EFTA01281187.pdf

FIFTH THIRD BANK
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TRAVEL REWARDS
Account Summary for Period Previous Balance $170.80
December 18, 2016 - January 17, 2017 Payments & Credits $170.80
Total Credil Limit $7.000 Purchases & Cash Advances $0.00
Cash Limit $3.500 Other Charges $0.00
Available Credit $7.000 FINANCE CHARGES
Portion Available for Cash $3.500 New Balance $0.00
The Cash Limit is a portion of the Total Credit Limit. Minimum Payment Due $0.00
Payment Due Date February 14, 2017
Transactions
TRAN POST
DAIS DAIS REFFRENCE NUMBER - DESCRIPTION AMOUNT
Questions? Call Us:
Payments & Credits
Customer Service
12;27 12:27 1827 MAIL PAYMENT BRANCH CINCINNATI O1-4 -S170.80
1.800.972.3030
Finance Charges Please see reverse side for important information
Send Payments to:
Days in Current Billing Period 31
Fifth Third Bank
Outstanding Average Daily Monthly Corresponding Periodic
PO Box 740789
Balance Balance Periodic Rale Annual FINANCE
Cincinnati. OH 45274-0789 Percentage Rate CHARGE
Current Purchases' $0.00 $0.00 1.20750% 14.49% $0.00
Send Billing inquiries to: Current Cash" $0.00 $0.00 2.08250% 24.99% $0.00
Fifth Third Bank
Customer Service Total Transaction Charges: $0.00
MD 1MOC2G Total FINANCE CHARGES: $0.00
5050 Kingsley Drive Finance charges incurred using 'Method 1 or aMethod 2
Cincinnati, OH 45227-1115 'Periodic Rate may vary
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Please write your account number on your check made payable to Fifth Third Bank and mail portion below in return envelope.
FIFTH THIRD BANK
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Account Number
New Balance $0.00
Minimum Payment Due $0.00
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FIFTH THIRD BANK
PO BOX 740789
CINCINNATI OH 45274-0789 Total Enclosed $
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CONFIDENTIAL
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What To Do if You Think You Find A Mistake On Your Statement Online Payment: Payments can be made via Online Banking at 53.com. If we
If you think there is an error on your statementwrite to us at: Fifth Third Bank. Ann: receive your request on a Business Day by 7 p.m. ET we will credit your payment
Disputes Resolution Department. MD 1MOC2G. 5050 Kingsley Drive. Cincinnati. as of that day. II we receive your request after that time we will credit your payment
OH 45227. You may also contact us at 877433.6197, Monday through Friday 7 as of the next Business Day.
AM to 8 PM (EST) and Saturday 8:30 AM to 5 PM (EST). Upon contacting us
Mailed Payment: Payments received in proper form before 5pm ET on a
provide the following information:
Business Day at the address printed on the payment coupon portion of your
• Account information: Your name and Account number. statement will be credited as of that Business Day. A payment received there in
• Dollar amount: The dollar amount of the suspected error. proper Sorra alter that time will be credited as of the next Business Day. Allows to 7
• Description of Problem: II you think there is an error on your bill, describe days for payments by regular mail to reach us. There may be a delay of up to 5
what you believe is wrong and why you believe it is a mistake. days in crediting a payment we receive that is not in proper form or not sent to the
correct address. A mailed payment is in proper form if it includes the payment
You must contact us:
• Within 60 days after the error appeared on your statement. coupon: includes a valid check or money order (no cash or foreign currency
• At least 3 Business Days before an automated payment is scheduled. if you please): and your name and account number are on the front of your check or
money order.
want to stop payment on the amount you believe is wrong.
In Person Payment: All payments made in person to a Filth Third employeeat a
You may notify us of potential errors in writing or by calling us. You may still be
Fifth Third Banking Center will be credited as of that day. Payments made at an
required to pay the amount(s) in question if the Bank determinesthe transaction is
not an error. If you betieveiraud has occurred on your account, please call us as ATM on a Business Day by 7 p.m. ET will be credited as of that day. Payments
soon as possible at 800-782.0279. made at an ATM after that time will be credited as of the next Business Day.
Business Days: Business days are Monday through Friday, excluding federal
While we investigate whether or not there has been an error, the following are
holidays.
true:
• We cannot try to collect the amount in question. or report you as delinquent on Electronic Check Conversion: If you send an eligible check with this payment
that amount. coupon. you authorize us to make a one•time electronic fund transfer from your
• The charge in question may remain on your statement, and we may continue to account. If we do. the checking account will be debitedin the amount on the check
charge you interest on that amount. But, if we determinethat we made a mistake. and the check will be destroyed. We may do this as soon as the day we receivethe
you will not have to pay the amount in question or any interest or other fees check.
related to that amount. Information Reported to Credit Bureaus: We may report informationabout your
• While you do not haveto pay the amount in question.you are responsible for the account to credit bureaus. Late payments. missed payments, or other defaults on
remainder of your balance.
your account may be reflected in your credit report. II you think we reported
• We can apply any unpaid amount against your credit limit.
inaccurate info rmation to a credit bureau write to the following address: Fifth Third
Your Rights It You Are Dissatisfied With Your Credit Card Purchase: Bank, Attn: Disputes ResolutionD epartment,5050 Kingsley Drive. MD: 1MOC2G.
If you are dissatisfied with the goods or services that you have purchased with your Cincinnati. OH 45227. Include your name, address, account number and a
credit card, and you have tned in good faith to correct the problem with the detailed description of the information you feel is inaccurate.
merchant, you may have the right not to pay the remaining amount due on the
Calculation of Interest Charges: We calculate interest charges separately for
purchase.
each balance shovm in the Interest Charge Calculationbox. using the averagedaily
To use this right, all of the following must be true:
balance method (including new transactions). To get the "average daily balance'
1. The purchase must have been made in your home state or within 100 miles of
we take the beginning balance of each day, and, as applicable to that balance.add
your current mailing address, and the purchase price must have been more than any new charges and fees. and subtract any paymentsor credits. This gives us the
$50. (Note: Neither of these are necessary if your purchase was based on an daily balance. We add up all the daily balances for the billing cycle and divide by
advertisement we mailed to you, or it we own the company that sold you the
the number of days in the billing cycle. This gives us the "averagedaily balance.'
goods or services.)
We multiplythe applicablemonthly periodic rate by the -averagedaily balancesand
2. You must have used your credit card for the purchase. Purchases made with
that gives us the interest charges for that balance for the billing cycle. (The
cash advances from an ATM or with a check that accesses your credit card
monthly periodic rate equals the APR in effect divided by 12.)
account do not qualify.
3. You must not yet have fully paid for the purchase. How to Avoid Paying Interest on Purchases: Your due date is at least 23 days
after the close of each billing cycle. We will not charge you interest on Purchases if
If all of the criteria above are met and you are still dissatisfied with the purchase.
you pay your entire balance by the payment due date.
contact us in writing at: Fifth Third Bank. Attn: Disputes Resolution Department.
MD 1MOC2G. 5050 Kingsley Drive. Cincinnati. Ohio 45227. While we investigate. Variable APRs: APRs followed by (V) may vary.
the same rules apply to the disputed amount as discussed above. After we finish Payment: You may pay all or part of your account balance at any time. However.
our investigation.we will tell you our decision. At that point. it we think you owe us you must pay, by the payment due date, at least the minimum payment due.
an amount and you do not pay. we may report you as delinquent.
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TRAVEL REWARDS
Real Life Rewards Summary
Point Balance on this card: 9.681
As of: 01/17/2017
The Reward Points shown on this statement include Rewards Points earned only on this product and
may not include all earned Reward points for all transactions you made this month. To obtain your
total Reward Point balance login to 53.com Internet Banking or w0 1.800.449.2142.
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FIFTH THIRD BANK
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TRAVEL REWARDS
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