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EFTA01281722.pdf
AI Summary
This is a Fifth Third Bank overdraft notice dated May 8, 2018, for an account holder named Brian L, showing an overdraft of $1,078.37 and associated fees. The document includes transaction details showing a $200 deposit, a $1,093.50 payment to Smart LLC, and overdraft fees. [Rating: 4/10 - Standard bank overdraft notice with routine transaction details, though the payment to Smart LLC provides some case-specific content]
Flags
financial_transactions
Extracted Entities
| Name | Type | Context |
|---|---|---|
| Cincinnati OH | location | Bank's mailing address |
| Thomasville NC | location | Account holder's address |
| Fifth Third Bank | organization | Bank issuing the overdraft notice |
| Smart LLC | organization | Recipient of $1,093.50 payment that caused overdraft |
| Brian L | person | Account holder receiving overdraft notice |
| Cesar Taveras | person | Relationship manager for the account |
| P. Brian Moore | person | Senior Vice President who signed the notice |
Full Text
(SOUTH FIAMIDAJ P.O. BOX 6309a) FIFTH THIRD BANK CINCINNATI Oil 4526.01-1111 RAMO 27 HIGH TECH BLVD 22333 Overdraft Notice Date: May 08. 2018 THOMASVILLE NC 27360-5560 Account Type: 5/3 PRIVATE BA CKG Account Number: •+•"+9564 Relationship Manager: Cesar Taveras Phone: 239-449-7151 Internet Banking & Bill Payment: 53.COM Important Notice About Your Fifth Third Account Overdraft Dear BRIAN L We appreciate having you as our customer and are contacting you today with important information about the account referenced above. Please be aware that the account referenced above was overdrawn on May 7, 2018 in the amount of $1.078.37. As a result, your account was assessed $37.00 in overdraft fees today. The following information summarizes your account activity as of May 7. 2018. Please reference the additional page(s) which provide transaction details. Your beginning balance on May 7, 2018: 5(147.87) Deposits/Credits added to your balance: -4200.00 Withdrawals/Debits deducted from your balance: -$1,130.50 Your ending balance on May 7, 2018: $(1,078.37) Overdraft fees posting next business day: -$37.00 Returned items posting next business day: $0.00 Balancea After Fees and/or Returns: $(1,115.37) "This balance includes fees or returned items that will post to your account on the next business day after May 7, 2018. However, it is possible that additional items may post to your account after this notice was sent. If you have questions or need additional information. please call us at 800-972-3030. Our Customer Service Professionals are available Monday through Friday. 7 AM to 8 PM: Saturday. 8:30 AM to 5 PM ET. We'd like to save you money. It you have been paying multiple overdraft tees, there may be alternative products that may better serve your needs. Please call or visit your local financial center to discuss other options. Additionally. we offer several ways to manage your account so that you can check your balance and receive important account documents quickly: Log on to Use the Filth Enroll in Use one of many Sign up for paperless 53.com Third Mobile account Fifth Third ATMs statements and Banking App alerts account documents Sincerely, P. Brian Moore Senior Vice President Fifth Third Bank. Member F0IC. S N an alb stared service marks of F S il D th N T Y h ir G d M B I 0 n 0 c 0 o 3 rp 6 . 3 88 EguaesetiNFt EFTA_00 147001 EFTA01281722 FIFTH THIRD BANK Deposits / Credits 1 item totaling $200.00 Date Description Amount Result 05/07 FUNDS TRANSFER FROM CK: XXXXXX2315 200.00 POSTED REF # 00858841296 Withdrawals / Debits 2 items totaling $1,130.50 Transaction Date Time Description Amount Result Fee 05/07 SMART LLC SMART LLC 21228474 050718 1,093.50 PAID $37.00 05/07 OVERDRAFT FEE 37.00 PAID Overdraft/Return Item Fee Amount Overdrawn Fee Amount Overdrafts greater than $5.00: $37.00 per item Overdrafts of $5.00 or less: No per item overdraft fees are charged when your account is overdrawn $5 or less at the end of our business day. Pending - Item was approved for payment but has not posted to your account. Paid - Item was posted to your account but has contributed to your overdraft. Posted - Item was successfully applied to your account. Returned - Item was posted to your account but was returned due to non-sufficient funds. Unverified - Item was presented for posting to your account and will be verified by the next business day. *Unavailable Funds - Funds from ATM Deposits or non-Fifth Third Check deposits are not available for immediate use. Please refer to your Rules and Regulations brochure for information on Fifth Third's Funds Availability Policy. CONFIDENTIAL EFTA_00 147002 EFTA01281723