EFTA01281205.pdf

FIFTH THIRD BANK
(NORTH CAROLINA)
P.O. BOX 630900
CINCINNATI OH 45263.0900
VICKERS INVESTMENTS LLC
27 HIGH TECH BLVD
THOMASVILLE NC 27760-5560
18765 Overdraft Notice Date: November 05, 2013
Account Type: 5/3 BUS STANDARD CKG
Account Number: 3718
Relationship Manager: Phili Fintchre
Phone:
Commercial Client Services:
Internet Banking: www.53.com
Important Notice About Your Fifth Third Account Overdraft
Dear VICKERS INVESTMENTS LLC.
One of the most important ways we help our customers manage their money is by providing detailed account information on
a timely basis.
Please be aware that your account referenced above was overdrawn on November 4. 2013 in the amount of $211.48.
Because of your relationship with us. we have waived $37.00 in overdraft fees as a courtesy for this overdraft occurrence
only.
To avoid being charged an $8.00 fee for each day you are overdrawn, you will need to make a deposit no later than
November 12. 2013 to bring your account to a positive available balance. We urge you to take action immediately to avoid
future overdrafts, returned items and fees.
The following information summarizes your account activity as of November 4. 2013. Please note that the additional pages
provide transaction detail, including those items in the Withdrawals/Debits section that contributed to overdraft fees or
returned items.
Your beginning balance on November 4, 2013: $5,118.57
Deposits/Credits added to your balance: +$0.00
Withdrawals/Debits/Pending deducted from your balance: 45330.05
Your ending balance on November 4, 2013: $(211.48)
Overdraft Fees and Returned Items posting next business day: £0.00
Balance" After Rees and/or Returns: $(211.48)
**This balance includes fees or returned items that will post to your account on the next business
day after the ending balance date of November 4, 2013, as listed above. However, it is possible
that additional items may post to your account after this notice was sent.
If you have questions or need additional information. please call us at 1-866-475-0729. Our Customer Service Professionals
are available to assist you Monday through Friday. 7 AM to 10 PM ET: Saturday. 8:30 AM to 5 PM ET.
If you have been paying multiple overdraft fees, there may be less expensive alternative products that may be
better suited for your needs. Please call or visit your local banking center to discuss other options. You may also learn
more about various Account Management Services that Fifth Third Bank has to offer at www.53.com.
Sincerely.
P. Brian Moore
Senior Vice President
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FIFTH THIRD BANK
Withdrawals / Debits / Pending 2 items totaling $5,330.05
Transaction
Date Time Description Amount Result Fee
I I/04 FUNDS TRANSFER DEBIT REF # 00589138260 BUS 5.018.09 PAID
STANDRD CK
I I/04 FUNDS TRANSFER DEBIT REF # 00589166611 liiIISC. 311.96 PAID Waived
ACCOUNT CORRECTION/ADJUSTMENT
Overdraft / Return Item Fee
Tiers are based rm the number nJ rut-unmet: we ihe past 12 months.
Number of Occurrences Fee Amount
1 or more: $37.00 per item
Pending - Item was approved for payment but has not posted to your account.
Paid - Item was posted to your account but has contributed to your overdraft.
Pasted - Item was successfully applied to your account.
Returned - Item was posted to your account but was returned due to non-sufficient funds.
Unverified - Item was presented for posting to your account and will be verified by the next business day.
*Unavailable Funds - Funds from ATM Deposits or non-Fifth Third Check deposits are not available for immediate use.
Please refer to your Rules and Regulations brochure for information on Fifth Third's Funds Availability Policy.
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