL INVESTORS MST RESIDE IN u.S.)
1 Sanded account airing donwemaeon.
Note: Under no atAaritill1021 may de bosoms be norporated In •
Tara have" Country ( see listing of thee* ccumnes)
Note: Person* invesvosel Co thaNes (PIC). isms the way it inward Its
can hinds no maw other men the agues or Welly members, date
nal tip fi ma Clitsconq a PCs es not Nal NW and ass not aqua
BSA Compuince Nava and no Ow adioral Out cameos IS
required.
_ . . .._
CONFIDENTIAL SD NY_GM_0001 3026
CONFIDENTIAL FostBankPR000189
EFTA_00123669
EFTA01268873

BUSINE£S TYPE AF.autlftE:i aft DON
q Nome Shad Staines* Otter try two t2t of the blowing (Matt fOr Ma):
q Leper Semites • Irmaices kern supplies
q Accounting. Tea Proosnollon. and Part Sordoni • COntrerb, I win osternee
q Canter System Design aid Retied Settees • Teltatkin• VierfiCiOnalth CoStcrners in Sou of =net=
• Copy cf a loon*', engage n a Dario-tar thanes* t if required or
ycw slate)
• My COCLOICalt IrCCI e thir0 party *the owneTagnenb‘aness
enkelang that the Names* eti ergaged fn needn't? they dam
vAlCh can be vented by fektatone.
Nine thane** Ostler has rileirtttined Fs arsenal Ghockng aocant of
another (yawn Mart with First Sark for tl rriletr, or Toro a WOW. rn•
(french Manager may wain the rethirenitil tot invtices, co-vecla. etc. If
deemed prudent to do so. The becreng rhyme:on must ha daosthamed in
the solounthelationship it
• Owner a name
• CuSeamer ft Met tutfineeS sawn! mirth*
• Date monad
O Business Accepting thedoefty etas Branch management meet Mud. a ItAttrketkel memo to be kept at fie
thiliathing the reason for coining the relational*. The justrestion anted
clearly indicate the nastIonship between the Drench customs, and the tee
petty whose checks are bong deposited. MI steno) OcCumentellco.
Customer Due Manna (0001P SI.. customer conellausi agreement s
Inning of the businesses' Distornera alt. must be art aid, the funfeabon
memo. Needs the approve Of the Seance Menegn•
Embasststenstates and of Reoresinisthe Once Of FOreign q Pie SSA COmOtenCe °Twee appeovel required fakir to coning these
Gmemments Mats a accomta. Call 787.9)3-6150,
tamable Orgarieratot Na for Petit and taigas Organoraton Obtain me "m 'g ntonneton are doontert n the observation el thace of
- Relipoin Oto-Knonts bonnet dOthenlelt (CONS on fife).
- Grant makhig re wring swoon • Ponalree and ctiecthe c4 their activities
- Cute and Seca Onsancatcos • °Winkel/en ethAufe
• The donor and 'manatee base
• Fundng and danmement alma
• Lycra conoesnom
• Malabo, vnth ate Chtuteb'e 6-Oupe
• Funding and debtarnent Mena
O Initial Deport greeter Than SSOCK The Source of Weal mat be iletterninel and f seceded. Rehr to Guide b
insticuons.
I have reviewed the Cultanter prone of the tossed and determined that this I not a high risk business and tie account opening request we:
q Aeitten4
q Denied (Resent
q Approved sated bx
Business Mreger NamarOMcar In Signature Dole
This *tau* via desalted high Mak business and ths account coifing reQUett was
q Append
q Dowd Mama*
q Affeenetd Satkeet CO:
CLOSE:;
gusinese Manager Haman:Ms In Char Date
DATE:. ._124alajt_
Pk. 2 el
teet21634ted
CONFIDENTIAL SONY_GM_0001 3027
CONFIDENTIAL FirstBankPR000190
EFTA_00123670
EFTA01268874

111
A ctimitlitl• OBSERVATIONS AT PLACE Of EILISITESS Tar we ars a
are WC°. LLC
rim Pla s y 2. 2 N 0o o t rd 10:30861 naa C001•00.th N e a a m n d JOSS Ste
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imu • O n F e s a a & C ; c r a a s l o N h a a r r m n & e t n a y & : a s a m s W ) t v a a i s I e a A a e n c a F t iu t c e d a i e r c • r t r r s D g m a a i l n a t a g s i g s T 2 i a n i 0 d a r a e -, o l 6 o o P f a r b rt . n e G C ., h a te e e a i ts m O • ▪ O O O l m m r M l H a a ox o i m a p b m a r . a n b a n o r r e t a B m T i * ! r v E o a P it s o W a n I c t r d i a r m A e e t i & r n N s a e W * . n a s d s a t s a s t l e tataaany O O O O O Other. T M W P Te w e e x l d t i n * o t e i t n a o k n i a t n t l i u t a t e c s l v s e y i e e c s s s i e e k e n tC fl o ic w a e K v e y z teCke.C.nier
,
2.800 squads foef rinie. ete°91.4 E r T O/a o O w t l ed LI &cad
Rartadtlaaco 00ce Sula °O aekaicatrTshom a6
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Locei Oics and aiming etintio P-if 40 I-1 •
DATE:
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Haw la busies Fee
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Obtain a deaceolian elf* tanicames phv orylado ana dream the pawkily MIS dem lassbasa pal...yards agaa 8. Madan ba Sara
branch flan the unman, ataaasea.
SeleCt Barbing clients Use Select Ettoldng aeE the Set Erd Plats tan
8 su bins% aolacallaiTheS• laaraalOrta Cualmeet /kw n Kass Ng keens, ...MUM if Mak, Rey aranCh) 'Pe Rank Caa.. (0.1^'C ea, acoxat
Faunl atialat b lealabra0•000100 wawaI t &wax and votby Ifies ngdarseon /nets busk-met 54,44
Ittla *pal of Islamabad hwvaeerw waareSt7
DVArobwar DAar Mier. Seer
vial aft
ei,w;40-40,544?-
CONFIDENTIAL SO NY_GM_000 13028
CONFIDENTIAL
FastBankPR000191
EFTA_00123671
EFTA01268875

. . . . . . .. • . . ..
q . .
T ta o x r a n el O l os a n s 0 0- 10 U 0 1 W 1.2 o 0 ti C21-00 O M O o 5 n 0 e c t c more i T t" a t mm O y Dray O C. -/el D O V a S f S -a % a • o . n -se O 1 b 4 4 F liatimeie
t P r e e l a l t a O SO - $26.000 Omen • sante 01000,00ter one t .m" a "o w n ON • VS$00 ' CHIALIOUSIS/X0 01100.001 raven
OftiOlen
o n cc
o a O CI . o
o o O
Den Ito brdriastas pareeptvoneedallisloWallbs neaskeel D Y. 21 No
Myatt sewn* nordosrobtflis b Slininesebeethes *add* CI ready O cage otarth dearest
Det:ate. tow sales ot tiro b4emn.ree •
Na
the huarnose operation?
IG0 corner, ttC is a stocirholdre In s Virgin Ward co,. r. is May an Iratieritmart and dose not Donna itY nest
VESPERS INC. lea pear.:e investmeril fund.
Detain the business weapon volwriernancy?
none
Did pair °Own/ices pan sal your narsee0asbtls tn.or wdrl 0Ye O No
Lyn J n ef frey C0akiin • is Ifio president of rneroi The Coney Inc. (Rate' Caring Sentt.).. h• ablo asner Of en Warn of
Little St Jinn. lee has several teat Wanes saw to in WOAD any WORN* ant rye?om hOdir0 caninlitt
Other nekrelatotemvellean or linarmallsre
One
Cheri lee Lea settlilhoi tilitamta? of MOD* VI.
Gwent Cormnave Siam 3 Ye 0 No
T st O es L o M rts o t te Open V ton or en insoln oaken
Tobi Nunaseragesolre gnats}
Oas Sisonts) blames Sea Comm.erm Stre buses Van
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CONFIDENTIAL SD NY_GM_000 13029
CONFIDENTIAL FirstBankPR000192
EFTA_00123672
EFTA01268876

GOVERNMENT OF
THE VIRGIN ISLANDS OF THE UNITED STATES
-*-
CHARLOTTE AMALIE. ST. THOMAS C-819-2003
I. the undersigned. LIEUTENANT GOVERNOR. do hereby certify that
JEEPERE. INC.
of the Virgin Islands flied in my office on Au4ust 18, 2003 ss prov:ded
for by law-, Articles of Incorporation, duly acknowledged:
DATE
WHEREFORE the persons named in the said Articles, and who hava
signed the same. and their successors are hereby declared to he from the
date aforesaid, a corporation by the name and for the purposes set forth in
said Articles. with the right of succession as therein stated.
Witness my hand and the Seal of the Government
of the Virgin Islands of the United States. at Char.
day of
20aa._
Lieutenant Governor for thel/Irgtn Islands
CONFIDENTIAL SDNY_GM_00013030
CONFIDENTIAL FirStBankPRO00193
EFTA_00 I 23673
EFTA01268877

GOVERNMENT OF
THE VIRGIN ISLANDS OF THE UNITED STATES
p
Charlotte Amalie, St. Thomas, V.I. 00802
OFFICE OF 52E.1 Estate Thomas
THE LIEUTENANT GOVERNOR Charlotte Anultc. St. Thomas
US Visgia Islands 00802
Division of Oxporation &Trademuks (340)776-6515
CLOSED
MAY 15, 2007
_
DATE:12-laiLLZ-3.
. CERTIFICATION OF GOOD STANDING
This is to certify that the corporation known as JEEPERS, INC. filed
Articles of Incorporation in the Office of the Lieutenant Governor on AUGUST
18, 2003 and a Certificate of Incorporation was issued by the Lieutenant
Governor on AUGUST 20, 2003 authorizing the said corporation to conduct
business in the Virgin Islands and the corporation is considered to be in good
standing.
5
annea
Director, Division of Corporation
And Trademarks
CONFIDENT IAFstLe,,R00,804SONY_GM_00013031
CONFIDENTIAL
EFTA_00123674
EFTA01268878

ARTICLES OF IN CORPORATIONc
LOSEDT
OF
DATE: .
JEEPERS, INC.
_2=
o t s U t i r t f m a a n t t n i e h e t s e e d t a d o , c V M S t t W i i i u r t o m a g r n e d t i e e e . n o , r s t d f I t h ( s h o t h e l h e a e m e n p r u e d r a b n i e s k u n d v e ( s a e i C i f r s a n t s i h n e e o i a d g r s n p s n c s f t a e a i e e l l d n r e l n , e d 1 d t d f h , t o a h e t T t h r e s i i e e b t t p l h j A V e e r e o c i 1 r t m r t p 3 g i t c u o , o i l n r V t e t p i h s o I i o r s e n o g s l a r e f i a e n n s I n q n d I d o u s s c l i ) c f o a r , o r e a n a p n m s n d o d s d s e r o u a n C p c c t t i a i t o s a o r o d o t t n i i e f f n c ) i t t u g n , h h l a e a e w t s r o o l r l t a y b i h e t w j e i s t e n h t s s c a g e a o t b s m a G f l n a i t e e s n h d n n m d e e d a V r a p o a y c u l i c o r r b e C p t r e i n p o o n a i o s r f m I e p n y s s o i : e l t a r h n t a o n e d t d n r i e e o s d f i n t. n o t o ; f i a L f r r f o a t t t h m h w e e e r
ARTICT F. I
The name of the corporation (hereinafter referred to as the 'corporation") is JEEPERS. INC.
ARTICLE II
The principal office of the corporation in the Virgin Islands is located at 41-42 Kongens Oath,
St. Thomas, VI, and the name of the resident agent of the corporation at that address is Barbara
Mignon Weatherly.
ARTICLE Jll
Without limiting in any manner the scope and generality of the allowable functions of the
corporation, it is hereby provided that the corporation shall have the following purposes, objects and
powers:
1. To engage in any lawful undertaking or business.
2. To 'engage in any commercial, industrial, agricultural, marketing. transportation, or
service activity, business, or enterprise calculated or designed to be profitable to the
corporation
3. To design, develop, manufacture, construct, assemble, install, repair, maintain,
prepare and compound and to buy, sell, import, export, and otherwise deal in
commercial, industrial, agricultural, or other instruments, appliances, tools,
machinery, equipment, parts, supplies, accessories, devices, preparations,
compounds, and articles, and goods, wares, and merchandise of every kind; to
maintain and operate laboratories and testing facilities of every kind and to carry on
the business of analysts, testers, examiners, advisors, and technical consultants with
respect to materials, equipment, and processes of every kind and to carry on research
and experiments with thereto.
CONFIDENTIAL SDNY_GM_0001 3032
CONFIDENTIAL FirstBankPR000195
EFTA_00 123675
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Articles of Incorporation
Page 2
pp t-
4. m c b T o u a o n i y l d a d b u c i e n c q t g u l o e s ir , g f e a t e , h l q l e h y u o i b p p l u e d m s r , f i e n o m n e r t m a s , s i n e v h d t e e a h r i b n e i y i c , n l a a e r n s c e , d o f e r a o p r n r p o d e e r d a r v a t t i o e t o e s , n s a s e n e u l n d s c g h t a a o s g p d e l m o a d n a a i t n y n s d , s b p u w e c e o h r d f r e o k b s r s u i m h r s a o i n e b p e v l s e s e , s r o . y f o f o f r i t c h t e h e s e r , a p s c r t t o o t r p h e e a s r t ,
5. b i a r a T m r n e b a o s y p s n p o a r d e o p l f s c u v o p , t t e r l e l t e y m a o l i y b f g e a o e n o n n l r s r t , d s , a b c , o c c o d y o t q u e h w p u v n e y i a i t r r r c r w y e i y e g , o i , s s h r , f e e t o t s g l r t r e , a i u a s a d r t s n p e n e e d e r s , t , n o t m p u d e r a s i r o i n c e v n r , c g t i s g h o l , e a o u a f g g n l o p e d e t r p s , s m a l , s a i n e u p c n y l a l l d l e a t l , i d e e a o a g , t n s n t p e y s e s r , i r o r g s o i c n t g r p h e , h a l s e o i t t s r c , e r e e e t n o s f i n t t o , t l s h o t r e e r , e f , a ) r , d t o w a h t e r n o e i m i s d n g U e a t r n e r d a a k r i i n n t e s s e t y s p . d t l t o i r t c S i s a h n e e d t e v a n e o r t e s e e f n e n i s ( a s n t e i m o . o w i r t e n h i o s t s e h , , f r
6. i e T n n o j g o p o y u o r o d c r s h , o a w t s h e a e , r r o e w s r , i o s a t e h n t d e u r r m w n i e t s r o e c a a h c c a c q n o u d u i i r s n e e t , , , t a a a s n k s d e ig r b n e y a , l d a n a e n v d i d s t r e p a , e n h r s o s f o l e d n r , a a o l n w p d r n t o o , p m i e n o r v t n y e g s o a t f , g t e e r v a , e d p r e l y e , d a k g n i e n d , d d s . e e a ll l ,
7. a c t o w p T h c o r e q e h o n b r r u o d s e o a l i o u w e r c n n c e q d i t d . o t u s h f i . r i n i o r r a e a f m a n n n t y a , h y y l a i l l i s l s p a a o s c a b w o r o r i c f l r t a i i u p n t a o l i o y t e f i r m s o a p t n t a o h e i n , o s e f n o t n a e r p o n o r c r y f r i o o n o s t p r h u a t p e h e c n r o e h t y g r y r a p w o p t s e o l i i a o o r s d s c e n o e w p a a n u n t n i h , r d l d f l e c , i t h t r w o r o a m i h b s g F , e o o h o a d l l t y s e d , s s , f o o o a o p r c n r r r i a d i o a t n n h t p y i t a e e o o n r p n s y t a a a , y r m m o s , t s r a o e a u c n n f m i o d n n t r h e e p c b e r o a i u d b n r s s a i u h i s t n c s p i o i o e o o n r s n n s e s i n , e s n a e o s o n s c f t f t t d h o i a t o u h c t n o n s k e y
S. o o e i t T n w h v r o d e i a n d e n p e e s b y u r n h t s r e c a o h c d e r t h i e s h n p a s e e , s o r s i e n o f s j , u c f c h i l r n r u o i t e d s h d l a d e d e i t b i n e , c t d s g c t e e i a b d t o l h p l y n n , e i e t a a a a s r s n l n i s s g y , d i s h g o , t t t o o n w t t h c , o h e e k t r i x r v l a e e c o o n r o t f t c s e h , r f i p a e s e o o e n r o r r , y a w a m t a s l i n l o t n o o e r y n t t c r h g k o o e b a r f g o t h t c e n s i u o u g , d s r c h p s p h o , t l o s e w s , s d r t e a n g o p c t e e c i o u o d , k w r n o . s i t e s r , i r e o b o s s f o t , h a n t e h n o d r e d s r w , V i e p s s i v e r r e i c g i v d d u i i n e i r l s e i n p t I g c i s o e e e l s s a s s e , n o o d o o f r s f f
9. c m T b o o o o r n p r b d t o g o s r a , r a g r n t o i e o o w s t n e o . o s r , r d o r e a t b h is e e e n r t m u li r o e e n n s e s , y o u r t p o o o t a n h n e a y r n a o y m b a l o i n g u d a n ti t a o l p n l e s o r o m f f i t a t h t n e e y d p k b r i o y n p d l e a a r w t n y d b o t y o f t s e h e v e c e u s r a r y e l e k t h o in e r d s i a s o m su f e e t h b o e y f
10. p T a o r t e n n e t r e s r h i i p n s to , l a im nd it e c d ar r o y r o g u e t n a e n ra y l , c a o s n t l r i a m c i t t s e i d n c o l r u d g i e n n g e r e a n l t e p r a in rt g n e in r, t o o j r o b in o t t h v , e f n o tu r r o e r s o in r
CONFIDENTIA SDNYGM_00013033.
CONFIDENTIAL FirstaankPa000i96
EFTA_00 123676
EFTA01268880

CLOSED
P
A
a
r
g
ti
e
c l
3
e s of Incorporation
DATE.S_
g re o l v a e ti r o n n m t e o n t t h o e r f o g r o e v g e o r i n n m g e b n u t s a i l n a e g s e s n w c i y t . h any person, firm, association, corporation, or
_ . V p fo u i r r r e g c c i h i o g n a n n s I d c e s u l e , a c n m n t t d i u o t s r s r . i t e b g s u a a g s n i e n d , e a t s o n s d h in a c v t o h e n e o v - f V e f y i i c r e g re s in a w l I i s a t l n h a d i n n d p o s e r a r o n so u d n t s e a i l l d s e e p w t r h o h e p e e V r r e t i y r i g n i w n th i I t e h s U l i a n n n o i d t r s e d a o n u S d t t s a t i t o d e e h s o a t l n h d d e ,
12. h I o a U i t a T d e n h p b n n a r o d e p j y e e i w i u t d i v c o e n p r l o i t t d s f o d s e o a , t w u n S r a h a l a a l t n e n e n a l n a r d s d o t p s t n , e t t u . p a d s t o h o r s o a p e e s e w n o o r v o x d e e c r e s e i r i e r f n r g a s y o s c r t t o r i o i o s h s e o r r w e e i i n a g n t t a i s h n n g n , n f e y g o o n y c a p r r o o o a t t a p u c h t n u r a o n o , d t t i c t r n t r e o p t a h i a m i f l e o e r t l s h y r e o r , p a e , n e r a t o o s t r i n o w u c f o d a o n i n f e t l n s a o a o t r n o b s t i n n n e l i y n d e e n c t o o t o h c a e o w o e f n a d r n n d t V o h s w y i r e p i n i s o i r h r t o g t t o h e e c h b i p n r n o j e e t e t e n h r I a r c w s n e a f f l t t e c a i s o e s t c n t o h r r a s t d r i i t c t o o d h s o h t r n e h a n e b t n e f a h u l w d e a c e i s r n w c x i e i r t n g o e e l h s s e s m r d e o c s i o w e p s i n f s , t n l c t h e h i h u p i s e e d o m e h u r r e f m e r V e n p a i f r e t o i i n n a a r r n s t y g l m t e e t h i o o d s o n s e r , f , f
i b n y c o r r e p fe o r r T e a h n ti e c o e p n u t . o rp t o h s e e s te , o rm bj s e c o t f s , a a n n y d o p t o h w er e r s s u s b p d e i c v i i f s i i e o d n i n o r t h o is f A an rt y ic o le t h s e h r a l A l n rt o ic t l b e e o li f m th it e e s d e o A r r r e ti s c t l r e ic s t e o d f
ARTICLE IV
shares o T f h c e o m to m ta o l n n u st m oc b k e r o o f f n s o h p a a re r s v o al f u s e to ; n ck o p w r h e i f c e h rr e th d e s t c o o c r k p o is ra a t u io th n o i r s i z a e u d th . orized to issue is 1,000
$1.000.0 T 0 h . e minimum amount of capital with whi,:h the corporation will commence business is
ARTICLE V
follows T : he name and place of residence of each of the persons forming the corporation are as
Barbara Mignon Weatherly 2-21 Bonne Esperance
St. Thomas, Virgin islands
CONFIDENTIAL SDNY_GM_00013034
CONFIDENTIAL FirstBankPR000197
EFTA_00123677
EFTA01268881

CLOSED
Articles of Incorporation
Page 4
Ena Simon
146-100 Anna's Retreat
St. Thomas, Virgin Islands
Mary R. Weber
22-113 Mandahl
St. Thomas, Virgin Islands
ARTICLE VI
The corporation is to have perpetual existence.
"a
ARTICLE
be subje T c h t. e corporation is to be unlimited in the amount of indebtedness to which it shall at any time
ARTICLE VIII
d in ir f e u c r t t o h r e F s r o a c r n r t d e h a s e t t i m o o c n a k , n h d a o e g f l e d i m n e i r e t s i n , o t i n t o , i f l s i t m h fu e i r t b a th u ti e s o i r n n p e , r s a o s n v a d i n d r d e e d g fo : u r l a th ti e o c n o o n f d t u h c e t p o o f w tb e e r s a f o f f a i t r h s e o c f o t r h p e o c r o at r i p o o n r a a t n io d n o , f a n it d s
1. The number of directors of the corporation shall be fixed by, or in the manner
provided in the By-Laws, but in no case shall the number be less than three. The
directors need not be stockholders.
2. In furtherance and not in limitation of the powers conferred by the laws of the Virgin
Islands. and subject at all times to the provisions thereof, the Board of Directors is
expressly authorized and empowered:
a) Subject to the right of a majority of the stockholders to amend, repeal, alter
or modify the By-Laws at any regular meeting, or at any special meeting
called for such purposes, to make, alter and repeal By-Laws, not inconsistent
with any existing law, fixing or altering the management of the property of
the corporation, the governing of its affairs, and the manner of certification
and transfer of its stock.
b) To authorize and issue obligations of the corporation, secured and unsecured.
to include therein such provisions as to redeemability, convertibility or
CONFIDENTIAL SDNY_GM_0001 3035
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Articles of Incorporation CLOSED
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p e o to x e t h r e a s e c u o r u t w n h te i o i i d s l r ; e i m i z , n e a o c s t l r h u t t g h e d a e i m n g B g e o o s r a a t f a g r t n d a e d g r o i a l f n i c D e g q n u i o s r i r e r u c p e p t d l o o e d r n p s g r a o i i n n n p y g e it r s p o t y r s f o . o . a p le n e d r d t i y t s o c o a r f e u t t t i h h o e o n . r c m i o z r e a p y a o n d ra d e t t i c e o a r n m u , s i e r n e e t a o l a n o b d e r
c) a d c T n i o o v d r i p d d d o e e i r s t n a e p d t r o i m s o s a i n i t n n i o o d e r n p w o t a h h f id e e i r t t t h e s o o e n r f t e h . a t e n a s y s t , s o a e c n t k s d h i , o n i l d f e e x a r n c s e y , s , a s w n o d h f a t i o t t s p d a c ir r a e t p c o i t t f a a l t n h s d e h d a n e l e l t t e b r p e m r o d in e fi e c t l s a t h r o e e f d u t s h in e e
d) f B T ir o o m a c r , o d a n s o t s r f o a D c c i t i a r i t e n i c o t t n h o e o r s r n i c a n o m r th e p e o o i r f r a t i t h n io d e n i c v . o id rp u o a r l a c ti a o p n a c w it i y t h o i r n a d s i v r i e d p u r a e l s e m n e ta m ti b v e e r s s o o f f a t n h y e
e) c T o o r p s o e r l a l t io o n r . otherwise dispose of the real or personal property of the
f) c p n b T t o o u e e o r r c t m p t p s e e o o e s a r r s t s m k a a e a e t r e ) p i y s o n a a u n t n o r s c t d r ( h a t a i o f n d o o r c e v t p r l h s i u l a s e e a d n a r r n v i y b t n p e l o a g r e o o n t f t h r v d h o e i r e r s r e e w i a s p q o c e o u u n r q r r i s v u p k p , e i m i o i s s n f s , i e g e t a a n i n c n o o t a y , n d f p . f t t o i o a h o t f a s r e a l r , t e c b e h f x o a o o e l p r l r p i a a B s a o n n h d o r s d d a s a i u o r t i p i d t n c o e i o h r o n o s n . r f o f s e n D . t s h a e i i l e m r r v e p b p c e r t o r u o o o p s r r v i e s n r e r e m e m t s y s e a e s f r y n o v o t r d e s f e s t a h , t e n h o m i e d s r
g) d t a t o c T h h e m o f e o e t f m i e o i e r c a r u p s m e r m n t e e r a t i s n s o b s n p s a u l e o a e i n n s t c f d t t i h h t s o t i e e h b v n o m o e e p f o n p p e c r p u r a l o r o r s s r r e o , o t y p t p i f n i e c o i r r s e t i r e o s p s a m t f a o t w t i i t t o e o i - p h n o s n a b o t h n ' s r e p a . a t r i f l r d c i a u e n i i n n s p g a s d t a , l r s s f p t i o e o b e o r u n d i t n h t t s i h e r i e o e a d e r c n n w o o t y , o f i t r f s h r s i e s s r u c i h ) e c t f a o o t r h r s a f e b n p a t d e h d l n a e d o o d n t e r c s e h v o m c e a o r o r n p p t n t d e o l y t d o r r p t a y i h e t b t e h e i s u e o e o t s a n r e f m e ( d a i i t n n o o n a c c u d n a e l n u n d t n t o d d t s i t i f v h o n t i e o e x g f ,
h) o d t T o f i o r D o e i c f s i f t s r i o e u c r c e e s t , r ) o o s o r r s a f g n m t r d h a a e n e y t c m f o o r p p r o p l t m o i o o y r n t a e i s t m e i f s o o e n ( r i t n t a o h n c e t l d i u m p d o u e i n r n p d s g o e u t s o c e e f h r f o m i t c f e i e s r n h r m e s a . s r a e a n s n d o d e f c s m o to p n c l d o k i y t o i e o f e n t s h s w e a c s h o o t r h p a e o r B e ra o a t a i l o s rd o n
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DATE;
j) c l T a o o w r p e , o x o r e a r r t c i i o b s y n e , a u t l h l p e t o h s n e e t p h A o e w n s k e to r le s c s k o h f o o th f ld e e I c n r o s c r . o p r o p r o a r t a io ti n o , n e x o c r e p b t y s t_
AIZT1CLEIX
a r o p o o b a p f c c e o d r n f c e f e r o o s o m f f o e e t t p r r i a u v h c s c p p t i e s d a i h i , e n e o o e c s s j a l e e r i u r e i r t l m s A d o i a y a o k d t n f t i t n A r r g i r o i a n i g a a n t o s o e c u i n n d g t g n c n i d t o o n d y i , n l r r o i i t a f e t e d p i n n n s s h n g r c s e e l d e a p o a w a h t i r m s c e t n o a w i s f a u h m e n i r o n c l h a d c , s i l s n i o i n c e n h s t s f n n u n h a y i m i a o f c i l a o p n r n i h s i t p a i c a o r a e c l y e t b e t d y b n c a o i t i r a e o e s t t o o l r s j i i i e e n n u d n o o n o a r w d f d e f , n c n n v r u p o e s g u e a a e r a w m e u r m f l m r s t d r n l e r i h w i t a t e e t t y r a e a a e y i h r d i d o m n s r t t l e l b a o f d r t e s e d b l u o s n e i u i p x d o y r m l u o y t c r c e e r o m n o t o r h l i a n c o o u t t c a r p h t t i s t a s o e w i s i h t , e p i t t n i c e h r m l c e r v e a t , d e o d e e o r h a e r p d e n i w i r d s l e n n c o o m e d t a s t i o g s s s r f h u s s n o n e i e r , a a h e e c d d p q d i r o n n r a t f e i u o e s i r y n i l d n i u n h c l e i r n v i t o n p a e a s a n i s o , t t t n t o x t l a e i h h i e l l c o n o u p g o t v x e e o n t f n r e n e e l r c h n o e e n d n . t p r e a i h n t m s t i m t e p i s e e g e o b n r e o t c s h e f c r i n i t a , r t o e o t n n h i r n t s i r s o r s e o e n m r y p p c r n a e f c ( e e o b o a f b a d l l s w c i a n e u r c n e c p t a t t n t n d f i c o s e i e i t t e o o e i o e i r h c l n f i o r c n n i t n i o e o g m t i n a t , t i n d f f o n o , s o b o i g e s h u y r n t u f t m h n i i h h a t o a s t t a w u e f i n h r a p o l d d t t l e i r n o r p i c e u t e t a e 3 h e I r . e t r •
ARTICLEX
c in o n T f h e e rr A e T d r h t u e ic p c l o e o n s r p o s o t f o r I a c n t k i c o h o n o r p l r d e o e s r e a rs r ti v h o e e n s r e t i h n in e t h r a i e r g e h m g t a r to n an n a t e m e r d e n n s o d u w , b a j o e l r t c e t h r t e , o c re h t a h a f n i t s e g r r e e , p s o r e r e r r s v e c a p r t i e i b o a e n l d a . n b y y p r .:
Incorpo I r N at io W n T th T i N s ESS d a W y H of E A R u E g O u F st , w 2 e 0 0 h 3 a . v e made, signed and acknowledged
114:1O-a- • -i-t.4CT
Barbera Mignon Weatherly
na Simon
CONFIDENTIAL SDNY_GM_0001 3037
CONFIDENTIAL FirstBankPRO00200
EFTA_00 I 23680
EFTA01268884

Articles of Incorporation
Page 7 ost°
ohlS.
TERRITORY OF THE VIRGIN ISLANDS )
)ss:
DIVISION OF ST. THOMAS åk St JOHN )
Barbara T M he ig f n o o re n g W oin e g a t i h n e s r t l r y u , m E e n n a t S w im as o a n c k a n n o d w M le a d r g y e R d . b W ef ore me this Je kday of August, 2003 by
Notary Public
PAUL
HOFFMAN
NOTARY
Plait
COMMOSON No
apeiI. 00
OOMMItetnt~isA
NS2 7. 2- 004
CONFIDENTIAL SDNY_GM_00013038
CONFIDENTIAL FirstBankPR000201
EFTA_00 I 2368 I
EFTA01268885

Articles of Incorporation CLOSED
Page 6
DATE. 17-11i)
c l T a o o w r p e , o x o r e a r r t c i i o b s y n e , a t u l h l p e t o h s n e e t p h A o e r w s ti t e c o r l c s e k o s h f o o th l f d e e I c r n o s c r . o p r o p r o a r t a io ti n o , n e x o c r e p b t y su c th h e a s B a y r - e L c a o w nf s e r o re f d t h b e y
a p o r o o b p a d f c e c o r n f f e c e r o s o m o f f o e t e t p r i r a v h u c s c i p p s e t d i n i a , h e e e o o c s s j a l i e e r e i u t r r l s A m o i d y a a k o d t n f n r i t t r A i r g o g a a n i i a n t s o o d e c i n u g t n g c i n o n d t o i d n , n y l r r i o e f i t a d e t n s i n p n s h r n g c e s d l e e o p a a i a h t m w e r s c n o t f a w i a s u m e n h n i r a o l c b d c s , l s i i n i n o n c s e h f t n s n y u i n i a h m a o f c o l a p r n i i n i p a t h s i c r c o a a e l y t e b e t a y b d n c i o i t r o e t a s o l o t e s r i j e i i n n e d o o n u o n a G r d w e f n n , d n c r v p o e s e u a g a a m e e w a m r u f l r t m d s n r e l h r i w i a t e t e t r t e a y a e a y i r h d d i o t r n m s e l t l b a f r e o d e t d s l b u s o e n i x d u p i y o m l r u o t y c e r c e o r t M n o r o l n i h o a c o u t t c a h r t p t s i a t s i i e o w e s t h p i t , n i t h e c m l r r v c e e a d e t e , d e o o e a r h r d p e i i n w r l d s n e c n o m o e d a t t s o g i f s r s h s s n u s n o e r e , a i a h e e c d d p q i d o r n n r a t f i e o u s e i y r l i d n i u n n l h c i r e n i v n o a t a p a e i s n s , o n t t t t l t o x e a i i h h l e c l o u o o n p t g v x e e o n t r n n f e e l e r c n o e h e . n n t d e r p a n i m t h s t i t m p e s i e o g e e b n r e t c o h s e f r c t n i i a t , r o e t h n n o i r t s n i s r o e e s r o n r m p y c r p n a e f c ( e e b o o d a f b l a l s c e n a w i u c r e n p c t t n t a n d t o f s c i i e e i e t o t o e i o e c r i h l n i f c r o n i n n t i o e g m t i a o t n , d t i n f n o o f o s o b , e i g h u y s t n r u f m m t h i i i h o a t n s a t t w a n a h e f r n p d o d l t t i e r i o l p e t e f r u t c e e i t h e r b m h p o t c s r l a i s e t s e a r r i s e n l u r m o p i t u a i s i i r i i t n c c o f c . s t o s h i t i d e r t h , i n t e c T e a e s a o e e . a r d t a d n m h x c e i w t c i o i y e o i t e n o n n t o h n c m T a i g n i p , , o i u f p h . c r o a t m i t n t p b h o e h o e t o r , t d y l v a e o r i i w s r t n i o s c t r r u b i s s s e h c a n f g i a i y h u a o e b i t h e n a c a s c t d n y l t o d n h h o l e s h ) s ' l r y s e n ,
ARTICLE](
c in o n T f h er e r A e T d r h t u i e c p c l o e o n s r p o s o t f o r I a c n t k i c o h o n o r p l r d e o e s r r a e s t r i v h o e e n s r e i t n h in e t h r a i e r g e m h g t a r t i a o m n a t e m e r d e n n s o u d w b , a j o e l r t c e t h r e t , o r c e h t a h a f n i t s e g r r e e , p s o r e e r r r s v e c a p r t i e i b o a e n l d . a n b y y p st r a o t v u i t s e i o an ns d c a o l n l t r a i i g n h e t d s
I ncorpo I t N at i W ou I t T h N is E _ S S d a W y H of E A R u E g O u F st , w 20 e 0 h 3 a . v e made, signed and acknowledt;:d these Articles of
ilisi ra
Barbara Mignon W ly
CONFIDENTIAL SDNY_GM_0001 3039
CONFIDENTIAL FirstBankPRO00202
EFTA_00 I 23682
EFTA01268886

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SONY_ GM_ 00013040
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EFTA_0O123683
EFTA01268887

FirstBank
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CLOSED
ACCESS AGREEMENT
g T o h v is e r a n c c th e e s s u s a e g r o e f e e m -F e I n n t s e iB s a ta n b k li s s e h r e v s ic t e h . e terms and conditions that M the tg r e i-F a ir n st e E n ta t n k ft e s r e a in P e i s g m hP ay a b id e e in )t ; b an n e . t c h r e e p di a ts t . i n sh e o s v h m o w on n
F ni o te r r t h to e p th u e r p t o e s e e m o w f t h h o is 4 a g th re e e u m s e e n r t. o t f h e e - F te ir r s m tE s la ' n y k o . u' " F a i n rs d tE y la o nI u C r , m m a o y n t n h o s t t a b t e em fi e n n a t l . f or T t h h e e C of u fi s c t i o a m l 'l e e r g m g u y st ro u c s c e h t o h i e ia d e o n n d . of the
' l S w ie u o n . r d k a in a y g n a d d n d a 'O y ba u m n r k e a h re n o f s l e i d r M a y o to s n . d F a i y ra t t h B r a o n u k g h P F u r e id rt a o y . R e c x o ce . pt T S h a e tu r b d e a r y m , d F Y e l o a p u t e S n a a d c n s c k e , p a t t m o a o p n n r d g o v o a id t g h e r e e r e s a , c t c h o e a n s t s t t h h e 1 e 0 c a o th v n e a ti n il/ u e b i o F i u l i l r y s e s o t a E p n la e d n r a k a ti b o s i n e lit r y v a i n c o e d f
I. Description of *Phelan% c a o v m ail m ab u i n li i t c y a t o io f n F s irs p t r B o a ce n s k s 's i ng co m lin p e u , t er y o s u y r s te In m te r a n n e d t o s n e rv th e e !
a e yo - p F u e i r r r s a s t o R cc n a o a n u l k c n o t 4 m a a c p t n i i v le e ity l r e . c a t : r o F n ir i s c t B s a e c rv k i c t e h r V o i u e g t h a l t l h o e w I s n t y e o rn u e t t o u v s i i e n w g p o W a r c r o e c l v b e e i n o d s t s t e i h M r e . , e q d u y o i S o p r u h m c r o e e u n a b ld t s r o e a w a s n c d s f c o e t e r r h s . a e s n y t y e o t o l u r e e r p a e h s F p o o I e n r n r e s . a t I o B e r i r a r a s e n l t l k B e c a c b t o n n e k m c p s p t u h e o t a m w e ll r e p , n r o e r t y a t i o e r b i u l s e y r
responsible for said interruption.
Reouirements for the use of t-Firstaank
le Service Charges
In order to be able to on fin e-FirstElank sernce. you must
have an amount with FirstBank, as well as the requ'red At this time, access to the e-FindBank service shag not be
1X004ar Metaled in your arsenal comoder. In ackition, subfrO to other charges besides those establishes for your
you must have a modem and access service to the Internet account. However. you are responctie for the phone
through your service provider. The 'browser Mal you use charges related to connection of the service, for the f ntemet
rust be ccergalltife with Microsoft Internet EV/avers, Son ic° Provost charges and any other charges related to
version 4.0 or higher. or Netscape your personal computer equipment.
Navigator/Communicator. version 4.04 or higher, You we
responsible Ot all costs and expenses related to the For information about the confidentiality of your information.
Installation, use and maintenance of your equipment, of Pease refer to tho Safety rhormation Included In Our Ter
telephone ales. and your Internet access ProVider. section of e-FirstBank.
You must thoositIntesworcf to gain exclusive access to 6. Reauest for Additional Services
your account through e-FiretSank.
You can request ackitena, services such as copies of
You shall be sole), responsible for adariki3 adequate safety checks, a bank account Statement the investigation of a
measures to protect your password and avoid unauthorized crack Cares activity, or the investgaton of a oanicatar
access to your amounts through e-FinstElank. FirstBank charge, through the e-FirstBank service. r you requital an
shall not have the duly or express or implied obligation to acklitIonal service through the eFireFlaik service. FirstBank
investigate or verify if the use of e-FirstElank or the access to is authorized to process said request as if x was a widen
said service is Carried out bye person authorized by you, or reqrJoSt signed by you. E-Firstf3ank shall provide you a
acconing to the safety measures adopted by you. oonhnhabon number upon completing; your request. Said
cone-million number will help yap obtain ackitional
If your password S lost or forgotten and must Do charged or information related lo your request M our Meg Service
modeled. you must authorize said change or moSfication Ll Center.
writing to Firlafkink. No password will be changed or
rte.:lied as a result of a telephone conversation since 7. Copyrights and Trarktmarks
FirstBank must *ways receive the authorization to change
or modify the password in writing. AD rights over images, tad. screens and pages of a-
First8ank are Properly of FirstBank or of third pares, as
It a Corporation isishes to gain access to the o-Firsteank specified. You may copy information horn ornilBank for
seMce, a corporate cassword viii be chosen. The your own personal use only. You shell not copy. publish.
inIvIduals that signed the Germs, Restiution must apply in distribute. record, molly. or eansfor this intormaten,
parson at their main Brandi In order to enrol and to sign the images or other type or materials. nor dee Mem sr any other
e-FiratBank agreement for their company and wt be the way to create wake derived from tem nor for public or
ones that have access to the corporate Password. De commercial purposes. except as provided in the agreement.
indeduals that signed the General Resolution must
authorize any change or moddlcaton of the corporate You recognize and agree that the name e-Fireflank as wet
Password In writing. as other trademarks used here are pro my of FirstBank or
other saasIdienee. or of third parties., You shall not use
You indemnify and hold FIrstBank, Si directors. officers. and these trademarks without the previous wiles° consent of
employees harmless from any claim or suit. ;were from the Fr-s:Barra or the trademark's legitimate rawer.
access to the served.
zAmitiranyilable
through a-Ebel:lank
8. Representations and Guaranties
FirstBank does rot represent or guarantee, expressly or
You she be able to obtain updated Information about your implicitly, the am:rev of the information and materials
accounts. hirstlitank may, horn time lc lime, add, amend. or (including taxi, graphics, laws or other °beets) contained In
el minste services 10 those offered at this time through a- e•FiretBank, and expreary rejects all responsibility toreros
FustBank. FirstBank Shall update tie agrooment to inform or missions in thorn. Nedher Firstasink nor Its providers
you of any changes. If you choose to use new sentries. represent nor guarantee ctroctly or implicitly that e-FiretBank
when "feeble, you agree to comply whit al! the rules is appropriate for a particular use. You Finegan that you
oontamed in the amendments to this agreement related to have received adequate informs:kr from FirstBank
the new services. regarding eFaradilank, and that you have deeded, freely
and voluntarily, to subscnbe this agreement and obtain
4, Access to e-Firstleank access to e-Firseark according to the terms and oondsons
hereby agreed.
You shall have access to e-Firsteark seven (7) days a
week, twenty.four (24) limn a day. FirStilailk agrees to You represent and guarantee to Fustdank that you have no
update ;era:Maly the Infonnatial you may obtan through 'ntenbon to use, and that you sh.il not use eFlrefilank with
the e-Finitgark service. However, you recognize and the direct or indirect purpose of providing services
accept that FirstBank has no obligation to update said (including, without imitations, financial, dada processing or
tnformaton at a speak hour of the day and Mat It is not administrative services, or other related services) to any
subject to a deterninate schoda person Or entity.
uNketaniei bun
CONFIDENTIAL S0NY_GM_00013041
CONFIDENTIAL FirstBankPR000204
EFTA_00123684
EFTA01268888

Any fink to pages of organeatom not at:noted to FirslBank 13. Term of the At gement
is wedded only as a suggestion of to;is that might be
interesting or useful to you. FirstBank does nett:WAS any Th's agreement shall remain in effect unti re of the pantos
guaranty whatsoever regarding the accuracy. integrity or notifies the Other of hisser intention to cancel the service.
rentrely of these pages. cr regardir.g weenier or not as use These notices may be sent through either eleareric or
rs appropnate for any specolic pumose, nor does it regular mail. The Rank shal' send men to the most racer:
guarantee they are free of defects or clams or of viruses or address appearing on your account record. The Bank's
other contarenabee. Those links do not represent an address is included in section 12 of this agreement.
endorsement nor do they create responsWity for me
°peons. ideas. products, information or services offered in In ease this agreement is kwaidated for any reason, you
said pages. that immediate.y cease using c,F.rstBank and FirstBare
shall Cancel the Son-oe. but not your accounts in Firsteark
Limit of ReeponsIbillW ores affiliate; or subs dams.
FirstBank shall net be responsible for incorrect mainration 14, Miscellaneous Disoositioel
or Inflictions plodded by you Neither F estBank nor any
provider of information shall be responsible for deficiences a) Fir$tSonk reserves the tight to affiend, update, modify,
in the accuracy, totally. avail/eerily or timeliness of said or discontinue terrine at any time and to
information, of of any investment or decsion made based on amend or moony at Wry time the tams ce this
a. agreement through previous notice to you.
Steept as expreszty provided in this agreement or in any b) The use and access to the eFirstBank service is
other agreement applicable to the eclat:en between you and aubant to the amicable laws and repdations.
Fensteank, or as required by law, you agree this neither
PrstBark nor any information provider shall be responsible c) You shall not transfer this agreement to any person
for any loss or damages whatsoever, direct or Indirect, without FatBanies previous written consent.
caused by 0.Firsteark or that in any way arISS4 or is related
to the access and use of e-FIrstBank by you. 0) This agreement shat be governed and be subject le the
laws of the Commonweal, of Puerto ace.
You are obligated to indermlfy FthatBank and release it from
any responsibility before any suit or elan filed against o) If one or more of the <Weston& an the aereerrect for
FirstBank thal seeks to impose respetsibility on FirstBank in any mason is declared null. illegal or it cannot be
violation of the dispositions of this Swam enforced, the remaining dispositions sera ranker verso
arid in full force and effect.
The term -Fin:Wank" as used in this Section, includes
Finest*, its parent company. subsidiaries and I) FlrstBank reserves the right to use all those available
sNerehonars, directors. officials, employees Or agents of legal remedos in case of notations of these
each of these. dispositions. iricluding suspension of access serve.
ander carcellation of rants° acccerts.
10 Electronic Communication
g) Access to the service and use of the passwords through
You shall be able to communicate electroricalhT and n a es-FiTalBonk arc limited to those users authonzed by
safe manner only through the rorms included in the "Other FirstBank. FirstBank steal use at' available legal
Services- section of eFirstBank. Said forms shay be refriedlOS against any person who tiles to ander uses
considered ((aim] by ute the need %%akin° day. this service wthcu duo authorization.
FirstBank snail act goon your communication within a By signing beew, you agree that you have reviewed the
reasonable tent. In addition you recognize and accept that terms a this agreement and that the use of the a-Patinae
the forms found in the *Other Services' section of re service to gain access to any of your accounts in
FliatBenk sherd not be used when you need to FIRSTBANK conettutes your acceptance ol the terms sod
communicate with us lernociatory. For rune:kale con one hereby estalaretheri, to wr cri you agree to commit
communicaticn you !rust call our Client Service Center at yOurn11. In addition, you agree to comply with the terms
the number 'refund in section 12 of th's agreement, or vim and conditions of all other agreements subscribed by you
any of our branches. and all applicable disclosure documents. retain to the
accounts and other services that can be accessed by you
You hereby authorize us to recad, use, ander copy any through the use of e-FirstBene, whet are made pert of this
electronic form sent by you. agreement You are committed to maintain and use your
accounts with FlatBank adequately and to comply with all
You accept and recognize that for safety reasons in the Ries Mat govern each one of said accounts, !Toluene
handing informatcn, any other elect:ono metbco, in,olueng payment of charges related with the use ander
electronic mail, shalt not be used to request additcoa) rrantenane,e of said acoounts.
services.
11. Unauthorized Transactions
If you believe you have est or someone has stolen your
password or scot number. an authorized person is no
longer authorized amen your account or II you detect sly
unauthorized access to your account. or if you suspect
any type of (legal activity in your amount. you ant Worm
Firstaank immedately, by eating us a (787) 725-2511 or 1•
eS8-448-2511 dunng the eatablehed service hours.
lit Customer
It you require any assistance regarding ea-Firs:Bank or would CLOSED
like to speak to one of our reoresereahves, please cal 1787)
725-2511 a I-888-448-2511 during the established service
hours. You may also said us your message via fax to (787)
729.8060 or was to the following address: DATE: —W134611----
FIRSTUNE CUSTOMER CENTER
P.O. Box 9146
San Juan, Puerto Rico CO908-0146
YoU may also send en electronic menage to:
g-FirstBanktaltrecaraer can
CONFIDENTIAL SDNY_GM_0001 3042
CONFIDENTIAL FirstBankPRO00205
EFTA_00123685
EFTA01268889