EFTA01282376.pdf

Deutsche Bank
Private Wealth Management
Corporate Account Authorization and Terms and Conditions
Officer's Certificate
L
Account Number
.14 • the duly ejected and acting 0tcp. l 1-Erci a 9s
.0-0.
Epstein Virgin Islands Foundation, Inc (the 'Corporation-rho** certify that:
Thildllfrobla raseldfibnewereadereonYunflitirepyllecintiertt Of the Bari al,DiadtoraofthoCorponnion on the
5erniiber .
:f SDIYED _tai tiv 040.3600 tthkailadoll
(A) Open and meintain one a more brokerage account(sl for and in the name of the Corporation at Deutsche Bank Securities Inc. (referred
to herein as "Dasil (including any successor thereof):
(BI Deposit, deliver, ensign, withdraw and transfer funds, muniments and securities of any typo;
(C) Sell any securities owned by the Corporation:
(0) Buy any seances in a cash account and
(E) Buy, sell and sell secunees (including mg and cat options) short in a margin account; and (DELETE (E) IF INAPPLICABLE)
CFI Execute all documents, and exercise and direct the exercise of all duties, rights, and powers. and take all actions necessary or
appropriate to perform the powers enumerated above.
FURTHER RESOLVED. Sat the /40- *, 044 of the Corporation shell certify in writing any changes in the
powers, office Cr identity of those autheffized to perform the powers enumerated above. DBSI may rely upon any such certificate of
authority furnished by the Corporation until written certification of any change in authority shall have been received by 0851. My pact actor. in
accordance with this resolution is hereby ratified and confirmed. The powers enumerated above pertain to b eimar,* of any type now or hereafter
held by the Corporation in its own right or in any fiduciary capacity. Powers previously certified by the Corporation shall not be affected by the
dispatch or receipt of any Other form of notice nor any change in the ()option with the Corporation held by any person so empowered. Any
officer of the Corporation is hereby authorized to certify these resolutions to whom it may concern.
(2) Each of the following are authorized to perform the powers enurnerated in the foregoing resolutions and by Signing his or her name in this
section 2 agrees on behalf of the Corporation to the Terms and Conditions attached hereto:
(List name and corpoiateraition)
Position
Name Position Name Posit
Signature Signature
Deutsche Bank Securities Inc a subsidiary of Deutsche Bank AG. coaducts investment banking end securities activities in the Un ed States.
IlI 111111111IIII
09.PWrit.0186 Corp Awl Ann h r&C (02/121 CORP
006420-022212
SDNY_GM_00037859
CONFIDENTIAL
CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P 6(e) DB-SDNY-0000683
EFTA_00148468
EFTA01282376

-r
(3) The Cepcvation is duly organized and exisung under' the laws of the Sets W S I / ‘ix he the powers to take the
actions euthweed by the filteiRkra aktilml heron.
(4) No action has been taken to rescind or amend said resolutions. and they are now in full force and effect.
(5) No one other than the Corporation shall hive any aMeren in any account opened end maiotaineri in the name of the Corporation.
(6) THE TERMS AND CONDITIONS ON THE NEXT TWO PAGES CONTAIN A PRE-DISPUTE ARBITRATION CLAUSE AT PARAGRAPH 11.
(-Ls/. a:043
IN WITNESS WHEREOF, I have hereunto affixed my hand and the seal of the Corporation the 13) de of iSdi
SEAL
Signature Omer
of Cettlyino
ke
Warne of Cerdfying Officer
C-c. Pie star-12- (Jct.—
Commits Tee of Certifying Office
Pisannote A--second mittens officer must sign if the fast certifying officer is one of the parsons listed in section 2.
Signature of Second Unifying Officer
Name of Second Certifying Officer
Corporate Mkt of Second Certifying Officer
IF THE CLIENT IS INCORPORATED OUTSIDE THE UNITED STATES. THE CLIENT MUST COMPLETE AND RETURN A FORM W-8 ALONG WITH
THIS OFFICER'S CERTIFICATE.
OtArAttAA-0186 Cap Acet Auth & TM 032M) CORD
006420-022212
SDNY_GM_00037860
CONFIDENTIAL
CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0000684
EFTA_00 I 48469
EFTA01282377

Terms and Conditions Corporate Accounts
Deutsche Bank Securities Inc. (referred to herein as "DBSI-1 accepts the Account of the client described in the attached certificate (the 'Client'l The
term DBSI includes its affiliates, officers, directors, agents end employees. Client understands that Pershing LLC is the carrier of the Account as
clearing broker pursuant to a clearing agreement with DRS/.
Deutsche Bank Securities Inc. is a subsidiary of Deutsche Bank AG. As used herein, the term "affiliate of Deutsche Bank" or 'Deutsche Bank
affiliates" means Doetache Bank AG ens its subsidiaries arid atfiliotes. Each of Deutsche Bank AG end its affiliates is a aerate* incorporated legal
entity, none of which is responsible for the obligations of the others. 'Securities and Other Property- shell include, but shall not be limited to, money
and securities, financial instruMeMS, cornmoddies of every kind and nature, and a% contracts and options relating to any thereof, owned by the Client
or in which the Clism has an interest. These terms and conditions snail be construed in accerdence with the laws of the State of New York and the
United States, as amended
By opening the Account. Client agrees to the following terms and conditions:
1. Confirmations, and Transmission of Instructions
Client agrees to notify 0681 in writing, within ten (10) days of sending Client a confirmation, of any objection Client has to any transaction in its
Account. In the absence of such written notification, Dent agrees that all transactions for its Accc unt win be final solo binding on it Client
understands that it is responsible for transmission of instructions to DBSI and that Client bears the risk of loss arising from the method of
transmission that Client uses in the want of transmission errors, misunderstandings, inpinsonations, transmission by unauthorized persons or
forgery. Client agrees to release end indemnify DBSI from any and all liability arising from the execution of transactions based on such instructions
except if DBSl a gross negligence caused the transmission error.
2. Cash Account
With respect to the Account li) Client will make full cash payment on or before settlement date for each security purchased, unless funds
sufficient therefor are already held in the Account; (ii) Client does not contemplate selling any security before it is paid for as provided in the
preceding clause, bill Client will own each security sold at the time of sale and, unless such security is already held in the account, will promptly
deliver such security thereto on or before settlement date: end (iv) Client will promptly make full cash payment of any amount that may become
due in order to meet necessary requests for additional deposits or, with respect to any unissued security purchased or sold, to mark to the market.
3. Short and long Orders; Deliveries and Settlements
Client agrees that, in giving orders to set N -short- sales wit be designated by it as 'short' and dl other sales will be designated by DEIS1 as
long." Client also agrees that 0551 fl y, at its dis )(aeon, immediately cover any short sales in the Account, without prior notice. In oats of non-
delivery of a security 0051 is authorized to purchase the security to cover Client's position and charge any loss, commissions and fees to the
Account. Client agrees that if DBSI fads to receive payment for securities Client has purchased, DBS1 may, without prior demand or notice, sell
those securities or ether pratrany hold by OBSI in the Account and any less resulting therefrom will be charged to the Account. Client authorizes
OBSI, at its dscretion, to request and obtain extension(s) of Client's time to make payment for securities Client purchased, as provided for by
Federal Reserve Bank Regulation T.
4. Uens
Client hereby grants to DBSI and its Affiliates a security interest in end lien upon all Securities and Other Property in the possession or control of
DBSI, any of its Affiliates er Pershing. in which Client hes an interest (held individually, jointly r otherwise) (Collectively all such Bounties ane
Other Property are referred to herein as "Colman-I in order to secure any and all indebtedness or any other obligation of Client to 0851 and its
Affiliates or Pershing (provided that such indebtedness or obligation to Pershing arises in connection with this Agreement) (collectively, all such
obligations are referred to herein as the 'Obligations"). Clients whO ere joint a0Counthratlers (-Joint AcCounthoktersi acknowledge and agree rout
pursuant to this lien, the Collateral shall include Securities and Other Property held in the Account or any other account held by either Joint
Accountholder with 0951 or its Affiliates (whether individually, jointly or otherwise) and shall secure any and all Obligations of each Joint
Accountholder to DBSI and its Affiliates. DBSI (or Pershing, at 1)05ra instruction) may. at any time and without prior notice, sell, transfer, release.
exchange, settle or otherwise dispose of or deal with any or rill such Collateral in order to satisfy any Obligations. In enforcing this lien, DB51 shall
have the discretion to determine which Securities and Other Properly to apply for the purposes of the foregoing. Notwithstanding the foregoing.
nothing herein shoe be deemed to grant an interest in any Account or assets that would give rise to a prohibited transaction under Section 49754c)
(1RB) of the Internal Revenue Code of 1986. as amended, or Section 406410(B) of the Employee Retirement Income Security Act of 1974, as
amended. Securities and Other Property held in Clients retirement account(s) maintained by DE151, which may include IRAs or qualified plans, are
not subject tb this hen and such Securities and Other Pronely may only be used to minty Client's indebtedness or other obligations related to
Client's retirement aOraundel.
5. Authority to Bestow
In case of the sale or any security or other property by DBSI at Client's direction and ()BSI's inability to timely deliver the same to the purchaser by
reason of Client's failure to supply DBSI therewith. Client authorizes 0851 to purchase or borrow any secunty or other property necessary to make
the required delivery, and Client agrees to be responsible for any loss or cost, including interest, which 0851 sustains as a result of Client's failure
to make delivery to 0651.
6. Interest Charges
Client acknowledges that debit balances in go Account including, bin not limited to; those arising from its failure to make payment by settlement
date for securities purchased, will be charged interest at the then currant rate, in acnordance with DEISI's usual custom. Interest will be computed
on the net daily debit balance. which is computed by combining all debit balances and credit balances in each account with the exception of
at&t balances associated with short security positions.
7. Credit Information and Investigation
Client authorizes 0851 to obtain reports concerning its credit standing and business conduct at 0B51's discretion. Client also authorizes 0851 and
any affiliate of Deutsche Bank, inducing, without imitation. Deutsche Bank AG, to share among each affiliates trash informal-in and any other
confidential information ()Inland such affiliates may have about Client and the Account
09-PWM-0186 Corp Acct Auth & IBC (0V12) CORP
006420-022212
SDNY_GM_00037861
CONFIDENTIAL
CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P 6(e) DB-SDNY-0000685
EFTA_00148470
EFTA01282378

El Satisfaction of Indebtedness
Client agrees to Seedy, upon demand, any indebtedness, including any interest and commission charges. Client further agrees to pay the reasonable
costs and expenses of co:tendon of any amount it owes DBSI, including reasonable attorneys fees and court costs. Client agrees that DBSI and its
cleanng broker nave the right to collect any detht balance or other obligations owing in Client's Account, and that such rights may be assigned to each
other
9. Loan or Pledge of Securities and Other Property
Within the limitations imposed by applicable law, all Securities and Other Property now or hereafter held. whet or maintained by DBSI in its
possession that have not been fully paid for, may be lent. either to DBSI or le others, pecked, and ropledord by DBSI. without notice to Client.
Client understands that while securities held for its Account are loaned out. Client will lose voting rights attendant to such securities
10. Aggregation of Orders and Average Prices
Client authonzer DBSI, at its discretion, to aggregate orates for the Account with bother customer orders. Client recognizes that in so doing, it may
receive en average price for its orders that may be different from the price(s) It might have received had its orders not boon aggregated. Client
understands the this practice may also result in its orders being only partially completed.
11. Arbitration
- This section of the Attrainnern onnatint the predropute arbitration agreement tenni:len us. By 'slatting this Agreement, we agree
as follows:
(I) All perdu n this Agreement es* giving up the light to sue each other In court. Including the tight toe nisi by jury, except as provided by
the ruler of the arbitration forum in which a claim is held:
Arbitration awards ace generally fins eat binding. A party'. ebilny to have a wen reverse or mortify an arbitration award is very Into&
(ill) The ability of the pasties to obtain eocumema witness statemarits and other drecowiry is generally limited in retention as nompewd to
counproceedings:
lie The arbitrators do not have to explain the reearanIs) for their award, unless. In en eligible cats, a joint mutest for me explainnd decision
has been submitted by all parties to the panel at least twenty 120) days prior to the first hearing date:
(v) The panel of anteater. wilt typically include a minority of arbitrators who were or ars enlisted wan the securities industry;
MI The rules of some arbitration forums may Impose time limits for bringing a claim In arbitration. In some ones. 8 claim that Is inefelble for
arbitration may be bon en m court; end
MO The rule of the arbitration Conan In which the dam Billed, and any amen:Interns thereto, shall be Incorporated Into thee Agreement
- Client agrees to arbitrate with 0051 any controversies which may arise, whether or not based on events occurring prior to the date of this
agreementincluding any controversy arising out of or relating to any account with 0981, to the construction, performance or breech of any
agreement, or any duty arising from any agreement or other relationship with DBSI. or to transactions with or through DBSI, only before the
Financial Industry Regulatory Authority, Inc., or any exchange of which DBSI is a member, at Clent's Glendon. Client agrees that Client shall
make Client's election by registered mail to Deutsche Bank Securities Inc., Compliance Department - Allentitin: Director of Compliance, 60
Wall Street, 23rd Floor, Mail Stop NYC60-2330, New York, NY 10005.2836. If Client's election is not received by DBSI within ten (10)
calendar days of receipt of a written request horn DB31 that Client make an election, then DBSI may elect the forum before which the
arbitration shall be held.
- Neither OBSI nor Card waive any right to seek equitable relief pending arbitratidn. No person shall bring a putative a Certified class action to
arbitration, nor seek to entnrce env pre-dispute arbitration agreement *gene any Dimon who its initiated in court a putative class axiom or
who is a member of a putative class who has not opted out of the class with respect to any Miens encompassed by the putative class action
until hi the class certification is denied: or (ii) the class is decertified; or Nil the customer IS excluded from the class by the court. Such
forbearance to enforce an agreement to arbitrate shell not constitute a waiver of any rights under this agreement except to the extent stated
herein.
Important Disclosures for Your Records
Deutsche Bank Securities Inc. "01151" is furnishing this document to you to plan you to important matters regarding your account.
Securities Investor Protection Corporation ("WPC)
Securities held by our clearing broker, Pershing LLC, for your account are protected up to the total net equity held in the account. Of this total. SIPC
provides $600,000 of coverage, including S100,000 for claims for cash awaiting reinvestment The remaining coverage is provided by Pershing
through a commercial Insurer. SIPC cvntection aocaes when the SIPC member finn through which you hold your 'mesons' ts toils financially and is
unable to meet its obligations to securities dientS. bu SIPC protection does not protect against losses attributable to the rise and fee in the market
value of investments. A small number of client accounts are not carried on Pershing's books due to specific account factors. These accounts are
covered under DBSI'a SIPC membership 0951 does not provide coverage in excess of SIPC coverage. Ccwtain kweements, such as commonly
futures contracts and currency, are ineligiole for SIPC protection. For additional information on SIPC, see www.SlPC.org or call the SIPC public
information number, 1202)371-8300.
Payment for Order Row
MAO receives paymeot when its mutes for execution Certain orders in certain SteuntieS. The determination as to where to rook Orders is based on
several factors. consistent with DBSI's obligation to provide best execution for all orient orders. Because several factors are considered with respect
to such determinations, DEISI could potentially secure price improvements on such Orden by routing them in a different manner and all such orders
potentially could be executed at prices superior to the best bid or best offer. Payment is received by DBSI in the form of rebates, or credits against
exchange fees. and specialist fees. Details will be furnished upon writteo request.
094WM-01803 Corp Acts Auth lk ftC 102112) CORP
OCI420022212
SDNY_GM_00037862
CONFIDENTIAL
CONFIDENTIAL - PURSUANT TO FED. R. GRIM. P. 6(e) DB-SDNY-0000686
EFTA_00 14847 I
EFTA01282379

Terms and Conditions Corporate Accounts
Deutsche Bank Securities Inc. (referred to herein as "Dasn accepts the Account of the client described in the attached certificate (the The
term DBSI includes its affiliates, officers, directors. agents and employees. Client understands that Pershing LLC is the carrier of the Account as
clearing broker pursuant to a clearing agreement with DBSI.
•
Deutsche Bank Securities Inc. is a subsidiary of Deutsche Bank AG. As used herein, the term "affiliate of Deutsche Bank- or 'Deutsche Bank
affiliates" means Deutsche Bank AG and its subsidiaries and affiliates. Each of Deutsche Bank AG and its effilistris is a separately incorporated legal
entity, none of which is responsible for the obligations of the others. -Securities and Other Property" shad include, but shall not be limited to, money
and securities, financial instrucnems, commodities of every kind and nature, and at contracts and options relating to any thereof. owned by the Client
or in which the Client has an interest. These terms and conditions shal be construed in accordance with the laws of the State of New York and the
United States, as amended.
By Opening the Account. Client agrees to the following terms and conditions:
I. Confirmations, and Transmission of Instructions
Client woes to notify DBSI in writing, within ton (10) days of sending Client a confirmation, of any Objection Client has to any transaction it its
Account In the absence of such written notification, Client agrees whit all transaorions for its Accoont will be final arid binding on it Client
understands that it is responsible for transmission of instructions to DEISI and that Client bears the risk of loss arising from the method of
transmission that Client uses in the event of transmission errors, misunderstandings, impersonations. transmission by unauthorized persons a
forgery. Client agrees to release and indemnify DBSI from eny and all liability arising from the execution of transactions based on such instructions
except if DBSI's gross negligence caused the transmission error.
2. Cash Account
With respect to the Account: Ii) Client will make full oath payment on or before settlement date for each security purchased, unless funds
sufficient thereto, are already held in the Account; (ii) Client does not contemplate selling any security before it is paid for as provided in the
preceding clause; (ii) Client wit own each security sold at the time of solo and, unless such security is already held in the account, wit promptly
deliver such security thereto on a before settlement date; and liv) Client will promptly make rur cash payment of any amount that may become
due in order to meet necessary requests for additional deposits or, with respect to any unissued security purchased or sold, to mirk to the market.
3. Short and Long Orders; Deliveries and Settlements
Client agrees that, in giving orders to sell, all 'that sales will be designated by it as "shoo' and all other sales will be designated by DBSI es
long." Client also agrees that DBSI may, at its diecretion, ithmedleteWcover any short sales in the Account, withoot prick- nate In oath of nom
delivery of a security, DBSI is authorized to purchase the security to cover Chem's position and charge any loss, commissions and fees to the
Account. Client agrees that if 06SI foils to receive payment for securities Client has purchased. 0951 may. without prior demand or notice sell
those securities or other property held by Des! in the Account and any loss resulting therefrom will be charged to the Account Client authorizes
DBSI, at its discretion, to request and obtain emensionts) of Client's time to make payment for securities Client purchased, as provided for by
Federal Reserve Bank Regulation T.
4. Lions
Client hereby grants to DBSI and its Affiliates a security interest in and lion upon all Securities and Other Property in the possession or control of
DOR any of its Ahlhates or Pershing, in which Client has an interest (held individually, jointly or othunnrisal (collectively MI such Securities and
Other Property are referred to herein as 'Collateral in order to secure any and all indebtedness or any other obligation of Client to D951 and its
Affiliates or Pershing (provided that such indebtedness a obligation to Pershing arises in connection with this Agreement) (collectively, all such
obligations are re leered to herein es the 'Obligations-I. Clams who are joint aocourdroldors rJoint Accountholders-) acknowledge and agree that
pursuant to this lien, the Collateral shall include Securities and Other Property held in the Account or any other account held by either Joint
Accountholder with Dill51 or its Affiliates (whether individually, jointly a otherwisal and that secure any and all Obligations of each Joint
Accountholder to DBSI and its Affiliates. DBSI (or Pershing. at DBSI's instruction) may. at any time and without prior notice, sell, transfer, release,
exchange, settle er MI.:runs* dispose of or deal with any or it such Collateral in order to satisfy any Obligations. In enforcing this hen, DBSI shall
have the discretion to determine which Securities and Other Property to apply for the purposes of the foregoing. Notwithstanding the foregoing.
nothing herein shag be deemed to grant an interest in any Account or assets that would give rise to a prohibited transaction under Section 4975(c)
(1I(BI of the Internal Revenue Code of t985, as amended, a Section 4060)(1)(11) of the Employee Retirement Income Security Act of 1074. as
amended. Securities and Other Property held in Client's retirement eCoOuntiel maintained by DBSI, which may include IRAs or qualified plans, me
not sublect to this lien and such Securities and Other Property may only be used to satisfy Client's indebtedness or other obligations related to
Client's retirement account's).
5. Authority to Borrow
In case of the sate of any security or other property by DBSI ot Client's direction and 0851's inability to timely deliver the same to the purchaser by
reason of Client's failure to supply DBSI therewith, Client authorizes 0651 to purchase or borrow any security or other property necessary to make
the required delivery, and Client agrees to be responsible for any loss or cost including interest, which DBSI sustains as a result of Client's failure
to make delivery to DB51.
B. Interest Charges
Client acknowledges that debit balances in the Account, including, but not limited to. those arising from its failure to make payment by settlement
date for securities purChesed, well be °herpes interest at the then current rate, in woe/dance with ()BSI's usual custom. Interest will be competed
on the net daily debit balance, which is computed by combining all debit balances and credit balances in each account with the exception of
credit balances associated with short security positions.
7. Credit Information and Investigation
Client authorizes ()BSI to obtain reports concerning its credit standing and business conduct at DBSI's discretion. Client else authorizes (*Stand
any affiliate of Deutsche Bank, ineludlear without hmitaben, Deutsche Bank AG. to share among such affiliates such information and any other
confidential information D851 and such affiliates may have about Client and the Account.
09-PWM-0186 Coro Ant Auth & T&C (02112) CORP
006420-022212
SDNY_GM_00037863
CONFIDENTIAL
CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P 6(e) DB-SDNY-0000687
EFTA_00148472
EFTA01282380

8. Satisfaction of Indebtedness
Client agrees to satisfy. upon demand, any indebtedness. Inducing any interest and commission charges. Client further agrees to pay the reasonable
costs and expenses of collection of any amount it owes DBSI, including reasonable attorney's fees and court costs. Client agrees that DilS1 and its
clearing broker have the right to collect any debit balance or other obligations owing in Client's Account and that such rights may be assigned to each
other.
9. Loan or Pledge of Securities and Other Property
Within the limitations imposed by applicable law, all Securities and Other Properly now or hereafter held, carotid, or maintained by DElS1 in its
possession that have not been fully paid for. May be lent, either to DBSI or to others, pledged, and repledged by 04151. without nobs to °eat.
Client understands that while securities held for its Account are loaned out. Client will lose voting rights attendant to such securities
10. Aggregation of Orders and Average Pt..
Client authorizes OBS1, at its discreaoh, to aggregate owlets for the Account with other customer orders. Client recognizes that in so doing, it may
receive an average price for its orders that may be different from the price(s) it might have received had its orders rot been aggregated. Client
understands that this practice may also rogue in its orders being only par daily completed.
11. Arbitration
- This section of the Agreement contains the pi edisothe arbitration agroemont between ifs. By &Janina this Agreetnern. we agroe
as follows:
(I All parried to this Arena/et ere teeing up the nght to sue each other in court, including the right to a trial by jury. except as provided by
the rules of the arbitration forum In which a claim is filed:
Arbitratien sweet are geeeralty final and binding. A party's °briny M have n *oust ravine or modify en arbItmean eward Is very limited;
gig The ability of the parties to obtain documents. Vatneali artantelel and other discovery is pommel. limrart in adiasetion m compared to
court proceedings;
(iv) The arbitrate/4 do not have to explain die reason(a) rat their award, unless, in en eligible case. a mint request for non explained decision
has been submitted by all parties to the panel at least twenty (20) days prior to the first hearing data;
(v) The prima col albesatoni will typically Include a minority of arbitrators who were or are effiliated with the securroes Industry;
MI The rules of some arbitration forums may impose time mine for telsearg a claim In arbitration. In some came a claim that is ineligible for
arbitratioa may be brought in col at; end
Mg The wan of the eibitrebon forum Si which the claim Is filed. and any amendments thereto, shell be incorporated into dtis Agreement_
- Client agrees to arbitrate with DBSI any controversies which may wise, whether or not based on events °Caning prior to the date of this
agreamencincluding any controversy arising out of or relating to any account with DB% to the construction, perfornance or breach of any
rigniernent, or any duty arising from any agreement et other relationship with DBSI. or to transactions with or through DEISI, only before the
Financial Industry Regulatory Authority, Inc.. or any exchange of which DBSI is a member, at Cavil's election. Client agrees that Client shall
make Client's election by registered mad to Deutsche Bank Securities Inc.. Compliance Department - Attention: Director of Compliance. 60
Wall Street, 23rd Floor, Mail Stop NYC60-2330, New York, NY 10005-2836. N Client's election is not received by 0851 within ten (10)
Calendar days of receipt of a written request from ()BSI that Client make an election. then DBSI may elect the forum before which the
arbitration shall be held.
- Neither 0851 nor Cited waive any right to seek equitable relief petting arbitration. No person shall bring a putative or certified class action to
arbitration, nor seek to enforce any pre-disouW arbitration agreement against any penmen who has initiated in court a putative cans action; or
who is a member of a putative class who has not opted out of the class with respect to any Sims encompassed by the putative class action
until 01 the class certification is denied; or (Ii) the class is decertified, or fin) the cwtomeu is excluded from die elasi by the court. Such
forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under this agreement except to the extent stated
herein.
Important Disclosures for Your Records
Deutsche Bank Securities Inc "0851" is furnishing this document to you to den ydu to important manors regarding your account.
Securities Investor Protection Corporation l"SIPC")
Securities held by our clearing broker. Pershing LLC, for your account are protected up to the total not oquity held in the account. Of this total, SIPC
provides $600,000 of coverage, including $100,900 fur claims for cash awaiting reinvestment The remaining coverage is provided by Pershing
through a commercial insurer. SIPC protection applies when the SIPC member fine through which you held yore investments fails financially and Is
unable to meet its obligations to securities clients, but SIPC protection does not protect against losses attributable to the rise and fall in the market
value of investment*. A small number of client accounts are not carried on Pershing's books due to specific account factors. These accounts ere
covered under OBSes SIPC membership. 0851 dries not provide coverage in excess of SIPC coverage. Conran investments, suet, as commodity
futures contracts and currency, are ineligible for SIPC protection. For additional information on SIPC. see www.SIPC.org or call the SIPC public
information number, (202) 371-8300.
Payment for Order Row
OBAB receives payment when its maim for execution certain orders in certain securities. The determination as to where to roots orders is based on
several factors, consistent with 0651's obligation to provide best execution (or all client orders. Because several factors are Considered with respect
to such determinations, D851 could potentialy secure price improvements on such orders by muting them in a differem manner and all such orders
potentially could be executed at prices superior to the best bid or best Offer. Payment is received by 0051 In the form of rebates, or credits ageing
exchange fees, and specialist fees. Details will be furnished upon written request.
09.Pwrit .0186 Corp Mot /WA 8 T&C t02/12) CORP
006420-022212
SDNY_GM00037864
CONFIDENTIAL
CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0000688
EFTA_00148473
EFTA01282381

ARTICLES OF INCORPORATION
RECEIVED
OF LT. 1.20V, OFFICE
•
J. EPSTEIN VIRGIN ISLANDS FOUNDATION, /1 13 .!:/ tt tie'
CCIIPlit;;TINIS •
Wt. the otidersigned natural persons oft& age of twenty-one years dr more. all of whom are bona
tider esidents of the Virgin Island's of the Uinta Slates, acting as incorporators of a corporatiowto
be minted J.EpstentV irgin Islands Foundation. Inc...do adopt the following Articles:ofI ncorporation
for such cerpoistionp ursuant to the Nonprofit Corporations Law of the Virgin Islands (Chapter 3.
Title 13, Sections 491 et seq. of the Virgin Islands Code). as the.same may be amended front time
to tithe. do make and file these Articles ofI ncorporation 111 writing and do certify:
ARTICLE 1::••
The name of the corporation (hereinafter referred to as the "Corporation") is J. EPSTEIN
VIRGIN ISLANDS FOUNDATION. INC. pr,;:,
'The principal office of the CorporationadasAginialands is located at 41.42 Kongens Cade,
Si Thomas. Virgin. islands. antIthe namesj4MMtliient agent of the Corporation at that address*
Paullieffelan• •
.34inetalt lit
A. TheCorporation is nt itized exclusively for charitable. eductitionaland stientificpurpese.
ii
within themeaning of section:3610 1016f theI nternal Revenue Corker 1986 (or thetorrespooding
provision of subsequent tax [awl. Notwalutanding any other provision of these Anklet. the.:
Corporation shall not carry on any activities not permitted' to be carried on ti) by a corporation r.
exempt from federal irtcome tax under Section l)1(e)(3)_ or (ill by.a corporation; contributions to
I
which are deductible under Sections 170tegti. 2.D55(a1(2). 21.06ta W2)( A g 25r2tanzi OT
4.
2522tb 421,
S. No pan of the net earnings of the Corporation stall inure to the benefit of any individual.
The Corporation shall. however. beauthrirized antlempunred to pay reasonable compensation for
services rendered and lto makepayments ift futriteM'nee of its purposes. The Corporation may carry
ort inoinganda. or otherwise attempt to.i atioeoce. hOt only to the .stein permitted Willa
Internal Revenue Code. The Corporation shall not participate in. or intervene in (including the
publishing or distributing of statememii. any political campaign on behalf019r in opposition to any
candidate for public office.
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Articles of Incorporation
Page 2
ARTICLE&
The member of theC orpOration shall be Jeffrey E Epstein or such person or entity as he
shall designate in writing.
ARTICLE V
A. The Corporation shall be managed by a. Board of Trustees which may further delegate
management responsibilities to the officers oft he Corparation. The number ofT rustees:constituting
the Board of Trustees is three. The number of TrustetaMay be increased or decreased froml imit°
time by amendment to the By-laws- but in no even-tshall the number be less than three.
B. The names and addresses of the initial Board:fticitistees amroe as follows:
1..• ,• A. i
•
Paul Hoffman
csi•
Jeffrey Epstein 6.100 'Red Hook Quarter. Suite B..3
American Yacht Harbor
St. Thotnas. VI 00802
Jeffrey Schantz ' 6100 Red Hook Quarter_ Suite B-3
. American Yacht Harbor
St Thomas, VI 00802
try'
r
C. Trustees shall be elected by the member as Speetried.in the By-Laws. Anv vacancy occurring
in the Board of Trustees upon the death. resignation. expiration of Rim of office. or removal of ant
Trustee, or as a result of an increase in the number of Trustees. shall be tilled by a majority vote of
the remainine members of the Board ottustees theni n office under procedures specified i thWB)
Laws.
D. The names and addresses of the initial Officers of the Corporation are as follows:
'President Jeffrey Epstein
6100 Red Hook Qttaner. Suite B-3
American Yacht Harbor
St. Thomas. VI 00802
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ARTICLE IV
The member of the Corporation shall be Jeffrey E. Epstein or such person or entity as he
shall designate in writing.
ARTICLE V
A. The Corporation shall be managed by a Board of Trustees which may further delegate
management responsibilities to the offi cers of th c C orpNtion. The number of Trustees constituting
the Board of Trustees is three. The number of Trustees rrihtbe increased or decreased from rime to
time by amendment to the By-laws. but in nosevent shall the number be less than three.
B. The names and addresses of the initial Board 'eta ;re as follows:
Paul Hollinan
g
Jeffrey Epstein 6100 Red Hook Quarter. Suite 8-3
Anterican Yacht Harbor
t." SSt Thomas. VI 00802
Jeffrey Schantz 6100 Red Hook Quarter. Suite 8-3
American Yacht Harbor
St. Thomas. VI 00302
C. Trustees shall be elected by the member anpecified in the By-Laws. Any vacancy occurring
in the Board of TrusteeS upon the death, resienation, expiration of term of orrice, or removal of any 1
trustee. or as a result of an increase in the 'nimbi:ref Tntstees. shall be tilled by a majority late of
the remaining members of the Board of Trustees then in alike under procedures specified in the -
Laws.
1
D. The names and addresses of the initial .Officers of the Corporation are ns follows:
President Jeffrey Epstein
6100 Red Hook Quarter. Suite 6-1 1
American Yacht Harbor
St. Thomas,. VI 00802
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Articles of Incorporation
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Vice President Jeffrey Schantz
6100 Red Hook Quarter. Suite 8.3
American Yacht Harbor
St. Thomas. VI 00802
Vice President Paul Hoffman
Secretary Jeffrey Schantit)''')4,
6100 Red Hook Quarteriuite
Americim Yacbtlikab,o
St, l'hotnas, Ch 60802 v
4- -9
Treasurer Jeffrey
6100 kgHook"Quaner. Suite 8-3
Ametican'tv.ht Harbor
StrThaVas. VI 00802
Assistant Stcretary/nauPa ul
, •
Assistant Treasure); aul Hoffman
E. The officers of the Corporation shall be elected at an annual meeting of the Board of Trustees
on a date to be specified in the By.:Laws.
ARTICLE. VI
The Corporation is to have perpetual existence.
ARTICLE 171(
At • - • The-initial By-tawsoltheeorporatiorrshall be adopted by. the 13oad afti bieentraiiiii
alter. amend or. repeal the By-Laws or adopt new By-La;,:s.
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Articles of Incorporation
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B. In the event of the dissolution or final liquidation of the Corporation:
(I) None of the property of the Corporation nor any proceeds thereof shall be
distributed to or divided among any of the Trustees or officers of the Corporation or
inure to the benefit of any individual.
(2) After ail liabilities and obligations of the Corporation have been paid. satisfied
and discharged. or adequate provisions made .therefor..all remaining property and
assets of the CorporationshaU be distributed Watt exempt purpose or for public use
in accordance with section 501(c)(3) of the InrenterRevenue Code of 1986 (or the
corresponding provision of subsequent tax-'law) and the regulations issued
thereunder.
The names and addresses of the persons who ar'the incorporators of the Corporation are us follows:
Barbara Mignon Weatherly
Pau: Hoffman
Jetfi•ey•Epstein • 6100 Red Hook Qttaner. Suite B-3
American Yncht Harbor
St. Thomas. VI 00802
ARTICLE IX
The amount of indebtedness to which the Corporation may be subject is unlimited.
ARTICLE X •
of
'The articles incorporation-may be amended when authorized by a cote of two-thirds of The
11
members comprising the membership of this Corporation. given at a meetine. or by the %Mien
consent of all. the members without a mMing•
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Articles of Incorporation
Page 5
IN WITNESS WHEREOF we have made, signed and acknowledged these Articles'of
Incorporation thisL day of -e , 2000.
'STEIN
TERRITORY OF THE VIRGIN ISLANDS )
)Ss:
DIVISION OF ST. THOMAS & ST. JOHN )
The foregoing instrument was acknowledged before me this _21 day of 200;
by Barbara Mignon Weatherly and.PaulHoffman.
Notary Public
Sk
Noon PISMO No.
STATE OF NEW YORK Etifurmataf: Jain, us. T Ire
comMasion expel:slime(
)ss:
COUNTY OF 'Neit.i.A..icrk__
The foregoing incomes acknowledged before me this k2 day of, run e 2000
by Jeffrey Epstein.
Notary Public.
LAUREN J.
Notary Publla, Sla N t W e I o N f INIER
OialifiectNo. 0 Newyork
in2/CW60166N
New
:Coritiviission Expire! NoYve o
m
rk
b
C
e
o
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e
3
r
0
it
,
y
20
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UNANIMOUS CONSENT IN LIEU OF MEETING OF
THE BOARD OF TRUSTEES OP
THE J. F.PSTEIN VIRIGIN ISLANDS FOUNDATION, INC.
(a/k/a ENHANCED EDUCATION)
The undersigned, being all of the members of the Board of Trustees of The J.
Epstein Virgin Islands Foundation, Inc., a United States Virgin Islands corporation,
a/k/a Enhanced Education (the 'Corporation"), in lieu of holding a meeting do
hereby adopt the following resolutions and the taking of all action required or
permitted thereby:
WHEREAS, on February 29, 2012, each of Darren K. Indyke, Cecile de
Jongh, and Jeanne Brennan tendered to the Board of Trustees of the Corporation
their resigations from all offices herd by them for the Corporation; and
WHEREAS, as a raft of the resignations of Mr, Indyke, Ms. de Jongh,
and Ms. Brennan, It is.necessary that the members of the Board of Trustees of the
Corporation appoint neivofficers of the Corporation;
NOW, THEREFORE BE IT
RESOLVED, that the following persons be, and each of them hereby is,
appointed to hold the office set forth opposite such person's name below, each to
serve in such capacity until such time as a successor for has been duly appointed
and shall have qualified to serve the Corporation in such capacity:
President Jeffrey E. Epstein
Vice President Darren K. Indyke
Treasurer Erika Keilerhals
Secretaiy Erika Kellerh.als
and be it
1
1
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POWDER RESOLVED,t hata ll persons serving es officers of the
Corporadon that were not appointed to serve as officers of the Corporation
potation to the immediately preceding resolution, be, and each of them hereby is,
removed from office
Dated as of: March 1, 2012
\ICtAitti
Darren K. indyke
Erika Kellerhals
1
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FURTHER RESOLVED, that all persons serving as officers of the
Corporation that were not appciinted to serve as officers of the Corporation
pursuant to the immediately preceding resolution, be; and each of them hereby is,
Owned /torn Wiles
Dated as of: March 1, 2012
Jeffrey E. Epstein
Darrent Itidyhe
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BY-LAWS RECEIVED CE
lass V. VFI
OF
31.q_ !3, 68'
S. EPSTEIN VIRGIN ISLANDS ,FOUNDATIONy(INCe.;:: ,.,:
ARTICLE I
OFFICE
The principal business office ofJ. EPSTEIN VIRGINI SLANDS.FOL/NDATION, INC. (the
`Corporation"). shall be located at 41-42 Koligeosdcade, St. Thomas, Virgin Islands, The
Corporation may establish and maintain other offiaiikthe Virgin. Wends, any of the States or
possessions of the United States, and at such other places asmay from timeto time be selected by
the Board of Trustees:
1 /1
ARTICI*P44#
CORPORATEUAL
The corporate seal of the Coteteratida tit all have inscribed thereon the name of the
Corporation', the year gilts incorporaur tind * words "Virgin islands". The Seal shall be in the
possession of the Secretary of the Corporation"
',RUMP In
KART) OF TRUSTEES
•‘ :;#
SECTION 1. Number. Classifica4tion and Term of Office The business, affairs, concerns,
direction and the property of the Corporation shall be managed and controlled by the Board of
Trustees.
The number of Trustees shall be three (3), but themumber may be changed from time to time
by the amendment of these By-Laws, but in no event shall the number be less than three (3).
Trustees may be elected by the written consent of the member. Any vacancy occurring in the
'Board of Trustees upon the death, resignation; expiration of term of office, or removal of any
Trustee, or as a result of an increase in the number ofTrustees, shall be filled by the consent of the
member or bya.majority vote of the remaining members of the Board of Trustees then in office.
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By-Laws
Page 2
The first Board of Trustees of the Corporation shall be composed of PaulHoffinam, Jeffrey
Epstein and Jeffrey Stbantz, who, subject to Artioleill,Section6, Shall hold office until new trustees
ere' lected by the member.
SECTION 2. Piece of Meeting. The Tnistesmay hold their meetings in such place orplaces
within or without the Virgin Islands :ma majority of the Boma of Trustees may, fromitimelo lime,
determine:
SECTION 3. Meetings, Meetings of, the Board Trustectmay be called at any time by the
•
President or the Secretary, or by a majority of theBocrikof Trustees. Trustees shall be notified in
writing of the time, place and purpose of all meetings of Oet trd. Any trustee shag however, be
deemed to have waived such noticoby his attendanotatianY
SECTION 4. Ouorum. A majority of the B fin tees shall constitute roper= for the I
or
transaction of business, and if at any- meettiinnggsif ilm Trustees there is less than a tiproMM
present, a .maanry ofthosapresentmay dog from twit to time.
SECTION 1", Ivaitneutheling, A .of theBoard of Mists:ire-sett trustee present
shall have one vote.
Excepts otherwise providetiliy st by the Articles' f Incorporation, or by theseBy-Laws,
the action of a majority ofytc I.4 tees at any meeting at which a quorum is present shall be
the act of.theBriard.ofT st At1i4/ tion authorized, in writing„.by. all oldie Trustees entitled to
vote thereon and filed with theminutes of the Corporation shall be the act of the Board ofTnistees
with the same force and effect a:Mitt/Same had:b een passed by unanimous vote al 4 duly called
meeting of the. Board, at which a quorum was present.
SECTION 6. Emend and Vacancies. Arty Trnitees may be removed by,a majority vote-of the
Board of Ttustets or by the written consent of the member, and vacaneies in the Board' of Trustees
shall bullied by the member or by the remaining members of the Board and each person goelected
shall be a Trustee until his successor is elated.
I
SECTION 7. gomgenatk m. No Trustee shall receive any salary or compensation for his
seiviceSS a trustee, unless otherwise especially ordered by the Board ofTrustees or tbeiteBy-laws.
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ARTICLE IV
°FEW=
$,BOT/ON I. Election. The Board Of Trusters shall' elect a President, a Secretory and a
Treasurer and may select one (1). or more Vice-Pitsidcrits, Assistant Secretaries or Assistant
Treasurers, who shall be elected by the Board of Trustees at their regular annual •meeting held
annually on a date from time Win* specifredhy the Board. Tlieterm of office shall be for one (I)
year and until their successors are chosen. No one of such officers, except the. President, need be a
Trustee, but a Vice.President who is not aTrUstee, canriot succeed ei or fill the office ofP resident.
Any two (2) oft hea bove-named offices, except those ofP resident and Secretary, may beheld bythe
some person, butno officer shallexecute, acknowledge %verify any instrument in more than ono
(l). capacity: The Board of Traerees May turthe sahniesrof the officers of the Corporation.
1
' #
SECTION 2. The Board. f Trustees may elariarg3 suck other officers and agents as they may
deem necessary for the transaction of thd.busicipas °kik Corporation. All officers and agents Shall
respectively have such authority' nd perfoini ch duties in the management of the property and
affairs of the Corporation as may he desjgnatiatb ylbe Board of Trustees. Any officer or agent may
L
be removed, or arti.vicanCies ft* * the Strd•of Trustees whenever, in their judgment, the
business iniereits..of the Corporation strived thereby.
SECTION 3. The.Board.of Trustees may secure the fidelity of any or all. such officers by bond
or otherwise.
ARTICLE V
D1I TES Or OFFICERS
SECTION 1. President. The President shall be the chief executive. officer afthe Corporation,
and. in the recess of the Board of Trustees shall have the general control and. management of its
business and offairsXubject, however, to thy right ofthe Briard ofltustees to delegate any specific
power, except such as may be ,by statute eitelusively conferred upon the President. to any other
officer or officers •of the Corporation. He shall preside or all meetings of the Trustees and all
meetings of the member, unless otherwise determined ',lithe member.
SECTION 2. Vice-President, In case the office of President shall beeome vacant by death,
resignation or otherwise, or in case of the.absence of the President or. his inability to discharge the
duties ofh is office, such duties shall, for the time being, devolve upon the Vice-President, who shall
I
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•
EY!Laws
!VA'
do andperforin such other acts as the Board of Trustees may, from unitsunitsto thee,.authonze him to
do, but a Vice-President who isnot a Trustee cannot succeed to or fill the office of President.
SECTIONS.. Treasurer. The Treasurer shall havesustody and keep account of all Tinley, funds
andproperty of the Corporation, unless otherwise detennined brtheBoard Of Trtistees, and he shall
rerldersu.ch accounts and present such statement the Board of Trusteis:and President as maybe
requited of him: He shall depotit all funds of the Corporation which may come;inte his Winds in
such bank or banks as libelland ofTrustces may deaignate. Fleshell keep the bank accounts in the
name of the CorporatiOnand.ihall eshibit his books and accounts, at all reasonable times, to any
trustee of the Corporation upon application.at die 0iiii12i/,Orthe Corpoimion during busiiness hours.
He shall pay out money at the businestaunirequire upon the orderof the properly constituted officer,
or officers of the C0rporation, taking proper vot theyfoitptcrvidecirtoweVer, that the Board.
of Trustees shall, have power by restiltitiOn to del to "+`y4 Ithe4lunes of the Treasurer to other .
.officers, and to *provide by what officers, if.amy; tes, checks, vouchers, orders or other
instruments shall be countersigned. He shall iterfp t tsmcaddition, auch other duties as may be
delegated to film by .the Board of Trustees. 4?
• I
SECTION 4. Secretary. The Secret . Corporation shall keep' he minutes of all the
meetings of the member of the Corporation and board of Trustees in books provided hit that
purpose; he shall attend to the giving d recetOng of allnotices of the Corporation; he shall sign,
*svititthe President or Vice-Presider' the name of the Corporation, alt contracts authorized by the
Board of Trintees and wh neeeisary'strallaffix the corporate seal of the CorporatiOn thereto; he
shall have charge of such gks *diapers as the Board of Trustees May, direct; all of which shalt
at all reasonable times be open the iWarnintnipit of any, Trustee upon application at the office of
the Secretary, and in addition; II have such other duties. as may be delegated tb him by the
-4;ly
Board of-Trustees.
ARTICLE VI
AMENDMENT
The member or the Board of Trustees may alter, amend, add to or. repeal these 'Ey-taws,
including the fixing and altering of the number of,menitcrs of the Board of Trustees; provided that
the Board of Trustees shall not make or alter any By-Laws fixint their quali fications, classifications
or term of office.
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GOVERNMENT OF
THE VIRGIN ISLANDS OF THE UNITED STATES
CHARLOTTE AMALIE. St THOMAS
C-574-2000
1. the undersigned. LIEUTENANT GOVERNOR. do hereby certify that
J. EPSTEIN VIRGIN ISLANDS -FOUNDATION. INC.
of the Virgin Islands filed in my. uffice`on June 15- min as provided
for by law. Articles of Ineorporhtion. dilly atitriowledged:
VerFIEREF9FA JIM parrs named in the said Articles. and who have
signed the sattikiantittiOr successors. are hereby declared to be, from the
date 'aforesaid. a ettrporition by the name and for the purposes set forth in
said Articles, with thNiligit of succession as therein stated.
WItiteaa my hand-and the Seal of the Government
.
...., rrob
of the Virginisiands of the United States. at Char.
14th day of
lotte Amalie, St. Thomas. this
.Juty..A.D.
Lieutenant Canino? or the Vote Islands
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INTERNAL REVENttE SERVICE DEPARTMENT OP THIVTMASpet:
P. 0. SOX 2508
CINCINNATI, OR 45201
Employer Identification Number:
Natal RE
Date,
J EPSTEIN VIRGIN ISLANDS FOUNDATION Contact Person:
INC • ASHOK 8 JOSHI
6100 RED HOOK QUARTER STE 8.3 Contact Tele hone NUmbers
ST THOMAS, VI 00602
Account ng Period Ending:
December 31
Addendum Applies:
No
Dear Applicant,
Eased on information supplied, and assuming }sitar operations will be as
stated in your application for recognition'o f exemption, we have determined you
are exempt from Federal income tax under section*SOlfa) of the Internal
Revenue Code as an organisation described 1w:section 501(0(3).
P.
We have further determined that, as indicated in your application, yen'
are a private fotindation within the meent607oflsection 500(a) of the Code. In
this letter we are not determining wb$ther yob are an operating foundation ae
defined in section 4042(3)(3).
If your sources of support, orackw purposes, character, or method of
operation change, please let %sande 06 we can consider the effect of: the
change on your exempt status and foundation statue. In the case of an amend-
ment to your organizational docUMent,0r bylaws, please send us a copy of the
amended document or bylaws f r a A ls e4tybb should. inform us of all changes in your
name or address.
Ae of ;emery 14:1,84e you are liable for taxes under the Federal
Insurance ContributioneAct (social security taxes) On remuneration of $100
or more you pay to each of you.remployees during a calends! year. You are
not liable for the tax impoSed under the Federal trtemployment Tax Act (FUTA).
However, since you are private foundation, you are subject to excise taxes
under Chapter 42 of the Code. You also maybe subject to other Federal excise
taxes. If you have any questions about excise, employment, or other Federal
taxes, please let us know.
Donors may deduct contribution! to you as provided in section 170 of the
Code. Bequests, legacies, devises, transfers, or gifts to you or for your use
are deductible for Federal estate and gift tax purposes if they meet the
applicable provisions of sections 2055, 2106, and 2522 of the Code.
Contribution deductions are allowable to donors only to the extent that
their contributions are gifts, with no consideration received. Ticket pus,
chases and similar payments in conjunction with fundraising events may not
necessarily qualify as deductible contributions, depending on the circum-
Letter 1076 (100/C0)
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J EPSTEIN:VIRGIN ISLANDS FOUNDATION
stances. See Revenue Ruling 67-244, published in Cumulative •Bulletin 1967-2,
on page 104, which sets forth guidelinei regarding the deductibilitY, as chari-
table contributions, of payments made by taxpayers for admission' to! Or other
participation in fundraising activities for charity.
You are required to file Form 990-PF, Return of Private Foundation or
Section 4947(4)(1) Trust Treated as a Private Foundation. Form 990;-Pli must be
filed by the 15th day of the fifth month after the end of your annual account-
ing period. A penalty of $20 a day is charged when a return is filed late,
Unless there is reasonable cause for the delay. However, the maximum penalty
charged cannot exceed $10,000 or 5, percent of your gross receipts for the year,
whichever is less. For organizations with gross receipts exceeding 01,000,000
in any year, the penalty is $100 per day per return, unless there is reasonable
cause for the delay. The maximum penalty fOr an organization with gross
receipts exceeding $1,000,000 shall not exceed $50,000. This ;Salty may also
be charged if a return is not complete, so4glease be sure your return is
complete before you file it.
You are not required to file Federal Ancom4i4;as returns unleselyou are
subject to the tax on unrelated business dricome,under section 511 of the Code.
If you are subject to this tax, you mustkMlo an income tax return on Form
990-T, Exempt Organization Business Income Zaxlaeturn. In this letter we
are not determining whether any of yopr.;present or proposed activities are
unrelated trade or business as defined itimaction 513 of the Code.
You are required to make certain returns available for public inspection
for three years after. the latertbf Che dUe date of the return or the date the L
return is filed. The returns riquired to be made available for public
inspection are Form 990-PP, Return of PriVere gOundatioe or Sectioni4947(a)(1)
Nonexempt Charitable Trust Treettsd.te a private Foundation, and Form 4720,
Return of Certain Excise rezeirbn Charities and Other Persons UnderHChepters 41
and 42 of the Internal Reirenue Code. YOu are also required to makelavailable
for public inspection your‘eromption application, any supporting dOcuments, and
your exemption letter. ..44Copiesiof these documents must So provided to any
individual upon written or in person request without charge other than
reasonable fees for copyinsCand,poetage. You may fulfill this requirement by
placing these doeuMents on thFInternet. Penalties may be imposed for lailure
to comply with these requirement!. Additional information is available in
Publication 557, Tax-Exempt Statue for Your Organization, or you may tall cur
toll free number shown above.
You need an employer identification number even it you have nolemplay a ss i.
If an employer identification number was not entered on your application,
number will be assigned to you and you will be advised of it. Piceae use that
number on all returns you file and in all correspondence with the Internal
Revenue Service.
This determination is based on evidence that your funds are dedicated
to the purposes listed in section 501(c)(3) of the Code. To assure your
continued exemption, you should maintain, records to show that funds are
expended only for those purposes.. If you distribute funds to other:
Letter 1076 (DO/CG)
SIDNY_GM_00037880
CONFIDENTIAL
CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 8(e) DB-SDNY-0000704
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EFTA01282397

J EPSTEIN VIRGIN ISLANDS FOUNDATION
organizations, your recotdo should.show whether they are exempt under
section.$0110(3). In cases where the recipient organisation it) not exempt
under section 601(0(3), there. should be evidence that the funds will remain
dedicated to the.required purposes-and that they will be used for those
purposes by the recipient,
'If we have indicated in the heading of this letter that an addendum
applies, the Addendum enclosed is an integral part of this letter.
BecaUSe this letter could help resolve any questions about your exempt
nettle and foundation statue, you should keep it in your permanent records.
If you have any questions, please contact,the persoil Whose name and
telephone number are shown in the heading of this letter.
ginderely yours.
•) fier g Patina
Stamm , Miller
Otze k; Exempt Organisations
4
t
Letter 1076 (DO/CO)
SDNY_GM_00037881
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•
:4421
THE 1.1outOSTAIES VIRG44 &ANDS
OFFICE OF THE LIEUTENANT GOVERNOR
DIVISION OF CORPORATIONS AND TRADEMARKS'
5049 Kongens Cade
I 105.1(Ing Sires'
Charlotte Amato, Vi•oin blonds 00802
Ctifisikmsled. Virgin lAoncls.90620
Phone • 340.776 8515
Phone -.3:19.?74.6,449
Fox • 340.776.4612
Fax -'343.71;ozpo
I.
APRIL 1,7, 00:
CERTIFICATION OF,POW STANDING
This is to certify that the non profit corporation known as J. EPSTEIN
VIRGIN ISLANDS FOUNDATION, INC. filed Articles of Jneottiototion office of tne
Lieutenant Governor on JUNE 15, 2000 that a Certificate of Incorporation was
issued by the Lieutenant Governor on JULY 14, 2000 authorizing the said
corporation to conduct business in the Virgin Worlds and the corporation is
considered to be in good standing.
Denl ohannes
Director, Division of Corporation
and Trademarks
DJ/ge
SON Y_GPA_00037882
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SDNY_GM_00037883
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SDNY_GM_00037884
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